South Carolina 2025-2026 Regular Session Status: In Committee 1 R cosponsors

H 4049 — Automobile Insurance

Last action — Member(s) request name added as sponsor: Taylor, Hartz

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced February 19, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Prognosis

Stalled 26% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 16 sponsors

    16 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-77-285 SO AS TO PROVIDE AUTOMOBILE INSURANCE APPRAISERS AND INSURERS MAY NOT REQUIRE INSUREDS TO USE CERTAIN FACILITIES TO REPAIR OR REPLACE DAMAGED AUTOMOBILE SAFETY GLASS, AND TO PROVIDE PENALTIES FOR VIOLATIONS.

Bill Text

What changed in the latest version

59 added · 20 removed

Plain-language change summary

The newly amended bill H 4049 introduces a provision that prevents automobile insurance appraisers and insurers from requiring policyholders to use specific facilities for repairing or replacing damaged automobile safety glass. This change is important because it increases consumer choice, allowing drivers to select their preferred repair shops without facing penalties or restrictions from their insurance companies. It also includes penalties for violations, which adds a layer of accountability for insurers.

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2025-2026 Bill 4049 Text of Previous Version (Feb.
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19, 2025) - South Carolina Legislature Online South Carolina General Assembly126th Session, 2025-2026Bill 4049Indicates Matter StrickenIndicates New Matter(Text matches printed bills.
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Document has been reformatted to meet World Wide Web specifications.)                 A bill   TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-77-285 SO AS TO PROVIDE AUTOMOBILE INSURANCE APPRAISERS AND INSURERS MAY NOT REQUIRE INSUREDS TO USE CERTAIN FACILITIES TO REPAIR OR REPLACE DAMAGED AUTOMOBILE SAFETY GLASS, AND TO PROVIDE PENALTIES FOR VIOLATIONS.
  Be it enacted by the General Assembly of the State of South Carolina:
  SECTION 1.  Article 3, Chapter 77, Title of the S.C.
Code is amended by adding:
      Section 38-77-285.
(A) An automobile physical damage appraiser may not require that automobile safety glass repair or replacement work be performed or not be performed in or by a specified facility or glass shop.
    (B) An insurance company doing business in this State or third-party claims administrator, agent, or adjuster for such company may not:
       (1) required any insured to sue a specific person for the provision of automobile safety glass repair or replacement work;
or        (2) state that choosing a facility other than a glass shop participating in an automobile safety glass repair or replacement work program established by such company will or may result in delays in or a lack of guarantee for the automobile safety glass work.
    (C)(1) If there is any communication between a glass claims representative for an insurance company doing business in this State or a third-party claims administrator for such company and an insured regarding automobile safety glass repair or replacement work or automobile glass products, in the initial contact with the insured, such representative or claims administrator must state or disclose to the insured a statement substantially similar to the following:
"You have the right to choose a licensed glass shop where the damage to your motor vehicle will be repaired.
If you have a preference, please let us know."        (2) A glass claims representative for an insurance company doing business in this State or a third-party claims administrator for such company may not provide an insured with the name of, schedule an appointment for an insured with, or direct an insured to, a licensed glass shop that is owned by:
           (a) such company;
           (b) such claims administrator;
or            (c) the same parent company as such insurance company or claims administrator, unless such representative or claims administrator provides the insured with the name of at least one additional licensed glass shop in the area where the automobile safety glass work is to be performed.
    (D) In addition to the penalties available under Section 38-2-10, a violation of this section constitutes an unfair trade practice under the South Carolina Unfair Trade Practices Act and is subject to remedies and penalties pursuant to Article 1, Chapter 5, Title 39.
    (E) For purposes of this section, "automobile safety glass" means glass for which no deductible may be applied pursuant to Section 38-77-285(B) when being repaired or replaced.
  SECTION 2.  This act takes effect upon approval by the Governor.
----XX---- This web page was last updated on February 19, 2025 at 10:59 AM
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Action History

  1. Member(s) request name added as sponsor: Taylor, Hartz

  2. Referred to Committee on Labor, Commerce and Industry

  3. Introduced and read first time

Sponsors

Sponsorship breakdown

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16 sponsors · 0 co-sponsors · 154 not signed on

Sponsors (16)

Co-sponsors (0)

None.

Not signed on (154)

154 members have not signed on to this bill.

Show all 154 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

public-safety finance health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does H 4049 do?
A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-77-285 SO AS TO PROVIDE AUTOMOBILE INSURANCE APPRAISERS AND INSURERS MAY NOT REQUIRE INSUREDS TO USE CERTAIN FACILITIES TO REPAIR OR REPLACE DAMAGED AUTOMOBILE SAFETY GLASS, AND TO PROVIDE PENALTIES FOR VIOLATIONS.
Who sponsors H 4049?
H 4049 is sponsored by Representative Joseph S. "Joe" White, Representative Brandon Guffey, Representative Robert Q. Williams, Representative Chris Wooten, Representative John Gregory "Jay" Kilmartin, Representative Lucas Atkinson, Representative M. Brian Lawson, Stephen D. Frank (Republican), Representative Donald G. "Don" Chapman, J.L. Johnson, Representative Daniel Gibson, Representative Richard L. "Richie" Yow, Representative Jeff Bradley, Representative Wendell K. Jones, Representative Bill Taylor, and Representative Charles V. Hartz.
What is the current status of H 4049?
This bill is in committee in the House. Introduced February 19, 2025. It must pass committee before a floor vote.
Where can I track H 4049?
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