South Carolina 2025-2026 Regular Session Status: In Committee

H 4147 — Credit Unions

Last action — Referred to Committee on Labor, Commerce and Industry

Track this bill free

No card. One bill, free forever — alerts when it moves.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced March 05, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Prognosis

Stalled 14% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 34-26-290 SO AS TO REQUIRE CREDIT UNIONS TO POST ALL FEES AND CHARGES THAT MAY BE ASSESSED AGAINST A MEMBER.

Bill Text

What changed in the latest version

17 added · 13 removed

Plain-language change summary

The updated version of Bill H 4147 now requires credit unions to prominently display all fees and charges that may be charged to members both in their physical locations and online. This change is important because it increases transparency, ensuring members are fully informed about potential costs associated with their accounts. By making this information easily accessible, the bill aims to empower credit union members to make better financial decisions.

→
Previous
Latest
PK 0ƒeZ\î:
2025-2026 Bill 4147 Text of Previous Version (Mar.
Ç customXml/item3.xml½WÝr›F¾ïSìpߋ?!peRk›D–v<™³Àb«Aà 'ÓÉL_¡¯Ø'éIa9¹ëŒ$àœïûöœåìÙÕôí—UŽ>³uµ,‹«3ñB8C¬HÊtY<\…äš×ÎPUÓ"¥yY°«³¢<{kü4͟cY¬¦)­)‘¢ºâëúér4ª’G¶¢ÕEùÄ ðdåzEkx\?Œžhò‰>°‘$êhµ£¶jüþ™3¦¶g…ì’ˆÜßac¶ÌóéèØ6½væØ5Øx“×?7ßl™³‚®Ø›x†ïtÔA¦ŽmHòx¢Ò‰ÆÇTðʘŽy]c~’ŠLÖY<¦©>pJ¢™3ŸG³èÖâ;ï±9Ÿ×4¯ØttÚyà8i‘à­u€zgZïñ+؝ïˆÉÛÍÏò܀8$$Žçžâ¿‚ì«YÞbႱï<ÿTCÄ1Û½»k}>€ñC\Ä ë̀µsôÁ6žóÄ[ûÒ7¯_ŸÖ¾·Ïr\â{vhaûe<=_Ÿ²0ý÷ØïNŒÒ¹ŽðØ¿‰è­£½óqS¸§Ð«÷q$¼®;Ó=]/ }>Áx?¦‚xðí6‰~Ã~ЈH‚4æ™ÆD.ÛÜÃo'Ñwüèփm<¶IpOå@bäð^RÜƆ}לï"qÃÅû†Ø±^C´9ˆ’Úcí­Üë#¼¦|M¿Í¤‡mm{ˆ q@öWCQ¦ŠÄKTPy%K^Ó2•ŸˆšMtBǹӒ;ÑÈó2n—„AÓɘéšÌSIÓAt¬ñT‡&)¨©,P§R29ˆÈ{ÑàZç﯆&$’.Ç*¯ê,á•IÂx-“d^§cYu–j‡’÷¢ÛKÛÃ?(¢2ùØ1zžx;Ç z>žýíšãÄCmÓDä£ÀÉ-²LߛCšÈòlŒ¼k47Ð왶í¸7(ÀVÓT‘¬üû÷?’Úüèp‘ kæÜñ1²|l;…Ͳkw^@ìè㠙0¦ukB ç­IмG3"Mya™7¦ã6´ÀMøƒ¤¶ñr±6ËÇrÓ[ËûÙ펨;l™iŽoÚ7†]8‚³@͞—i_z8P|“l'»Ù!ÝãօÃC1ô˜»Y ŒqKj8–„¡cs—ÜX’ÓDÎ^eW4!åãTÍx‘fŠžèLJ')w¾'¹p œdXTmM=çf³5w)vòõé܂Ǡâ.!¢žaV–ŸVtýi7PQEDV,Iu¡ "U×Æb5§²€^/ëMCÛ±¹Ë¬éµàMY¾¯ !+¼¤ò@oI.{æ.k؎ ÆM܋âã9G–uÎ|–ëHI TngJ³j köçf¹f(Y³tY£MѐQ]¢§²ªÍs”1V!8ס䑮à¾~¤5Zѯ(fˆVƒOŠè] ­X;gçœÍrãî2ø¶‡°/õ6{YÑ8gu½.óªKõ˜xÎùì‰ÑÜ©Ùj—Ö降«¨Ø¬"1%E¨4–¸oçÃâÐ2AN¨>†C)¯¤ ô2=‘xf‰/c2Ž_Çö\»N#–e<¿S)Ò°RÒ5Íj8$GINa¡½,–ÿk^¤(§U½ü[¿Avk©·¼ÂÙ;°Ö¶.¶.ú”Ïý¨íòÐ8*º¢ +~©’¶´]æâ¡üÜiôCXéÐÖàPaÂïM¾d{ŽËM^ÿXîˆ;ÿÿ0þPK 0ƒeZÙî!å Y customXml/itemProps3.xml±NÃ0†wžÂÊâɵJÚTI*“©+‰Õ8—Ô"¶#Û$Ä»ã¨b ã'}ÿwW?õ„ÞÁyeM…Ó Ì´½2c…ŸŸ:²ÇÈaz1Y6뛲÷‡^áƒup  QĘ8óUra>Pêå´ð;ƒ‰ËÁ:-BŒn¤v”„ÖÊEƒ 4c,§r‰,ý¢§E¶ŠÈS[%_|Çx“uiº»‚ls^¾ç;’Í}ËÚmš²ï¤^}.…0ø¿qå-NýGlòMŒp1ÒÄz#>^osF~sBë’^õÑëÔ?PK 0ƒeZ\îŠ#½ ' customXml/_rels/item3.xml.relsÏÁŠÂ0àû>EÈ%'›ª°ÈÒ´¼‰ta¯!¶Á&2£èÛö´Â<Îÿ÷3Mw‹¸A&Ñ¨uU+ÑáàãdÔwXí” ¶q°F0ꤺö£9Ãb¹dhö‰DA"93§/­ÉÍ,U˜ –ˈ9X.cžt²îb'ЛºþÔù¯!ÛS#óqØJÑ?¼cã8z{t× ‘ÿ©ÐîJŒá',§Œ¥Qô6OÀFz†ð»ÚVŔºmôËíPK ! 3“h›è [Content_Types].xml͗M‹Û0†ï…þ£ë+¥”gý8¶ÝB¯Š4NDõ…f²»ù÷•íÄ-%³M¼ÎÅkæ}E43¿}²&{€ˆÚ»‚Mò1ËÀI¯´[ìûýçÑ;–! §„ñ ¶d·‹×¯æ÷Û ˜¥l‡[…÷œ£\ƒ˜û .­”>ZAég\ñ äO±>ßr遣Ul1ÿ¥ØÊ>=¥× Iƒ,ûÐV^!-¥uþàÔ_.£Cž2ë\ë€7)€ñƒÕÊ¿ vy_Si¢VÝ‰H_„MQüÑGŕ—›2óã28}Yj m~¥¢—€˜jnMÞ®X¡Ý͹Aòö‡5\Ø»èNÎÆiE+=ˆ¤ŸÉ0½†Ù0¼yi†ú\º]BL'éò³•î„@ÚÀË4ºÝö@”ú Ø)w"<Âò[oˆw‚”Þ“óÔÇ×h¥;!À©žöʝk âäòð‰þÓÁü«ÕËþáý§ƒù7eš \ÿـõO~bi ‚t'ÄÊxD·/Ñ=í½N‡øÖúÍ1üõÕ²\Í=Ö]ÅA¦4ç@ó<ÿ/µ–9f™"ëŽ2ÍMñ?¶½ŒªìQ8©•l“ôÙûƒjæR žëÝ´¿ê¢˜óz„]üPK ! ™U~ù á _rels/.rels­’MK1†ï‚ÿ!̽;Û*"ÒÝ^DèMdýC2û›’©¶ÿÞX]¨k=fòΓg†¬7{;ªwŽið®‚eQ‚b§½\WÁk󴸕„œ¡Ñ;®àÀ 6õõÕú…G’Ü”ú!$•).UЋ„Ĥ{¶” Øå›ÖGK’±Ã@ú:ÆUYÞaǜzÂT[SAܚPÍ!ð9l߶ƒæG¯w–œxy/ì›Eˆ¹?ʐ§Q Ŏ¥ãõs.'¤ŠŒò¼ÏWbNhyÉM?6>ÌJÇòœÍí%mô.‰·ÿ¬ç˜ùVÂÉǬ?PK ! G´%á8 Ï word/_rels/document.xml.rels͗½nÛ0Ç_EÐÐ-"EIv”F1P´C†.©‡š:}4)Tl?[‡>R_¡ô‡bQ-Š¥ÝÅÀ¥?w¼;S?¿ÿ¸]lÚÆ{©jÁ3?°ïg"¯y™ù½.®®ýÅÝí4T›'TUwÊ3¯p•ù•ÖÝ BŠUÐRˆ¸Y)„l©6¦,QGÙ3-ŒgHŽ5|[Ó[n;x‹¢(ŠšÁGÁú¸þƒ0ZÃêhmø•ï-©,AgþÈEß»Ï3_Þç×¾‡œ‘Bh'ˆƒZ a䒠l„RTn‡gN,à ʏK6•Ó¼°^iÑ~Ýí7àÁɋj mdñ8M’ú­ZÅ0wÉPÍÇ¥r°‰}(Äm±r½¤«ÆõztÙóK׆rþ¶‹3œ]:!“‘â´Yô¶q«ìmkÿÙùe’ §à}»iÆà âÕea$çÏä0 Ϲi†Q-»„ÐæÝÑÄڛç¤$ÒK÷hlñÄ®‡Öäh^]EzþÑ9ùKsš‡Ê(ɦæÏ£61²Êè®×ë@1¥©†Jô ‚R¼ UÝ4 ¨dUÐUÝbg:[eqÏßѶ{¯@íoÊ!™ì¾mÍ5*û0ìñYäÿÓÆÄÊé1҇”†4g˜…‡1GÿSÔ»ˆL4O“äÊüÌP'Á| ]Ì{/Žp˜{âæ¯1҈ႜ&ÄEzö“½y¬¾=¾—Ø5Ã$O¢8q;¥þnAR0Â&sâ=.²>Ëî~PK ! ¹k)O= óF word/document.xmlí\ënã¸~¶&±DݍMºyƋÜ{¶»( ƒ–h[Ý Ñq²E¾Bß ÏÒGé“ôPǒ_’ììÌ`ƒXɏ
05, 2025) - South Carolina Legislature Online South Carolina General Assembly126th Session, 2025-2026Bill 4147Indicates Matter StrickenIndicates New Matter(Text matches printed bills.
Document has been reformatted to meet World Wide Web specifications.)                 A bill   TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 34-26-290 SO AS TO REQUIRE CREDIT UNIONS TO POST ALL FEES AND CHARGES THAT MAY BE ASSESSED AGAINST A MEMBER.
  Be it enacted by the General Assembly of the State of South Carolina:
  SECTION 1.  Article 2, Chapter 26, Title of the S.C.
Code is amended by adding:
      Section 34-26-290.
A credit union shall post in a conspicuous place in its place of business and on its website, app, or any other electronic format utilized, all fees and charges that may be assessed against a member.
  SECTION 2.  This act takes effect upon approval by the Governor.
----XX---- This web page was last updated on March 05, 2025 at 01:08 PM
⬇ Download PDF
View plain text versions (2)
  • 03/05/2025 View text Current html
  • Introduced Filed vnd.openxmlformats-officedocument.wordprocessingml.document

Action History

  1. Referred to Committee on Labor, Commerce and Industry

  2. Introduced and read first time

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 0 co-sponsors · 169 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (169)

169 members have not signed on to this bill.

Show all 169 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does H 4147 do?
A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 34-26-290 SO AS TO REQUIRE CREDIT UNIONS TO POST ALL FEES AND CHARGES THAT MAY BE ASSESSED AGAINST A MEMBER.
Who sponsors H 4147?
H 4147 is sponsored by Representative Christopher R. "Chris" Hart.
What is the current status of H 4147?
This bill is in committee in the House. Introduced March 05, 2025. It must pass committee before a floor vote.
Where can I track H 4147?
Track H 4147 free on One Click Politics — get push/email alerts when it moves.

Make your voice heard on H 4147

Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.

Find my representatives → Run a campaign

Stay ahead of H 4147

Last checked for changes 2 months ago · updated continuously

One Click Politics tracks every bill in Congress and all 50 states.

Track this bill →