South Carolina 2025-2026 Regular Session Status: Enacted

S 830 — Automobile Insurance Issuance

Last action — Act No. 176

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 20, 2026. Enacted.

Signed by Governor Henry McMaster (Republican) on May 18, 2026.

Prognosis

Likely to advance 70% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Cleared a recorded vote

    Passed 2 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

The bill allows insurers to limit automobile insurance policies to members of specific nonprofit organizations.

This legislation changes the rules for automobile insurance issuance in South Carolina, permitting insurers to restrict coverage to members of certain nonprofit organizations. This could affect how individuals obtain insurance based on their organizational affiliations.

What this means for you
  • Consumers: This may affect your ability to obtain automobile insurance if you are not a member of the specified nonprofit organizations.

Summary

AN ACT TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 38-77-122, RELATING TO INSURERS AND AGENTS PROHIBITED FROM REFUSING TO ISSUE AUTOMOBILE INSURANCE POLICIES DUE TO CERTAIN FACTORS, SO AS TO PROVIDE THAT INSURERS CAN LIMIT THE ISSUANCE OF INSURANCE TO MEMBERS OF PARTICULAR NONPROFIT MEMBER ORGANIZATIONS. - RATIFIED TITLE

Bill Text

What changed in the latest version

2 added · 23 removed

2 line(s) added, 23 removed.

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Previous
Latest
2025-2026 Bill 830 Text of Previous Version (Mar.
2025-2026 Bill 830 Text of Previous Version (Jan.
12, 2026) - South Carolina Legislature Online South Carolina General Assembly126th Session, 2025-2026Bill 830Indicates Matter StrickenIndicates New Matter(Text matches printed bills.
20, 2026) - South Carolina Legislature Online South Carolina General Assembly126th Session, 2025-2026Bill 830Indicates Matter StrickenIndicates New Matter(Text matches printed bills.
Document has been reformatted to meet World Wide Web specifications.) Indicates Matter Stricken Indicates New Matter   Committee Report March 12, 2026   S.
Document has been reformatted to meet World Wide Web specifications.)                 A bill   TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 38-77-122, RELATING TO INSURERS AND AGENTS PROHIBITED FROM REFUSING TO ISSUE AUTOMOBILE INSURANCE POLICIES DUE TO CERTAIN FACTORS AND PROHIBITED FACTORS FOR PREMIUM RATES, SO AS TO PROVIDE THAT INSURERS CAN LIMIT THE ISSUANCE OF INSURANCE TO MEMBERS OF PARTICULAR NON-PROFIT MEMBER ORGANIZATIONS.
830   Introduced by Senator Alexander   S.
Printed 3/12/26--S.
Read the first time January 20, 2026   ________   The committee on Senate Banking and Insurance To whom was referred a Bill (S.
830) to amend the South Carolina Code of Laws by amending Section 38-77-122, relating to insurers and agents prohibited from refusing to issue automobile insurance policies, etc., respectfully Report:
That they have duly and carefully considered the same, and recommend that the same do pass:
  RONNIE CROMER for Committee.
  _______                 A bill   TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 38-77-122, RELATING TO INSURERS AND AGENTS PROHIBITED FROM REFUSING TO ISSUE AUTOMOBILE INSURANCE POLICIES DUE TO CERTAIN FACTORS AND PROHIBITED FACTORS FOR PREMIUM RATES, SO AS TO PROVIDE THAT INSURERS CAN LIMIT THE ISSUANCE OF INSURANCE TO MEMBERS OF PARTICULAR NON-PROFIT MEMBER ORGANIZATIONS.
----XX---- This web page was last updated on March 12, 2026 at 01:57 PM
----XX---- This web page was last updated on January 20, 2026 at 12:26 PM
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  • 04/30/2026 View text Current html
  • Introduced Filed vnd.openxmlformats-officedocument.wordprocessingml.document

Action History

  1. Act No. 176

  2. Effective date 05/18/26

  3. Signed By Governor

  4. Ratified R 155

  5. Read third time and enrolled

  6. Unanimous consent for third reading on next legislative day

  7. Roll call Yeas-96 Nays-0

  8. Read second time

  9. Debate adjourned

  10. Debate adjourned until Wed., 5-6-26

  11. Committee report: Favorable Labor, Commerce and Industry

  12. Referred to Committee on Labor, Commerce and Industry

  13. Introduced and read first time

  14. Read third time and sent to House

  15. Roll call Ayes-43 Nays-0

  16. Read second time

  17. Committee report: Favorable Banking and Insurance

  18. Referred to Committee on Banking and Insurance

  19. Introduced and read first time

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 0 co-sponsors · 169 not signed on

Co-sponsors (0)

None.

Not signed on (169)

169 members have not signed on to this bill.

Show all 169 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Passage of Bill

Passed 96 Yea · 0 Nay · 28 Other
Party YeaNayPresentNot Voting
Unaffiliated 930026
Democrat 1001
Republican 1001
Total 950028
% of votes cast 77%0%0%23%
How each member voted (123)
Member Party Vote
Brittain, T. Case, Jr. — Yea
Representative Luke S. Rankin — Not Voting
Henderson-Myers, Rosalyn D. — Yea
Johnson, Jeffrey E. — Yea
Johnson, Jermaine L., Sr. — Not Voting
Representative Adam L. Duncan — Yea
Representative Annie E. McDaniel — Yea
Representative April Cromer — Yea
Representative Beth E. Bernstein — Yea
Representative Bill Taylor — Yea
Representative Brandon Guffey — Yea
Representative Brandon L. Cox — Not Voting
Representative Brandon Newton — Yea
Representative Bruce W. Bannister — Not Voting
Representative Cally R. "Cal" Forrest, Jr. — Not Voting
Representative Carl L. Anderson — Not Voting
Representative Chandra E. Dillard — Yea
Representative Charles V. Hartz — Yea
Representative Chris Wooten — Yea
Representative Christopher R. "Chris" Hart — Not Voting
Representative Cody T. Mitchell — Yea
Representative Courtney S. Waters — Yea
Representative Craig A. Gagnon — Yea
Representative Daniel Gibson — Yea
Representative David Martin — Not Voting
Representative David R. Hiott — Yea
Representative David Vaughan — Yea
Representative Dennis C. Moss — Yea
Representative Dianne Mitchell — Yea
Representative Donald G. "Don" Chapman — Yea
Representative Donald Ryan McCabe, Jr. — Not Voting
Representative Elizabeth "Spencer" Wetmore — Not Voting
Representative Fawn M. Pedalino — Yea
Representative Gary S. Brewer, Jr. — Yea
Representative Gil Gatch — Not Voting
Representative Gilda Cobb-Hunter — Yea
Representative Greg Ford — Yea
Representative Hamilton R. Grant — Yea
Representative Harriet A. Holman — Yea
Representative Heath Sessions — Yea
Representative Heather Ammons Crawford — Not Voting
Representative Heather Bauer — Not Voting
Representative J. David Weeks — Not Voting
Representative J. Todd Rutherford — Yea
Representative JA Moore — Yea
Representative Jackie E. "Coach" Hayes — Yea
Representative Jackie R. Terribile — Yea
Representative James E. Teeple — Yea
Representative James Mikell "Mike" Burns — Yea
Representative Jeff Bradley — Yea
Representative Jerry N. Govan, Jr. — Not Voting
Representative John Gregory "Jay" Kilmartin — Yea
Representative John R. McCravy III — Yea
Representative John Richard C. King — Yea
Representative John T. Lastinger, Jr. — Yea
Representative Jordan S. Pace — Not Voting
Representative Joseph M. "Joe" Bustos — Yea
Representative Joseph S. "Joe" White — Yea
Representative Josiah Magnuson — Yea
Representative Justin T. Bamberg — Not Voting
Representative Kambrell H. Garvin — Yea
Representative Kathy Landing — Yea
Representative Keishan M. Scott — Yea
Representative Kevin Hardee — Not Voting
Representative Lee Hewitt — Yea
Representative Leon D. "Doug" Gilliam — Yea
Representative Leon Howard — Not Voting
Representative Leonidas E. "Leon" Stavrinakis — Not Voting
Representative Lonnie Hosey — Yea
Representative Lucas Atkinson — Not Voting
Representative M. Brian Lawson — Yea
Representative Mark N. Willis — Yea
Representative Melissa Lackey Oremus — Yea
Representative Micajah P. "Micah" Caskey IV — Yea
Representative Michael F. Rivers, Sr. — Not Voting
Representative Mike M. Neese — Yea
Representative Nathan Ballentine — Not Voting
Representative Neal A. Collins — Yea
Representative Patrick B. Haddon — Yea
Representative Paul B. Wickensimer — Not Voting
Representative Paula Rawl Calhoon — Yea
Representative Phillip Bowers — Yea
Representative Phillip D. Lowe — Yea
Representative Richard Blake Sanders — Yea
Representative Richard L. "Richie" Yow — Yea
Representative Robby Robbins — Yea
Representative Robert J. "Rob" Harris — Yea
Representative Robert Q. Williams — Yea
Representative Robert T. Reese — Yea
Representative Roger K. Kirby — Yea
Representative Sarita L. Edgerton — Yea
Representative Seth Rose — Yea
Representative Shannon S. Erickson — Yea
Representative Steven Wayne Long — Yea
Representative Sylleste H. Davis — Yea
Representative T. Alan Morgan, Jr. — Yea
Representative Terry Alexander — Yea
Representative Thomas Beach — Yea
Representative Thomas Duval "Val" Guest, Jr. — Yea
Representative Thomas E. "Tommy" Pope — Yea
Representative Thomas F. "Tom" Hartnett, Jr. — Yea
Representative Thomas Lee Gilreath — Yea
Representative Thomas R. "Randy" Ligon — Yea
Representative Timothy A. "Tim" McGinnis — Yea
Representative Travis A. Moore — Yea
Representative W. Scott Montgomery IV — Not Voting
Representative Wallace H. "Jay" Jordan, Jr. — Yea
Representative Wendell G. Gilliard — Yea
Representative Wendell K. Jones — Yea
Representative William "Bill" Clyburn — Yea
Representative William "Bill" Hager — Yea
Representative William C. "Chris" Huff — Yea
Representative William H. Bailey — Yea
Representative William M. "Bill" Chumley — Yea
Representative William M. "Bill" Hixon — Yea
Representative William R. "Bill" Whitmire — Yea
Representative Wm. Weston J. Newton — Yea
Smith, G. Murrell, Jr. — Yea
Smith, Marvin — Not Voting
Jason Luck Democrat Yea
Tiffany R. Spann-Wilder Democrat Not Voting
Carla M. Schuessler Republican Yea
Stephen D. Frank Republican Not Voting

Official roll call →

2nd Reading

Passed 43 Yea · 0 Nay · 3 Other
Party YeaNayPresentNot Voting
Unaffiliated 43003
Total 43003
% of votes cast 93%0%0%7%
How each member voted (46)
Member Party Vote
Senator Luke A. Rankin — Yea
Devine, Tameika Isaac — Yea
Matthews, Margie Bright — Yea
Senator A. Shane Massey — Yea
Senator Allen Blackmon — Yea
Senator Billy Garrett — Not Voting
Senator Brad Hutto — Yea
Senator Brian Adams — Yea
Senator Carlisle Kennedy — Not Voting
Senator Daniel B. "Danny" Verdin III — Yea
Senator Darrell Jackson — Yea
Senator Deon T. Tedder — Yea
Senator Ed Sutton — Yea
Senator Everett Stubbs — Yea
Senator George E. "Chip" Campsen III — Yea
Senator Greg Hembree — Yea
Senator Harvey S. Peeler, Jr. — Yea
Senator JD Chaplin — Yea
Senator Jason Elliott — Yea
Senator Jeff Zell — Yea
Senator Jeffrey R. Graham — Yea
Senator Josh Kimbrell — Yea
Senator Karl B. Allen — Yea
Senator Kent M. Williams — Yea
Senator Lawrence K. "Larry" Grooms — Yea
Senator Lee Bright — Yea
Senator Matthew W. "Matt" Leber — Not Voting
Senator Michael Johnson — Yea
Senator Michael W. Gambrell — Yea
Senator Mike Reichenbach — Yea
Senator Overture Walker — Yea
Senator Rex F. Rice — Yea
Senator Richard J. Cash — Yea
Senator Ronnie A. Sabb — Yea
Senator Ronnie W. Cromer — Yea
Senator Ross Turner — Yea
Senator Russell L. Ott — Yea
Senator Sean M. Bennett — Yea
Senator Shane R. Martin — Yea
Senator Stephen L. Goldfinch — Yea
Senator Thomas C. Alexander — Yea
Senator Thomas D. "Tom" Corbin — Yea
Senator Tom Davis — Yea
Senator Tom Fernandez — Yea
Senator Tom Young, Jr. — Yea
Senator Wes Climer — Yea

Official roll call →

Subjects

Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does S 830 do?
AN ACT TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 38-77-122, RELATING TO INSURERS AND AGENTS PROHIBITED FROM REFUSING TO ISSUE AUTOMOBILE INSURANCE POLICIES DUE TO CERTAIN FACTORS, SO AS TO PROVIDE THAT INSURERS CAN LIMIT THE ISSUANCE OF INSURANCE TO MEMBERS OF PARTICULAR NONPROFIT MEMBER ORGANIZATIONS. - RATIFIED TITLE
Who sponsors S 830?
S 830 is sponsored by Senator Thomas C. Alexander.
What is the current status of S 830?
This bill has been enacted into law. Introduced January 20, 2026. Enacted.
Where can I track S 830?
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