South Carolina 2025-2026 Regular Session Status: In Committee

H 4101 — Automobile insurance

Last action — Referred to Committee on Labor, Commerce and Industry

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced February 26, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Prognosis

Stalled 18% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 3 sponsors

    3 primary, 0 co-sponsors signed on.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-77-410 SO AS TO REQUIRE AN INSURANCE POLICY COVERING A PERSON OPERATING A RENTED OR LEASED VEHICLE IS PRIMARY TO OTHER SOURCES OF FINANCIAL RESPONSIBILITY AND MUST BE EXHAUSTED BEFORE RECOVERING UNDER ANOTHER POLICY.

Bill Text

What changed in the latest version

31 added · 2 removed

31 line(s) added, 2 removed.

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2025-2026 Bill 4101 Text of Previous Version (Feb.
26, 2025) - South Carolina Legislature Online South Carolina General Assembly126th Session, 2025-2026Bill 4101Indicates Matter StrickenIndicates New Matter(Text matches printed bills.
Document has been reformatted to meet World Wide Web specifications.)                 A bill   TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-77-410 SO AS TO REQUIRE AN INSURANCE POLICY COVERING A PERSON OPERATING A RENTED OR LEASED VEHICLE IS PRIMARY TO OTHER SOURCES OF FINANCIAL RESPONSIBILITY AND MUST BE EXHAUSTED BEFORE RECOVERING UNDER ANOTHER POLICY.
  Be it enacted by the General Assembly of the State of South Carolina:
  SECTION 1.  Article 3, Chapter 77, Title of the S.C.
Code is amended by adding:
      Section 38-77-410.
(A) An insurance policy that covers a person operating a rented or leased vehicle, regardless of the limitations or exclusions in the operator's policy, is primary to:
       (1) a motor vehicle insurance policy in which the named insured is a rental company or affiliate of the rental company;
       (2) a qualified self-insurer, as defined in Section 56-9-60, a rental company, or an affiliate of the rental company;
and        (3) a bond posted by a rental company or an affiliate of the rental company for the purpose of complying with financial responsibility.
    (B) The limits of the primary policy must be exhausted before there may be a recovery under a policy issued to or against other financial responsibility maintained by a rental company.
  SECTION 2.  This act takes effect upon approval by the Governor.
----XX---- This web page was last updated on February 26, 2025 at 11:12 AM
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Action History

  1. Referred to Committee on Labor, Commerce and Industry

  2. Introduced and read first time

Sponsors

Sponsorship breakdown

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3 sponsors · 0 co-sponsors · 167 not signed on

Sponsors (3)

Co-sponsors (0)

None.

Not signed on (167)

167 members have not signed on to this bill.

Show all 167 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

public-safety finance health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does H 4101 do?
A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-77-410 SO AS TO REQUIRE AN INSURANCE POLICY COVERING A PERSON OPERATING A RENTED OR LEASED VEHICLE IS PRIMARY TO OTHER SOURCES OF FINANCIAL RESPONSIBILITY AND MUST BE EXHAUSTED BEFORE RECOVERING UNDER ANOTHER POLICY.
Who sponsors H 4101?
H 4101 is sponsored by Representative Joseph S. "Joe" White, Representative Robert Q. Williams, and Representative Roger K. Kirby.
What is the current status of H 4101?
This bill is in committee in the House. Introduced February 26, 2025. It must pass committee before a floor vote.
Where can I track H 4101?
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