South Carolina 2025-2026 Regular Session Status: In Committee

S 727 — Uninsured Motorist Coverage Premiums

Last action — Referred to Committee on Banking and Insurance

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the Senate. Introduced December 10, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the Senate.

Prognosis

Stalled 14% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 38-77-150, RELATING TO UNINSURED MOTORIST PROVISIONS SO AS TO PROVIDE THAT AN INSURER MAY NOT INCREASE AN INSURED'S PREMIUM SOLELY BECAUSE THE INSURED MADE A CLAIM UNDER HIS UNINSURED OR UNDERINSURED MOTORIST COVERAGE AS LONG AS THE INSURED WAS NOT AT FAULT IN THE ACCIDENT LEADING TO THE CLAIM.

Bill Text

What changed in the latest version

20 added · 6 removed

20 line(s) added, 6 removed.

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2025-2026 Bill 727 Text of Previous Version (Dec.
10, 2025) - South Carolina Legislature Online South Carolina General Assembly126th Session, 2025-2026Bill 727Indicates Matter StrickenIndicates New Matter(Text matches printed bills.
Document has been reformatted to meet World Wide Web specifications.)                 A bill   TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 38-77-150, RELATING TO UNINSURED MOTORIST PROVISIONS SO AS TO PROVIDE THAT AN INSURER MAY NOT INCREASE AN INSURED'S PREMIUM SOLELY BECAUSE THE INSURED MADE A CLAIM UNDER HIS UNINSURED OR UNDERINSURED MOTORIST COVERAGE AS LONG AS THE INSURED WAS NOT AT FAULT IN THE ACCIDENT LEADING TO THE CLAIM.
  Be it enacted by the General Assembly of the State of South Carolina:
  SECTION 1.  Section 38-77-150 of the S.C.
Code is amended by adding:
      (D) An insurer may not increase an insured's premium solely because the insured made a claim under his uninsured or underinsured motorist coverage as long as the insured was not at fault in the accident leading to the claim.
  SECTION 2.  This act takes effect upon approval by the Governor.
----XX---- This web page was last updated on December 10, 2025 at 02:27 PM
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Action History

  1. Referred to Committee on Banking and Insurance

  2. Introduced and read first time

  3. Referred to Committee on Banking and Insurance

  4. Prefiled

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 169 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (169)

169 members have not signed on to this bill.

Show all 169 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

public-safety health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does S 727 do?
A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 38-77-150, RELATING TO UNINSURED MOTORIST PROVISIONS SO AS TO PROVIDE THAT AN INSURER MAY NOT INCREASE AN INSURED'S PREMIUM SOLELY BECAUSE THE INSURED MADE A CLAIM UNDER HIS UNINSURED OR UNDERINSURED MOTORIST COVERAGE AS LONG AS THE INSURED WAS NOT AT FAULT IN THE ACCIDENT LEADING TO THE CLAIM.
Who sponsors S 727?
S 727 is sponsored by Senator JD Chaplin.
What is the current status of S 727?
This bill is in committee in the Senate. Introduced December 10, 2025. It must pass committee before a floor vote.
Where can I track S 727?
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