AN ACT RELATING TO INSURANCE -- MOTOR VEHICLE APPRAISAL PROVISION
Consumers can expect quicker payments to their chosen appraisers, facilitating faster resolution of their claims.
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SB 3365 — AN ACT RELATING TO INSURANCE -- MOTOR VEHICLE APPRAISAL PROVISION
Last action — 06/11/2026 Senate read and passed
No card. One bill, free forever — alerts when it moves.
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✓Introduced
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✓In Committee
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3Passed Senate
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4Passed House
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5To Executive
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6Enacted
This bill has passed the Senate. Introduced June 06, 2026. It now moves to the second chamber.
Next likely step: consideration and a floor vote in the House.
Prognosis
Where this bill stands today.
Odds of enactment
ModerateHow often bills like it became law.
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Passed Senate
Current position in the legislative process.
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1 sponsor
1 primary, 0 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (1 D).
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Cleared a recorded vote
Passed 1 recorded vote so far.
Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.
In plain language
The bill requires insurance companies to pay appraisers directly when instructed by the insured.
This legislation mandates that insurance companies must pay the chosen appraisers directly upon receiving a payment direction from the insured. This aims to streamline the appraisal process in motor vehicle insurance claims.
What this means for you
- Consumers: Consumers can expect quicker payments to their chosen appraisers, facilitating faster resolution of their claims.
Summary
Requires an insurance company to directly pay the insured's chosen appraiser and the umpire appraiser, if applicable, upon receipt of a "direction to pay" executed by an insured or claimant.
Bill Text
- 3365 View text Current pdf
Compared against the R.I. General Laws as published AI-generated reading aid — verify against the official bill.
The bill requires insurers to honor a 'direction to pay' executed by insureds or claimants, which compels them to directly pay the chosen appraiser and, if applicable, the umpire appraiser.
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R.I. Gen. Laws § 27-10.4-1
The insurer shall not refuse to honor a "direction to pay" executed by an insured or claimant, indicating that the insured or claimant wishes to have the insurance company directly pay the insured's chosen appraiser and the umpire appraiser, if applicable under § 27-10.4-1.
This change mandates that insurers must comply with payment directions given by insureds or claimants regarding appraisers.
Action History
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06/11/2026 Senate read and passed
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06/09/2026 Placed on Senate Calendar (06/11/2026)
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06/09/2026 Committee recommends passage
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06/06/2026 Scheduled for hearing and/or consideration (06/09/2026)
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06/06/2026 Introduced, referred to Senate Judiciary
Sponsors
- Hanna M. Gallo · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 113 not signed on · 4 voted No
Sponsors (1)
- Hanna M. Gallo Democratic
Co-sponsors (0)
None.
Not signed on (113)
113 members have not signed on to this bill.
Show all 113 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democratic | 32 | 0 | 0 | 1 |
| Republican | 0 | 3 | 0 | 0 |
| Unaffiliated | 1 | 1 | 0 | 0 |
| Total | 33 | 4 | 0 | 1 |
| % of votes cast | 87% | 11% | 0% | 3% |
How each member voted (38)
| Member | Party | Vote |
|---|---|---|
| Madam President | — | Yea |
| de la Cruz | — | Nay |
| Alana M. DiMario | Democratic | Yea |
| Ana B. Quezada | Democratic | Yea |
| Andrew R. Dimitri | Democratic | Yea |
| Brian J. Thompson | Democratic | Yea |
| Bridget Valverde | Democratic | Yea |
| David P. Tikoian | Democratic | Yea |
| Dawn Euer | Democratic | Yea |
| Frank A. Ciccone III | Democratic | Yea |
| Hanna M. Gallo | Democratic | Yea |
| Jacob E. Bissaillon | Democratic | Yea |
| John P. Burke | Democratic | Yea |
| Jonathon Acosta | Democratic | Yea |
| Lammis J. Vargas | Democratic | Yea |
| Leonidas P. Raptakis | Democratic | Yea |
| Linda L. Ujifusa | Democratic | Yea |
| Lori Urso | Democratic | Yea |
| Louis P. DiPalma | Democratic | Yea |
| Mark McKenney | Democratic | Yea |
| Matthew L. LaMountain | Democratic | Yea |
| Meghan E. Kallman | Democratic | Yea |
| Melissa Murray | Democratic | Yea |
| Pamela J. Lauria | Democratic | Yea |
| Peter A. Appollonio Jr. | Democratic | Yea |
| Robert Britto | Democratic | Yea |
| Ryan W. Pearson | Democratic | Not Voting |
| Samuel D. Zurier | Democratic | Yea |
| Samuel W. Bell | Democratic | Yea |
| Stefano V. Famiglietti | Democratic | Yea |
| Tiara T. Mack | Democratic | Yea |
| Todd M. Patalano | Democratic | Yea |
| V. Susan Sosnowski | Democratic | Yea |
| Victoria Gu | Democratic | Yea |
| Walter S. Felag Jr. | Democratic | Yea |
| Elaine J. Morgan | Republican | Nay |
| Gordon E. Rogers | Republican | Nay |
| Thomas J. Paolino | Republican | Nay |
Subjects
Frequently asked questions
- What does SB 3365 do?
- Requires an insurance company to directly pay the insured's chosen appraiser and the umpire appraiser, if applicable, upon receipt of a "direction to pay" executed by an insured or claimant.
- Who sponsors SB 3365?
- SB 3365 is sponsored by Hanna M. Gallo (Democratic).
- What is the current status of SB 3365?
- This bill has passed the Senate. Introduced June 06, 2026. It now moves to the second chamber.
- Where can I track SB 3365?
- Track SB 3365 free on One Click Politics — get push/email alerts when it moves.
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