Rhode Island 2026 Session Status: Enacted 1 D cosponsors

HB 7654 — AN ACT RELATING TO PROPERTY -- MORTGAGE FORECLOSURE AND SALE

Last action — 06/24/2026 Signed by Governor

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced February 11, 2026. Enacted.

Signed by Governor Dan McKee (Democratic) on June 24, 2026.

Prognosis

Likely to advance 72% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 D).

  • Cleared a recorded vote

    Passed 2 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

This bill changes how notices are sent to active military servicemembers regarding mortgage foreclosure.

The bill allows for notices under power of sale related to mortgage foreclosure to be sent via regular mail or overnight delivery, instead of only certified mail. This aims to simplify communication with active military servicemembers.

What this means for you
  • Workers: For active military servicemembers, this means you will receive foreclosure notices through more accessible mailing options.

Summary

Allows for sending of the notice under power of sale and rights of active military servicemembers by USPS First Class Mail and/or an overnight delivery service, instead of by USPS certified mail return receipt requested.

Bill Text

How this bill changes current law

4 changes Share ↗

Compared against the R.I. General Laws as published AI-generated reading aid — verify against the official bill.

The bill modifies the method of delivering notice for mortgage sales, allowing for additional mailing options.

  • R.I. Gen. Laws § 34-27-4

    by certified mail, return receipt requested → by certified mail return receipt requested at way of United States Postal Service First Class Mail and an overnight delivery service

    Allows notice to be sent via First Class Mail and an overnight delivery service in addition to certified mail.

  • R.I. Gen. Laws § 34-27-4

    twenty (20) days for mortgagors other than individual consumer mortgagors → twenty (20) days formortgagors other than individual consumer mortgagors

    Corrects spacing but does not change the meaning of the time frame for notice.

  • R.I. Gen. Laws § 34-27-4

    within nine (9) months of completion of active duty or deployment → within nine (9) months one year of completion of active duty or deployment

    Increases the time frame for which a servicemember can challenge foreclosure proceedings from nine months to one year.

  • R.I. Gen. Laws § 34-27-4

    any party. → any agreement of all parties.

    Clarifies that a sale can occur only with the agreement of all parties involved.

Action History

  1. 06/24/2026 Signed by Governor

  2. 06/18/2026 Transmitted to Governor

  3. 06/11/2026 House passed as amended in concurrence

  4. 06/11/2026 Placed on House Calendar (06/11/2026)

  5. 06/11/2026 Senate passed as amended (floor amendment)

  6. 06/11/2026 Placed on Senate Calendar (06/11/2026)

  7. 06/09/2026 Committee recommends passage in concurrence

  8. 06/05/2026 Scheduled for hearing and/or consideration (06/09/2026)

  9. 05/05/2026 Referred to Senate Judiciary

  10. 04/28/2026 House read and passed

  11. 04/24/2026 Placed on House Calendar (04/28/2026)

  12. 04/16/2026 Committee recommends passage

  13. 04/10/2026 Scheduled for consideration (04/16/2026)

  14. 03/26/2026 Committee recommended measure be held for further study

  15. 03/20/2026 Scheduled for hearing and/or consideration (03/26/2026)

  16. 02/26/2026 Committee postponed at request of sponsor

  17. 02/19/2026 Scheduled for hearing and/or consideration (02/26/2026)

  18. 02/11/2026 Introduced, referred to House Judiciary

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 113 not signed on · 9 voted No

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (113)

113 members have not signed on to this bill.

Show all 113 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

IN CONCURRENCE

Passed 54 Yea · 1 Nay · 20 Other
Party YeaNayPresentNot Voting
Democratic 450016
Independent 0001
Republican 7102
Unaffiliated 2001
Total 541020
% of votes cast 72%1%0%27%
How each member voted (75)
Member Party Vote
Mr. Speaker — Yea
O'Brien — Not Voting
ShallcrossSmith — Yea
Alex Finkelman Democratic Not Voting
Alex Marszalkowski Democratic Yea
Anthony J. DeSimone Democratic Yea
Arthur Handy Democratic Yea
Arthur J. Corvese Democratic Yea
Brandon C. Potter Democratic Yea
Brandon T. Voas Democratic Yea
Brian Patrick Kennedy Democratic Yea
Carol Hagan McEntee Democratic Yea
Charlene M. Lima Democratic Not Voting
Cherie L. Cruz Democratic Yea
David A. Bennett Democratic Yea
David Morales Democratic Yea
Deborah A. Fellela Democratic Yea
Earl A. Read, III Democratic Yea
Edith H. Ajello Democratic Yea
Enrique George Sanchez Democratic Yea
Evan P. Shanley Democratic Yea
Grace Diaz Democratic Yea
Gregory J. Costantino Democratic Not Voting
Jacquelyn M. Baginski Democratic Not Voting
Jason Knight Democratic Yea
Jenni A. Furtado Democratic Yea
Jennifer A. Stewart Democratic Yea
Jennifer Smith Boylan Democratic Yea
John G. Edwards Democratic Yea
John J. Lombardi Democratic Not Voting
Jose F. Batista Democratic Yea
Joseph J. Solomon, Jr. Democratic Yea
Joseph M. McNamara Democratic Not Voting
Joshua J. Giraldo Democratic Yea
Julie A. Casimiro Democratic Yea
June Speakman Democratic Yea
Justine A. Caldwell Democratic Yea
K. Joseph Shekarchi Democratic Not Voting
Karen Alzate Democratic Yea
Katherine S. Kazarian Democratic Yea
Kathleen A. Fogarty Democratic Yea
Lauren H. Carson Democratic Yea
Leonela Felix Democratic Yea
Marvin L. Abney Democratic Not Voting
Mary Duffy Messier Democratic Not Voting
Matt S. Dawson Democratic Yea
Megan L. Cotter Democratic Yea
Mia A. Ackerman Democratic Not Voting
Michelle E. McGaw Democratic Yea
Nathan W. Biah Democratic Yea
Patricia A. Serpa Democratic Yea
Ramon A. Perez Democratic Not Voting
Raymond A. Hull Democratic Yea
Rebecca M. Kislak Democratic Not Voting
Robert D. Phillips Democratic Yea
Robert E. Craven, Sr. Democratic Not Voting
Samuel A. Azzinaro Democratic Not Voting
Scott A. Slater Democratic Yea
Stephen M. Casey Democratic Yea
Susan R. Donovan Democratic Not Voting
Teresa Ann Tanzi Democratic Yea
Terri Cortvriend Democratic Yea
Thomas E. Noret Democratic Not Voting
Tina L. Spears Democratic Yea
Jon D. Brien Independent Not Voting
Brian C. Newberry Republican Yea
Christopher G. Paplauskas Republican Yea
David J. Place Republican Yea
George A Nardone Republican Yea
Marie A. Hopkins Republican Yea
Michael W. Chippendale Republican Nay
Paul M. Santucci Republican Not Voting
Richard R. Fascia Republican Yea
Robert J. Quattrocchi Republican Not Voting
Sherry Roberts Republican Yea

Official roll call →

PASSAGE

Passed 60 Yea · 9 Nay · 6 Other
Party YeaNayPresentNot Voting
Democratic 55204
Independent 1000
Republican 1702
Unaffiliated 3000
Total 60906
% of votes cast 80%12%0%8%
How each member voted (75)
Member Party Vote
Mr. Speaker — Yea
O'Brien — Yea
ShallcrossSmith — Yea
Alex Finkelman Democratic Nay
Alex Marszalkowski Democratic Yea
Anthony J. DeSimone Democratic Yea
Arthur Handy Democratic Yea
Arthur J. Corvese Democratic Yea
Brandon C. Potter Democratic Yea
Brandon T. Voas Democratic Yea
Brian Patrick Kennedy Democratic Yea
Carol Hagan McEntee Democratic Yea
Charlene M. Lima Democratic Yea
Cherie L. Cruz Democratic Yea
Christopher R. Blazejewski Democratic Yea
David A. Bennett Democratic Yea
David Morales Democratic Yea
Deborah A. Fellela Democratic Yea
Earl A. Read, III Democratic Yea
Edith H. Ajello Democratic Yea
Enrique George Sanchez Democratic Yea
Evan P. Shanley Democratic Yea
Grace Diaz Democratic Not Voting
Gregory J. Costantino Democratic Not Voting
Jacquelyn M. Baginski Democratic Yea
Jason Knight Democratic Yea
Jenni A. Furtado Democratic Yea
Jennifer A. Stewart Democratic Yea
Jennifer Smith Boylan Democratic Not Voting
John G. Edwards Democratic Yea
John J. Lombardi Democratic Yea
Jose F. Batista Democratic Yea
Joseph J. Solomon, Jr. Democratic Yea
Joseph M. McNamara Democratic Yea
Joshua J. Giraldo Democratic Yea
Julie A. Casimiro Democratic Yea
June Speakman Democratic Yea
Justine A. Caldwell Democratic Yea
Karen Alzate Democratic Yea
Katherine S. Kazarian Democratic Yea
Kathleen A. Fogarty Democratic Yea
Lauren H. Carson Democratic Yea
Leonela Felix Democratic Yea
Marvin L. Abney Democratic Yea
Mary Duffy Messier Democratic Yea
Matt S. Dawson Democratic Yea
Megan L. Cotter Democratic Yea
Mia A. Ackerman Democratic Yea
Michelle E. McGaw Democratic Yea
Nathan W. Biah Democratic Yea
Patricia A. Serpa Democratic Yea
Ramon A. Perez Democratic Nay
Raymond A. Hull Democratic Yea
Rebecca M. Kislak Democratic Yea
Robert D. Phillips Democratic Yea
Robert E. Craven, Sr. Democratic Yea
Samuel A. Azzinaro Democratic Yea
Scott A. Slater Democratic Yea
Stephen M. Casey Democratic Yea
Susan R. Donovan Democratic Yea
Teresa Ann Tanzi Democratic Yea
Terri Cortvriend Democratic Yea
Thomas E. Noret Democratic Yea
Tina L. Spears Democratic Not Voting
Jon D. Brien Independent Yea
Brian C. Newberry Republican Nay
Christopher G. Paplauskas Republican Not Voting
David J. Place Republican Nay
George A Nardone Republican Nay
Marie A. Hopkins Republican Yea
Michael W. Chippendale Republican Nay
Paul M. Santucci Republican Nay
Richard R. Fascia Republican Nay
Robert J. Quattrocchi Republican Not Voting
Sherry Roberts Republican Nay

Official roll call →

Subjects

housing veterans
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB 7654 do?
Allows for sending of the notice under power of sale and rights of active military servicemembers by USPS First Class Mail and/or an overnight delivery service, instead of by USPS certified mail return receipt requested.
Who sponsors HB 7654?
HB 7654 is sponsored by Matt S. Dawson (Democratic).
What is the current status of HB 7654?
This bill has been enacted into law. Introduced February 11, 2026. Enacted.
Where can I track HB 7654?
Track HB 7654 free on One Click Politics — get push/email alerts when it moves.

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