Tennessee 114th General Assembly Status: Enacted 2 R cosponsors

SB 1078 — AN ACT to amend Tennessee Code Annotated, Title 47, Chapter 18, relative to debt resolution services.

Last action — Comp. became Pub. Ch. 287

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced February 03, 2025. Enacted.

Signed by Governor Bill Lee (Republican) on April 14, 2025.

Prognosis

Likely to advance 74% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 2 sponsors

    1 primary, 1 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (2 R).

  • Cleared a recorded vote

    Passed 3 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Consumer Protection - As enacted, enacts the "Debt Resolution Services Act." - Amends TCA Title 47, Chapter 18.

Bill Text

Action History

  1. Pub. Ch. 287

  2. Effective date(s) 07/01/2025, 01/01/2026

  3. Comp. became Pub. Ch. 287

  4. Signed by Governor.

  5. Transmitted to Governor for his action.

  6. Signed by Senate Speaker

  7. Signed by H. Speaker

  8. Enrolled; ready for sig. of H. Speaker.

  9. Senate substituted House Bill for companion Senate Bill.

  10. Amendment withdrawn. (Amendment 1 - SA0232)

  11. Passed Senate, Ayes 31, Nays 1

  12. Companion House Bill substituted

  13. Placed on Senate Regular Calendar for 4/10/2025

  14. Received from House, Passed on First Consideration

  15. Engrossed; ready for transmission to Sen.

  16. H. adopted am. (Amendment 1 - HA0187)

  17. H. adopted am. (Amendment 2 - HA0188)

  18. Passed H., as am., Ayes 93, Nays 0, PNV 1

  19. H. Placed on Regular Calendar for 3/31/2025

  20. Sponsor(s) Added.

  21. Rec. for pass. if am., ref. to Calendar & Rules Committee

  22. Placed on cal. Calendar & Rules Committee for 3/27/2025

  23. Recommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 9, Nays 0 PNV 0

  24. Rec for pass if am by s/c ref. to Commerce Committee

  25. Placed on cal. Commerce Committee for 3/26/2025

  26. Placed on Senate Commerce and Labor Committee calendar for 3/25/2025

  27. Action deferred in Senate Commerce and Labor Committee to 3/25/2025

  28. Placed on Senate Commerce and Labor Committee calendar for 3/18/2025

  29. Ref. to Commerce Committee

  30. Assigned to s/c Banking & Consumer Affairs Subcommittee

  31. Placed on s/c cal Banking & Consumer Affairs Subcommittee for 3/19/2025

  32. Placed on Senate Commerce and Labor Committee calendar for 3/18/2025

  33. Sponsor(s) Added.

  34. Passed on Second Consideration, refer to Senate Commerce and Labor Committee

  35. Introduced, Passed on First Consideration

  36. P2C, caption bill, held on desk - pending amdt.

  37. Intro., P1C.

  38. Filed for introduction

  39. Filed for introduction

Sponsors

Sponsorship breakdown

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1 sponsors · 1 co-sponsors · 131 not signed on

Sponsors (1)

Co-sponsors (1)

Not signed on (131)

131 members have not signed on to this bill.

Show all 131 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 1078 do?
Consumer Protection - As enacted, enacts the "Debt Resolution Services Act." - Amends TCA Title 47, Chapter 18.
Who sponsors SB 1078?
SB 1078 is sponsored by Johnson, Jack (Republican) and Yager, Ken (Republican).
What is the current status of SB 1078?
This bill has been enacted into law. Introduced February 03, 2025. Enacted.
Where can I track SB 1078?
Track SB 1078 free on One Click Politics — get push/email alerts when it moves.

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