Pennsylvania 2025-2026 Regular Session Status: In Committee Bipartisan · 6 D · 1 R cosponsors

HB 950 — An Act amending the act of May 17, 1921 (P.L.682, No.284), known as The Insurance Company Law of 1921, in long-term care, providing for premium rate increases.

Last action — Referred to Insurance

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced March 17, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Prognosis

Advancing 42% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 7 sponsors

    1 primary, 6 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (6 D · 1 R) — cross-party backing.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Bill Text

How this bill changes current law

1 change Share ↗

AI-generated reading aid from the bill's amendatory text — verify against the official bill.

This bill introduces restrictions on premium rate increases for long-term care insurance policies in Pennsylvania.

  • Section 1105.1

    Section 1105.1. Premium Rate Increases.--(a) The premium charged to an insured under a long-term care insurance policy may not increase due to either: (1) the increasing age of the insured; or (2) the duration the insured has been covered under the policy. (b) An insurer may not charge a renewal premium rate for a long-term care insurance policy by an increase greater than fifteen per centum (15%) of any premium charged for the policy during the preceding twelve months. (c) Except as provided in subsection (d), the commissioner shall disapprove a premium rate increase under this section if: (1) the benefits provided are not reasonable in relation to the premium charged; (2) the proposed premium rate is excessive, unjustified or unfairly discriminatory; or (3) for a given policy form, the premium rate applicable to any particular policy issued on the policy form is increased by an amount exceeding an annual rate cap of fifteen per centum (15%). (d) With approval of the commissioner, an insurer may increase a renewal premium greater than fifteen per centum (15%) upon a showing that a larger increase is necessary because of utilization of policy benefits in excess of the expected rate.

    This section establishes rules prohibiting certain premium increases and mandates commissioner approval for larger increases.

Action History

  1. Referred to Insurance

Sponsors

Sponsorship breakdown

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1 sponsors · 6 co-sponsors · 246 not signed on

Sponsors (1)

Co-sponsors (6)

Not signed on (246)

246 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

healthcare health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HB 950?
HB 950 is sponsored by Thomas L. Mehaffie (Republican), Nancy Guenst (Democratic), Liz Hanbidge (Democratic), Ed Neilson (Democratic), Tarah Probst (Democratic), Danielle Friel Otten (Democratic), and Jennifer O'Mara (Democratic).
What is the current status of HB 950?
This bill is in committee in the House. Introduced March 17, 2025. It must pass committee before a floor vote.
Where can I track HB 950?
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Last checked for changes 3 months ago · updated continuously

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