Pennsylvania 2025-2026 Regular Session Status: In Committee 13 D cosponsors

HB 1780 — An Act amending Title 12 (Commerce and Trade) of the Pennsylvania Consolidated Statutes, providing for transparent payment fees.

Last action — Re-committed to Rules

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced August 04, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Prognosis

Advancing 46% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 13 sponsors

    1 primary, 12 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (13 D).

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

This bill requires clearer disclosure of payment fees in commerce and trade.

The bill amends Pennsylvania's Commerce and Trade laws to mandate transparency in payment fees. This means businesses will need to clearly disclose any fees associated with payments to consumers.

What this means for you
  • Consumers: Consumers will benefit from clearer information about payment fees, helping them make informed choices.

Bill Text

How this bill changes current law

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AI-generated reading aid from the bill's amendatory text — verify against the official bill.

This bill adds a new chapter to the Pennsylvania Consolidated Statutes to mandate the disclosure of credit card surcharges by merchants.

  • Title 12

    CHAPTER 58 TRANSPARENT PAYMENT FEES Sec. 6401. Scope of chapter. 6402. Definitions. 6403. Surcharge disclosure. 6404. Enforcement.

    Establishes a new chapter on transparent payment fees, outlining its scope and provisions.

  • § 6401

    This chapter relates to informing consumers of payment surcharges related to the use of credit cards.

    Defines the scope of the new chapter concerning credit card surcharges.

  • § 6402

    The following words and phrases when used in this chapter shall have the meanings given to them in this section unless the context clearly indicates otherwise: "Credit card surcharge." A fee charged by a merchant to a consumer exclusively for credit card payment.

    Provides definitions for terms used in the chapter, specifying what constitutes a credit card surcharge.

  • § 6403

    (a) Disclosure required.--A merchant located in this Commonwealth, or doing business with a consumer located in this Commonwealth, shall disclose any credit card surcharge prior to the completion of a transaction. (b) Limit on surcharge.--The credit card surcharge may not exceed the merchant's actual cost to process the credit card payment.

    Mandates that merchants disclose credit card surcharges before transactions and limits these surcharges to the merchant's actual processing costs.

  • § 6404

    (a) Penalties.--A violation under this chapter shall be subject to penalties as determined by the Bureau of Consumer Protection in the Office of Attorney General. (b) Deposit of penalty fees.--Any penalty fees collected under this section shall be deposited into the General Fund.

    Establishes enforcement measures and penalties for violations of the new chapter, directing collected penalty fees to the General Fund.

Action History

  1. Re-committed to Rules

  2. First consideration

  3. Reported as committed

  4. Referred to Consumer Protection, Technology & Utilities

Sponsors

Sponsorship breakdown

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1 sponsors · 12 co-sponsors · 240 not signed on

Sponsors (1)

Co-sponsors (12)

Not signed on (240)

240 members have not signed on to this bill.

Show all 240 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Committee vote (Consumer Protection, Technology & Utilities): Report Bill As Committed

Passed 26 Yea · 0 Nay
Party YeaNayPresentNot Voting
Democratic 14000
Republican 12000
Total 26000
% of votes cast 100%0%0%0%
How each member voted (26)
Member Party Vote
Brian Munroe Democratic Yea
Chris Pielli Democratic Yea
Danilo Burgos Democratic Yea
Jessica Benham Democratic Yea
Jim Haddock Democratic Yea
Joseph C. Hohenstein Democratic Yea
Kyle J. Mullins Democratic Yea
Lisa A. Borowski Democratic Yea
Mandy Steele Democratic Yea
MaryLouise Isaacson Democratic Yea
Morgan Cephas Democratic Yea
Napoleon J. Nelson Democratic Yea
Pat Gallagher Democratic Yea
Steven R. Malagari Democratic Yea
Abby Major Republican Yea
Alec J. Ryncavage Republican Yea
Carl Walker Metzgar Republican Yea
Craig Williams Republican Yea
Joe Hogan Republican Yea
Joshua D. Kail Republican Yea
Kathleen C. Tomlinson Republican Yea
Natalie Mihalek Republican Yea
Rob W. Kauffman Republican Yea
Roman Kozak Republican Yea
Thomas H. Kutz Republican Yea
Thomas L. Mehaffie Republican Yea

Official roll call →

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HB 1780?
HB 1780 is sponsored by Manuel Guzman (Democratic), Carol Hill-Evans (Democratic), Jose Giral (Democratic), Joe Webster (Democratic), Benjamin V. Sanchez (Democratic), Chris Pielli (Democratic), Ben Waxman (Democratic), Nikki Rivera (Democratic), Elizabeth Fiedler (Democratic), Johanny Cepeda-Freytiz (Democratic), Joe Ciresi (Democratic), La'Tasha D. Mayes (Democratic), and G. Roni Green (Democratic).
What is the current status of HB 1780?
This bill is in committee in the House. Introduced August 04, 2025. It must pass committee before a floor vote.
Where can I track HB 1780?
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