Maryland 2026 Session Status: Introduced

HB1583 — Private Passenger Motor Vehicle Insurance - Fairness and Affordability Study

Last action — Hearing (Primary, House of Origin)

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House of Delegates
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the House of Delegates. Introduced February 13, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Not enough signal yet

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Requiring the Maryland Insurance Administration to establish a workgroup to study how the General Assembly could establish an equitable and sustainable low-cost auto program or economic relief credit program to reduce the cost of private passenger automobile insurance for low-income drivers in the State; and requiring the workgroup to submit its findings and recommendations to the Governor and the General Assembly on or before January 1, 2027.

Bill Text

We don't have the full text on file for this bill yet.

Read HB1583 on the official Maryland source →

Action History

  1. Hearing (Primary, House of Origin)

  2. First Reading (House of Origin)

Sponsors

  • Judiciary Committee Chair · Primary
  • Maryland Insurance Administration · Cosponsor
  • Departmental · Cosponsor

Sponsorship breakdown

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1 sponsors · 2 co-sponsors · 185 not signed on

Sponsors (1)

  • Chair, Judiciary Committee

Co-sponsors (2)

  • Maryland Insurance Administration
  • Departmental

Not signed on (185)

185 members have not signed on to this bill.

Show all 185 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

public-safety finance labor
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB1583 do?
Requiring the Maryland Insurance Administration to establish a workgroup to study how the General Assembly could establish an equitable and sustainable low-cost auto program or economic relief credit program to reduce the cost of private passenger automobile insurance for low-income drivers in the State; and requiring the workgroup to submit its findings and recommendations to the Governor and the General Assembly on or before January 1, 2027.
Who sponsors HB1583?
HB1583 is sponsored by Chair, Judiciary Committee, Maryland Insurance Administration, and Departmental.
What is the current status of HB1583?
This bill has been introduced in the House of Delegates. Introduced February 13, 2026. It must pass committee before a floor vote.
Where can I track HB1583?
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Last checked for changes about 2 hours ago · updated continuously

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