Oklahoma 2026 Regular Session Status: Passed Senate 2 R cosponsors

SB 726 — Insurance; providing certain exception. Effective date.

Last action — Motion expired

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has passed the Senate. Introduced February 03, 2025. It now moves to the second chamber.

Next likely step: consideration and a floor vote in the House.

Prognosis

Advancing 34% · moderate confidence

Where this bill stands today.

Odds of enactment

Moderate

How often bills like it became law.

  • Passed Senate

    Current position in the legislative process.

  • 2 sponsors

    2 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (2 R).

  • Mixed recorded votes

    4 passed, 1 failed in recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Bill Text

What changed in the latest version

43 added · 44 removed

Plain-language change summary

The recent changes to SB 726 clarify the responsibilities of insurance companies when handling claims for losses. Specifically, the bill now mandates that insurers must provide a written offer to settle or reject a claim within 60 days of receiving the proof of loss. This adjustment is important because it aims to speed up the process for insured individuals to receive responses, helping them resolve their claims more quickly and with less uncertainty.

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Latest
HOUSE OF REPRESENTATIVES - FLOOR VERSION STATE OF OKLAHOMA 1st Session of the 60th Legislature (2025) ENGROSSED SENATE BILL NO.
ENGROSSED SENATE BILL NO.
Reinhardt of the Senate and Tedford of the House 8 An Act relating to insurance;
Reinhardt of the Senate and Tedford of the House 5 An Act relating to insurance;
BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
9 BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
It shall be the duty of the insurer, receiving a proof of loss, to submit a written offer of settlement or rejection of the SB726 HFLR Page 1 BOLD FACE denotes Committee Amendments.
It shall be the duty of the insurer, receiving a proof of loss, to submit a written offer of settlement or rejection of the claim to the insured within sixty (60) days of receipt of that proof of loss.
claim to the insured within sixty (60) days of receipt of that proof of loss.
For purposes of this section, the prevailing party is the insurer in those cases where judgment does not exceed written offer of settlement.
For ENGR.
S.
B.
NO.
726 Page 1 purposes of this section, the prevailing party is the insurer in those cases where judgment does not exceed written offer of settlement.
COMMITTEE REPORT BY:
Passed the Senate the 24th day of March, 2025.
COMMITTEE ON COMMERCE AND ECONOMIC DEVELOPMENT, dated 04/16/2025 – DO PASS.
Presiding Officer of the Senate Passed the House of Representatives the ____ day of __________, 2025.
SB726 HFLR Page 2 BOLD FACE denotes Committee Amendments.
Presiding Officer of the House of Representatives ENGR.
S.
B.
NO.
726 Page 2
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How this bill changes current law

4 changes Share ↗

AI-generated reading aid from the bill's amendatory text — verify against the official bill.

The bill modifies the duties of insurers regarding proof of loss and establishes conditions for determining the prevailing party in insurance claims.

  • 36 O.S. 2021, Section 3629

    but such insurer shall not, by reason of the requirement so to furnish forms, have any responsibility for or with reference to the completion of such proof or the manner of any such completion or attempted completion.

    Removes a provision that limits the insurer's responsibility regarding proof of loss completion.

  • 36 O.S. 2021, Section 3629

    For purposes of this section, the prevailing party is the insurer in those cases where judgment does not exceed written offer of settlement. → For purposes of this section, the prevailing party is the insurer in those cases where judgment does not exceed the written offer of settlement. In all other judgments the insured shall be the prevailing party.

    Clarifies the definition of the prevailing party in insurance claims by explicitly stating that the insured is the prevailing party in cases that exceed the insurer's settlement offer.

  • 36 O.S. 2021, Section 3629

    If the insured is the prevailing party, the court in rendering judgment shall add interest on the verdict at the rate of fifteen percent (15%) per year from the date the loss was payable pursuant to the provisions of the contract to the date of the verdict.

    Establishes that the prevailing insured party is entitled to interest on the judgment amount from the date the loss was due until the verdict.

  • 36 O.S. 2021, Section 3629

    This provision shall not apply to uninsured motorist coverage or property insurance as defined in Section 704 of this title.

    Excludes uninsured motorist coverage and property insurance from the provisions regarding interest on judgments.

Amendments

1 amendment

Click Show changes on an amendment above to see how it modifies the bill.

Action History

  1. Motion expired

  2. Notice served to reconsider vote by Representative Tedford

  3. Third Reading, Measure failed: Ayes: 18 Nays: 72

  4. Title stricken

  5. Amended

  6. General Order

  7. CR; Do Pass Commerce and Economic Development Oversight Committee

  8. Policy recommendation to the Commerce and Economic Development Oversight committee; Do Pass Insurance

  9. Referred to Insurance

  10. Second Reading referred to Commerce and Economic Development Oversight

  11. First Reading

  12. Engrossed to House

  13. Referred for engrossment

  14. Measure passed: Ayes: 40 Nays: 7

  15. General Order, Considered

  16. Coauthored by Representative Tedford (principal House author)

  17. Placed on General Order

  18. Reported Do Pass Business and Insurance committee; CR filed

  19. Second Reading referred to Business and Insurance

  20. Authored by Senator Reinhardt

  21. First Reading

Sponsors

Sponsorship breakdown

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2 sponsors · 0 co-sponsors · 149 not signed on · 76 voted No

Sponsors (2)

Co-sponsors (0)

None.

Not signed on (149)

149 members have not signed on to this bill.

Show all 149 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Third Reading

Failed 18 Yea · 72 Nay · 8 Other
Party YeaNayPresentNot Voting
Republican 175507
Unaffiliated 1401
Democrat 01301
Total 187209
% of votes cast 18%73%0%9%
How each member voted (99)
Member Party Vote
Mr. Speaker — Yea
Alonso-Sandoval — Nay
Bennett — Nay
Pittman — Nay
VACANCY: — Not Voting
Crosswhite Hader — Nay
Andy Fugate Democrat Nay
Annie Menz Democrat Nay
Cyndi Munson Democrat Nay
Ellen Pogemiller Democrat Nay
Ellyn Hefner Democrat Not Voting
Jacob Rosecrants Democrat Nay
Jared Deck Democrat Nay
John Waldron Democrat Nay
Melissa Provenzano Democrat Nay
Meloyde Blancett Democrat Nay
Michelle McCane Democrat Nay
Mickey Dollens Democrat Nay
Suzanne Schreiber Democrat Nay
Trish Ranson Democrat Nay
Anthony Moore Republican Nay
Bob Ed Culver Republican Nay
Brad Boles Republican Nay
Brian Hill Republican Yea
Carl Newton Republican Nay
Chad Caldwell Republican Not Voting
Chris Banning Republican Not Voting
Chris Kannady Republican Not Voting
Chris Sneed Republican Nay
Chuck Hall Republican Nay
Clay Staires Republican Nay
Cody Maynard Republican Not Voting
Collin Duel Republican Nay
Cynthia Roe Republican Nay
Daniel Pae Republican Nay
Danny Sterling Republican Yea
Danny Williams Republican Nay
David Hardin Republican Nay
David Smith Republican Not Voting
Dell Kerbs Republican Not Voting
Derrick Hildebrant Republican Nay
Dick Lowe Republican Yea
Eddy Dempsey Republican Nay
Emily Gise Republican Nay
Eric Roberts Republican Nay
Erick Harris Republican Nay
Gabe Woolley Republican Nay
George Burns Republican Nay
Gerrid Kendrix Republican Nay
Jack Stewart Republican Nay
Jason Blair Republican Nay
Jay Steagall Republican Nay
Jim Grego Republican Nay
Jim Olsen Republican Nay
Jim Shaw Republican Nay
John George Republican Nay
John Kane Republican Nay
John Pfeiffer Republican Yea
Jonathan Wilk Republican Nay
Josh Cantrell Republican Yea
Josh West Republican Nay
Judd Strom Republican Nay
Justin Humphrey Republican Nay
Ken Luttrell Republican Yea
Kenton Patzkowsky Republican Nay
Kevin West Republican Nay
Marilyn Stark Republican Nay
Mark Chapman Republican Yea
Mark Lawson Republican Not Voting
Mark Lepak Republican Yea
Mark Tedford Republican Yea
Max Wolfley Republican Nay
Mike Dobrinski Republican Nay
Mike Kelley Republican Yea
Mike Lay Republican Yea
Mike Osburn Republican Yea
Molly Jenkins Republican Nay
Neil Hays Republican Nay
Nick Archer Republican Nay
Nicole Miller Republican Nay
Preston Stinson Republican Nay
Rande Worthen Republican Nay
Rick West Republican Nay
Robert Manger Republican Nay
Ronny Johns Republican Yea
Ross Ford Republican Nay
Rusty Cornwell Republican Nay
Ryan Eaves Republican Nay
Scott Fetgatter Republican Nay
Stacy Jo Adams Republican Nay
Stan May Republican Yea
Steve Bashore Republican Yea
T.J. Marti Republican Nay
Tammy Townley Republican Yea
Tammy West Republican Yea
Tim Turner Republican Nay
Tom Gann Republican Nay
Toni Hasenbeck Republican Nay
Trey Caldwell Republican Nay

Official roll call →

Commerce And Economic Development Oversight Committee: Do Pass

Passed 15 Yea · 2 Nay
Party YeaNayPresentNot Voting
Republican 13100
Democrat 2000
Unaffiliated 0100
Total 15200
% of votes cast 88%12%0%0%
How each member voted (17)
Member Party Vote
Alonso-Sandoval — Nay
Annie Menz Democrat Yea
Meloyde Blancett Democrat Yea
Brian Hill Republican Yea
Chris Banning Republican Yea
Chris Sneed Republican Yea
Chuck Hall Republican Yea
Cody Maynard Republican Yea
George Burns Republican Yea
Jonathan Wilk Republican Nay
Mark Tedford Republican Yea
Mike Lay Republican Yea
Nicole Miller Republican Yea
Ronny Johns Republican Yea
Stacy Jo Adams Republican Yea
Tammy Townley Republican Yea
Tom Gann Republican Yea

Official roll call →

Third Reading

Passed 40 Yea · 7 Nay
Party YeaNayPresentNot Voting
Republican 38100
Democrat 2600
Total 40700
% of votes cast 85%15%0%0%
How each member voted (47)
Member Party Vote
Carri Hicks Democrat Nay
Jo Anna Dossett Democrat Yea
Julia Kirt Democrat Nay
Mark Mann Democrat Yea
Mary B. Boren Democrat Nay
Michael Brooks Democrat Nay
Nikki Nice Democrat Nay
Regina Goodwin Democrat Nay
Aaron Reinhardt Republican Yea
Adam Pugh Republican Yea
Ally Seifried Republican Yea
Avery Frix Republican Yea
Bill Coleman Republican Yea
Brenda Stanley Republican Yea
Brent Howard Republican Yea
Brian Guthrie Republican Yea
Casey Murdock Republican Yea
Christi Gillespie Republican Yea
Chuck Hall Republican Yea
Dana Prieto Republican Yea
Darcy Jech Republican Yea
Dave Rader Republican Yea
David Bullard Republican Yea
District 24 Republican Yea
Dusty Deevers Republican Yea
George Burns Republican Yea
Grant Green Republican Yea
Jack Stewart Republican Yea
Jerry Alvord Republican Yea
John Haste Republican Yea
Jonathan Wingard Republican Nay
Julie Daniels Republican Yea
Julie McIntosh Republican Yea
Kelly Hines Republican Yea
Kendal Sacchieri Republican Yea
Kristen Thompson Republican Yea
Lisa Standridge Republican Yea
Lonnie Paxton Republican Yea
Micheal Bergstrom Republican Yea
Paul Rosino Republican Yea
Randy Grellner Republican Yea
Roland Pederson Republican Yea
Shane Jett Republican Yea
Spencer Kern Republican Yea
Todd Gollihare Republican Yea
Tom Woods Republican Yea
Warren Hamilton Republican Yea

Official roll call →

Subjects

health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors SB 726?
SB 726 is sponsored by Aaron Reinhardt (Republican) and Mark Tedford (Republican).
What is the current status of SB 726?
This bill has passed the Senate. Introduced February 03, 2025. It now moves to the second chamber.
Where can I track SB 726?
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