South Carolina 126th General Assembly Status: Introduced

H 3227 — A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-75-70 SO AS TO REQUIRE INSURERS TO OFFER INSURANCE COVERAGE FOR LOSS OR DAMAGE RESULTING FROM AN EARTHQUAKE TO ALL POLICIES ISSUED IN THIS STATE.

Last action — Referred to Committee on Banking and Insurance (Senate Journal-page 12)

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the House. Introduced December 05, 2024. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Not enough signal yet

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Earthquake insurance

Bill Text

Action History

  1. Referred to Committee on Banking and Insurance (Senate Journal-page 12)

  2. Introduced and read first time (Senate Journal-page 12)

  3. Read third time and sent to Senate (House Journal-page 11)

  4. Roll call Yeas-116 Nays-0 (House Journal-page 25)

  5. Read second time (House Journal-page 24)

  6. Amended (House Journal-page 24)

  7. Member(s) request name added as sponsor: Rivers

  8. Requests for debate removed-Rep(s). Ford (House Journal-page 42)

  9. Requests for debate-Rep(s). Caskey, Hewitt, Cox, Ford, T. Moore, and Vaughan (House Journal-page 11)

  10. Debate adjourned (House Journal-page 22)

  11. Member(s) request name added as sponsor: Gilliard

  12. Debate adjourned until Thur., 2-28-26 (House Journal-page 63)

  13. Committee report: Favorable with amendment Labor, Commerce and Industry (House Journal-page 11)

  14. Referred to Committee on Labor, Commerce and Industry (House Journal-page 136)

  15. Introduced and read first time (House Journal-page 136)

  16. Referred to Committee on Labor, Commerce and Industry

  17. Prefiled

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 2 co-sponsors · 167 not signed on

Sponsors (1)

Co-sponsors (2)

Not signed on (167)

167 members have not signed on to this bill.

Show all 167 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

environment
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does H 3227 do?
Earthquake insurance
Who sponsors H 3227?
H 3227 is sponsored by Representative Michael F. Rivers, Sr., Representative Wendell G. Gilliard, and Representative Gil Gatch.
What is the current status of H 3227?
This bill has been introduced in the House. Introduced December 05, 2024. It must pass committee before a floor vote.
Where can I track H 3227?
Track H 3227 free on One Click Politics — get push/email alerts when it moves.

Make your voice heard on H 3227

Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.

Find my representatives → Run a campaign

Stay ahead of H 3227

Last checked for changes 3 months ago · updated continuously

One Click Politics tracks every bill in Congress and all 50 states.

Track this bill →