Oregon 2026 Regular Session Status: Passed House Bipartisan · 19 D · 1 R cosponsors

HB 4098 — Relating to violations of the Insurance Code as unlawful trade practices.

Last action — Failed.

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill died with 2026 Regular Session. It reached “Passed House” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.

This bill is no longer active — its legislative session has ended, so there are no live odds of enactment. It would have to be reintroduced in the current session to move again.

Summary

Provides that a violation of prohibitions against certain practices with respect to insurance is subject to an enforcement action under the Unlawful Trade Practices Act. Specifies exemptions.<b> Removes some exemptions for insurance from the definition of "real estate, goods or services" under the Unlawful Trade Practices Act.</b> Permits a person to obtain, and a court to award, appropriate equitable relief in addition to monetary damages under the Unlawful Trade Practices Act. Requires the Director of the Department of Consumer and Business Services to request action before a prosecuting attorney may take action under the Unlawful Trade Practices Act against an act or practice related to insurance.

Bill Text

What changed in the latest version

393 added · 224 removed

Plain-language change summary

The recent amendments to House Bill 4098 broaden the scope of the Unlawful Trade Practices Act by including bad acts related to insurance, specifically those concerning third-party insurance claims. This change allows individuals to seek not just monetary damages, but also equitable relief through the courts. Additionally, it establishes new procedures requiring a state agency's approval before legal action can be taken regarding insurance practices. These updates are important as they aim to better protect consumers from unfair insurance practices and enhance accountability in the insurance industry.

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83rd OREGON LEGISLATIVE ASSEMBLY--2026 Regular Session Minority Report A-Engrossed House Bill 4098 Ordered by the House February 16 Including House Minority Report Amendments dated February 16 Sponsored by nonconcurring members of the House Committee on Commerce and Consumer Protection:
83rd OREGON LEGISLATIVE ASSEMBLY--2026 Regular Session A-Engrossed House Bill 4098 Ordered by the House February 16 Including House Amendments dated February 16 Sponsored by Representative DOBSON, Senator PROZANSKI, Representative SOSA;
Represen- tatives OSBORNE, WALLAN SUMMARY The following summary is not prepared by the sponsors of the measure and is not a part of the body thereof subject to consideration by the Legislative Assembly.
Representatives ANDERSEN, CHOTZEN, EVANS, FRAGALA, GAMBA, GOMBERG, GRAYBER, JAVADI, MCDONALD, WALTERS, WISE, Senators FREDERICK, GELSER BLOUIN, GOLDEN, JAMA, PATTERSON, PHAM K (Presession filed.) SUMMARY The following summary is not prepared by the sponsors of the measure and is not a part of the body thereof subject to consideration by the Legislative Assembly.
Removes exemption for insurance from the bad acts that are subject to the UTPA and related to real estate, goods or services.
Lets a person get from a court relief in addition to damages under the UTPA.
(Flesch Readability Score:
60.0).
[Digest:
Lets a person get from a court relief in addition to damages under the UTPA.
Lets a person get from a court relief in addition to damages un- der the UTPA.
60.6).] Removes exemption for insurance from the definition of “real estate, goods or services” under the Unlawful Trade Practices Act.
60.6).
[Provides that a violation of prohibitions against certain practices with respect to insurance is subject to an enforcement action under the Unlawful Trade Practices Act.
Provides that a violation of prohibitions against certain practices with respect to insurance is subject to an enforcement action under the Unlawful Trade Practices Act.
Specifies exemptions.] Permits a person to obtain, and a court to award, appropriate equitable relief in addition to monetary damages under the Unlawful Trade Practices Act.
Specifies exemptions.
[Requires the Director of the Department of Consumer and Business Services to request action before a prosecuting attorney may take action under the Unlawful Trade Practices Act against an act or practice related to insurance.] A BILL FOR AN ACT Relating to violations of the Insurance Code as unlawful trade practices;
Removes some exemptions for insurance from the definition of “real estate, goods or ser- vices” under the Unlawful Trade Practices Act.
Permits a person to obtain, and a court to award, appropriate equitable relief in addition to monetary damages under the Unlawful Trade Practices Act.
Requires the Director of the Department of Consumer and Business Services to request action before a prosecuting attorney may take action under the Unlawful Trade Practices Act against an act or practice related to insurance.
A BILL FOR AN ACT Relating to violations of the Insurance Code as unlawful trade practices;
and amending ORS 646.605, 646.612, 646.636, 646.638 and 646.648.
and amending ORS 646.605, 646.608, 646.612, 646.636, 646.638 and 646.648.
(3) “Examination” of documentary material [includes inspection, study] means inspecting, NOTE:
(3) “Examination” of documentary material [includes inspection, study] means inspecting, studying or copying [of] any documentary material[,] and taking testimony under oath or acknowl- edgment [regarding any documentary material or copy thereof] about the documentary material NOTE:
LC 87 MR A-Eng.
LC 87 A-Eng.
HB 4098 studying or copying [of] any documentary material[,] and taking testimony under oath or acknowl- edgment [regarding any documentary material or copy thereof] about the documentary material or a copy of the documentary material.
HB 4098 or a copy of the documentary material.
(6)(a) “Real estate, goods or services” means those that are or may be obtained primarily for personal, family or household purposes, or that are or may be obtained for any purposes as a result of a telephone solicitation, and includes loans and extensions of credit, and franchises, distributorships and other similar business opportunities[, but does not include insurance].
(6)(a) “Real estate, goods or services” means those that are or may be obtained primarily for personal, family or household purposes, or that are or may be obtained for any purposes as a result of a telephone solicitation, and includes loans and extensions of credit, and franchises, distributorships and other similar business opportunities, but does not include [insurance] adjust- ment of third-party insurance claims.
[(h)] (g) A person [who] that is authorized to conduct prearrangement or preconstruction fu- [2] MR A-Eng.
[(h)] (g) A person [who] that is authorized to conduct prearrangement or preconstruction fu- neral or cemetery sales, [pursuant to] under ORS chapter 692, [when] if the solicitation involves [2] A-Eng.
HB 4098 neral or cemetery sales, [pursuant to] under ORS chapter 692, [when] if the solicitation involves prearrangement or preconstruction funeral or cemetery plans.
HB 4098 prearrangement or preconstruction funeral or cemetery plans.
[(11) A loan is made “in close connection with the sale of a manufactured dwelling” if:] [(a) The lender directly or indirectly controls, is controlled by or is under common control with the [3] MR A-Eng.
[(11) A loan is made “in close connection with the sale of a manufactured dwelling” if:] [(a) The lender directly or indirectly controls, is controlled by or is under common control with the seller, unless the relationship is remote and is not a factor in the transaction;] [3] A-Eng.
HB 4098 seller, unless the relationship is remote and is not a factor in the transaction;] [(b) The lender gives a commission, rebate or credit in any form to a seller who refers the borrower to the lender, other than payment of the proceeds of the loan jointly to the seller and the borrower;] [(c) The lender is related to the seller by blood or marriage;] [(d) The seller directly and materially assists the borrower in obtaining the loan;] [(e) The seller prepares documents that are given to the lender and used in connection with the loan;
HB 4098 [(b) The lender gives a commission, rebate or credit in any form to a seller who refers the borrower to the lender, other than payment of the proceeds of the loan jointly to the seller and the borrower;] [(c) The lender is related to the seller by blood or marriage;] [(d) The seller directly and materially assists the borrower in obtaining the loan;] [(e) The seller prepares documents that are given to the lender and used in connection with the loan;
ORS 646.608 is amended to read:
646.608.
(1) A person engages in an unlawful practice if in the course of the person’s business, vocation or occupation the person does any of the following:
(a) Passes off real estate, goods or services as the real estate, goods or services of another.
(b) Causes likelihood of confusion or of misunderstanding as to the source, sponsorship, ap- proval, or certification of real estate, goods or services.
(c) Causes likelihood of confusion or of misunderstanding as to affiliation, connection, or asso- ciation with, or certification by, another.
(d) Uses deceptive representations or designations of geographic origin in connection with real estate, goods or services.
(e) Represents that real estate, goods or services have sponsorship, approval, characteristics, ingredients, uses, benefits, quantities or qualities that the real estate, goods or services do not have or that a person has a sponsorship, approval, status, qualification, affiliation, or connection that the person does not have.
(f) Represents that real estate or goods are original or new if the real estate or goods are de- teriorated, altered, reconditioned, reclaimed, used or secondhand.
(g) Represents that real estate, goods or services are of a particular standard, quality, or grade, or that real estate or goods are of a particular style or model, if the real estate, goods or services are of another.
(h) Disparages the real estate, goods, services, property or business of a customer or another by false or misleading representations of fact.
(i) Advertises real estate, goods or services with intent not to provide the real estate, goods or services as advertised, or with intent not to supply reasonably expectable public demand, unless the advertisement discloses a limitation of quantity.
(j) Makes false or misleading representations of fact concerning the reasons for, existence of, or amounts of price reductions.
(k) Makes false or misleading representations concerning credit availability or the nature of the transaction or obligation incurred.
(L) Makes false or misleading representations relating to commissions or other compensation to be paid in exchange for permitting real estate, goods or services to be used for model or demon- stration purposes or in exchange for submitting names of potential customers.
(m) Performs service on or dismantles any goods or real estate if the owner or apparent owner of the goods or real estate does not authorize the service or dismantling.
Show all 147 changed rows (107 more)
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(n) Solicits potential customers by telephone or door to door as a seller unless the person pro- vides the information required under ORS 646.611.
(o) In a sale, rental or other disposition of real estate, goods or services, gives or offers to give a rebate or discount or otherwise pays or offers to pay value to the customer in consideration of the customer giving to the person the names of prospective purchasers, lessees, or borrowers, or [4] A-Eng.
HB 4098 otherwise aiding the person in making a sale, lease, or loan to another person, if earning the rebate, discount or other value is contingent upon an event occurring after the time the customer enters into the transaction.
(p) Makes any false or misleading statement about a prize, contest or promotion used to publi- cize a product, business or service.
(q) Promises to deliver real estate, goods or services within a certain period of time with intent not to deliver the real estate, goods or services as promised.
(r) Organizes or induces or attempts to induce membership in a pyramid club.
(s) Makes false or misleading representations of fact concerning the offering price of, or the person’s cost for real estate, goods or services.
(t) Concurrent with tender or delivery of any real estate, goods or services, fails to disclose any known material defect or material nonconformity.
(u) Engages in any other unfair or deceptive conduct in trade or commerce.
(v) Violates any of the provisions relating to auction sales, consignment sales, auctioneers, consignees or auction marts under ORS 698.640, whether in a commercial or noncommercial situ- ation.
(w) Manufactures mercury fever thermometers.
(x) Sells or supplies mercury fever thermometers unless the thermometer is required by federal law, or is:
(A) Prescribed by a person licensed under ORS chapter 677;
and (B) Supplied with instructions on the careful handling of the thermometer to avoid breakage and on the proper cleanup of mercury should breakage occur.
(y) Sells a thermostat that contains mercury, unless the thermostat is labeled in a manner to inform the purchaser that mercury is present in the thermostat and that the thermostat may not be disposed of until the mercury is removed, reused, recycled or otherwise managed to ensure that the mercury does not become part of the solid waste stream or wastewater.
For purposes of this para- graph, “thermostat” means a device commonly used to sense and, through electrical communication with heating, cooling or ventilation equipment, control room temperature.
(z) Sells or offers for sale a motor vehicle manufactured after January 1, 2006, that contains mercury light switches.
(aa) Violates the provisions of ORS 803.375, 803.385 or 815.410 to 815.430.
(bb) Violates ORS 646A.070 (1).
(cc) Violates any requirement of ORS 646A.030 to 646A.040.
(dd) Violates the provisions of ORS 128.801 to 128.898.
(ee) Violates ORS 646.883 or 646.885.
(ff) Violates ORS 646.569 or 646A.374.
(gg) Violates the provisions of ORS 646A.142.
(hh) Violates ORS 646A.360.
(ii) Violates ORS 646.553 or 646.557 or any rule adopted pursuant thereto.
(jj) Violates ORS 646.563.
(kk) Violates ORS 759.680 or any rule adopted pursuant thereto.
(LL) Violates the provisions of ORS 759.705, 759.710 and 759.720 or any rule adopted pursuant thereto.
(mm) Violates ORS 646A.210 or 646A.214.
(nn) Violates any provision of ORS 646A.124 to 646A.134.
[5] A-Eng.
HB 4098 (oo) Violates ORS 646A.095.
(pp) Violates ORS 822.046.
(qq) Violates ORS 128.001.
(rr) Violates ORS 646A.800 (2) to (4).
(ss) Violates ORS 646A.090.
(tt) Violates ORS 87.686.
(uu) Violates ORS 646A.803.
(vv) Violates ORS 646A.362.
(ww) Violates ORS 646A.052 or any rule adopted under ORS 646A.052 or 646A.054.
(xx) Violates ORS 180.440 (1) or 180.486 (1).
(yy) Commits the offense of acting as a vehicle dealer without a certificate under ORS 822.005.
(zz) Violates ORS 87.007 (2) or (3).
(aaa) Violates ORS 92.405 (1), (2) or (3).
(bbb) Engages in an unlawful practice under ORS 646.648.
(ccc) Violates ORS 646A.365.
(ddd) Violates ORS 98.853, 98.854, 98.856 or 98.858.
(eee) Sells a gift card in violation of ORS 646A.276.
(fff) Violates ORS 646A.102, 646A.106 or 646A.108.
(ggg) Violates ORS 646A.430 to 646A.450.
(hhh) Violates a provision of ORS 744.318 to 744.384.
(iii) Violates a provision of ORS 646A.702 to 646A.720.
(jjj) Violates ORS 646A.530 30 or more days after a recall notice, warning or declaration de- scribed in ORS 646A.530 is issued for the children’s product, as defined in ORS 646A.525, that is the subject of the violation.
(kkk) Violates a provision of ORS 697.612, 697.642, 697.652, 697.662, 697.682, 697.692 or 697.707.
(LLL) Violates the consumer protection provisions of the Servicemembers Civil Relief Act, 50 U.S.C.
3901 et seq., as in effect on January 1, 2010.
(mmm) Violates a provision of ORS 646A.480 to 646A.495.
(nnn) Violates ORS 646A.082.
(ooo) Violates ORS 646.647.
(ppp) Violates ORS 646A.115.
(qqq) Violates a provision of ORS 646A.405.
(rrr) Violates ORS 646A.092.
(sss) Violates a provision of ORS 646.644.
(ttt) Violates a provision of ORS 646A.295.
(uuu) Engages in the business of, or acts in the capacity of, an immigration consultant, as de- fined in ORS 9.280, in this state and for compensation, unless federal law authorizes the person to do so or unless the person is an active licensee of the Oregon State Bar.
(vvv) Violates ORS 702.012, 702.029 or 702.054.
(www) Violates ORS 646A.806.
(xxx) Violates ORS 646A.810 (2).
(yyy) Violates ORS 443.376.
(zzz) Violates a provision of ORS 646A.770 to 646A.787.
(aaaa) Violates ORS 815.077.
(bbbb) Violates a provision of ORS 83.710 to 83.750.
[6] A-Eng.
HB 4098 (cccc) Violates ORS 646A.087.
(dddd) Violates ORS 646A.815.
(eeee) Violates ORS 646A.677 (11)(a) or (12).
(ffff) Violates a provision of ORS 746.230, 746.650, 746.663 or 746.686 or fails to provide the notices required under ORS 746.687.
(2) A representation under subsection (1) of this section or ORS 646.607 may be any manifesta- tion of any assertion by words or conduct, including, but not limited to, a failure to disclose a fact.
(3) In order to prevail in an action or suit under ORS 336.184 and 646.605 to 646.652, a prose- cuting attorney need not prove competition between the parties or actual confusion or misunder- standing.
(4) An action or suit may not be brought under subsection (1)(u) of this section unless the At- torney General has first established a rule in accordance with the provisions of ORS chapter 183 declaring the conduct to be unfair or deceptive in trade or commerce.
(5) Notwithstanding any other provision of ORS 336.184 and 646.605 to 646.652, if an action or suit is brought under subsection (1)(xx) of this section by a person other than a prosecuting attor- ney, relief is limited to an injunction, and the prevailing party may be awarded reasonable attorney fees.
(6) A person may not bring an action or suit under subsection (1)(ffff) of this section for a practice that is related to the handling, settlement or ultimate resolution of a medical malpractice claim or a workers’ compensation claim.
SECTION 3.
SECTION 3.
SECTION 4.
SECTION 4.
SECTION 5.
(2) A person that brings an action under subsection (1) of this section shall mail a copy of the complaint or other initial pleading to the Attorney General at the time the action commences and, upon entry of any judgment in the action, shall mail a copy of the judgment to the Attorney General.
(2)(a) A person that brings an action under subsection (1) of this section shall mail a copy of the complaint or other initial pleading to the Attorney General at the time the action commences and, upon entry of any judgment in the action, shall mail a copy of the judgment to the Attorney [7] A-Eng.
HB 4098 General.
(b) A person that brings an action under ORS 646.608 (1)(ffff) shall mail a copy of the complaint or initial pleading, and of any judgment the court enters, to the Director of the Department of Consumer and Business Services.
(5) Any permanent injunction or final judgment or order the court makes under ORS 646.632 or 646.636 is prima facie evidence in an action brought under this section that the respondent used or [4] MR A-Eng.
(5) Any permanent injunction or final judgment or order the court makes under ORS 646.632 or 646.636 is prima facie evidence in an action brought under this section that the respondent used or employed a method, act or practice declared unlawful under ORS 646.608, but an assurance of vol- untary compliance, whether or not approved by the court, is not evidence of the violation.
HB 4098 employed a method, act or practice declared unlawful under ORS 646.608, but an assurance of vol- untary compliance, whether or not approved by the court, is not evidence of the violation.
SECTION 5.
(c) An act or practice that an attorney undertakes on behalf of an insurer, an insured, a beneficiary or another person in advising, presenting or negotiating a claim that is related or otherwise subject to ORS 746.230.
(d) The activities of an insurance producer, as defined in ORS 731.104, that the Depart- ment of Consumer and Business Services regulates under ORS 744.052 to 744.089.
SECTION 6.
(a) “Buyer” means a person who buys or agrees to buy a manufactured dwelling from a manu- factured dwelling dealer.
[8] A-Eng.
HB 4098 (a) “Buyer” means a person who buys or agrees to buy a manufactured dwelling from a manu- factured dwelling dealer.
[5] MR A-Eng.
(A) The cash sale price;
HB 4098 (A) The cash sale price;
SECTION 6.
SECTION 7.
The amendments to ORS 646.605, 646.612, 646.636, 646.638 and 646.648 by sections 1 to 5 of this 2026 Act apply to acts that occur on or after the effective date of this 2026 Act.
Section 8 of this 2026 Act is added to and made a part of ORS 646.605 to 646.652.
[6]
SECTION 8.
A prosecuting attorney may not take action under ORS 646.618 or 646.632 with respect to an act or practice declared to be unlawful under ORS 646.608 (1)(ffff) unless the Director of the Department of Consumer and Business Services first requests the pros- ecuting attorney to take action.
The director may elect to be named as a party in any action or proceeding that the prosecuting attorney commences at the director’s request.
SECTION 9.
Section 8 of this 2026 Act and the amendments to ORS 646.605, 646.608, 646.612, 646.636, 646.638 and 646.648 by sections 1 to 6 of this 2026 Act apply to acts that occur [9] A-Eng.
HB 4098 on or after the effective date of this 2026 Act.
[10]
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Amendments

1 amendment

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Action History

  1. Failed.

  2. Bowman served notice of possible reconsideration.

  3. Potential conflict(s) of interest declared by Kropf, Sosa.

  4. Third reading. Carried by Dobson. Failed.

  5. Motion to substitute Minority Report for Committee Report failed.

  6. Second reading.

  7. Minority Recommendation: Do pass with different amendments and be printed A-Engrossed.

  8. Recommendation: Do pass with amendments and be printed A-Engrossed.

  9. Work Session held.

  10. Public Hearing held.

  11. Referred to Commerce and Consumer Protection.

  12. First reading. Referred to Speaker's desk.

Sponsors

Sponsorship breakdown

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3 sponsors · 19 co-sponsors · 68 not signed on · 43 voted No

Sponsors (3)

Co-sponsors (19)

Not signed on (68)

68 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Motion to substitute Minority Report for Committee Report failed.

Failed 23 Yea · 36 Nay · 1 Other
Party YeaNayPresentNot Voting
Democrat 03401
Republican 22100
Unaffiliated 1100
Total 233601
% of votes cast 38%60%0%2%
How each member voted (60)
Member Party Vote
Lamar Wise — Nay
Matt Bunch — Yea
Andrea Valderrama Democrat Nay
Annessa Hartman Democrat Not Voting
April Dobson Democrat Nay
Ben Bowman Democrat Nay
Dacia Grayber Democrat Nay
Daniel Nguyen Democrat Nay
David Gomberg Democrat Nay
Emerson Levy Democrat Nay
Farrah Chaichi Democrat Nay
Hai Pham Democrat Nay
Jason Kropf Democrat Nay
John Lively Democrat Nay
Jules Walters Democrat Nay
Julie Fahey Democrat Nay
Ken Helm Democrat Nay
Lesly Muñoz Democrat Nay
Lisa Fragala Democrat Nay
Mari Watanabe Democrat Nay
Mark Gamba Democrat Nay
Nancy Nathanson Democrat Nay
Nathan Sosa Democrat Nay
Pam Marsh Democrat Nay
Paul Evans Democrat Nay
Ricki Ruiz Democrat Nay
Rob Nosse Democrat Nay
Sarah McDonald Democrat Nay
Shannon Isadore Democrat Nay
Sue Rieke Smith Democrat Nay
Susan McLain Democrat Nay
Tawna Sanchez Democrat Nay
Thuy Tran Democrat Nay
Tom Andersen Democrat Nay
Travis Nelson Democrat Nay
Willy Chotzen Democrat Nay
Zach Hudson Democrat Nay
Alek Skarlatos Republican Yea
Anna Scharf Republican Yea
Bobby Levy Republican Yea
Boomer Wright Republican Yea
Court Boice Republican Yea
Cyrus Javadi Republican Nay
Darcey Edwards Republican Yea
Darin Harbick Republican Yea
Dwayne Yunker Republican Yea
E. Werner Reschke Republican Yea
Ed Diehl Republican Yea
Emily McIntire Republican Yea
Gregory Smith Republican Yea
Jami Cate Republican Yea
Jeffrey Helfrich Republican Yea
Kevin Mannix Republican Yea
Kim Wallan Republican Yea
Lucetta Elmer Republican Yea
Mark Owens Republican Yea
Rick Lewis Republican Yea
Shelly Boshart Davis Republican Yea
Vikki Breese-Iverson Republican Yea
Virgle Osborne Republican Yea

Official roll call →

Third reading. Carried by Dobson. Failed.

Failed 28 Yea · 30 Nay · 2 Other
Party YeaNayPresentNot Voting
Democrat 26801
Republican 12101
Unaffiliated 1100
Total 283002
% of votes cast 47%50%0%3%
How each member voted (60)
Member Party Vote
Lamar Wise — Yea
Matt Bunch — Nay
Andrea Valderrama Democrat Yea
Annessa Hartman Democrat Not Voting
April Dobson Democrat Yea
Ben Bowman Democrat Nay
Dacia Grayber Democrat Yea
Daniel Nguyen Democrat Nay
David Gomberg Democrat Yea
Emerson Levy Democrat Nay
Farrah Chaichi Democrat Yea
Hai Pham Democrat Nay
Jason Kropf Democrat Yea
John Lively Democrat Nay
Jules Walters Democrat Yea
Julie Fahey Democrat Yea
Ken Helm Democrat Yea
Lesly Muñoz Democrat Yea
Lisa Fragala Democrat Yea
Mari Watanabe Democrat Nay
Mark Gamba Democrat Yea
Nancy Nathanson Democrat Yea
Nathan Sosa Democrat Yea
Pam Marsh Democrat Yea
Paul Evans Democrat Yea
Ricki Ruiz Democrat Yea
Rob Nosse Democrat Yea
Sarah McDonald Democrat Yea
Shannon Isadore Democrat Nay
Sue Rieke Smith Democrat Nay
Susan McLain Democrat Yea
Tawna Sanchez Democrat Yea
Thuy Tran Democrat Yea
Tom Andersen Democrat Yea
Travis Nelson Democrat Yea
Willy Chotzen Democrat Yea
Zach Hudson Democrat Yea
Alek Skarlatos Republican Nay
Anna Scharf Republican Nay
Bobby Levy Republican Nay
Boomer Wright Republican Not Voting
Court Boice Republican Nay
Cyrus Javadi Republican Yea
Darcey Edwards Republican Nay
Darin Harbick Republican Nay
Dwayne Yunker Republican Nay
E. Werner Reschke Republican Nay
Ed Diehl Republican Nay
Emily McIntire Republican Nay
Gregory Smith Republican Nay
Jami Cate Republican Nay
Jeffrey Helfrich Republican Nay
Kevin Mannix Republican Nay
Kim Wallan Republican Nay
Lucetta Elmer Republican Nay
Mark Owens Republican Nay
Rick Lewis Republican Nay
Shelly Boshart Davis Republican Nay
Vikki Breese-Iverson Republican Nay
Virgle Osborne Republican Nay

Official roll call →

Heard and Reported Out with Amendments

Passed 6 Yea · 4 Nay
Party YeaNayPresentNot Voting
Republican 0400
Democrat 5000
Unaffiliated 1000
Total 6400
% of votes cast 60%40%0%0%
How each member voted (10)
Member Party Vote
Lamar Wise — Yea
David Gomberg Democrat Yea
Farrah Chaichi Democrat Yea
Jules Walters Democrat Yea
Nathan Sosa Democrat Yea
Willy Chotzen Democrat Yea
E. Werner Reschke Republican Nay
Jami Cate Republican Nay
Kim Wallan Republican Nay
Virgle Osborne Republican Nay

Official roll call →

Subjects

finance health-insurance
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Frequently asked questions

What does HB 4098 do?
Provides that a violation of prohibitions against certain practices with respect to insurance is subject to an enforcement action under the Unlawful Trade Practices Act. Specifies exemptions.<b> Removes some exemptions for insurance from the definition of "real estate, goods or services" under the Unlawful Trade Practices Act.</b> Permits a person to obtain, and a court to award, appropriate equitable relief in addition to monetary damages under the Unlawful Trade Practices Act. Requires the Director of the Department of Consumer and Business Services to request action before a prosecuting attorney may take action under the Unlawful Trade Practices Act against an act or practice related to insurance.
Who sponsors HB 4098?
HB 4098 is sponsored by Thuy Tran (Democrat), Zach Hudson (Democrat), Farrah Chaichi (Democrat), Nathan Sosa (Democrat), Paul Evans (Democrat), Cyrus Javadi (Republican), Khanh Pham (Democrat), Deb Patterson (Democrat), Kayse Jama (Democrat), Jeff Golden (Democrat), Sara Gelser Blouin, Lew Frederick (Democrat), Jules Walters (Democrat), Sarah McDonald (Democrat), Dacia Grayber (Democrat), Mark Gamba (Democrat), Lisa Fragala (Democrat), Willy Chotzen (Democrat), Tom Andersen (Democrat), Floyd Prozanski (Democrat), April Dobson (Democrat), and Lamar Wise.
What is the current status of HB 4098?
This bill died with 2026 Regular Session. It reached “Passed House” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Where can I track HB 4098?
Track HB 4098 free on One Click Politics — get push/email alerts when it moves.

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