Prohibiting use of a person’s credit history in certain insurance transactions
This means consumers may not face increased insurance costs or denial of coverage based on their credit history.
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HB 5608 — Prohibiting use of a person’s credit history in certain insurance transactions
Last action — To House Finance
No card. One bill, free forever — alerts when it moves.
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1Introduced
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2In Committee
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3Passed House of Delegates
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4Passed Senate
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5To Executive
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6Enacted
This bill died with 2026 Session. It reached “Introduced” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.
In plain language
This bill prohibits using credit history in specific insurance transactions.
House Bill 5608 aims to prevent insurance companies from using a person's credit history when underwriting, renewing, or pricing insurance for personal vehicles and properties. This means insurers cannot deny coverage or alter premiums based on credit history.
What this means for you
- Consumers: This means consumers may not face increased insurance costs or denial of coverage based on their credit history.
Summary
Prohibiting use of a person’s credit history in certain insurance transactions
Bill Text
- Introduced Introduced Version Current pdf
Action History
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Filed for introduction
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To Finance
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Introduced in House
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To House Finance
Sponsors
- Shawn Fluharty · Primary
- Sean Hornbuckle · Cosponsor
- John Williams · Cosponsor
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 2 co-sponsors · 131 not signed on
Sponsors (1)
- Shawn Fluharty Democrat
Co-sponsors (2)
- Sean Hornbuckle Democrat
- John Williams Democrat
Not signed on (131)
131 members have not signed on to this bill.
Show all 131 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Subjects
Frequently asked questions
- What does HB 5608 do?
- Prohibiting use of a person’s credit history in certain insurance transactions
- Who sponsors HB 5608?
- HB 5608 is sponsored by Shawn Fluharty (Democrat), Sean Hornbuckle (Democrat), and John Williams (Democrat).
- What is the current status of HB 5608?
- This bill died with 2026 Session. It reached “Introduced” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
- Where can I track HB 5608?
- Track HB 5608 free on One Click Politics — get push/email alerts when it moves.
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Last checked for changes about 2 months ago · updated continuously
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