Tennessee 114th General Assembly Status: Enacted Bipartisan · 2 R · 1 D cosponsors

HB 2382 — AN ACT to amend Tennessee Code Annotated, Title 39, Chapter 15, Part 5; Title 45, Chapter 2, Part 12; Title 45, Chapter 20; Title 47, Chapter 30 and Title 67, Chapter 4, Part 4, relative to reverse mortgages.

Last action — Effective date(s) 05/19/2026

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced February 02, 2026. Enacted.

Signed by Governor Bill Lee (Republican) on April 30, 2026.

Prognosis

Likely to advance 92% · high confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 3 sponsors

    1 primary, 2 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (2 R · 1 D) — cross-party backing.

  • Cleared a recorded vote

    Passed 3 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

This bill amends laws related to reverse mortgages in Tennessee.

The bill proposes changes to existing reverse mortgage regulations in Tennessee, aiming to introduce the 'Tennessee Reverse Mortgage Innovation Act.' It affects various sections of the state code regarding mortgages.

Summary

Mortgages - As enacted, enacts the "Tennessee Reverse Mortgage Innovation Act." - Amends TCA Title 39, Chapter 15, Part 5; Title 45, Chapter 2, Part 12; Title 45, Chapter 20; Title 47, Chapter 30 and Title 67, Chapter 4, Part 4.

Bill Text

Action History

  1. Comp. became Pub. Ch. 1027

  2. Pub. Ch. 1027

  3. Effective date(s) 05/19/2026

  4. Signed by Governor.

  5. Transmitted to Governor for his action.

  6. Signed by Senate Speaker

  7. Signed by H. Speaker

  8. Enrolled; ready for sig. of H. Speaker.

  9. Companion House Bill substituted

  10. Sponsor(s) Added.

  11. Senate substituted House Bill for companion Senate Bill.

  12. Amendment withdrawn. (Amendment 1 - SA1018)

  13. Passed Senate, Ayes 26, Nays 4, PNV 1

  14. Placed on Senate Regular Calendar for 4/20/2026

  15. Placed on Senate Regular Calendar for 4/20/2026

  16. Sponsor(s) Added.

  17. Recommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 8, Nays 0 PNV 1

  18. Placed on Senate Commerce and Labor Committee calendar for 4/7/2026

  19. Received from House, Passed on First Consideration

  20. Sponsor(s) Added.

  21. H. adopted am. (Amendment 1 - HA0661)

  22. Passed H., as am., Ayes 69, Nays 13, PNV 3

  23. Engrossed; ready for transmission to Sen.

  24. H. Placed on Regular Calendar for 3/26/2026

  25. Placed on cal. Calendar & Rules Committee for 3/19/2026

  26. Sponsor(s) Added.

  27. Rec. for pass. if am., ref. to Calendar & Rules Committee

  28. Action deferred in Senate Commerce and Labor Committee to 3/17/2026

  29. Placed on Senate Commerce and Labor Committee calendar for 3/10/2026

  30. Rec for pass if am by s/c ref. to Commerce Committee

  31. Placed on cal. Commerce Committee for 3/11/2026

  32. Action deferred in Senate Commerce and Labor Committee to 3/10/2026

  33. Placed on s/c cal Banking & Consumer Affairs Subcommittee for 3/4/2026

  34. Placed on Senate Commerce and Labor Committee calendar for 3/3/2026

  35. Passed on Second Consideration, refer to Senate Commerce and Labor Committee

  36. P2C, ref. to Commerce Committee

  37. Assigned to s/c Banking & Consumer Affairs Subcommittee

  38. Intro., P1C.

  39. Filed for introduction

  40. Introduced, Passed on First Consideration

  41. Filed for introduction

Sponsors

Sponsorship breakdown

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1 sponsors · 2 co-sponsors · 130 not signed on

Sponsors (1)

Co-sponsors (2)

Not signed on (130)

130 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Subjects

finance housing
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB 2382 do?
Mortgages - As enacted, enacts the "Tennessee Reverse Mortgage Innovation Act." - Amends TCA Title 39, Chapter 15, Part 5; Title 45, Chapter 2, Part 12; Title 45, Chapter 20; Title 47, Chapter 30 and Title 67, Chapter 4, Part 4.
Who sponsors HB 2382?
HB 2382 is sponsored by Vaughan, Kevin (Republican), Vital, Greg (Republican), and Hardaway, T.J. (Democrat).
What is the current status of HB 2382?
This bill has been enacted into law. Introduced February 02, 2026. Enacted.
Where can I track HB 2382?
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