North Carolina 2025 Session Status: In Committee Bipartisan · 2 R · 1 D cosponsors

SB 905 — Foster Care Motor Vehicle Insurance.

Last action — Withdrawn From Com

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the Senate. Introduced April 29, 2026. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the Senate.

Prognosis

Advancing 36% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 3 sponsors

    1 primary, 2 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (2 R · 1 D) — cross-party backing.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Bill Text

What changed in the latest version

11 added · 12 removed

Plain-language change summary

The latest version of SB 905 includes a few minor clarifications in its language while maintaining its focus on improving motor vehicle insurance for foster care. Specifically, some procedural and formatting elements were updated for consistency. These adjustments help ensure that the bill is clear and easier to understand, which is important for effective implementation if the bill is passed. Overall, these changes reflect an effort to present the legislation more effectively without altering its core intentions.

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FILED SENATE GENERAL ASSEMBLY OF NORTH CAROLINA Apr 29, 2026 S.B.
GENERAL ASSEMBLY OF NORTH CAROLINA SESSION 2025 S 1 SENATE BILL 905 Short Title:
905 SESSION 2025 PRINCIPAL CLERK S D SENATE BILL DRS35410-NEa-123 Short Title:Foster Care Motor Vehicle Insurance.
Foster Care Motor Vehicle Insurance.
A BILL TO BE ENTITLED AN ACT DIRECTING THE NORTH CAROLINA RATE BUREAU TO AMEND THE EXISTING NAMED DRIVER EXCLUSION ENDORSEMENT FOR PERSONS RECEIVING FOSTER CARE, CLARIFYING THAT A FOSTER PARENT MAY TERMINATE AN ENDORSEMENT PROVIDING MOTOR VEHICLE LIABILITY COVERAGE FOR A PERSON RECEIVING FOSTER CARE IF THE OWNER NO LONGER PROVIDES FOSTER CARE, ESTABLISHING A FOSTER CARE AUTOMOBILE INSURANCE FINANCIAL ASSISTANCE PROGRAM, AND APPROPRIATING FUNDS FOR THE FINANCIAL ASSISTANCE PROGRAM.
Rules and Operations of the Senate April 30, 2026 A BILL TO BE ENTITLED AN ACT DIRECTING THE NORTH CAROLINA RATE BUREAU TO AMEND THE EXISTING NAMED DRIVER EXCLUSION ENDORSEMENT FOR PERSONS RECEIVING FOSTER CARE, CLARIFYING THAT A FOSTER PARENT MAY TERMINATE AN ENDORSEMENT PROVIDING MOTOR VEHICLE LIABILITY COVERAGE FOR A PERSON RECEIVING FOSTER CARE IF THE OWNER NO LONGER PROVIDES FOSTER CARE, ESTABLISHING A FOSTER CARE AUTOMOBILE INSURANCE FINANCIAL ASSISTANCE PROGRAM, AND APPROPRIATING FUNDS FOR THE FINANCIAL ASSISTANCE PROGRAM.
131D-10.2, residing in the foster parent's or parents' household, may be certified as proof of financial responsibility, provided that each foster child person receiving foster care for whom coverage is excluded is insured in an amount equal to or greater than the minimum limits required by G.S.
131D-10.2, residing in the foster parent's or parents' household, may be certified as proof of financial responsibility, provided that each foster child person receiving foster care for whom coverage is excluded is insured in an amount equal to or greater than the minimum limits required byG.S.
(2) It shall not be a violation of this Article for the owner of a motor vehicle who provided foster care to terminate an endorsement providing motor vehicle liability insurance coverage for a person receiving foster care if the owner no longer provides foster care for that child." *DRS35410-NEa-123* General Assembly Of North Carolina Session 2025 SECTION 2.
(2) It shall not be a violation of this Article for the owner of a motor vehicle who provided foster care to terminate an endorsement providing motor vehicle liability insurance coverage for a person receiving foster care if the owner no longer provides foster care for that child." *S905-v-1* General Assembly Of North Carolina Session 2025 SECTION 2.
Thereis appropriatedto theDepartment ofHealthandHuman Services the sum of one million dollars ($1,000,000) in nonrecurring funds for the 2026-2027 fiscal year to implement the purposes of this act.
Thereis appropriatedto theDepartment ofHealth and Human Services the sum of one million dollars ($1,000,000) in nonrecurring funds for the 2026-2027 fiscal year to implement the purposes of this act.
Page 2 DRS35410-NEa-123
Page 2 Senate Bill 905-First Edition
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How this bill changes current law

6 changes Share ↗

Compared against the N.C. General Statutes as published AI-generated reading aid — verify against the official bill.

The bill amends existing financial responsibility laws regarding foster care to clarify insurance coverage and establishes a financial assistance program for foster parents.

  • G.S. 20-309(a2)

    An owner's policy of liability insurance issued to a foster parent or parents, which policy includes an endorsement excluding coverage for one or more foster children residing in the foster parent's or parents' household, may be certified as proof of financial responsibility, provided that each foster child for whom coverage is excluded is insured in an amount equal to or greater than the minimum limits required by G.S. 20-279.21 under some other owner's policy of liability insurance or a named nonowner's policy of liability insurance. → An owner's policy of liability insurance issued to a foster parent or parents, which policy includes an endorsement excluding coverage for one or more persons receiving foster care, as defined in G.S. 131D-10.2, residing in the foster parent's or parents' household, may be certified as proof of financial responsibility, provided that each person receiving foster care for whom coverage is excluded is insured in an amount equal to or greater than the minimum limits required by G.S. 20-279.21 under some other owner's policy of liability insurance or a named nonowner's policy of liability insurance.

    This change allows clearer inclusion of individuals receiving foster care in the insurance requirements.

  • G.S. 20-309(a2)

    It shall not be a violation of this Article for the owner of a motor vehicle who provided foster care to terminate an endorsement providing motor vehicle liability insurance coverage for a person receiving foster care if the owner no longer provides foster care for that child.

    This addition allows foster parents to terminate insurance coverage for a child once they are no longer in foster care.

  • G.S. 58-36-44A

    The Rate Bureau shall develop an optional policy form or endorsement, to be filed with the Commissioner for approval no later than October 1, 2026, that provides named non-owner nonfleet private passenger motor vehicle liability coverage for persons receiving foster care, as that term is defined by G.S. 131D-10.2, and that complies with the requirements of G.S. 20-309(a2).

    This introduces a new requirement for a policy form specifically for persons receiving foster care.

  • G.S. 131D-10.9D

    The Department, in consultation with the Commissioner of Insurance, shall establish a program to provide financial assistance for the purchase of (i) an owner's policy of motor vehicle liability insurance issued to a foster parent that includes an endorsement covering a person that receives foster care and resides in the foster parent's household or (ii) a non-owner policy of motor vehicle liability insurance issued to a person receiving foster care that complies with the requirements of G.S. 20-309(a2) and G.S. 58-36-44A.

    This creates a financial assistance program for foster parents related to motor vehicle insurance.

  • G.S. 131D-10.9D

    Financial assistance shall not be provided pursuant to this section unless the person receiving foster care and covered by an eligible policy has completed a drivers education program that is approved by the State Superintendent of Public Instruction and is offered at a public high school, a nonpublic secondary school, or a licensed drivers training school.

    This establishes a requirement for driver education before receiving financial assistance.

  • There is appropriated to the Department of Health and Human Services the sum of one million dollars ($1,000,000) in nonrecurring funds for the 2026-2027 fiscal year to implement the purposes of this act.

    This provision allocates funds to support the financial assistance program.

Action History

  1. Withdrawn From Com

  2. Re-ref Com On Appropriations/Base Budget

  3. Passed 1st Reading

  4. Ref To Com On Rules and Operations of the Senate

  5. Filed

Sponsors

Sponsorship breakdown

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1 sponsors · 2 co-sponsors · 176 not signed on

Sponsors (1)

Co-sponsors (2)

Not signed on (176)

176 members have not signed on to this bill.

Show all 176 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

public-safety labor
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors SB 905?
SB 905 is sponsored by Mujtaba A. Mohammed (Democratic), Vickie Sawyer (Republican), and Dana Jones (Republican).
What is the current status of SB 905?
This bill is in committee in the Senate. Introduced April 29, 2026. It must pass committee before a floor vote.
Where can I track SB 905?
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