North Carolina 2025 Session Status: In Committee 4 R cosponsors

SB 271 — Permitted Trade Practices/Insurance Rebates.-AB

Last action — Passed 1st Reading

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the Senate. Introduced March 12, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the Senate.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 22% · moderate confidence

  • In Committee

    Current position in the legislative process.

  • 4 sponsors

    2 primary, 2 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (4 R).

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Bill Text

What changed in the latest version

15 added · 16 removed

Plain-language change summary

The revised version of Senate Bill 271 includes the formal designation "GENERAL ASSEMBLY OF NORTH CAROLINA" and updates certain references to conform with legal standards. These changes clarify the language used in the bill, ensuring better comprehension and adherence to state regulations. This is important because clearer language helps prevent misunderstandings about what practices are allowed in the insurance industry, thereby protecting consumers and ensuring fair competition among insurers.

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FILED SENATE GENERAL ASSEMBLY OF NORTH CAROLINA Mar 12, 2025 S.B.
GENERAL ASSEMBLY OF NORTH CAROLINA SESSION 2025 S 1 SENATE BILL 271 Short Title:
271 SESSION 2025 PRINCIPAL CLERK S D SENATE BILL DRS35124-NE-99A Short Title:Permitted Trade Practices/Insurance Rebates.-AB (Public) Sponsors:
Permitted Trade Practices/Insurance Rebates.-AB (Public) Sponsors:
A BILL TO BE ENTITLED AN ACT CLARIFYING PERMITTED TRADE PRACTICES WITH RESPECT TO INSURANCE REBATES, AS RECOMMENDED BY THE DEPARTMENT OF INSURANCE.
Rules and Operations of the Senate March 13, 2025 A BILL TO BE ENTITLED AN ACT CLARIFYING PERMITTED TRADE PRACTICES WITH RESPECT TO INSURANCE REBATES, AS RECOMMENDED BY THE DEPARTMENT OF INSURANCE.
*DRS35124-NE-99A* General Assembly Of North Carolina Session 2025 D.
*S271-v-1* General Assembly Of North Carolina Session 2025 D.
Page 2 DRS35124-NE-99A General Assembly Of North Carolina Session 2025 I.
Page 2 Senate Bill 271-First Edition General Assembly Of North Carolina Session 2025 I.
The customer is not required to purchase, continue to purchase, or renew a policy in exchange for the offer or gift.
The customer is not required to purchase, continue to purchase, or renew a policyin exchange for the offer or gift.
(i) the payment of commissions or other compensation to regularly appointed and licensed insurance producers duly licensed by this State;
(i) the payment of commissions or other compensation to regularly appointed and licensed insurance producers dulylicensed by this State;
DRS35124-NE-99A Page 3 General Assembly Of North Carolina Session 2025 (a) No insurer, insurance producer, or limited representative shall knowingly charge, demand or receive a premium for any policy of insurance except in accordance with the applicable filing approved by the Commissioner.
Senate Bill 271-First Edition Page 3 General Assembly Of North Carolina Session 2025 (a) No insurer, insurance producer, or limited representative shall knowingly charge, demand or receive a premium for any policy of insurance except in accordance with the applicable filing approved by the Commissioner.
No insurer, insurance producer, or limited representative shall pay, allow, or give, or offer to pay, allow, or give, directly or indirectly, as an inducement to insurance, or after insurancehas beeneffected,any rebate, discount, abatement, credit, or reduction of the premium named in a policy of insurance, or any special favor or advantage in the dividends or other benefits to accrue thereon, or any valuable consideration or inducement whatever, not specified in the policy of insurance.
No insurer, insurance producer, or limited representative shall pay, allow, or give, or offer to pay, allow, or give, directly or indirectly, as an inducement to insurance, or after insurancehas beeneffected,anyrebate, discount, abatement, credit, or reduction of the premium named in a policy of insurance, or any special favor or advantage in the dividends or other benefits to accrue thereon, or any valuable consideration or inducement whatever, not specified in the policy of insurance.
Nothing herein contained shall be construed as prohibiting (i) the payment of commissions or other compensation to duly licensed insurance producers and limited representatives, (ii) any participating insurer from distributing to its policyholders dividends, savings or the unused or unabsorbed portion of premiums and premium deposits, or (iii) the trade practices permitted by G.S.
Nothing herein contained shall be construed as prohibiting (i) the payment of commissions or other compensation to duly licensed insurance producers and limited representatives, (ii) any participating insurer from distributing to its policyholders dividends, savings or the unused or unabsorbed portion of premiums and premium deposits, or (iii) the trade practices permitted byG.S.
Page 4 DRS35124-NE-99A
Page 4 Senate Bill 271-First Edition
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Action History

  1. Passed 1st Reading

  2. Ref To Com On Rules and Operations of the Senate

  3. Filed

Sponsors

Sponsorship breakdown

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2 sponsors · 2 co-sponsors · 175 not signed on

Sponsors (2)

Co-sponsors (2)

Not signed on (175)

175 members have not signed on to this bill.

Show all 175 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors SB 271?
SB 271 is sponsored by Kevin Corbin (Republican), Eddie D. Settle (Republican), Danny Earl Britt, Jr. (Republican), and Todd Johnson (Republican).
What is the current status of SB 271?
This bill is in committee in the Senate. Introduced March 12, 2025. It must pass committee before a floor vote.
Where can I track SB 271?
Track SB 271 free on One Click Politics — get push/email alerts when it moves.

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