North Carolina 2025 Session Status: In Committee 4 D cosponsors

SB 629 — Ride Safe, Insure Smart Act.

Last action — Passed 1st Reading

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the Senate. Introduced March 25, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the Senate.

Prognosis

Stalled 22% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 4 sponsors

    2 primary, 2 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (4 D).

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Bill Text

What changed in the latest version

14 added · 15 removed

Plain-language change summary

In the recent amendment to Senate Bill 629, some lines were added and a few were removed to clarify the rules regarding insurance for motocross facilities. Specifically, the bill now requires that if a motocross facility is installed on private property and not open to the public, the owner must notify the Commissioner of Insurance right away. This change emphasizes the importance of maintaining proper insurance coverage and accountability, ensuring that facilities are adequately protected and regulatory standards are followed.

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FILED SENATE GENERAL ASSEMBLY OF NORTH CAROLINA Mar 25, 2025 S.B.
GENERAL ASSEMBLY OF NORTH CAROLINA SESSION 2025 S 1 SENATE BILL 629 Short Title:
629 SESSION 2025 PRINCIPAL CLERK S D SENATE BILL DRS45278-NB-114 Short Title:
A BILL TO BE ENTITLED AN ACT TO IMPOSE LIABILITY INSURANCE REQUIREMENTS ON MOTOCROSS RACING FACILITIES OPEN TO THE PUBLIC.
Rules and Operations of the Senate March 26, 2025 A BILL TO BE ENTITLED AN ACT TO IMPOSE LIABILITY INSURANCE REQUIREMENTS ON MOTOCROSS RACING FACILITIES OPEN TO THE PUBLIC.
Chapter 66 of the General Statutes is amended by adding a new Article to read:
Chapter 66 of the General Statutes is amended byadding a new Article to read:
A person required to be insured under this section must immediately notify the Commissioner upon receipt of notice of cancellation, suspension, or nonrenewal of the policy.
A person required to be insured under this section must immediatelynotifythe Commissioner upon receipt of notice of cancellation, suspension, or nonrenewal of the policy.
– The insurance contract must be provided by an insurer or surety that is acceptable to the Commissioner and authorized to transact business in this State.
– The insurance contract must be provided byan insurer or surety that is acceptable to the Commissioner and authorized to transact business in this State.
The Commissionercannotacceptany commercialgeneralliabilityinsurancepolicyunlessit obligates *DRS45278-NB-114* General Assembly Of North Carolina Session 2025 the insurer to give written notice to the person at least 30 days before any proposed cancellation, suspension, or nonrenewal of the policy.
The Commissionercannotacceptanycommercial generalliabilityinsurancepolicyunlessitobligates *S629-v-1* General Assembly Of North Carolina Session 2025 the insurer to give written notice to the person at least 30 days before any proposed cancellation, suspension, or nonrenewal of the policy.
(1) A motocross facility installed on private property that is not open to the public and for which no fee is charged.
(1) A motocross facilityinstalled on private propertythat is not open to the public and for which no fee is charged.
The rulemaking authority set out in G.S.
The rulemaking authorityset out in G.S.
66-508, as enacted by Section 1 of this act, is effective when this act becomes law.
66-508, as enacted bySection 1 of this act, is effective when this act becomes law.
Page 2 DRS45278-NB-114
Page 2 Senate Bill 629-First Edition
View plain text versions (2)

How this bill changes current law

8 changes Share ↗

Compared against the N.C. General Statutes as published AI-generated reading aid — verify against the official bill.

The bill adds new liability insurance requirements for motocross facilities operating to the public.

  • G.S. 66-508

    The Commissioner shall adopt rules to implement this Article.

    This adds a new section to establish rulemaking authority for the Commissioner regarding the implementation of the new insurance requirements.

  • G.S. 66-506

    A person cannot own or operate a motocross facility unless the person carries insurance coverage provided by an accepted insurer of at least one million dollars ($1,000,000) per occurrence and two million dollars ($2,000,000) in the aggregate against liability for injury to persons or property arising out of the operation of such facility or use of such device.

    This establishes a mandate for liability insurance coverage for operators of motocross facilities.

  • G.S. 66-506

    The insurance contract cannot include per person sublimits to liability.

    This ensures that the insurance policy must provide full coverage without limits on individual claims.

  • G.S. 66-506

    A person required to be insured under this section must immediately notify the Commissioner upon receipt of notice of cancellation, suspension, or nonrenewal of the policy.

    This requires immediate notification to the Commissioner regarding any changes to the insurance policy.

  • G.S. 66-506

    Upon failure of the person to provide proof of insurance, the Commissioner shall prevent operation of the facility until the person provides proof of the required insurance coverage.

    This allows the Commissioner to halt operations of a motocross facility if proof of insurance is not provided.

  • G.S. 66-506

    The insurance contract must be provided by an insurer or surety that is acceptable to the Commissioner and authorized to transact business in this State.

    This ensures that only reputable insurers can provide the required insurance coverage.

  • G.S. 66-506

    The Commissioner cannot accept any commercial general liability insurance policy unless it obligates the insurer to give written notice to the person at least 30 days before any proposed cancellation, suspension, or nonrenewal of the policy.

    This mandates advance notice requirements for policy changes to protect facility operators.

  • G.S. 66-507

    This Article does not apply to any one or more of the following: (1) A motocross facility installed on private property that is not open to the public and for which no fee is charged. (2) A motocross facility owned or operated by the State, a unit of local government, or any political subdivision thereof.

    This outlines specific exceptions where the insurance requirements do not apply.

Action History

  1. Passed 1st Reading

  2. Ref To Com On Rules and Operations of the Senate

  3. Filed

Sponsors

Sponsorship breakdown

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2 sponsors · 2 co-sponsors · 175 not signed on

Sponsors (2)

Co-sponsors (2)

Not signed on (175)

175 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors SB 629?
SB 629 is sponsored by Joyce Waddell (Democratic), Michael Garrett (Democratic), Woodson Bradley (Democratic), and Graig Meyer (Democratic).
What is the current status of SB 629?
This bill is in committee in the Senate. Introduced March 25, 2025. It must pass committee before a floor vote.
Where can I track SB 629?
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