H 4784 — A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-55-171 SO AS TO CREATE THE FELONY CRIMINAL OFFENSES OF STAGING A MOTOR VEHICLE COLLISION AND AGGRAVATED STAGING A MOTOR VEHICLE COLLISION, AND TO PROVIDE PENALTIES; BY AMENDING SECTION 38-55-520, RELATING TO THE PURPOSE OF THE OMNIBUS INSURANCE FRAUD AND REPORTING IMMUNITY ACT, SO AS TO DESIGNATE THE DIVISION PREVIOUSLY ESTABLISHED TO PROSECUTE AND INVESTIGATE FRAUD IN THE OFFICE OF THE ATTORNEY GENERAL AS BEING IN THE DEPARTMENT OF INSURANCE; BY AMENDING SECTION 38-55-530, RELATING TO DEFINITIONS IN THE OMNIBUS INSURANCE FRAUD AND REPORTING IMMUNITY ACT, SO AS TO REVISE DEFINITIONS; BY AMENDING SECTION 38-55-540, RELATING TO CRIMINAL PENALTIES IN THE OMNIBUS INSURANCE FRAUD AND REPORTING IMMUNITY ACT, SO AS TO INCLUDE ATTEMPTS TO RECEIVE CERTAIN ECONOMIC ADVANTAGES OR BENEFITS; BY AMENDING SECTION 38-55-550, RELATING TO CIVIL PENALTIES IN THE OMNIBUS INSURANCE FRAUD AND REPORTING IMMUNITY ACT, SO AS TO ADD A STATUTE FOR WHICH VIOLATIONS WILL BE SUBJECT TO THE CIVIL PENALTIES, AND TO MAKE VARIOUS TECHNICAL AND CONFORMING CHANGES; BY AMENDING SECTION 38-55-560, RELATING TO THE ESTABLISHMENT OF THE INSURANCE FRAUD DIVISION AND PROVIDE THE POWERS, DUTIES, AND FUNCTIONS OF THE DIVISION AND RELATED STATE AGENCIES, SO AS TO TRANSFER THE DIVISION FROM THE OFFICE OF THE ATTORNEY GENERAL TO THE DEPARTMENT OF INSURANCE, AND TO REVISE THE POWERS, DUTIES, AND FUNCTIONS OF THE DIVISION AND RELATED AGENCIES; BY AMENDING SECTION 38-55-570, RELATING TO NOTIFICATION TO THE DIVISION OF CERTAIN FRAUDULENT CONDUCT, SO AS TO MAKE CONFORMING CHANGES TO REFLECT THE TRANSFER OF THE INSURANCE FRAUD DIVISION OF THE OFFICE OF THE ATTORNEY GENERAL TO THE DEPARTMENT OF INSURANCE, AND TO REMOVE AN EXCEPTION TO A DISCOVERY PROVISION, AMONG OTHER THINGS; BY AMENDING SECTION 38-55-590, RELATING TO THE ANNUAL REPORT BY THE DIRECTOR OF THE INSURANCE FRAUD DIVISION IN THE OFFICE OF THE ATTORNEY GENERAL TO THE GENERAL ASSEMBLY, SO AS TO MAKE CONFORMING CHANGES TO REFLECT THE TRANSFER OF THE INSURANCE FRAUD DIVISION OF THE OFFICE OF THE ATTORNEY GENERAL TO THE DEPARTMENT OF INSURANCE; BY AMENDING SECTION 17-25-45, RELATING TO LIFE SENTENCES FOR PERSONS CONVICTED OF CERTAIN CRIMES, SO AS TO ADD AND REVISE CERTAIN INSURANCE-RELATED CRIMES; BY AMENDING SECTION 42-9-440, RELATING TO SUSPECTED FALSE STATEMENTS OR MISREPRESENTATIONS TO BE REPORTED TO THE INSURANCE FRAUD DIVISION, SO AS TO MAKE CONFORMING CHANGES TO REFLECT THE TRANSFER OF THE INSURANCE FRAUD DIVISION OF THE OFFICE OF THE ATTORNEY GENERAL TO THE DEPARTMENT OF INSURANCE; AND BY AMENDING SECTION 14-7-1630, RELATING TO SUBJECT MATTERS OF THE STATE GRAND JURY, SO AS TO INCLUDE CERTAIN CRIMES INVOLVING INSURANCE FRAUD.
Last action — Referred to Committee on Labor, Commerce and Industry (House Journal-page 88)
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1Introduced
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2In Committee
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3Passed House
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4Passed Senate
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5To Executive
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6Enacted
This bill has been introduced in the House. Introduced December 16, 2025. It must pass committee before a floor vote.
Next likely step: a committee referral and hearing.
Odds of enactment
Low chanceBased on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.
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Prognosis
Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Summary
Omnibus Insurance Fraud and Reporting Immunity Act revisions
Bill Text
We don't have the full text on file for this bill yet.
Read H 4784 on the official South Carolina source →Action History
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Referred to Committee on Labor, Commerce and Industry (House Journal-page 88)
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Introduced and read first time (House Journal-page 88)
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Referred to Committee on Labor, Commerce and Industry
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Prefiled
Sponsors
- Representative Cody T. Mitchell · Cosponsor
- Representative Marvin "Mark" Smith · Cosponsor
- Representative John R. McCravy III · Cosponsor
- J.E. Johnson · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 3 co-sponsors · 166 not signed on
Sponsors (1)
- J.E. Johnson
Not signed on (166)
166 members have not signed on to this bill.
Show all 166 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Subjects
Frequently asked questions
- What does H 4784 do?
- Omnibus Insurance Fraud and Reporting Immunity Act revisions
- Who sponsors H 4784?
- H 4784 is sponsored by Representative Cody T. Mitchell, Representative Marvin "Mark" Smith, Representative John R. McCravy III, and J.E. Johnson.
- What is the current status of H 4784?
- This bill has been introduced in the House. Introduced December 16, 2025. It must pass committee before a floor vote.
- Where can I track H 4784?
- Track H 4784 free on One Click Politics — get push/email alerts when it moves.
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