South Carolina 126th General Assembly Status: Introduced

H 4733 — A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ENACTING THE "BAD FAITH PRESUMPTION IN INSURANCE SETTLEMENT OFFER ACT" BY ADDING SECTION 38-59-60 SO AS TO PROVIDE A REBUTTABLE PRESUMPTION OF BAD FAITH BY AN INSURER IN CERTAIN CIRCUMSTANCES INVOLVING INSURANCE SETTLEMENT AGREEMENTS, TO DEFINE NECESSARY TERMS, TO PROVIDE THE PRESUMPTION IS REBUTTABLE, AND TO PROVIDE THE ADMISSIBILITY OF SETTLEMENT AGREEMENTS IN SUBSEQUENT BAD FAITH ACTIONS, AMONG OTHER THINGS.

Last action — Referred to Committee on Judiciary (House Journal-page 71)

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the House. Introduced December 16, 2025. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Not enough signal yet

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Bad faith presumption in insurance settlements

Bill Text

We don't have the full text on file for this bill yet.

Read H 4733 on the official South Carolina source →

Action History

  1. Referred to Committee on Judiciary (House Journal-page 71)

  2. Introduced and read first time (House Journal-page 71)

  3. Referred to Committee on Judiciary

  4. Prefiled

Sponsors

Sponsorship breakdown

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1 sponsors · 4 co-sponsors · 165 not signed on

Sponsors (1)

Co-sponsors (4)

Not signed on (165)

165 members have not signed on to this bill.

Show all 165 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does H 4733 do?
Bad faith presumption in insurance settlements
Who sponsors H 4733?
H 4733 is sponsored by Representative Marvin "Mark" Smith, Representative Thomas E. "Tommy" Pope, Representative David Martin, Representative Cody T. Mitchell, and Representative John R. McCravy III.
What is the current status of H 4733?
This bill has been introduced in the House. Introduced December 16, 2025. It must pass committee before a floor vote.
Where can I track H 4733?
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Last checked for changes 3 months ago · updated continuously

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