Illinois 94th Regular Session Status: Enacted 1 D cosponsors

SB 1892 — CONS FRAUD ACT-SEC FREEZE

Last action — Public Act . . . . . . . . . 94-1022

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced February 25, 2005. Enacted.

Prognosis

Likely to advance 82% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 15 sponsors

    0 primary, 15 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 D).

  • Cleared a recorded vote

    Passed 3 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a consumer who has been the victim of identity theft may place a security freeze on his or her credit report by making a request in writing by certified mail to a consumer credit reporting agency with a valid copy of a police report, investigative report, or complaint that the consumer has filed with a law enforcement agency about unlawful use of his or her personal information by another person. Requires a credit reporting agency to place a security freeze on a consumer's credit report no later than 5 business days after receiving a written request from the consumer. Provides that if the consumer wishes to allow his or her credit report to be accessed for a specific party, parties, or period of time while a freeze is in place, he or she shall contact the consumer credit reporting agency, request that the freeze be temporarily lifted, and provide certain information. Provides that if a security freeze is in place, a credit reporting agency shall not change any of the following official information in a credit report without sending a written confirmation of the change to the consumer within 30 days of the change being posted to the consumer's file: (i) name; (ii) date of birth; (iii) Social Security number; and (iv) address. Provides that certain entities are not required to place a security freeze in a credit report provided certain conditions are met. Defines "proper identification".

Bill Text

What changed in the latest version

106 added · 215 removed

Plain-language change summary

The recent amendment to Bill SB 1892 introduces specific findings that highlight the need for tools to help municipalities tackle environmentally-challenged properties near rivers. These properties are often former industrial sites that, with proper cleanup, could be repurposed for various productive uses, potentially spurring economic growth and job creation. This change matters as it emphasizes the importance of collaboration between state agencies and local governments to address public health and safety issues while revitalizing local economies.

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SB1892 Engrossed LRB094 11429 RXD 42339 b AN ACT concerning business.
SB1892 Enrolled LRB094 11429 RXD 42339 b AN ACT concerning business.
The Consumer Fraud and Deceptive Business Practices Act is amended by changing Section 2MM as follows:
If and only if Senate Bill 17 of the 94th General Assembly becomes law, the River Edge Redevelopment Zone Act is amended by changing Sections 10-2, 10-4, and 10-5.3 as follows:
(815 ILCS 505/2MM) Sec.
(94SB17 Art.
2MM.
10, Sec.
Verification of accuracy of credit reporting information used to extend consumers credit and security freeze on credit report for identity theft victims.
10-2) Sec.
(a) A credit card issuer who mails an offer or solicitation to apply for a credit card and who receives a completed application in response to the offer or solicitation which lists an address that is not substantially the same as the address on the offer or solicitation may not issue a credit card based on that application until reasonable steps have been taken to verify the applicant’s change of address.
10-2.
(b) Any person who uses a consumer credit report in connection with the approval of credit based on the application for an extension of credit, and who has received notification of a police report filed with a consumer reporting agency that the applicant has been a victim of financial identity theft, as defined in Section 16G-15 of the Criminal Code of 1961, may not lend money or extend credit without taking reasonable steps to verify the consumer’s identity and confirm that the application for an extension of credit is not the result of financial identity theft.
Findings.
(c) A consumer who has been the victim of identity theft may place a security freeze on his or her credit report by making a request in writing by certified mail to a consumer credit reporting agency with a valid copy of a police report, investigative report, or complaint that the consumer has filed with a law enforcement agency about unlawful use of his or her SB1892 Engrossed - 2 - LRB094 11429 RXD 42339 b personal information by another person.
The General Assembly finds and declares that those municipalities adjacent to or surrounding river areas often lack critical tools to safely revive and redevelop environmentally-challenged properties that will stimulate economic revitalization and create jobs in Illinois.
A credit reporting agency shall not charge a fee for placing, removing, or removing for a specific party or parties a security freeze on a credit report.
Environmentally-challenged properties adjacent to or surrounding Illinois rivers are a threat to the health, safety, and welfare of the people of this State.
A security freeze shall prohibit, subject to the exceptions under subsection (i) of this Section, the credit reporting agency from releasing the consumer’s credit report or any information from it without the express authorization of the consumer.
Many of these environmentally-challenged properties adjacent to or surrounding rivers were former industrial areas that now, subject to appropriate environmental clean-up and remediation, would be ideal for office, residential, retail, hospitality, commercial, recreational, warehouse and distribution, and other economically productive uses.
When a security freeze is in place, information from a consumer’s credit report shall not be released to a third party without prior express authorization from the consumer.
The cost of the cleaning and remediation of these environmentally-challenged properties is often the primary obstacle to returning these properties to a safe and economically productive use.
This subsection does not prevent a credit reporting agency from advising a third party that a security freeze is in effect with respect to the consumer’s credit report.
Cooperative and continuous partnership among the State, through the Department of Commerce and Economic Opportunity and the Environmental Protection Agency, municipalities adjacent to or surrounding rivers, and the private sector is necessary to appropriately encourage the cost-effective cleaning and remediation of these environmentally-challenged properties in order to bring about a safe and economically productive use of SB1892 Enrolled - 2 - LRB094 11429 RXD 42339 b the properties.
(d) A credit reporting agency shall place a security freeze on a consumer’s credit report no later than 5 business days after receiving a written request from the consumer.
Therefore, it is declared to be the purpose of this Act to identify and initiate 3 2 pilot River Edge Redevelopment Zones to stimulate the safe and cost-effective re-use of environmentally-challenged properties adjacent to or surrounding rivers by means of tax incentives or grants.
(e) The credit reporting agency shall send a written confirmation of the security freeze to the consumer within 10 business days and shall provide the consumer with a unique personal identification number or password, other than the consumer’s Social Security number, to be used by the consumer when providing authorization for the release of his or her credit for a specific party, parties, or period of time.
(f) If the consumer wishes to allow his or her credit report to be accessed for a specific party, parties, or period of time while a freeze is in place, he or she shall contact the consumer credit reporting agency, request that the freeze be temporarily lifted, and provide the following:
(1) Proper identification;
(2) The unique personal identification number or password provided by the credit reporting agency;
and (3) The proper information regarding the third party, parties, or time period for which the report shall be available to users of the credit report.
(g) A credit reporting agency may develop procedures involving the use of telephone, fax, the Internet, or other SB1892 Engrossed - 3 - LRB094 11429 RXD 42339 b electronic media to receive and process a request from a consumer to temporarily lift a freeze on a credit report pursuant to subsection (f) in an expedited manner.
(h) A credit reporting agency that receives a request from a consumer to temporarily lift a freeze on a credit report pursuant to subsection (f), shall comply with the request no later than 3 business days after receiving the request.
(i) A credit reporting agency shall remove or temporarily lift a freeze placed on a consumer’s credit report only in the following cases:
(1) upon consumer request, pursuant to subsection (f) or subsection (l) of this Section;
or (2) if the consumer’s credit report was frozen due to a material misrepresentation of fact by the consumer.
If a consumer credit reporting agency intends to remove a freeze upon a consumer’s credit report pursuant to this subsection, the consumer credit reporting agency shall notify the consumer in writing prior to removing the freeze on the consumer’s credit report.
(j) If a third party requests access to a credit report on which a security freeze is in effect, and this request is in connection with an application for credit or any other use, and the consumer does not allow his or her credit report to be accessed for that specific party or period of time, the third party may treat the application as incomplete.
(k) If a consumer requests a security freeze, the credit reporting agency shall disclose to the consumer the process of placing and temporarily lifting a security freeze, and the process for allowing access to information from the consumer’s credit report for a specific party, parties, or period of time while the freeze is in place.
(l) A security freeze shall remain in place until the consumer requests that the security freeze be removed.
A credit reporting agency shall remove a security freeze within 3 business days of receiving a request for removal from the consumer, who provides both of the following:
SB1892 Engrossed - 4 - LRB094 11429 RXD 42339 b (1) Proper identification;
and (2) The unique personal identification number or password provided by the credit reporting agency.
(m) A consumer credit reporting agency shall require proper identification of the person making a request to place or remove a security freeze.
(n) The provisions of subsections (c) through (m) of this Section do not apply to the use of a consumer credit report by any of the following:
(1) A person or entity, or a subsidiary, affiliate, or agent of that person or entity, or an assignee of a financial obligation owing by the consumer to that person or entity, or a prospective assignee of a financial obligation owing by the consumer to that person or entity in conjunction with the proposed purchase of the financial obligation, with which the consumer has or had prior to assignment an account or contract, including a demand deposit account, or to whom the consumer issued a negotiable instrument, for the purposes of reviewing the account or collecting the financial obligation owing for the account, contract, or negotiable instrument.
For purposes of this subsection, "reviewing the account" includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.
(2) A subsidiary, affiliate, agent, assignee, or prospective assignee of a person to whom access has been granted under subsection (f) of this Section for purposes of facilitating the extension of credit or other permissible use.
(3) Any state or local agency, law enforcement agency, trial court, or private collection agency acting pursuant to a court order, warrant, or subpoena.
(4) A child support agency acting pursuant to Title IV-D of the Social Security Act.
(5) The relevant state agency or its agents or assigns SB1892 Engrossed - 5 - LRB094 11429 RXD 42339 b acting to investigate Medicaid fraud.
(6) The Department of Revenue or its agents or assigns acting to investigate or collect delinquent taxes or unpaid court orders or to fulfill any of its other statutory responsibilities.
(7) The use of credit information for the purposes of prescreening as provided for by the federal Fair Credit Reporting Act.
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(8) Any person or entity administering a credit file monitoring subscription service to which the consumer has subscribed.
(9) Any person or entity for the purpose of providing a consumer with a copy of his or her credit report upon the consumer’s request.
(o) If a security freeze is in place, a credit reporting agency shall not change any of the following official information in a credit report without sending a written confirmation of the change to the consumer within 30 days of the change being posted to the consumer’s file:
(i) name, (ii) date of birth, (iii) Social Security number, and (iv) address.
Written confirmation is not required for technical modifications of a consumer’s official information, including name and street abbreviations, complete spellings, or transposition of numbers or letters.
In the case of an address change, the written confirmation shall be sent to both the new address and to the former address.
(p) The following entities are not required to place a security freeze in a credit report, provided, however, that any person that is not required to place a security freeze on a credit report under paragraph (3) of this subsection, shall be subject to any security freeze placed on a credit report by another credit reporting agency from which it obtains information:
(1) A check services or fraud prevention services company, which issues reports on incidents of fraud or authorizations for the purpose of approving or processing SB1892 Engrossed - 6 - LRB094 11429 RXD 42339 b negotiable instruments, electronic funds transfers, or similar methods of payment.
(2) A deposit account information service company, which issues reports regarding account closures due to fraud, substantial overdrafts, ATM abuse, or similar negative information regarding a consumer to inquiring banks or other financial institutions for use only in reviewing a consumer request for a deposit account at the inquiring bank or financial institution.
(3) A credit reporting agency that:
(A) acts only to resell credit information by assembling and merging information contained in a database of one or more credit reporting agencies;
and (B) does not maintain a permanent database of credit information from which new credit reports are produced.
(q) (c) For purposes of this Section:
, "Extension extension of credit" does not include an increase in an existing open-end credit plan, as defined in Regulation Z of the Federal Reserve System (12 C.F.R.
226.2), or any change to or review of an existing credit account.
"Proper identification" means information generally deemed sufficient to identify a person.
Only if the consumer is unable to reasonably identify himself or herself with the information described above, may a consumer credit reporting agency require additional information concerning the consumer’s employment and personal or family history in order to verify his or her identity.
(r) (d) Any person who violates this Section subsection (a) or subsection (b) commits an unlawful practice within the meaning of this Act.
P.A.
94SB17ham003.) (94SB17 Art.
93-195, eff.
10, Sec.
1-1-04.)
10-4) Sec.
10-4.
Qualifications for River Edge Redevelopment Zones.
An area is qualified to become a zone if it:
(1) is a contiguous area adjacent to or surrounding a river;
(2) comprises a minimum of one half square mile and not more than 12 square miles, exclusive of lakes and waterways;
(3) satisfies any additional criteria established by the Department consistent with the purposes of this Act;
(4) is entirely within a single home rule municipality;
and (5) has at least 100 acres of environmentally challenged land within 1500 yards of the riverfront.
(Source:
94SB17ham003.) (94SB17 Art.
10, Sec.
10-5.3) Sec.
10-5.3.
Certification of River Edge Redevelopment Zones.
(a) Approval of designated River Edge Redevelopment Zones shall be made by the Department by certification of the designating ordinance.
The Department shall promptly issue a certificate for each zone upon its approval.
The certificate shall be signed by the Director of the Department, shall make specific reference to the designating ordinance, which shall be attached thereto, and shall be filed in the office of the Secretary of State.
A certified copy of the River Edge Redevelopment Zone Certificate, or a duplicate original SB1892 Enrolled - 3 - LRB094 11429 RXD 42339 b thereof, shall be recorded in the office of the recorder of deeds of the county in which the River Edge Redevelopment Zone lies.
(b) A River Edge Redevelopment Zone shall be effective upon its certification.
The Department shall transmit a copy of the certification to the Department of Revenue, and to the designating municipality.
Upon certification of a River Edge Redevelopment Zone, the terms and provisions of the designating ordinance shall be in effect, and may not be amended or repealed except in accordance with Section 10-5.4.
(c) A River Edge Redevelopment Zone shall be in effect for the period stated in the certificate, which shall in no event exceed 30 calendar years.
Zones shall terminate at midnight of December 31 of the final calendar year of the certified term, except as provided in Section 10-5.4.
(d) In calendar years 2006 and 2007, the Department may certify one pilot River Edge Redevelopment Zone in the City of East St.
Louis, one pilot River Edge Redevelopment Zone in the City of Rockford, and one pilot River Edge Redevelopment Zone in the City of Aurora.
Thereafter the Department may not certify any additional River Edge Redevelopment Zones, but may amend and rescind certifications of existing River Edge Redevelopment Zones in accordance with Section 10-5.4.
(e) A municipality in which a River Edge Redevelopment Zone has been certified must submit to the Department, within 60 days after the certification, a plan for encouraging the participation by minority persons, females, persons with disabilities, and veterans in the zone.
The Department may assist the municipality in developing and implementing the plan.
The terms "minority person", "female", and "person with a disability" have the meanings set forth under Section 2 of the Business Enterprise for Minorities, Females, and Persons with Disabilities Act.
"Veteran" means an Illinois resident who is a veteran as defined in subsection (h) of Section 1491 of Title 10 of the United States Code.
SB1892 Enrolled - 4 - LRB094 11429 RXD 42339 b (Source:
94SB17ham003.) Section 99.
Effective date.
This Act takes effect upon becoming law.
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Action History

  1. Public Act . . . . . . . . . 94-1022

  2. Effective Date July 12, 2006

  3. Governor Approved

  4. Sent to the Governor

  5. Judicial Note Filed as amended by House Amendment No. 2, from the Administrative Office of the Illinois Courts.

  6. Alternate Co-Sponsor Removed Rep. Daniel V. Beiser

  7. Alternate Co-Sponsor Removed Rep. Lisa M. Dugan

  8. Alternate Co-Sponsor Removed Rep. Naomi D. Jakobsson

  9. Alternate Co-Sponsor Removed Rep. Careen M Gordon

  10. Alternate Co-Sponsor Removed Rep. John E. Bradley

  11. Alternate Chief Co-Sponsor Removed Rep. Robert F. Flider

  12. Passed Both Houses

  13. House Floor Amendment No. 2 Senate Concurs 057-001-000

  14. Correctional Note Filed as amended with House Amendment No. 2 from the Illinois Department of Corrections.

  15. Pension Note Filed as amended with House Amendment No. 2 from the Commission on Government Forecasting and Accountability.

  16. State Debt Impact Note Filed as amended with House Amendment No. 2 from the Commission on Government Forecasting and Accountability.

  17. House Floor Amendment No. 2 Motion to Concur Be Approved for Consideration Rules

  18. House Floor Amendment No. 2 Motion to Concur Referred to Rules

  19. House Floor Amendment No. 2 Motion to Concur Filed with Secretary Sen. Ira I. Silverstein

  20. Placed on Calendar Order of Concurrence House Amendment(s) 02

  21. Secretary's Desk - Concurrence House Amendment(s) 02

  22. Third Reading - Short Debate - Passed 100-009-000

  23. Added Alternate Co-Sponsor Rep. Ronald A. Wait

  24. Added Alternate Co-Sponsor Rep. Dave Winters

  25. Placed on Calendar Order of 3rd Reading - Short Debate

  26. House Floor Amendment No. 2 Adopted by Voice Vote

  27. House Floor Amendment No. 1 Withdrawn by Rep. Marlow H. Colvin

  28. Alternate Chief Sponsor Changed to Rep. Charles E. Jefferson

  29. Added as Co-Sponsor Sen. Dave Syverson

  30. House Floor Amendment No. 2 Recommends Be Adopted Revenue Committee; 012-000-000

  31. House Floor Amendment No. 2 Rules Refers to Revenue Committee

  32. House Floor Amendment No. 2 Referred to Rules Committee

  33. House Floor Amendment No. 2 Filed with Clerk by Rep. Charles E. Jefferson

  34. Placed on Calendar 2nd Reading - Short Debate

  35. Approved for Consideration Rules Committee; 004-000-000

  36. Final Action Deadline Extended-9(b) May 5, 2006

  37. Rule 19(a) / Re-referred to Rules Committee

  38. Added Alternate Co-Sponsor Rep. Gary Hannig

  39. Added Alternate Co-Sponsor Rep. Kathleen A. Ryg

  40. Added Alternate Co-Sponsor Rep. Annazette Collins

  41. Final Action Deadline Extended-9(b) May 31, 2005

  42. Held on Calendar Order of Second Reading - Short Debate

  43. Second Reading - Short Debate

  44. Added Alternate Co-Sponsor Rep. John D'Amico

  45. Added Alternate Co-Sponsor Rep. Michael K. Smith

  46. House Floor Amendment No. 1 Recommends Be Adopted Rules Committee; 003-001-000

  47. Added Alternate Co-Sponsor Rep. Cynthia Soto

  48. Added Alternate Co-Sponsor Rep. William Delgado

  49. House Floor Amendment No. 1 Referred to Rules Committee

  50. House Floor Amendment No. 1 Filed with Clerk by Rep. Marlow H. Colvin

  51. Added Alternate Co-Sponsor Rep. John E. Bradley

  52. Added Alternate Co-Sponsor Rep. Daniel V. Beiser

  53. Added Alternate Co-Sponsor Rep. Edward J. Acevedo

  54. Added Alternate Co-Sponsor Rep. Linda Chapa LaVia

  55. Added Alternate Co-Sponsor Rep. Lisa M. Dugan

  56. Added Alternate Co-Sponsor Rep. Robin Kelly

  57. Added Alternate Co-Sponsor Rep. Milton Patterson

  58. Added Alternate Co-Sponsor Rep. Naomi D. Jakobsson

  59. Held on Calendar Order of Second Reading - Short Debate

  60. Second Reading - Short Debate

  61. Added Alternate Chief Co-Sponsor Rep. Robert F. Flider

  62. Added Alternate Chief Co-Sponsor Rep. Brandon W. Phelps

  63. Added Alternate Co-Sponsor Rep. Patricia Reid Lindner

  64. Added Alternate Co-Sponsor Rep. Careen M Gordon

  65. Placed on Calendar 2nd Reading - Short Debate

  66. Do Pass / Short Debate Consumer Protection Committee; 011-000-000

  67. Assigned to Consumer Protection Committee

  68. Added Alternate Chief Co-Sponsor Rep. Sidney H. Mathias

  69. Alternate Chief Sponsor Changed to Rep. Marlow H. Colvin

  70. Referred to Rules Committee

  71. First Reading

  72. Chief House Sponsor Rep. Sidney H. Mathias

  73. Placed on Calendar Order of First Reading

  74. Arrived in House

  75. Third Reading - Passed; 059-000-000

  76. Added as Chief Co-Sponsor Sen. Jacqueline Y. Collins

  77. Placed on Calendar Order of 3rd Reading April 6, 2005

  78. Second Reading

  79. Added as Chief Co-Sponsor Sen. Carole Pankau

  80. Added as Chief Co-Sponsor Sen. Peter J. Roskam

  81. Placed on Calendar Order of 2nd Reading March 15, 2005

  82. Do Pass Executive; 011-000-000

  83. Assigned to Executive

  84. Referred to Rules

  85. First Reading

  86. Filed with Secretary by Sen. Ira I. Silverstein

Sponsors

  • Ira I. Silverstein · Cosponsor
  • Patricia Reid Lindner · Cosponsor
  • Milton Patterson · Cosponsor
  • Robin Kelly · Cosponsor
  • Edward J. Acevedo · Cosponsor
  • William Delgado · Cosponsor
  • Cynthia Soto · Cosponsor
  • Michael K. Smith · Cosponsor
  • John D'Amico · Cosponsor
  • Kathleen A. Ryg · Cosponsor
  • Gary Hannig · Cosponsor
  • Dave Winters · Cosponsor
  • Ronald A. Wait · Cosponsor
  • Lakesia Collins · Cosponsor
  • Chapa LaVia · Cosponsor

Sponsorship breakdown

Export CSV (upgrade) →

0 sponsors · 15 co-sponsors · 168 not signed on

Sponsors (0)

None.

Co-sponsors (15)

  • Ira I. Silverstein
  • Patricia Reid Lindner
  • Milton Patterson
  • Robin Kelly
  • Edward J. Acevedo
  • William Delgado
  • Cynthia Soto
  • Michael K. Smith
  • John D'Amico
  • Kathleen A. Ryg
  • Gary Hannig
  • Dave Winters
  • Ronald A. Wait
  • Lakesia Collins Democrat
  • Chapa LaVia

Not signed on (168)

168 members have not signed on to this bill.

Show all 168 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Concurrence, Amendment 2

Passed 57 Yea · 1 Nay · 1 Other
Party YeaNayPresentNot Voting
Unaffiliated 51101
Democrat 5000
Republican 1000
Total 57101
% of votes cast 97%2%0%2%
How each member voted (59)
Member Party Vote
Sandoval — Yea
Luechtefeld — Yea
Althoff — Yea
Martinez — Yea
Axley — Yea
Bomke — Yea
Burzynski — Yea
Cronin — Yea
Forby — Yea
Halvorson — Yea
Hendon — Yea
Jacobs — Yea
Jones, J. — Yea
Cullerton — Yea
Watson — Yea
Jones, W. — Yea
Lauzen — Yea
Demuzio — Yea
Link — Yea
Viverito — Yea
Wilhelmi — Yea
Winkel — Yea
Crotty — Yea
Dahl — Yea
DeLeo — Yea
Dillard — Not Voting
Maloney — Yea
Meeks — Yea
Millner — Yea
Peterson — Yea
Schoenberg — Yea
Shadid — Yea
Sieben — Yea
Silverstein — Yea
Trotter — Yea
Brady — Yea
Munoz — Yea
Sullivan — Yea
Petka — Yea
Clayborne — Yea
Garrett — Yea
Geo-Karis — Yea
Haine — Yea
Pankau — Yea
Radogno — Yea
Raoul — Yea
Rauschenberger — Nay
Righter — Yea
Risinger — Yea
Ronen — Yea
Roskam — Yea
Rutherford — Yea
del Valle — Yea
Don Harmon Democrat Yea
Emil Jones, III Democrat Yea
Kimberly A. Lightford Democrat Yea
Lakesia Collins Democrat Yea
Mattie Hunter Democrat Yea
Dave Syverson Republican Yea

Official roll call →

Third Reading

Passed 100 Yea · 9 Nay · 9 Other
Party YeaNayPresentNot Voting
Unaffiliated 88909
Democrat 9000
Republican 3000
Total 100909
% of votes cast 85%8%0%8%
How each member voted (118)
Member Party Vote
Sacia — Yea
Saviano — Yea
Schmitz — Nay
Schock — Yea
Soto — Yea
Acevedo — Yea
Bassi — Yea
Mathias — Not Voting
Beaubien — Yea
Beiser — Yea
Bellock — Yea
Berrios — Yea
Biggins — Yea
Black — Not Voting
Boland — Yea
Bost — Yea
Brauer — Yea
Brosnahan — Yea
Colvin — Yea
Meyer — Yea
Coulson — Not Voting
Hamos — Yea
Myers — Yea
Holbrook — Yea
Jefferson — Yea
Jenisch — Nay
Krause — Yea
Lang — Yea
Lindner — Yea
Mautino — Yea
May — Yea
McAuliffe — Yea
McCarthy — Yea
McKeon — Yea
Mendoza — Yea
Poe — Yea
Scully — Yea
Reitz — Yea
Lyons — Yea
McGuire — Yea
Bradley, John — Yea
Bradley, Richard — Yea
Brady — Yea
Dugan — Yea
Dunkin — Yea
Durkin — Yea
Eddy — Yea
Flowers — Yea
Franks — Yea
Fritchey — Yea
Froehlich — Yea
Giles — Yea
Golar — Yea
Gordon — Yea
Leitch — Not Voting
Madigan — Yea
Mitchell, Bill — Yea
Moffitt — Yea
Burke — Yea
Mitchell, Jerry — Yea
Molaro — Yea
Mulligan — Nay
Sullivan — Yea
Hannig — Yea
Munson — Nay
Nekritz — Yea
Osmond — Nay
Parke — Nay
Phelps — Yea
Howard — Yea
Pihos — Nay
Sommer — Not Voting
Watson — Yea
Tenhouse — Yea
Tryon — Yea
Turner — Yea
Davis, Monique — Yea
Verschoore — Yea
Wait — Yea
Washington — Yea
Winters — Yea
Yarbrough — Yea
Jones — Not Voting
Younge — Yea
Chavez — Yea
Churchill — Not Voting
Cross — Yea
Cultra — Yea
Currie — Yea
D'Amico — Yea
Daniels — Yea
Dunn — Nay
Flider — Not Voting
Graham — Yea
Granberg — Yea
Hassert — Yea
Hultgren — Nay
Jakobsson — Yea
Kosel — Yea
Osterman — Yea
Patterson — Not Voting
Pritchard — Yea
Ramey — Yea
Reis — Yea
Ryg — Yea
Chapa LaVia — Yea
Eva-Dina Delgado Democrat Yea
Jay Hoffman Democrat Yea
Lakesia Collins Democrat Yea
Michael J. Kelly Democrat Yea
Nicholas K. Smith Democrat Yea
Patrick J. Joyce Democrat Yea
Robert "Bob" Rita Democrat Yea
Sara Feigenholtz Democrat Yea
William "Will" Davis Democrat Yea
Brad Stephens Republican Yea
Chapin Rose Republican Yea
Chris Miller Republican Yea

Official roll call →

Third Reading

Passed 59 Yea · 0 Nay
Party YeaNayPresentNot Voting
Unaffiliated 53000
Democrat 5000
Republican 1000
Total 59000
% of votes cast 100%0%0%0%
How each member voted (59)
Member Party Vote
Sandoval — Yea
Lauzen — Yea
Luechtefeld — Yea
Maloney — Yea
Althoff — Yea
Martinez — Yea
Bomke — Yea
Burzynski — Yea
Dillard — Yea
Geo-Karis — Yea
Halvorson — Yea
Link — Yea
Meeks — Yea
Munoz — Yea
Peterson — Yea
Brady — Yea
Radogno — Yea
Sullivan, D. — Yea
Schoenberg — Yea
Shadid — Yea
Sullivan, J. — Yea
Petka — Yea
Sieben — Yea
Silverstein — Yea
Jacobs — Yea
Jones, J. — Yea
Cullerton — Yea
Watson — Yea
Jones, W. — Yea
Trotter — Yea
Viverito — Yea
Demuzio — Yea
Wilhelmi — Yea
Winkel — Yea
Clayborne — Yea
Cronin — Yea
Crotty — Yea
Dahl — Yea
DeLeo — Yea
Forby — Yea
Garrett — Yea
Haine — Yea
Hendon — Yea
Wojcik — Yea
Pankau — Yea
Raoul — Yea
Rauschenberger — Yea
Righter — Yea
Risinger — Yea
Ronen — Yea
Roskam — Yea
Rutherford — Yea
del Valle — Yea
Don Harmon Democrat Yea
Emil Jones, III Democrat Yea
Kimberly A. Lightford Democrat Yea
Lakesia Collins Democrat Yea
Mattie Hunter Democrat Yea
Dave Syverson Republican Yea

Official roll call →

Subjects

finance civil-rights
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Frequently asked questions

What does SB 1892 do?
Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a consumer who has been the victim of identity theft may place a security freeze on his or her credit report by making a request in writing by certified mail to a consumer credit reporting agency with a valid copy of a police report, investigative report, or complaint that the consumer has filed with a law enforcement agency about unlawful use of his or her personal information by another person. Requires a credit reporting agency to place a security freeze on a consumer's credit report no later than 5 business days after receiving a written request from the consumer. Provides that if the consumer wishes to allow his or her credit report to be accessed for a specific party, parties, or period of time while a freeze is in place, he or she shall contact the consumer credit reporting agency, request that the freeze be temporarily lifted, and provide certain information. Provides that if a security freeze is in place, a credit reporting agency shall not change any of the following official information in a credit report without sending a written confirmation of the change to the consumer within 30 days of the change being posted to the consumer's file: (i) name; (ii) date of birth; (iii) Social Security number; and (iv) address. Provides that certain entities are not required to place a security freeze in a credit report provided certain conditions are met. Defines "proper identification".
Who sponsors SB 1892?
SB 1892 is sponsored by Ira I. Silverstein, Patricia Reid Lindner, Milton Patterson, Robin Kelly, Edward J. Acevedo, William Delgado, Cynthia Soto, Michael K. Smith, John D'Amico, Kathleen A. Ryg, Gary Hannig, Dave Winters, Ronald A. Wait, Lakesia Collins (Democrat), and Chapa LaVia.
What is the current status of SB 1892?
This bill has been enacted into law. Introduced February 25, 2005. Enacted.
Where can I track SB 1892?
Track SB 1892 free on One Click Politics — get push/email alerts when it moves.

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