Illinois 93rd Regular Session Status: Passed House

HB 2344 — CREDIT REPORT-DISCLOSURE

Last action — Third Reading - Short Debate - Lost 044-061-006

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill died with 93rd Regular Session. It reached “Passed House” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.

This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.

Summary

Amends the Consumer Fraud and Deceptive Business Practice Act. Provides that a credit reporting agency shall disclose specified information to the consumer concerning their credit and shall make a written disclosure informing consumers of their rights. Provides that the credit reporting agency list its name and number in each telephone directory published to serve communities in this State. Provides that a credit reporting agency shall not impose a charge for specified disclosures.

Bill Text

What changed in the latest version

5 added · 5 removed

Plain-language change summary

The latest version of HB 2344 has added specific provisions that clearly outline new requirements, while removing some vague language that previously caused confusion. This change is important because it helps clarify expectations and responsibilities, making it easier for everyone to understand what is required under the law. Streamlining the language in the bill can enhance compliance and ensure that the intent of the legislation is effectively communicated and followed.

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Previous
Latest
093_HB2344 LRB093 06708 AMC 06842 b AN ACT concerning business practices.
HB2344 Engrossed LRB093 06708 AMC 06842 b AN ACT concerning business practices.
(815 ILCS 505/2MM new) _e______________________r__________ _a_____________________g_______________________r____________ _____r_____________________n______________________n_____________ _____o______________________a_____________________a_____________ _____e_____________________e______________________h_____________ _____d_____________________w_____ __________________s_____________________l_____________ _o______________________m_____________________s_____________ _o_____________________e______________________y_____________ _r________________ _________________o________________________i___________ _e_____________________o______________________r_____________ _e______________________e_____________ _________________d______________________o_____________ _n___________ _b_____________________s______________________e_____________ _____s_____________________e______________________l_____________ _____d_____________________b______________________n_____________ _____s_____________________n______________________I_____________ _____r_____________________h________________________t___________ _____t_____________________m______________________c_____________ _____s_____________________n_______________________b____________ _____a_____________________)______________________o_____________ _____m____ _c______________________r______________________r____________ -2- LRB093 06708 AMC 06842 b ______a_____________________t______________________t____________ _____,_____________________h_____________ ___________I__________________ _1_____________________w_______________________r____________ ______c____________________i______________________t_____________ _____t_____________________f_______________________o____________ ______c____________________i______________________)_____________ _____c_______________________t____________________e_____________ _____s_____________________r______________________r_____________ _____w_____________________t______________________b_____________ _____t___________________ _2_______________________l____________________s_____________ _____t_____________________a______________________o_____________ _____l_____________________r_____ _d_____________________e______________________s_____________ _____o_____________________s________________________i___________ _____r______________________p_____________________n_____________ _____o_____________________s________________________a___________ _____e_____________________l______________________i_____________ _____a_______________________f____________________i_____________ _____._____________________m______________________b_____________ _____a______________________o_____________________y_____________ _____c_____________________c______________________o_____________ _____n________________ _e_____________________g______________________o_____________ _____p_____________________t______________________s_____________ _____c_____________________1________________________a___________ _____n______________________p______________________1____________ _____i______________________t_____________________i_____________ _____c_____________________f______________________s_____________ _____m_____________________v______________________a_____________ _____m_____________________t_______________________a____________ _____e_____________________0___________________ -3- LRB093 06708 AMC 06842 b __)______________________a_____________________t____________ ______s_____________________e______________________f___________
(815 ILCS 505/2MM new) _e______________________r__________ _a_____________________g_______________________r____________ _____r_____________________n______________________n_____________ _____o______________________a_____________________a_____________ _____e_____________________e______________________h_____________ _____d_____________________w_____ __________________s_____________________l_____________ _o______________________m_____________________s_____________ _o_____________________e______________________y_____________ _r________________ _________________o________________________i___________ _e_____________________o______________________r_____________ _e______________________e_____________ _________________d______________________o_____________ _n___________ _b_____________________s______________________e_____________ _____s_____________________e______________________l_____________ _____d_____________________b______________________n_____________ _____s_____________________n______________________I_____________ _____r_____________________h________________________t___________ _____t_____________________m______________________c_____________ _____s_____________________n_______________________b____________ _____a_____________________)______________________o_____________ _____m____ _c______________________r______________________r____________ HB2344 Engrossed -2- LRB093 06708 AMC 06842 b ______a_____________________t______________________t____________ _____,_____________________h_____________ ___________I__________________ _1_____________________w_______________________r____________ ______c____________________i______________________t_____________ _____t_____________________f_______________________o____________ ______c____________________i______________________)_____________ _____c_______________________t____________________e_____________ _____s_____________________r______________________r_____________ _____w_____________________t______________________b_____________ _____t___________________ _2_______________________l____________________s_____________ _____t_____________________a______________________o_____________ _____l_____________________r_____ _d_____________________e______________________s_____________ _____o_____________________s________________________i___________ _____r______________________p_____________________n_____________ _____o_____________________s________________________a___________ _____e_____________________l______________________i_____________ _____a_______________________f____________________i_____________ _____._____________________m______________________b_____________ _____a______________________o_____________________y_____________ _____c_____________________c______________________o_____________ _____n________________ _e_____________________g______________________o_____________ _____p_____________________t______________________s_____________ _____c_____________________1________________________a___________ _____n______________________p______________________1____________ _____i______________________t_____________________i_____________ _____c_____________________f______________________s_____________ _____m_____________________v______________________a_____________ _____m_____________________t_______________________a____________ _____e_____________________0___________________ HB2344 Engrossed -3- LRB093 06708 AMC 06842 b _f_____________________g_______________________t____________ _____t_____________________c______________________o____________
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Action History

  1. Third Reading - Short Debate - Lost 044-061-006

  2. Added Co-Sponsor Rep. William Davis

  3. Placed on Calendar Order of 3rd Reading - Short Debate

  4. Second Reading - Short Debate

  5. Added Chief Co-Sponsor Rep. David E. Miller

  6. Placed on Calendar 2nd Reading - Short Debate

  7. Do Pass / Short Debate Consumer Protection Committee; 011-000-000

  8. Added Chief Co-Sponsor Rep. Jack D. Franks

  9. Chief Sponsor Changed to Rep. Eddie Washington

  10. Assigned to Consumer Protection Committee

  11. Referred to Rules Committee

  12. First Reading

  13. Filed with the Clerk by Rep. Jack D. Franks

Sponsors

  • Eddie Washington · Cosponsor

Sponsorship breakdown

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0 sponsors · 1 co-sponsors · 182 not signed on · 4 voted No

Sponsors (0)

None.

Co-sponsors (1)

  • Eddie Washington

Not signed on (182)

182 members have not signed on to this bill.

Show all 182 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Third Reading

Failed 44 Yea · 61 Nay · 13 Other
Party YeaNayPresentNot Voting
Unaffiliated 3757012
Democrat 6201
Republican 1200
Total 4461013
% of votes cast 37%52%0%11%
How each member voted (118)
Member Party Vote
Saviano — Nay
Schmitz — Nay
Scully — Yea
Slone — Nay
Sommer — Nay
Soto — Yea
Acevedo — Yea
Aguilar — Nay
Bassi — Nay
Mathias — Nay
Beaubien — Nay
Bellock — Not Voting
Berrios — Nay
Mautino — Nay
Biggins — Nay
Black — Nay
Boland — Yea
May — Yea
Bost — Nay
Brauer — Nay
Brosnahan — Yea
Brunsvold — Not Voting
Capparelli — Nay
McAuliffe — Nay
McKeon — Not Voting
Munson — Nay
Hassert — Nay
Hultgren — Nay
Jefferson — Yea
Kosel — Nay
Parke — Nay
Wait — Nay
Lang — Yea
McCarthy — Yea
Bailey — Yea
Dunkin — Yea
Flowers — Yea
Franks — Yea
Leitch — Nay
Lindner — Nay
Madigan — Yea
Mendoza — Yea
Meyer — Nay
Millner — Nay
Moffitt — Yea
Morrow — Yea
Nekritz — Yea
Howard — Yea
Pankau — Nay
Phelps — Nay
Jones — Yea
Poe — Nay
Davis, Monique — Yea
Tenhouse — Nay
Turner — Yea
Lyons, Eileen — Nay
Washington — Yea
Yarbrough — Yea
Younge — Yea
Reitz — Nay
McGuire — Nay
Hannig — Nay
Mitchell, Bill — Nay
Burke — Nay
Mitchell, Jerry — Nay
Sullivan — Nay
Churchill — Yea
Colvin — Yea
Coulson — Yea
Currie — Yea
Dunn — Nay
Eddy — Nay
Forby — Nay
Fritchey — Nay
Froehlich — Nay
Giles — Yea
Graham — Yea
Granberg — Yea
Hamos — Yea
Hartke — Yea
Holbrook — Nay
Jakobsson — Yea
Krause — Nay
Watson — Nay
Kurtz — Nay
Davis, Steve — Nay
Lyons, Joseph — Not Voting
Bradley, Richard — Not Voting
Brady — Not Voting
Molaro — Not Voting
Mulligan — Nay
Myers — Not Voting
Novak — Nay
O'Brien — Nay
Osmond — Nay
Osterman — Not Voting
Pihos — Not Voting
Cross — Nay
Cultra — Nay
Daniels — Nay
Flider — Not Voting
Winters — Nay
Wirsing — Not Voting
Ryg — Yea
Sacia — Nay
Chapa LaVia — Yea
Eva-Dina Delgado Democrat Yea
Jay Hoffman Democrat Yea
Lakesia Collins Democrat Yea
Michael J. Kelly Democrat Not Voting
Nicholas K. Smith Democrat Yea
Patrick J. Joyce Democrat Nay
Robert "Bob" Rita Democrat Yea
Sara Feigenholtz Democrat Nay
William "Will" Davis Democrat Yea
Brad Stephens Republican Nay
Chapin Rose Republican Nay
Chris Miller Republican Yea

Official roll call →

Subjects

Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB 2344 do?
Amends the Consumer Fraud and Deceptive Business Practice Act. Provides that a credit reporting agency shall disclose specified information to the consumer concerning their credit and shall make a written disclosure informing consumers of their rights. Provides that the credit reporting agency list its name and number in each telephone directory published to serve communities in this State. Provides that a credit reporting agency shall not impose a charge for specified disclosures.
Who sponsors HB 2344?
HB 2344 is sponsored by Eddie Washington.
What is the current status of HB 2344?
This bill died with 93rd Regular Session. It reached “Passed House” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Where can I track HB 2344?
Track HB 2344 free on One Click Politics — get push/email alerts when it moves.

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Last checked for changes 3 months ago · updated continuously

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