HB 1643 — AN ACT to amend Tennessee Code Annotated, Section 55-12-126, relative to proof of insurance.
Last action — Taken off notice for cal in s/c Transportation Subcommittee of Transportation Committee
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✓Introduced
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✓In Committee
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3Passed House
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4Passed Senate
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5To Executive
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6Enacted
This bill has passed the House. Introduced January 14, 2026. It now moves to the second chamber.
Next likely step: consideration and a floor vote in the Senate.
Odds of enactment
Moderate chanceBased on the sponsor, cosponsors, and committee posture, this bill has a moderate chance of becoming law.
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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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Passed House
Current position in the legislative process.
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2 sponsors
1 primary, 1 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (2 R).
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Cleared a recorded vote
Passed 1 recorded vote so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Summary
Financial Responsibility Law - As introduced, changes the amount of time that proof of financial responsibility must be maintained from the period of the suspension or revocation to one year or the period of the suspension or revocation, whichever is longer, when a person's driver license or motor vehicle registration has been suspended or revoked because of the person's failure to furnish proof of financial responsibility. - Amends TCA Section 55-12-126.
Bill Text
- Full text View text Current pdf
Action History
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Filed for introduction
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Introduced, Passed on First Consideration
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Passed on Second Consideration, refer to Senate Transportation and Safety Committee
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Placed on Senate Transportation and Safety Committee calendar for 3/4/2026
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Recommended for passage, refer to Senate Calendar Committee
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Placed on Senate Consent Calendar 2 for 3/9/2026
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Passed Senate, Ayes 32, Nays 0
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Engrossed; ready for transmission to House
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Rcvd. from S., held on H. desk.
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Filed for introduction
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Intro., P1C.
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P2C, ref. to Transportation Committee
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Assigned to s/c Transportation Subcommittee
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Placed on s/c cal Transportation Subcommittee for 3/10/2026
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Action Def. in s/c Transportation Subcommittee to 3/17/2026
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Placed on s/c cal Transportation Subcommittee for 3/17/2026
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Taken off notice for cal in s/c Transportation Subcommittee of Transportation Committee
Sponsors
- William Lamberth · Primary
- Mark Cochran · Cosponsor
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 1 co-sponsors · 131 not signed on
Sponsors (1)
- Lamberth, William Republican
Co-sponsors (1)
- Cochran, Mark Republican
Not signed on (131)
131 members have not signed on to this bill.
Show all 131 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
Roll call published as PDF — view source.
Subjects
Frequently asked questions
- What does HB 1643 do?
- Financial Responsibility Law - As introduced, changes the amount of time that proof of financial responsibility must be maintained from the period of the suspension or revocation to one year or the period of the suspension or revocation, whichever is longer, when a person's driver license or motor vehicle registration has been suspended or revoked because of the person's failure to furnish proof of financial responsibility. - Amends TCA Section 55-12-126.
- Who sponsors HB 1643?
- HB 1643 is sponsored by Lamberth, William (Republican) and Cochran, Mark (Republican).
- What is the current status of HB 1643?
- This bill has passed the House. Introduced January 14, 2026. It now moves to the second chamber.
- Where can I track HB 1643?
- Track HB 1643 free on One Click Politics — get push/email alerts when it moves.
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Last checked for changes 3 months ago · updated continuously
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