Florida 2025 Regular Session Status: In Committee Bipartisan · 1 R · 1 I cosponsors

SB 592 — My Safe Florida Condominium Pilot Program

Last action — Laid on Table, companion bill(s) passed, see CS/CS/HB 393 (Ch. 2025-173)

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill died with 2025 Regular Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.

This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.

Summary

My Safe Florida Condominium Pilot Program; Limiting participation in the My Safe Florida Condominium Pilot Program to certain structures or buildings; revising the improvements for which a grant may be used; requiring that improvements be verified during the final hurricane mitigation inspection to qualify for grant funds; specifying that mitigation grants may be awarded only for mitigation improvements that will result in a mitigation credit, discount, or other rate differential, etc.

Bill Text

What changed in the latest version

183 added · 182 removed

Plain-language change summary

The updated version of Bill SB 592 specifically narrows down which condominiums can participate in the My Safe Florida Condominium Pilot Program by providing a clearer definition. It also removes the set funding amount for specific projects and emphasizes that only certain improvements will qualify for grant funds, ensuring they lead to measurable benefits like insurance discounts. This change matters because it aims to focus resources on effective mitigation efforts, ensuring that funds are allocated where they can have a tangible impact on improving safety against hurricanes.

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Florida Senate - 2025 CS for CS for SB 592 By the Committees on Regulated Industries;
Florida Senate - 2025 CS for SB 592 By the Committee on Banking and Insurance;
and Banking and Insurance;
and Senator Leek 597-02094-25 2025592c1 A bill to be entitled An act relating to the My Safe Florida Condominium Pilot Program;
and Senators Leek and Pizzo 580-02871-25 2025592c2 A bill to be entitled An act relating to the My Safe Florida Condominium Pilot Program;
limiting participation in the My Safe Florida Condominium Pilot Program to certain structures or buildings;
revising the definition of the term “condominium”;
limiting participation in the My Safe Florida Condominium Pilot Program to certain condominiums;
Present paragraphs (a) through (d) of subsection (2) of section 215.55871, Florida Statutes, are redesignated as paragraphs (b) through (e), respectively, a new paragraph (a) is added to that subsection, and present paragraph (b) of subsection (2) and subsection (5) of that section are amended, to read:
Present paragraphs (a) through (d) of subsection (2) of section 215.55871, Florida Statutes, are redesignated as paragraphs (b) through (e), respectively, a new paragraph (a) is added to that subsection, and paragraph (d) of subsection (1), present paragraph (b) of subsection (2), and subsection (5) of that section are amended, to read:
215.55871 My Safe Florida Condominium Pilot Program.—There is established within the Department of Financial Services the My Safe Florida Condominium Pilot Program to be implemented Page 1 of 6 CODING:
215.55871 My Safe Florida Condominium Pilot Program.—There is established within the Department of Financial Services the Page 1 of 6 CODING:
Florida Senate - 2025 CS for CS for SB 592 580-02871-25 2025592c2 pursuant to appropriations.
Florida Senate - 2025 CS for SB 592 597-02094-25 2025592c1 My Safe Florida Condominium Pilot Program to be implemented pursuant to appropriations.
(2) PARTICIPATION.— (a) Participation in the pilot program is limited to structures or buildings on the condominium property which are three or more stories in height, provided that each structure or building that is the subject of the mitigation grant contains two or more single-family dwellings.
(1) DEFINITIONS.—As used in this section, the term:
(d) “Condominium” has the same meaning as in s.
718.103.
For purposes of this section, the term does not include detached units on individual parcels of land.
(2) PARTICIPATION.— (a) Participation in the pilot program is limited to condominiums that are three stories or more in height, and the structure or building that is the subject of the mitigation grant must include at least one residential unit within such structure or building.
Approval by at least 75 percent A unanimous vote of all persons with voting interests who reside unit owners within the structure or building that is the subject of the mitigation grant.
Approval by at least 75 percent A unanimous vote of all Page 2 of 6 CODING:
(5) MITIGATION GRANTS.—Financial grants may be used by associations to make improvements recommended in a hurricane Page 2 of 6 CODING:
Florida Senate - 2025 CS for CS for SB 592 580-02871-25 2025592c2 mitigation inspection report which increase the condominium’s resistance to hurricane damage.
Florida Senate - 2025 CS for SB 592 597-02094-25 2025592c1 unit owners who reside within the structure or building that is the subject of the mitigation grant.
(5) MITIGATION GRANTS.—Financial grants may be used by associations to make improvements recommended in a hurricane mitigation inspection report which increase the condominium’s resistance to hurricane damage.
The department must electronically verify that the contractor’s state license number is accurate and up to date before approving a grant application.
The department must Page 3 of 6 CODING:
(c) An association awarded a grant must complete the entire mitigation project in order to receive the final grant award and Page 3 of 6 CODING:
Florida Senate - 2025 CS for CS for SB 592 580-02871-25 2025592c2 must agree to make the property available for a final inspection once the mitigation project is finished to ensure the mitigation improvements are completed in a manner consistent with the intent of the pilot program and meet or exceed the applicable Florida Building Code requirements.
Florida Senate - 2025 CS for SB 592 597-02094-25 2025592c1 electronically verify that the contractor’s state license number is accurate and up to date before approving a grant application.
(c) An association awarded a grant must complete the entire mitigation project in order to receive the final grant award and must agree to make the property available for a final inspection once the mitigation project is finished to ensure the mitigation improvements are completed in a manner consistent with the intent of the pilot program and meet or exceed the applicable Florida Building Code requirements.
An association may receive grant funds for both roof- related and opening protection-related projects, but the maximum total grant award may not exceed $175,000 per association.
An association may receive grant funds for both roof- related and opening protection-related projects, but the maximum Page 4 of 6 CODING:
3.5.
The department may not accept grant applications or maintain a waiting list for grants after the cumulative value of the grants awarded have fully obligated the appropriation, Page 4 of 6 CODING:
Florida Senate - 2025 CS for CS for SB 592 580-02871-25 2025592c2 unless otherwise expressly authorized by the Legislature.
Florida Senate - 2025 CS for SB 592 597-02094-25 2025592c1 total grant award may not exceed $175,000 per association.
3.5.
The department may not accept grant applications or maintain a waiting list for grants after the cumulative value of the grants awarded have fully obligated the appropriation, unless otherwise expressly authorized by the Legislature.
e.
Wind-driven rain mitigation devices for sliding glass doors.
1.a.
Comply with or exceed the applicable building code in effect at the time the association applied for the grant.
Florida Senate - 2025 CS for CS for SB 592 580-02871-25 2025592c2 2.b.
Florida Senate - 2025 CS for SB 592 597-02094-25 2025592c1 1.a.
Comply with or exceed the applicable building code in effect at the time the association applied for the grant.
2.b.
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How this bill changes current law

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AI-generated reading aid from the bill's amendatory text — verify against the official bill.

The bill revises the My Safe Florida Condominium Pilot Program to limit participation and adjust grant approval requirements and funding criteria for hurricane mitigation improvements.

  • 215.55871

    present paragraphs (a) through (d) of subsection (2) → present paragraphs (b) through (e), respectively, a new paragraph (a) is added to that subsection

    The bill redesignates existing paragraphs and adds a new condition for participation.

  • 215.55871(2)

    Participation in the pilot program is limited to structures or buildings on the condominium property which are → Participation in the pilot program is limited to structures or buildings on the condominium property which are three or more stories in height, provided that each structure or building that is the subject of the mitigation grant contains two or more single-family dwellings.

    It restricts participation to taller buildings with more residential units.

  • 215.55871(2)(b)

    Approval by at least 75 percent → Approval by a unanimous vote of all persons with voting interests who reside unit owners within the structure or building that is the subject of the mitigation grant.

    The approval threshold for grant applications is raised from 75% to a unanimous vote.

  • 215.55871(5)

    Financial grants may be used by associations to make improvements recommended in a hurricane mitigation inspection report which increase the condominium’s resistance to hurricane damage. → Grants may be used only for mitigation improvements that will result in a mitigation credit, discount, or other rate differential.

    Grants are now specifically tied to improvements that yield measurable financial benefits.

  • 215.55871(5)(a)

    An application for a mitigation grant must: → An application for a mitigation grant must: 1. Contain a signed or electronically verified statement made under penalty of perjury by the president of the board of administration that the association has submitted only a single application for each property that the association operates or maintains.

    New procedural requirements for the application process are established.

  • 215.55871(5)(c)

    a notarized statement from the president of the board of administration which commits to the department that the association will complete the mitigation improvements. → If the grant will be used to improve units, the application must also include an acknowledged statement from each unit owner who is required to provide approval for a grant under paragraph (2)(c).

    Unit owners' approvals are now required for grant applications related to their units.

  • 215.55871(5)(d)

    Grant projects shall be funded as follows: → 1. All grants must be matched on the basis of $1 provided by the association for $2 provided by the state toward the actual cost of the project.

    The funding structure for grant projects requires a 1:2 matching ratio.

  • 215.55871(5)(e)

    the maximum total grant award may not exceed $175,000 per association. → When recommended by a hurricane mitigation inspection report, grants for eligible associations may be used for improvements including opening protection improvements and roof-related improvements.

    The eligibility criteria for grant funds and the types of improvements that qualify are clarified.

  • 215.55871(5)(g)

    If improvements to protect the property which complied with the current applicable building code at the time have been previously installed, → If improvements to protect the property which complied with the current applicable building code at the time have been previously installed, the association must use a mitigation grant to install improvements that do both of the following: 1. Comply with or exceed the applicable building code in effect at the time the association applied for the grant.

    Associations must ensure that any new improvements exceed prior codes for additional funding.

  • 215.55871(5)(j)

    Grants may be used for a previously inspected existing structure on the property. → Grants may be awarded only for each mitigation improvement that, when applied to the structure or building, will result in a mitigation credit, discount, or other rate differential.

    The eligibility for grants now specifically requires measurable outcomes in terms of insurance credits.

Action History

  1. Laid on Table, companion bill(s) passed, see CS/CS/HB 393 (Ch. 2025-173)

  2. Substituted CS/CS/HB 393

  3. Read 2nd time

  4. Placed on Special Order Calendar, 04/29/25

  5. Placed on Calendar, on 2nd reading

  6. Favorable by- Fiscal Policy; YEAS 18 NAYS 0

  7. On Committee agenda-- Fiscal Policy, 04/22/25, 11:00 am, 412 Knott Building

  8. CS/CS by Regulated Industries read 1st time

  9. Now in Fiscal Policy

  10. Pending reference review under Rule 4.7(2) - (Committee Substitute)

  11. CS/CS by Regulated Industries; YEAS 8 NAYS 0

  12. On Committee agenda-- Regulated Industries, 03/25/25, 4:00 pm, 412 Knott Building

  13. CS by Banking and Insurance read 1st time

  14. Now in Regulated Industries

  15. Introduced

  16. Pending reference review under Rule 4.7(2) - (Committee Substitute)

  17. CS by Banking and Insurance; YEAS 10 NAYS 0

  18. On Committee agenda-- Banking and Insurance, 03/03/25, 1:00 pm, 412 Knott Building

  19. Referred to Banking and Insurance; Regulated Industries; Fiscal Policy

  20. Filed

Sponsors

Sponsorship breakdown

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3 sponsors · 1 co-sponsors · 160 not signed on

Sponsors (3)

Co-sponsors (1)

Not signed on (160)

160 members have not signed on to this bill.

Show all 160 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Favorable

Passed 18 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Democrat 5000
Republican 12001
Unaffiliated 1000
Total 18001
% of votes cast 95%0%0%5%
How each member voted (19)
Member Party Vote
Ingoglia — Yea
Arrington, Kristen Aston Democrat Yea
Bernard, Mack Democrat Yea
Davis, Tracie Democrat Yea
Jones, Shevrin D. "Shev" Democrat Yea
Osgood, Rosalind Democrat Yea
Boyd, Jim Republican Yea
Bradley, Jennifer Republican Yea
Burton, Colleen Republican Yea
Calatayud, Alexis Republican Yea
Gaetz, Don Republican Yea
Gruters, Joe Republican Yea
Leek, Thomas J. "Tom" Republican Yea
Passidomo, Kathleen Republican Yea
Rodriguez, Ana Maria Republican Yea
Simon, Corey Republican Yea
Truenow, Keith L. Republican Yea
Vacant Republican Yea
Yarborough, Clay Republican Not Voting

Official roll call →

Favorable with Committee Substitute

Passed 8 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Democrat 1000
Republican 5000
Unaffiliated 1001
No Party Affiliation 1000
Total 8001
% of votes cast 89%0%0%11%
How each member voted (9)
Member Party Vote
Ingoglia — Yea
Fine — Not Voting
Bernard, Mack Democrat Yea
Pizzo, Jason W. B. No Party Affiliation Yea
Boyd, Jim Republican Yea
Bradley, Jennifer Republican Yea
Burgess, Danny Republican Yea
Calatayud, Alexis Republican Yea
Gruters, Joe Republican Yea

Official roll call →

Favorable with Committee Substitute

Passed 10 Yea · 0 Nay
Party YeaNayPresentNot Voting
Republican 6000
Democrat 2000
No Party Affiliation 1000
Unaffiliated 1000
Total 10000
% of votes cast 100%0%0%0%
How each member voted (10)
Member Party Vote
Ingoglia — Yea
Osgood, Rosalind Democrat Yea
Sharief, Barbara Democrat Yea
Pizzo, Jason W. B. No Party Affiliation Yea
Boyd, Jim Republican Yea
Burton, Colleen Republican Yea
Hooper, Ed Republican Yea
Martin, Jonathan Republican Yea
Passidomo, Kathleen Republican Yea
Truenow, Keith L. Republican Yea

Official roll call →

Subjects

public-safety housing environment
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 592 do?
My Safe Florida Condominium Pilot Program; Limiting participation in the My Safe Florida Condominium Pilot Program to certain structures or buildings; revising the improvements for which a grant may be used; requiring that improvements be verified during the final hurricane mitigation inspection to qualify for grant funds; specifying that mitigation grants may be awarded only for mitigation improvements that will result in a mitigation credit, discount, or other rate differential, etc.
Who sponsors SB 592?
SB 592 is sponsored by Pizzo, Jason W. B. (No Party Affiliation), Leek, Thomas J. "Tom" (Republican), Banking and Insurance, and Regulated Industries.
What is the current status of SB 592?
This bill died with 2025 Regular Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Where can I track SB 592?
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