Connecticut 2024 Regular Session Status: Enacted Bipartisan · 25 D · 10 R cosponsors

SB 123 — AN ACT CONCERNING COERCED DEBT.

Last action — SIGNED BY GOVERNOR

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced February 15, 2024. Enacted.

Signed by Governor Ned Lamont (Democratic) on May 30, 2024.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 82% · high confidence

  • Enacted

    Current position in the legislative process.

  • 45 sponsors

    45 primary, 0 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (25 D · 10 R) — cross-party backing.

  • Mixed recorded votes

    2 passed, 1 failed in recorded votes so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Bill Text

What changed in the latest version

215 added · 318 removed

215 line(s) added, 318 removed.

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General Assembly Substitute Bill No.
Substitute Senate Bill No.
123 February Session, 2024 AN ACT CONCERNING COERCED DEBT.
123 Public Act No.
24-77 AN ACT CONCERNING COERCED DEBT.
(NEW) (Effective January 1, 2025) As used in this section and sections 2 to 4, inclusive, of this act:
(NEW) (Effective January 1, 2025) As used in this section and sections 2 and 3 of this act:
(1) "Claim" means a right to payment, regardless of whether such right is reduced to judgment, liquidated, unliquidated, fixed, contingent, matured, unmatured, disputed, undisputed, legal or equitable;
(1) "Claim" means a right to receive payment of a credit card debt;
(2) "Claimant" (A) means an individual or entity that has, or purports to have, a claim against a debtor arising from coerced debt or allegedly coerced debt, or such individual's or entity's successor or assignee, (B) does not mean an individual who or entity that, or any successor or assignee of an individual who or entity that, caused a claim to arise through duress, intimidation, threat of force, force or undue influence perpetrated against the debtor, and (C) includes, but is not limited to, a debt collector or a debt buyer;
(2) "Claimant" means an entity that has, or purports to have, a claim against a debtor arising from coerced debt or allegedly coerced debt, andincludesa consumer collectionagency,asdefinedin section36a-800 of the general statutes, to collect said debt, or such entity's successor or assignee;
(3) "Coerced debt" means any debt incurred (A) in the name of a debtor who is a victim of domestic violence, as defined in subsection (b) of section 46b-1 of the general statutes, and (B) as a result of any duress, intimidation, threat of force, force or undue influence;
(3) "Coerced debt" means any debt incurred in the name of a debtor who is a victim of domestic violence, as defined in subsection (b) of section 46b-1 of the general statutes, when such debt was incurred in response to any duress, intimidation, threat of force, force or undue influence used to specifically coerce the debtor into incurring such debt;
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(4) "Collection activities" means any activity of a claimant to collect or to attempt to collect a debt owed, due or asserted to be owed or due, including, but not limited to, commencing or proceeding with an action in a court of competent jurisdiction;
123 (4) "Collection activities" means any activities of a claimant to collect or attempt to collect, directly or indirectly, a debt owed or due or asserted to be owed or due, including, but not limited to, commencing or conducting an action against a debtor in a court of competent jurisdiction;
Substitute Senate Bill No.
(5) "Credit rating agency" has the same meaning as provided in section 36a-695 of the general statutes;
123 (5) "Credit rating agency" has the same meaning as provided in section 36a-695 of the general statutes;
(6) "Debt" means an unsecured debt, or any portion of an unsecured debt, incurred on or after January 1, 2025, for personal, family or household use;
(6) "Debt" means an unsecured credit card debt, or any portion of an unsecured credit card debt, incurred on or after January 1, 2025, for personal, family or household use that (A) was not subject to a final judgment in an action for dissolution of marriage or collection matter which occurred prior to the time when a debtor requests that the claimant waive such debt;
(7) "Debtor" means an individual against whom a claimant asserts a claim arising from coerced debt or an allegedly coerced debt;
or (B) was incurred more than ten years prior to the date of the request;
(7) "Debtor" means an individual against whom a claimant asserts a claim arising from coerced debt or allegedly coerced debt;
and (9) "Qualified third-party professional" means a domestic violence counselor or sexual assault counselor, as those terms are defined in section 52-146k of the general statutes, a psychiatrist licensed under chapter 370 of the general statutes, a psychologist licensed under chapter 383 of the general statutes, a clinical social worker licensed underchapter383bofthegeneralstatutes,amaritalandfamilytherapist licensed under chapter 383a of the general statutes and a professional counselor licensed under chapter 383c of the general statutes.
(9) "Negative information" has the same meaning as provided in 15 USC 1681s-2, as amended from time to time;
(10) "Qualified third-party professional" means a domestic violence counselor or sexual assault counselor, as those terms are defined in section 52-146k of the general statutes, a psychiatrist licensed under chapter 370 of the general statutes, a psychologist licensed under chapter 383 of the general statutes, a clinical social worker licensed underchapter383bofthegeneralstatutes, amaritalandfamilytherapist licensed under chapter 383a of the general statutes and a professional counselor licensed under chapter 383c of the general statutes;
and (11) "Requests that the claimant waive such debt" means a request that a claimant waive, forgive, excuse, write off or not collect a debt or portion of a debt.
(NEW) (Effective January 1, 2025) No individual shall knowingly and intentionally cause another individual to incur coerced debt.
(NEW) (Effective January 1, 2025) No individual shall knowingly cause another individual to incur coerced debt.
Any individual who knowingly and intentionally causes another individual to incur coerced debt shall be civilly liable (1) to the claimant fortheamountofthecoerceddebtortheportionofanydebtdetermined by a court to be coerced debt, (2) for any attorney's fees and costs incurred by the claimant in recovering such debt, and (3) for any attorney's fees and costs incurred by the debtor in an action commenced under section 4 of this act.
Any Public Act No.
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24-77 2 of 8 Substitute Senate Bill No.
123 Sec.
123 individual who knowingly causes another individual to incur coerced debt (1) shall be civilly liable to the claimant for the amount of the coerced debt or portion of the coerced debt determined by a court to be coerced debt, and (2) may be civilly liable for reasonable attorneys' fees and costs incurred by the debtor in establishing the debt was coerced.
Sec.
(NEW)(Effective January 1,2025)(a)(1)Ifadebtor providesoral or written notice to a claimant that identifies a debt as coerced debt, the claimant shall immediately cease all collection activities concerning such debt that are directed toward the debtor for a period of not less than thirty days.
(NEW) (Effective January 1, 2025) (a) A claimant shall suspend all collection activities that concern a debt identified by the debtor as coerced debt until the claimant has completed a review pursuant to subsection (f) of this section, if the debtor provides the claimant with information and documentation, certified by the debtor, that:
The claimant shall not recommence such collection activities until the claimant has completed a review pursuant to subsection (c) of this section.
(1) Includes the following:
Such review shall be completed if the claimant receives:
(A) An identification of the debt alleged to be coerced debt;
(A) Documentation that identifies the debt as coerced debt, describes the circumstances under which the allegedly coerced debt was incurred and is in the following form:
(B) A description of the circumstances under which the allegedly coerced debt was incurred;
(i) A police report;
(C) An attested to written statement by the debtor disclosing (i) that the debtor did not willingly authorize the use of the debtor's name or personal informationto incur such debt, (ii) specific facts supporting the debtor's allegation, if available, and (iii) if the debtor alleges that only a portion of such debt is coerced debt, the portion of such debt that the debtor alleges is coerced debt;
(ii) A Federal Trade Commission identity theft report that identifies the debt as coerced debt and not as a debt incurred due to identity theft;
(D) Any information known by the debtor, including, but not limited to, any credit card number, and the individual in whose name such debt was incurred;
(iii) A restraining order or protective order issued by a court of competent jurisdiction;
(E) The identity of the individual whom the debtor alleges coerced the debtor into incurring such debt and contact information for such individual, if the debtor knows such contact information, unless the debtor signsa swornstatement that disclosing such informationislikely to result in abuse to the debtor or any immediate family member of the Public Act No.
or (iv)A document preparedby a qualifiedthird-party professionalthat (I) is based on information the qualified third-party professional received while acting in such qualified third-party professional's professional capacity, (II) is certified by the qualified third-party professional in the manner specified in subdivision (2) of this subsection, and (III) displays the letterhead, address and telephone number oftheoffice, institution,centeror organizationthathasengaged or employs the qualified third-party professional regardless of whether such qualified third-party professional is financially compensated, or the letterhead, address and telephone number of such qualified third- party professional if such qualified third-party professional is self- employed;
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(B) A document in which the debtor certifies, in the manner set forth in subdivision (2) of this subsection, that the debt is coerced debt and that each material fact included in such document is true;
123 debtor;
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(F) A telephone number that the claimant may use to contact the debtor to obtain additional information from, or pose questions to, the debtor withregardto suchdebt, or,ifthedebtor prefersto communicate with the claimant in writing, a statement by the debtor indicating that the claimant shall communicate with the debtor with regard to such debt exclusively in writing and disclosing the debtor's mailing address, electronic mail address or both;
123 (C) If requested by the claimant:
and (G) Any other documents the debtor deems appropriate to support the request.
(i) A copy of the debtor's driver's license, identification card or any other identification document that supports the allegation that the debt is coerced debt;
(2) In support of the information disclosed pursuant to subdivision (1) of this subsection, attaches not less than one of the following:
(ii) An express written statement by the debtor disclosing (I) that the debtor did not willingly authorize the use of the debtor's name or personalinformationto incur suchdebt, (II)specificfactssupporting the debtor's allegation, if available, and (III) if the debtor alleges that only a portion of such debt is coerced debt, the portion of such debt that the debtor alleges is coerced debt;
(A) A police report;
(iii) Any information known by the debtor, including, but not limited to, any credit card number or loan number, that the claimant may use to identify the account associated with such debt and the individual or individuals in whose name such debt was incurred;
(B) A restraining order or protective order issued by a court of competent jurisdiction;
(iv) The identity of the individual or individuals whom the debtor alleges coerced the debtor into incurring such debt and contact information for such individual or individuals, if the debtor knows such contact information, unless the debtor signs a sworn statement that disclosing such information is likely to result in abuse to the debtor or any immediate family member of the debtor, except the debtor shall disclose such information in the event the claimant (I) gives notice to the debtor that the claimant is ceasing collection activities under this section and releasing the debtor from any liability for such debt, and (II) upon giving such notice, requests that the debtor disclose such information;
or (C) A document prepared by a qualified third-party professional that (i) is based on information the qualified third-party professional received while acting in such qualified third-party professional's professional capacity, (ii) is certified by the qualified third-party professional in the manner specified in subsection (b) of this subsection, and (iii) displays the letterhead, address and telephone number of the office, institution, center or organization that has engaged or employs the qualified third-party professional regardless of whether such qualified third-party professional is financially compensated, or the letterhead, address and telephone number of such qualified third-party professional if such qualified third-party professional is self-employed.
and (v) A telephone number that the claimant may use to contact the debtor to obtain additional information from, or pose questions to, the debtor withregardto suchdebt, or,ifthedebtor prefersto communicate with the claimant in writing, a statement by the debtor indicating that the claimant shall communicate with the debtor with regard to such debt exclusively in writing and disclosing the debtor's mailing address, electronic mail address or both.
(b) Each certification required pursuant to subsection (a) of this section shall be in substantially the following form:
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Public Act No.
123 (2)Eachcertificationrequiredundersubdivision(1)ofthissubsection shall be in substantially the following form:
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"I declare under penalty of perjury that the representations made herein are true, correct, and contain no material omissions of fact.
123 "I declare under penalty of perjury that the representations made herein are true, correct, and contain no material omissions of fact.
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(b) If a debtor orally notifies a claimant that a debt being collected is coerced debt, the claimant shall notify the debtor, in writing and not later than thirty days after receiving such oral notification from the debtor, that the debtor's notification must be in writing and in accordance with subsection (a) of this section.
(c) The debtor shall send the information and documentation described in subsection (a) of this section by certified mail, overnight delivery or any other delivery method allowing for confirmation of the date on which such documentation is delivered to an address the claimant provides to the debtor for the purpose of receiving such documentation or, if the claimant has not provided any such address, to the claimant's principal place of business as identified on the Secretary of the State's Internet web site.
If a debtor notifies a claimant in writing that a debt being collected, or a portion of a debt being collected, is coerced debt, but omits any item required by subsection (a) of this section, and if the claimant does not cease collection activities concerning such debt, the claimant shall provide written notice to the debtor identifying such omitted item.
(c) (1) Not later than the thirtieth day after a claimant receives the documentation provided in accordance with subsection (a) of this section, the claimant shall:
(A) Perform a good faith review to determine whether the debt identified by the debtor in the documentation provided in accordance with subsection (a) of this section is coerced debt after considering all information provided by the debtor and all other relevant information available to the claimant;
and (B) If the claimant has previously furnished adverse information about the debtor to a credit rating agency, notify such credit rating agency that the debt identified by the debtor in the documentation provided in accordance with subsection (a) of this section is disputed.
(2) Not later than the thirtieth day after the claimant completes the review pursuant to subdivision (1) of this subsection, the claimant shall LCO 5 of 11 Substitute Bill No.
123 notify the debtor, in writing, of the claimant's determination and the good faith basis for such determination.
(3) (A) If the claimant determines, in good faith, that the available information establishes that the debt identified by the debtor in the documentation provided in accordance with subsection (a) of this section is coerced debt, the claimant shall cease collection activities against the debtor concerning such coerced debt.
(B) A claimant that ceases collection activities under subparagraph (A) of this subdivision and does not recommence such collection activities shall, if the claimant has furnished adverse information to a credit rating agency regarding thedebtor inconnectionwiththecoerced debt, notify such agency to delete such information.
The claimant shall provide such notice not later than the tenth business day after the claimant makes such determination.
(4) If the claimant determines, in good faith, that the available information does not establish that the debt identified by the debtor in the documentation provided in accordance with subsection (a) of this section is coerced debt, the claimant may recommence collection activitiesconcerningsuchdebt.Theclaimantshallnotrecommencesuch collection activities until the claimant notifies the debtor, in writing, of such good faith determination.
(d)Noinferenceorpresumptionthatthedebt identifiedbythedebtor in the documentation provided in accordance with subsection (a) of this section is valid or invalid or that the debtor is liable or not liable for such debt shall arise on the basis of the claimant's determination, made after the review performed pursuant to subsection (c) of this section, to cease or recommence collection activities concerning such debt.
The exercise ornonexerciseofanyrightunderthissectionisnotawaiverofanyother right or defense of the debtor or claimant, including, but not limited to, any right or defense that may be asserted against any individual or individuals who coerce a debtor into incurring coerced debt.
Sec.
4.
(NEW) (Effective January 1, 2025) (a) (1) (A) A debtor, in LCO 6 of 11 Substitute Bill No.
123 accordance with the provisions of the Connecticut Practice Book, may bring anactionagainsta claimant to establishthat adebt iscoerceddebt.
(B) In any such action, the claimant, in accordance with section 52- 102a of the general statutes, may:
(i) Move to implead any third party who is or may be liable for the debt that is alleged to be coerced debt;
and (ii) Assert a cross complaint against any individual or entity that is or may be liable for the debt that is alleged to be coerced debt.
(2) In any action brought by a claimant against a debtor to recover a debt, the debtor, in accordance with section 52-102a of the general statutes, may:
(A) Assert a counterclaim or defense to establish that such debt is coerced debt;
(B) Move to implead any third party who is or may be liable for the debt that is alleged to be coerced debt;
and (C) Assert a cross complaint to establish that such debt is coerced debt.
(b) (1) Not later than thirty days before commencing an action pursuant to subparagraph (A) of subdivision (1) of subsection (a) of this section, or any other action against a claimant in connection with allegedly coerced debt, a debtor shall send to theclaimant:
(A) A written noticedisclosingthedebtor'sintenttocommencesuchactionagainst the claimant;
and (B) the items set forth in subsection (a) of section 3 of this act.
For purposes of this subdivision, the thirty-day period shall commence whentheclaimantreceivesthewrittennoticerequiredunder this subdivision.
(2) The debtor shall send the written notice required under subparagraph (A) of subdivision (1) of this subsection by certified mail, overnight delivery or any other delivery method allowing for LCO 7 of 11 Substitute Bill No.
123 confirmation of the date on which such notice is delivered to an address the claimant provides to the debtor for the purpose of receiving such notice, or, if the claimant has not provided any such address, to the claimant's principal place of business as identified on the Secretary of the State's Internet web site.
(3) (A) A debtor shall not commence an action under subparagraph (A) of subdivision (1) of subsection (a) of this section, or any other action against a claimant in connection with an allegedly coerced debt, if:
(d) If a debtor orally notifies a claimant that a debt being collected, or a portion of a debt being collected, is coerced debt and requests that the claimant waive such debt, and if the claimant does not permanently cease collection activities that concern such debt and are directed toward the debtor, the claimant shall notify the debtor, in writing and not later than ten days after receiving such oral notice and request from the debtor, that the debtor's request must be in writing and in accordance with subsections (a) to (c), inclusive, of this section.
(i)The claimant informsthedebtorthat theclaimant haspermanently ceased all efforts to collect on the debt identified in the written notice provided pursuant to subparagraph (A) of subdivision (1) of this subsection;
The claimant shall send such written notice to the debtor by certified mail, overnight delivery or any other delivery method allowing for confirmation of the date on which such notice is delivered.
and (ii) The debtor receives written notice of such permanent cessation before the expiration of the thirty-day period described in subdivision (1) of this subsection.
(e) If, prior to sending the information and documentation described in subsection (a) of this section, a legal action brought by the claimant is pending, the debtor shall file a notice with the court, on a form prescribed by the Judicial Branch, informing the court of the review Public Act No.
(B) A debtor may commence an action under subparagraph (A) of subdivision (1) of subsection (a) of this section, or any other action against a claimant in connection with an allegedly coerced debt, if the debtor receives a written notice pursuant to subdivision (4) of subsection (c) of section 3 of this act disclosing the claimant's good faith determination that the available information does not establish that such allegedly coerced debt is coerced debt.
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(c) A debtor shall attach the items set forth in subsection (a) of section 3 ofthisact to any complaint by thedebtoralleging that adebtiscoerced debt.
123 pending with the claimant.
(d) If a debtor establishes by a preponderance of the evidence in an action described in subsection (a) of this section that a debt is coerced debt, the debtor may, if requested, be entitled to the following relief:
(f) Within ten days of receipt of the information and documentation provided in accordance with subsection (a) of this section, the claimant shall:
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(1) Suspend collection efforts for a period of sixty days or until it completes its investigation, whichever is longer;
123 (1) A declaratory judgment that the debtor is not obligated to the claimant for such coerced debt;
and (2) conduct a good faith review to determine whether the debt identified by the debtor in the information and documentation provided in accordance with subsection (a) of this section is coerced debt after considering all information provided by the debtor and all other relevant information available to the claimant.
(2) An order dismissing any cause of action brought by the claimant to enforce or collect on the coerced debt from the debtor or, if only a portion of the debt at issue is established as coerced debt, an order directing that the complaint and judgment, if any, in such action be amended to reflect only the portion of the debt that is not coerced debt;
(g)Theclaimantshallnotcommencealegalactiontocollectsuchdebt while completing such good faith review and, if an action is then pending, the claimant shall not proceed on the action while completing such review.
(3) A judgment in favor of the claimant against the individual who coerced the debtor into incurring such coerced debt, provided the individual who coerced the debtor into incurring such coerced debt has been joined as a party to the action in accordance with the provisions of the Connecticut Practice Book and the evidence supports such a judgment;
If the claimant has previously furnished negative informationabout thedebtor to acredit rating agency,notify such credit rating agency that the debt identified by the debtor in the information and documentation provided in accordance with subsection (a) of this section is disputed.
(4) An order awarding the debtor attorney's fees and costs, which shall be paid by the individual or individuals who coerced the debtor into incurring the coerced debt, if such individual or individuals have been made a party or parties to the action;
(h) Not later than the tenth day after the claimant completes the review pursuant to subdivision (2) of subsection (f) of this section, the claimant shall notify the debtor, in writing, of the claimant's determination and the basis for its determination.
and (5) An order requiring the claimant, if the claimant has furnished adverse information to a credit rating agency regarding the debtor in connection with the coerced debt, to notify such agency to delete such information not later than the tenth business day after the issuance of such order.
(i) (1) If the claimant determines, in good faith, that the available information establishes that the debt identified by the debtor in the information and documentation provided in accordance with subsection (a) of this section is coerced debt, the claimant shall grant the debtor's request and permanently cease collection activities against the debtor concerning such coerced debt.
Such order shall be entered by the court at the time the court determines that the debt is coerced debt.
If a legal action brought by the claimant is then pending, the claimant shall file a notice with the court informing it of the conclusion of its review, and the determination Public Act No.
(e) The court shall, in accordance with the provisions of the Connecticut Practice Book, take appropriate steps necessary to prevent abuse of the debtor or an immediate family member of the debtor.
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(f) The claimant or debtor may move the court to make written findings regarding evidence related to any individual who allegedly caused the coerced debt to be incurred, provided any such individual hasbeenjoinedasapartytotheactioninaccordancewiththeprovisions of the Connecticut Practice Book and the evidence supports such LCO 9 of 11 Substitute Bill No.
123 resulting therefrom releasing the debtor from the debt.
123 findings.
(2) A claimant that permanently ceases collection activities under subdivision (1) of this subsection shall, if the claimant has furnished negative information to a credit rating agency regarding the debtor in connection with the coerced debt, notify such agency to delete such information.
(g) Where some or all of a claim is established as having arisen from coerced debt, a claimant shall have standing, and may use all available rights or remedies, to collect by any lawful means such claim, or portion of such claim, from any individual determined by the court to have coerced a debtor into incurring the debt, or against any individual who used or possessed any money, goods, services or property obtained through such coerced debt.
The claimant shall provide such notice not later than the tenth business day after the claimant makes such determination.
(h) No action by a claimant to collect coerced debt from any individual who coerced a debtor into incurring such debt shall be brought but within five years of the date when it is determined, pursuant to a proceeding in a court of competent jurisdiction, that such individual caused the duress, intimidation, threat of force, force or undue influence giving rise to such coerced debt.
(3) If the claimant determines, in good faith, that the available information does not establish that the debt identified by the debtor in the information and documentation provided in accordance with subsection (a) of this section is coerced debt, the claimant may recommence collection activities concerning such debt.
(i) Nothing in this section or sections 1 to 3, inclusive, of this act shall:
The claimant shall not recommence such collection activities until the claimant notifies the debtor, in writing, of such good faith determination.
(1) Require a court to order a claimant to refund any moneys already paid on a debt that is determined to be coerced debt;
If a legal action brought by the claimant is then pending, the claimant shall file a notice with the court informing it of the conclusion of its review, and the determination resulting therefrom.
(2) Diminish the rights of a claimant to recover payment for coerced debt from any individual who coerced a debtor into incurring such coerced debt;
(j) Any statute of limitations that may apply to a claimant's claim relating to a debt that is the subject of the information and documentation submitted to the claimant by a debtor under subsection (a) of this section, or a notification submitted to the claimant by a debtor under the provisions of this section, shall be tolled for the duration of any time period during which the claimant is temporarily prevented from commencing a legal action relating to any portion of the debt pursuant to this section.
or (3) Reduce or eliminate any other rights or defenses available to a debtor or claimant pursuant to any other law.
(k) A debtor is not permitted to avail themselves of this process more than one time with respect to the same debt or any portion thereof.
This act shall take effect as follows and shall amend the following sections:
(l) Nothing in this section or sections 1 and 2 of this act shall:
Section 1 January 1, 2025 New section Sec.
(1) Require a court to order a claimant to refund any moneys already Public Act No.
2 January 1, 2025 New section January 1, 2025 Sec.
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3 New section Sec.
123 paid on a debt that is determined to be coerced debt;
4 January 1, 2025 New section LCO 10 of 11 Substitute Bill No.
(2) Diminish the rights of a claimant to recover payment for any coerced debt from any individual who, as determined by the claimant, has coerced a debtor into incurring such coerced debt;
123 BA Joint Favorable Subst.
(3) Reduce or eliminate any other rights or defenses available to a debtor at law or in equity;
JUD Joint Favorable LCO 11 of 11
or (4) Reduce or eliminate any other rights or defenses at law or in equity available to a party determined by the claimant to have coerced the debt.
Approved May 30, 2024 Public Act No.
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Action History

  1. SIGNED BY GOVERNOR

  2. TRANSMITTED BY SECRETARY OF THE STATE TO GOVERNOR

  3. TRANSMITTED TO SECRETARY OF THE STATE

  4. PUBLIC ACT 24-77

  5. ON CONSENT CALENDAR /IN CONCURRENCE

  6. SEN. PASSED, HO. AMEND. SCH. A

  7. SEN. PASSED, SEN. AMEND. SCH. A,B

  8. SEN. ADOPTED HO. AMEND. SCH. A

  9. DISAGREEING ACTION,TABLED FOR CAL., SEN.

  10. IMMEDIATE TRANSMITTAL TO THE SENATE

  11. HOUSE PASSED, HOUSE AMEND. SCH. A

  12. HOUSE PASSED, SEN. AMEND. SCH. A,B

  13. HOUSE ADOPTED HOUSE AMEND. SCH. A

  14. HOUSE ADOPTED SEN. AMEND. SCH. A,B

  15. HOUSE CALENDAR NUMBER 425

  16. FAV. RPT., TABLED FOR HOUSE CALENDAR

  17. SEN. PASSED, SEN. AMEND. SCH. A,B

  18. SEN. REJ. SEN. AMEND. SCH. C

  19. SEN. ADOPTED SEN. AMEND. SCH. B

  20. FAV. RPT., TAB. FOR CAL., SEN.

  21. NO NEW FILE BY COMM. ON Judiciary

  22. RPTD. OUT OF LCO

  23. FILED WITH LCO

  24. Joint Favorable

  25. REF. BY SEN. TO COMM. ON Judiciary

  26. SEN. ADOPTED SEN. AMEND. SCH. A

  27. FILE NO. 153

  28. SENATE CALENDAR NUMBER 118

  29. FAV. RPT., TAB. FOR CAL., SEN.

  30. RPTD. OUT OF LCO

  31. REFERRED TO Office of Legislative Research AND Office of Fiscal Analysis 03/27/24

  32. FILED WITH LCO

  33. Joint Favorable Substitute

  34. PUBLIC HEARING 0227

  35. REF. TO JOINT COMM. ON Banking

Sponsors

Sponsorship breakdown

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45 sponsors · 0 co-sponsors · 142 not signed on · 18 voted No

Sponsors (45)

Co-sponsors (0)

None.

Not signed on (142)

142 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

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Votes

Senate Roll Call Vote

Passed 36 Yea · 0 Nay
Party YeaNayPresentNot Voting
Democratic 23000
Unaffiliated 3000
Republican 10000
Total 36000
% of votes cast 100%0%0%0%
How each member voted (36)
Member Party Vote
Kevin C. Kelly — Yea
Lisa Seminara — Yea
Marilyn Moore — Yea
Bob Duff Democratic Yea
Catherine A. Osten Democratic Yea
Ceci Maher Democratic Yea
Christine Cohen Democratic Yea
Derek Slap Democratic Yea
Douglas McCrory Democratic Yea
Gary A. Winfield Democratic Yea
Herron Gaston Democratic Yea
James J. Maroney Democratic Yea
Jan Hochadel Democratic Yea
Joan V. Hartley Democratic Yea
John W. Fonfara Democratic Yea
Jorge Cabrera Democratic Yea
Julie Kushner Democratic Yea
MD Rahman Democratic Yea
Mae Flexer Democratic Yea
Martha Marx Democratic Yea
Martin M. Looney Democratic Yea
Matthew L. Lesser Democratic Yea
Norman Needleman Democratic Yea
Patricia Billie Miller Democratic Yea
Rick Lopes Democratic Yea
Saud Anwar Democratic Yea
Eric C. Berthel Republican Yea
Heather S. Somers Republican Yea
Henri Martin Republican Yea
Jeff Gordon Republican Yea
John A. Kissel Republican Yea
Paul Cicarella Republican Yea
Rob Sampson Republican Yea
Ryan Fazio Republican Yea
Stephen G. Harding Republican Yea
Tony Hwang Republican Yea

Official roll call →

House Roll Call Vote

Passed 149 Yea · 0 Nay · 2 Other
Party YeaNayPresentNot Voting
Democratic 79002
Republican 44000
Unaffiliated 26000
Total 149002
% of votes cast 99%0%0%1%
How each member voted (151)
Member Party Vote
Arnone — Yea
Khanna — Yea
Michel — Yea
Conley — Yea
Chaleski — Yea
Currey — Yea
Cheeseman — Yea
D'agostino — Yea
Cooley — Yea
Dancho — Yea
Palm — Yea
Denning — Yea
Porter — Yea
Ferraro — Yea
Cook — Yea
Ryan — Yea
Harrison — Yea
Figueroa — Yea
Hayes — Yea
Labriola — Yea
Tercyak — Yea
Sanchez, R. — Yea
Mccarthy Vahey — Yea
Mccarty, K. — Yea
Morrin Bello — Yea
Sanchez, J. — Yea
Aimee Berger-Girvalo Democratic Yea
Alphonse Paolillo Democratic Yea
Andre F. Baker Democratic Yea
Anne M. Hughes Democratic Yea
Anthony L. Nolan Democratic Yea
Antonio Felipe Democratic Yea
Aundre Bumgardner Democratic Yea
Bob Godfrey Democratic Yea
Bobby G. Gibson Democratic Not Voting
Brandon Chafee Democratic Yea
Christopher Poulos Democratic Yea
Christopher Rosario Democratic Yea
Corey P. Paris Democratic Yea
Derell Wilson Democratic Yea
Dominique Johnson Democratic Yea
Eleni Kavros DeGraw Democratic Yea
Emmanuel Sanchez Democratic Yea
Farley Santos Democratic Yea
Frank Smith Democratic Yea
Fred Gee Democratic Yea
Gary A. Turco Democratic Yea
Geoff Luxenberg Democratic Yea
Geraldo C. Reyes Democratic Yea
Gregory Haddad Democratic Yea
Hector Arzeno Democratic Yea
Henry J. Genga Democratic Yea
Hilda E. Santiago Democratic Yea
Hubert D. Delany Democratic Not Voting
Jaime S. Foster Democratic Yea
Jane M. Garibay Democratic Yea
Jason Doucette Democratic Yea
Jason Rojas Democratic Yea
Jennifer Leeper Democratic Yea
Jill Barry Democratic Yea
Jillian Gilchrest Democratic Yea
John-Michael Parker Democratic Yea
Jonathan Fazzino Democratic Yea
Jonathan Steinberg Democratic Yea
Joseph P. Gresko Democratic Yea
Josh Elliott Democratic Yea
Joshua M. Hall Democratic Yea
Juan R. Candelaria Democratic Yea
Julio A. Concepcion Democratic Yea
Kadeem Roberts Democratic Yea
Kai J. Belton Democratic Yea
Kara Rochelle Democratic Yea
Kate Farrar Democratic Yea
Kerry S. Wood Democratic Yea
Kevin Brown Democratic Yea
Larry B. Butler Democratic Yea
Liz Linehan Democratic Yea
Lucy Dathan Democratic Yea
Marcus Brown Democratic Yea
Maria P. Horn Democratic Yea
Mary Fortier Democratic Yea
Mary M. Mushinsky Democratic Yea
Mary Welander Democratic Yea
Maryam Khan Democratic Yea
Matt Blumenthal Democratic Yea
Matthew Ritter Democratic Yea
Melissa Osborne Democratic Yea
Michael D. Quinn Democratic Yea
Michael DiGiovancarlo Democratic Yea
Mike Demicco Democratic Yea
Minnie Gonzalez Democratic Yea
Moira Rader Democratic Yea
Patricia A. Dillon Democratic Yea
Patrick S. Boyd Democratic Yea
Raghib Allie-Brennan Democratic Yea
Robin E. Comey Democratic Yea
Roland J. Lemar Democratic Yea
Ronald A. Napoli Democratic Yea
Sarah Keitt Democratic Yea
Stephen R. Meskers Democratic Yea
Steven J. Stafstrom Democratic Yea
Susan M. Johnson Democratic Yea
Tammy R. Exum Democratic Yea
Toni E. Walker Democratic Yea
Travis Simms Democratic Yea
Trenee McGee Democratic Yea
William Heffernan Democratic Yea
Anne Dauphinais Republican Yea
Ben McGorty Republican Yea
Bill Buckbee Republican Yea
Brian Lanoue Republican Yea
Cara Christine Pavalock-D'Amato Republican Yea
Carol Hall Republican Yea
Chris Aniskovich Republican Yea
Christie M. Carpino Republican Yea
Craig C. Fishbein Republican Yea
Dave W. Yaccarino Republican Yea
David Rutigliano Republican Yea
Devin R. Carney Republican Yea
Donna Veach Republican Yea
Doug Dubitsky Republican Yea
Gale L. Mastrofrancesco Republican Yea
Greg S. Howard Republican Yea
Irene M. Haines Republican Yea
Jason Perillo Republican Yea
Jay M. Case Republican Yea
Joe Hoxha Republican Yea
Joe Polletta Republican Yea
John E. Piscopo Republican Yea
Joseph H. Zullo Republican Yea
Karen Reddington-Hughes Republican Yea
Kathy Kennedy Republican Yea
Kurt Vail Republican Yea
Lezlye Zupkus Republican Yea
Mark DeCaprio Republican Yea
Mark W. Anderson Republican Yea
Martin Foncello Republican Yea
Mitch Bolinsky Republican Yea
Nicole Klarides-Ditria Republican Yea
Patrick E. Callahan Republican Yea
Seth Bronko Republican Yea
Steve Weir Republican Yea
Tami Zawistowski Republican Yea
Tammy Nuccio Republican Yea
Tim Ackert Republican Yea
Tom Delnicki Republican Yea
Tom O'Dea Republican Yea
Tony J. Scott Republican Yea
Tracy Marra Republican Yea
Vincent J. Candelora Republican Yea
William Pizzuto Republican Yea

Official roll call →

Senate Roll Call Vote

Failed 11 Yea · 24 Nay · 1 Other
Party YeaNayPresentNot Voting
Democratic 02201
Unaffiliated 1200
Republican 10000
Total 112401
% of votes cast 31%67%0%3%
How each member voted (36)
Member Party Vote
Kevin C. Kelly — Nay
Lisa Seminara — Yea
Marilyn Moore — Nay
Bob Duff Democratic Nay
Catherine A. Osten Democratic Nay
Ceci Maher Democratic Nay
Christine Cohen Democratic Nay
Derek Slap Democratic Nay
Douglas McCrory Democratic Nay
Gary A. Winfield Democratic Nay
Herron Gaston Democratic Nay
James J. Maroney Democratic Nay
Jan Hochadel Democratic Nay
Joan V. Hartley Democratic Nay
John W. Fonfara Democratic Nay
Jorge Cabrera Democratic Not Voting
Julie Kushner Democratic Nay
MD Rahman Democratic Nay
Mae Flexer Democratic Nay
Martha Marx Democratic Nay
Martin M. Looney Democratic Nay
Matthew L. Lesser Democratic Nay
Norman Needleman Democratic Nay
Patricia Billie Miller Democratic Nay
Rick Lopes Democratic Nay
Saud Anwar Democratic Nay
Eric C. Berthel Republican Yea
Heather S. Somers Republican Yea
Henri Martin Republican Yea
Jeff Gordon Republican Yea
John A. Kissel Republican Yea
Paul Cicarella Republican Yea
Rob Sampson Republican Yea
Ryan Fazio Republican Yea
Stephen G. Harding Republican Yea
Tony Hwang Republican Yea

Official roll call →

Subjects

public-safety finance
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Frequently asked questions

Who sponsors SB 123?
SB 123 is sponsored by Christine Cohen (Democratic), Sarah Keitt (Democratic), Julio A. Concepcion, Eleni Kavros DeGraw (Democratic), Jillian Gilchrest (Democratic), Anne M. Hughes (Democratic), Tom Delnicki (Republican), Gary A. Turco, Joseph P. Gresko (Democratic), Geoff Luxenberg (Democratic), Christine Palm, Kate Farrar (Democratic), Kevin Brown (Democratic), Herron Gaston (Democratic), Rick Lopes (Democratic), Josh Elliott (Democratic), Kara Rochelle (Democratic), Robin E. Comey (Democratic), Jane M. Garibay (Democratic), Aimee Berger-Girvalo (Democratic), Catherine A. Osten (Democratic), Farley Santos (Democratic), Patricia A. Dillon (Democratic), William Pizzuto (Republican), Francis Cooley, Mary Welander (Democratic), Carol Hall (Republican), Holly H. Cheeseman, Hubert D. Delany (Democratic), Lucy Dathan (Democratic), Andre F. Baker, Craig C. Fishbein (Republican), Heather S. Somers (Republican), Patricia Billie Miller (Democratic), Christopher Poulos (Democratic), Kathy Kennedy (Republican), Tracy Marra (Republican), Steven J. Stafstrom (Democratic), David Michel, Eric C. Berthel (Republican), Jeff Gordon (Republican), Henri Martin (Republican), Sanchez, J., Kevin C. Kelly, and Mccarty, K..
What is the current status of SB 123?
This bill has been enacted into law. Introduced February 15, 2024. Enacted.
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