Florida 2023 Regular Session Status: Enacted 5 R cosponsors

HB 799 — Property Insurance

Last action — Chapter No. 2023-175; companion bill(s) passed, see CS/CS/SB 154 (Ch. 2023-203), SB 2502 (Ch. 2023-240)

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced February 14, 2023. Enacted.

Signed by Governor Ron DeSantis (Republican) on May 31, 2023.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 82% · moderate confidence

  • Enacted

    Current position in the legislative process.

  • 9 sponsors

    4 primary, 5 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (5 R).

  • Cleared a recorded vote

    Passed 6 recorded votes so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Property Insurance; Requires residential property insurance rate filings to account for windstorm mitigation measures undertaken by policyholders; requires wind uplift prevention to be included in windstorm damage mitigation techniques for residential property insurance rate filings; revises rate change limitations for specified policies written by Citizens Property Insurance Corporation; revises applicability of flood coverage requirements for personal lines residential policyholders of corporation; authorizes corporation to adopt policy forms that provide for resolution of certain disputes in proceedings before Division of Administrative Hearings; provides that such policies are not subject to mandatory binding arbitration provisions; prohibiting a property insurer that requires flood coverage as a condition for wind coverage from denying certain claims except under certain circumstances; requires wind-loss mitigation study conducted by OIR. APPROPRIATION: $750,000

Bill Text

We don't have the full text on file for this bill yet.

Read HB 799 on the official Florida source →

Action History

  1. Chapter No. 2023-175; companion bill(s) passed, see CS/CS/SB 154 (Ch. 2023-203), SB 2502 (Ch. 2023-240)

  2. Approved by Governor

  3. Signed by Officers and presented to Governor

  4. Ordered engrossed, then enrolled

  5. CS passed as amended; YEAS 87, NAYS 28

  6. Amendment 593712 Concur

  7. Amendment 140692 Concur

  8. Added to Senate Message List

  9. In Messages

  10. CS passed as amended; YEAS 32 NAYS 7

  11. Read 3rd time

  12. Amendment(s) adopted (140692, 593712)

  13. Read 2nd time

  14. Substituted for CS/CS/SB 594

  15. Placed on Calendar, on 2nd reading

  16. Withdrawn from Fiscal Policy

  17. Received

  18. Referred to Fiscal Policy

  19. In Messages

  20. CS passed; YEAS 115, NAYS 0

  21. Read 3rd time

  22. Added to Third Reading Calendar

  23. Placed on 3rd reading

  24. Read 2nd time

  25. 1st Reading (Committee Substitute 3)

  26. Bill added to Special Order Calendar (4/25/2023)

  27. Bill referred to House Calendar

  28. CS Filed

  29. Laid on Table under Rule 7.18(a)

  30. Reported out of Commerce Committee

  31. Favorable with CS by Commerce Committee

  32. PCS added to Commerce Committee agenda

  33. Now in Commerce Committee

  34. Referred to Commerce Committee

  35. 1st Reading (Committee Substitute 2)

  36. CS Filed

  37. Laid on Table under Rule 7.18(a)

  38. Reported out of State Administration & Technology Appropriations Subcommittee

  39. Favorable with CS by State Administration & Technology Appropriations Subcommittee

  40. Added to State Administration & Technology Appropriations Subcommittee agenda

  41. 1st Reading (Committee Substitute 1)

  42. Now in State Administration & Technology Appropriations Subcommittee

  43. Referred to Commerce Committee

  44. Referred to State Administration & Technology Appropriations Subcommittee

  45. CS Filed

  46. Laid on Table under Rule 7.18(a)

  47. Reported out of Insurance & Banking Subcommittee

  48. Favorable with CS by Insurance & Banking Subcommittee

  49. 1st Reading (Original Filed Version)

  50. PCS added to Insurance & Banking Subcommittee agenda

  51. Now in Insurance & Banking Subcommittee

  52. Referred to Commerce Committee

  53. Referred to State Administration & Technology Appropriations Subcommittee

  54. Referred to Insurance & Banking Subcommittee

  55. Filed

Sponsors

Sponsorship breakdown

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4 sponsors · 5 co-sponsors · 155 not signed on · 28 voted No

Sponsors (4)

Co-sponsors (5)

Not signed on (155)

155 members have not signed on to this bill.

Show all 155 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Passage

Passed 87 Yea · 28 Nay · 4 Other
Party YeaNayPresentNot Voting
Republican 62200
Democrat 52102
Unaffiliated 20502
Total 872804
% of votes cast 73%24%0%3%
How each member voted (119)
Member Party Vote
Altman — Yea
Payne — Yea
Amesty — Yea
Fernandez-Barquin — Yea
Fine — Yea
Rayner-Goolsby — Nay
Renner — Yea
Roach — Yea
Bell — Yea
Grant — Yea
Rommel — Yea
Beltran — Yea
Roth — Yea
Benjamin — Nay
Rudman — Yea
Hawkins — Yea
Silvers — Nay
Stevenson — Yea
Caruso — Yea
Temple — Yea
Casello — Nay
Tomkow — Yea
Clemons — Yea
Waldron — Nay
Killebrew — Not Voting
Williams — Not Voting
Lopez, V. — Yea
Antone, Bruce Hadley Democrat Not Voting
Arrington, Kristen Aston Democrat Nay
Bartleman, Robin Democrat Nay
Bracy Davis, LaVon Democrat Nay
Campbell, Daryl Democrat Nay
Chambliss, Kevin D. Democrat Nay
Cross, Lindsay Democrat Nay
Daley, Dan Democrat Yea
Daniels, Kimberly Democrat Not Voting
Driskell, Fentrice Democrat Nay
Dunkley, Lisa Democrat Nay
Edmonds, Jervonte "Tae" Democrat Nay
Eskamani, Dr. Anna V. Democrat Nay
Franklin II, Gallop Democrat Yea
Gantt, Ashley Viola Democrat Nay
Gottlieb, Michael "Mike" Democrat Nay
Gregory, Emily Democrat Yea
Harris, Jennifer "Rita" Democrat Nay
Hart-Lowman, Dianne "Ms Dee" Democrat Nay
Hinson, Yvonne Hayes Democrat Nay
Hunschofsky, Christine Democrat Nay
Joseph, Dotie Democrat Nay
López, Johanna Democrat Yea
Nixon, Angela "Angie" Democrat Nay
Robinson, Felicia Simone Democrat Nay
Skidmore, Kelly Democrat Nay
Tant, Allison Democrat Yea
Woodson, Marie Paule Democrat Nay
Abbott, Shane G. Republican Yea
Alvarez, Daniel Antonio "Danny" Republican Yea
Anderson, Adam Republican Yea
Andrade, Robert Alexander "Alex" Republican Yea
Baker, Jessica Republican Yea
Bankson, Douglas Michael "Doug" Republican Yea
Barnaby, Webster Republican Yea
Basabe, Fabián Republican Yea
Berfield, Kimberly Republican Yea
Black, Dean Republican Yea
Borrero, David Republican Yea
Botana, Adam Republican Yea
Brackett, Robert A. "Robbie" Republican Yea
Brannan III, Robert Charles "Chuck" Republican Yea
Buchanan, James Republican Yea
Busatta, Demi Republican Yea
Canady, Jennifer Republican Yea
Cassel, Hillary Republican Nay
Chaney, Linda Republican Yea
Duggan, Wyman Republican Yea
Esposito, Tiffany Republican Yea
Fabricio, Tom Republican Yea
Garcia, Ileana Republican Yea
Garrison, Sam Republican Yea
Giallombardo, Mike Republican Yea
Gonzalez Pittman, Karen Republican Yea
Gossett-Seidman, Peggy Republican Yea
Griffitts Jr., Philip Wayne "Griff" Republican Yea
Holcomb, Jeff Republican Yea
Jacques, Berny Republican Yea
Koster, Traci Republican Yea
LaMarca, Chip Republican Yea
Leek, Thomas J. "Tom" Republican Yea
Maggard, Randall Scott "Randy" Republican Yea
Maney, Patt Republican Yea
Massullo, Ralph E., Jr. Republican Yea
McClain, Stan Republican Yea
McClure, Lawrence Republican Yea
McFarland, Fiona Republican Yea
Melo, Lauren Republican Yea
Michael, Kiyan Republican Yea
Mooney Jr., James Vernon "Jim" Republican Yea
Overdorf, Tobin Rogers "Toby" Republican Yea
Perez, Daniel Republican Yea
Persons-Mulicka, Jenna Republican Yea
Plakon, Rachel Saunders Republican Yea
Plasencia, Susan Republican Yea
Porras, Juan Carlos Republican Yea
Rizo, Alex Republican Yea
Robinson Jr., William Cloud "Will" Republican Yea
Salzman, Michelle Republican Yea
Shoaf, Jason Republican Yea
Sirois, Tyler I. Republican Yea
Smith, David Republican Yea
Snyder, John Republican Yea
Stark, Paula A. Republican Yea
Steele, Kevin M. Republican Yea
Trabulsy, Dana Republican Yea
Tramont, Chase Republican Yea
Truenow, Keith L. Republican Yea
Tuck, Kaylee Republican Yea
Valdés, Susan L. Republican Nay
Yarkosky, Taylor Michael Republican Yea
Yeager, Bradford Troy "Brad" Republican Yea

Official roll call →

Third Reading

Passed 32 Yea · 7 Nay · 1 Other
Party YeaNayPresentNot Voting
Unaffiliated 8201
Republican 21100
Democrat 2400
No Party Affiliation 1000
Total 32701
% of votes cast 80%18%0%3%
How each member voted (40)
Member Party Vote
Broxson — Not Voting
Powell — Nay
Baxley — Yea
Book — Yea
Stewart — Yea
Hutson — Yea
Ingoglia — Yea
Torres — Nay
Collins — Yea
Perry — Yea
Thompson, Geraldine F. "Geri" — Yea
Berman, Lori Democrat Nay
Davis, Tracie Democrat Nay
Jones, Shevrin D. "Shev" Democrat Yea
Osgood, Rosalind Democrat Yea
Polsky, Tina Scott Democrat Nay
Rouson, Darryl Ervin Democrat Nay
Pizzo, Jason W. B. No Party Affiliation Yea
Albritton, Ben Republican Yea
Boyd, Jim Republican Yea
Bradley, Jennifer Republican Yea
Brodeur, Jason Republican Yea
Burgess, Danny Republican Yea
Burton, Colleen Republican Yea
Calatayud, Alexis Republican Yea
DiCeglie, Nick Republican Yea
Garcia, Ileana Republican Yea
Grall, Erin Republican Nay
Gruters, Joe Republican Yea
Harrell, Gayle Republican Yea
Hooper, Ed Republican Yea
Martin, Jonathan Republican Yea
Mayfield, Debbie Republican Yea
Passidomo, Kathleen Republican Yea
Rodriguez, Ana Maria Republican Yea
Simon, Corey Republican Yea
Trumbull, Jay Republican Yea
Vacant Republican Yea
Wright, Tom A. Republican Yea
Yarborough, Clay Republican Yea

Official roll call →

Passage, Third Reading

Passed 115 Yea · 0 Nay · 4 Other
Party YeaNayPresentNot Voting
Democrat 28000
Republican 62002
Unaffiliated 25002
Total 115004
% of votes cast 97%0%0%3%
How each member voted (119)
Member Party Vote
Rayner-Goolsby — Yea
Renner — Yea
Roach — Yea
Bell — Yea
Grant — Yea
Rommel — Yea
Beltran — Yea
Roth — Yea
Benjamin — Yea
Rudman — Yea
Hawkins — Yea
Silvers — Yea
Stevenson — Yea
Temple — Yea
Casello — Yea
Tomkow — Yea
Clemons — Yea
Waldron — Yea
Williams — Yea
Fine — Not Voting
Caruso — Not Voting
Altman — Yea
Payne — Yea
Amesty — Yea
Fernandez-Barquin — Yea
Killebrew — Yea
Lopez, V. — Yea
Antone, Bruce Hadley Democrat Yea
Arrington, Kristen Aston Democrat Yea
Bartleman, Robin Democrat Yea
Bracy Davis, LaVon Democrat Yea
Campbell, Daryl Democrat Yea
Chambliss, Kevin D. Democrat Yea
Cross, Lindsay Democrat Yea
Daley, Dan Democrat Yea
Daniels, Kimberly Democrat Yea
Driskell, Fentrice Democrat Yea
Dunkley, Lisa Democrat Yea
Edmonds, Jervonte "Tae" Democrat Yea
Eskamani, Dr. Anna V. Democrat Yea
Franklin II, Gallop Democrat Yea
Gantt, Ashley Viola Democrat Yea
Gottlieb, Michael "Mike" Democrat Yea
Gregory, Emily Democrat Yea
Harris, Jennifer "Rita" Democrat Yea
Hart-Lowman, Dianne "Ms Dee" Democrat Yea
Hinson, Yvonne Hayes Democrat Yea
Hunschofsky, Christine Democrat Yea
Joseph, Dotie Democrat Yea
López, Johanna Democrat Yea
Nixon, Angela "Angie" Democrat Yea
Robinson, Felicia Simone Democrat Yea
Skidmore, Kelly Democrat Yea
Tant, Allison Democrat Yea
Woodson, Marie Paule Democrat Yea
Abbott, Shane G. Republican Yea
Alvarez, Daniel Antonio "Danny" Republican Yea
Anderson, Adam Republican Yea
Andrade, Robert Alexander "Alex" Republican Yea
Baker, Jessica Republican Yea
Bankson, Douglas Michael "Doug" Republican Yea
Barnaby, Webster Republican Yea
Basabe, Fabián Republican Yea
Berfield, Kimberly Republican Yea
Black, Dean Republican Yea
Borrero, David Republican Yea
Botana, Adam Republican Yea
Brackett, Robert A. "Robbie" Republican Yea
Brannan III, Robert Charles "Chuck" Republican Yea
Buchanan, James Republican Yea
Busatta, Demi Republican Yea
Canady, Jennifer Republican Yea
Cassel, Hillary Republican Yea
Chaney, Linda Republican Yea
Duggan, Wyman Republican Not Voting
Esposito, Tiffany Republican Yea
Fabricio, Tom Republican Yea
Garcia, Ileana Republican Yea
Garrison, Sam Republican Yea
Giallombardo, Mike Republican Yea
Gonzalez Pittman, Karen Republican Yea
Gossett-Seidman, Peggy Republican Yea
Griffitts Jr., Philip Wayne "Griff" Republican Yea
Holcomb, Jeff Republican Yea
Jacques, Berny Republican Yea
Koster, Traci Republican Yea
LaMarca, Chip Republican Yea
Leek, Thomas J. "Tom" Republican Yea
Maggard, Randall Scott "Randy" Republican Yea
Maney, Patt Republican Yea
Massullo, Ralph E., Jr. Republican Yea
McClain, Stan Republican Yea
McClure, Lawrence Republican Yea
McFarland, Fiona Republican Not Voting
Melo, Lauren Republican Yea
Michael, Kiyan Republican Yea
Mooney Jr., James Vernon "Jim" Republican Yea
Overdorf, Tobin Rogers "Toby" Republican Yea
Perez, Daniel Republican Yea
Persons-Mulicka, Jenna Republican Yea
Plakon, Rachel Saunders Republican Yea
Plasencia, Susan Republican Yea
Porras, Juan Carlos Republican Yea
Rizo, Alex Republican Yea
Robinson Jr., William Cloud "Will" Republican Yea
Salzman, Michelle Republican Yea
Shoaf, Jason Republican Yea
Sirois, Tyler I. Republican Yea
Smith, David Republican Yea
Snyder, John Republican Yea
Stark, Paula A. Republican Yea
Steele, Kevin M. Republican Yea
Trabulsy, Dana Republican Yea
Tramont, Chase Republican Yea
Truenow, Keith L. Republican Yea
Tuck, Kaylee Republican Yea
Valdés, Susan L. Republican Yea
Yarkosky, Taylor Michael Republican Yea
Yeager, Bradford Troy "Brad" Republican Yea

Official roll call →

Favorable With Amendment(s) (Commerce Committee)

Passed 19 Yea · 0 Nay · 2 Other
Party YeaNayPresentNot Voting
Democrat 5000
Republican 11002
Unaffiliated 3000
Total 19002
% of votes cast 90%0%0%10%
How each member voted (21)
Member Party Vote
Benjamin — Yea
Rommel — Yea
Rudman — Yea
Antone, Bruce Hadley Democrat Yea
Arrington, Kristen Aston Democrat Yea
Daniels, Kimberly Democrat Yea
Joseph, Dotie Democrat Yea
Tant, Allison Democrat Yea
Barnaby, Webster Republican Yea
Borrero, David Republican Yea
Duggan, Wyman Republican Yea
Giallombardo, Mike Republican Yea
LaMarca, Chip Republican Not Voting
Leek, Thomas J. "Tom" Republican Not Voting
Maney, Patt Republican Yea
Melo, Lauren Republican Yea
Overdorf, Tobin Rogers "Toby" Republican Yea
Sirois, Tyler I. Republican Yea
Steele, Kevin M. Republican Yea
Tramont, Chase Republican Yea
Yeager, Bradford Troy "Brad" Republican Yea

Official roll call →

Favorable With Committee Substitute (State Administration & Technology Appropriations Subcommittee)

Passed 13 Yea · 0 Nay · 2 Other
Party YeaNayPresentNot Voting
Democrat 4001
Republican 8001
Unaffiliated 1000
Total 13002
% of votes cast 87%0%0%13%
How each member voted (15)
Member Party Vote
Stevenson — Yea
Arrington, Kristen Aston Democrat Yea
Edmonds, Jervonte "Tae" Democrat Yea
Harris, Jennifer "Rita" Democrat Yea
Nixon, Angela "Angie" Democrat Not Voting
Robinson, Felicia Simone Democrat Yea
Basabe, Fabián Republican Yea
Borrero, David Republican Yea
Busatta, Demi Republican Not Voting
Holcomb, Jeff Republican Yea
Maggard, Randall Scott "Randy" Republican Yea
Maney, Patt Republican Yea
Mooney Jr., James Vernon "Jim" Republican Yea
Persons-Mulicka, Jenna Republican Yea
Steele, Kevin M. Republican Yea

Official roll call →

Favorable (Insurance & Banking Subcommittee)

Passed 18 Yea · 0 Nay
Party YeaNayPresentNot Voting
Republican 10000
Unaffiliated 4000
Democrat 4000
Total 18000
% of votes cast 100%0%0%0%
How each member voted (18)
Member Party Vote
Benjamin — Yea
Rudman — Yea
Stevenson — Yea
Temple — Yea
Franklin II, Gallop Democrat Yea
Hunschofsky, Christine Democrat Yea
Tant, Allison Democrat Yea
Woodson, Marie Paule Democrat Yea
Anderson, Adam Republican Yea
Borrero, David Republican Yea
Botana, Adam Republican Yea
Canady, Jennifer Republican Yea
Duggan, Wyman Republican Yea
Fabricio, Tom Republican Yea
Griffitts Jr., Philip Wayne "Griff" Republican Yea
Plakon, Rachel Saunders Republican Yea
Steele, Kevin M. Republican Yea
Tramont, Chase Republican Yea

Official roll call →

Subjects

housing
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Frequently asked questions

What does HB 799 do?
Property Insurance; Requires residential property insurance rate filings to account for windstorm mitigation measures undertaken by policyholders; requires wind uplift prevention to be included in windstorm damage mitigation techniques for residential property insurance rate filings; revises rate change limitations for specified policies written by Citizens Property Insurance Corporation; revises applicability of flood coverage requirements for personal lines residential policyholders of corporation; authorizes corporation to adopt policy forms that provide for resolution of certain disputes in proceedings before Division of Administrative Hearings; provides that such policies are not subject to mandatory binding arbitration provisions; prohibiting a property insurer that requires flood coverage as a condition for wind coverage from denying certain claims except under certain circumstances; requires wind-loss mitigation study conducted by OIR. APPROPRIATION: $750,000
Who sponsors HB 799?
HB 799 is sponsored by Roth, Leek, Thomas J. "Tom" (Republican), Chaney, Linda (Republican), Canady, Jennifer (Republican), Barnaby, Webster (Republican), Griffitts Jr., Philip Wayne "Griff" (Republican), Insurance & Banking Subcommittee, State Administration & Technology Appropriations Subcommittee, and Commerce Committee.
What is the current status of HB 799?
This bill has been enacted into law. Introduced February 14, 2023. Enacted.
Where can I track HB 799?
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