Florida 2023 Regular Session Status: Enacted 2 R cosponsors

HB 1185 — Consumer Protection

Last action — Chapter No. 2023-130; companion bill(s) passed, see CS/CS/CS/SB 418 (Ch. 2023-217)

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced February 27, 2023. Enacted.

Signed by Governor Ron DeSantis (Republican) on May 24, 2023.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 80% · moderate confidence

  • Enacted

    Current position in the legislative process.

  • 5 sponsors

    3 primary, 2 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (2 R).

  • Cleared a recorded vote

    Passed 5 recorded votes so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Consumer Protection; Authorizes mortgage lenders to transact business from branch offices & remote locations; provides requirement for operating remote locations; provides requirements for organizers of crowd-funding campaigns relating to disasters & crowd-funding platforms; prohibits money services business from cashing corporate checks for payee in excess of workers' compensation policy coverage amounts.

Bill Text

We don't have the full text on file for this bill yet.

Read HB 1185 on the official Florida source →

Action History

  1. Chapter No. 2023-130; companion bill(s) passed, see CS/CS/CS/SB 418 (Ch. 2023-217)

  2. Approved by Governor

  3. Signed by Officers and presented to Governor

  4. Ordered engrossed, then enrolled

  5. CS passed as amended; YEAS 113, NAYS 0

  6. Amendment 868114 Concur

  7. Added to Senate Message List

  8. In Messages

  9. CS passed as amended; YEAS 38 NAYS 0

  10. Read 3rd time

  11. Amendment(s) adopted (868114)

  12. Read 2nd time

  13. Substituted for CS/CS/SB 1398

  14. Placed on Calendar, on 2nd reading

  15. Withdrawn from Fiscal Policy

  16. Received

  17. Referred to Fiscal Policy

  18. In Messages

  19. CS passed as amended; YEAS 109, NAYS 0

  20. Read 3rd time

  21. Added to Third Reading Calendar

  22. Amendment 916441 adopted

  23. Read 2nd time

  24. Bill added to Special Order Calendar (4/28/2023)

  25. Added to Second Reading Calendar

  26. Bill referred to House Calendar

  27. 1st Reading (Committee Substitute 2)

  28. CS Filed

  29. Laid on Table under Rule 7.18(a)

  30. Reported out of Commerce Committee

  31. Favorable with CS by Commerce Committee

  32. Added to Commerce Committee agenda

  33. Now in Commerce Committee

  34. Referred to Commerce Committee

  35. Original reference removed: State Administration & Technology Appropriations Subcommittee

  36. 1st Reading (Committee Substitute 1)

  37. CS Filed

  38. Laid on Table under Rule 7.18(a)

  39. Reported out of Insurance & Banking Subcommittee

  40. Favorable with CS by Insurance & Banking Subcommittee

  41. Added to Insurance & Banking Subcommittee agenda

  42. 1st Reading (Original Filed Version)

  43. Now in Insurance & Banking Subcommittee

  44. Referred to Commerce Committee

  45. Referred to State Administration & Technology Appropriations Subcommittee

  46. Referred to Insurance & Banking Subcommittee

  47. Filed

Sponsors

  • Stan McClain · Cosponsor
  • Benjamin · Cosponsor
  • Mike Giallombardo · Primary
  • Insurance & Banking Subcommittee · Primary
  • Commerce Committee · Primary

Sponsorship breakdown

Export CSV (upgrade) →

3 sponsors · 2 co-sponsors · 159 not signed on

Sponsors (3)

Co-sponsors (2)

Not signed on (159)

159 members have not signed on to this bill.

Show all 159 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Passage

Passed 113 Yea · 0 Nay · 6 Other
Party YeaNayPresentNot Voting
Republican 61003
Democrat 26002
Unaffiliated 26001
Total 113006
% of votes cast 95%0%0%5%
How each member voted (119)
Member Party Vote
Altman — Yea
Payne — Yea
Amesty — Yea
Fernandez-Barquin — Yea
Fine — Yea
Renner — Yea
Roach — Yea
Bell — Yea
Grant — Yea
Rommel — Yea
Beltran — Yea
Roth — Yea
Benjamin — Yea
Rudman — Yea
Hawkins — Yea
Silvers — Yea
Killebrew — Yea
Stevenson — Yea
Caruso — Yea
Temple — Yea
Casello — Yea
Tomkow — Yea
Clemons — Yea
Waldron — Yea
Williams — Yea
Rayner-Goolsby — Not Voting
Lopez, V. — Yea
Antone, Bruce Hadley Democrat Yea
Arrington, Kristen Aston Democrat Yea
Bartleman, Robin Democrat Yea
Bracy Davis, LaVon Democrat Not Voting
Campbell, Daryl Democrat Yea
Chambliss, Kevin D. Democrat Yea
Cross, Lindsay Democrat Yea
Daley, Dan Democrat Yea
Daniels, Kimberly Democrat Not Voting
Driskell, Fentrice Democrat Yea
Dunkley, Lisa Democrat Yea
Edmonds, Jervonte "Tae" Democrat Yea
Eskamani, Dr. Anna V. Democrat Yea
Franklin II, Gallop Democrat Yea
Gantt, Ashley Viola Democrat Yea
Gottlieb, Michael "Mike" Democrat Yea
Gregory, Emily Democrat Yea
Harris, Jennifer "Rita" Democrat Yea
Hart-Lowman, Dianne "Ms Dee" Democrat Yea
Hinson, Yvonne Hayes Democrat Yea
Hunschofsky, Christine Democrat Yea
Joseph, Dotie Democrat Yea
López, Johanna Democrat Yea
Nixon, Angela "Angie" Democrat Yea
Robinson, Felicia Simone Democrat Yea
Skidmore, Kelly Democrat Yea
Tant, Allison Democrat Yea
Woodson, Marie Paule Democrat Yea
Abbott, Shane G. Republican Yea
Alvarez, Daniel Antonio "Danny" Republican Yea
Anderson, Adam Republican Yea
Andrade, Robert Alexander "Alex" Republican Yea
Baker, Jessica Republican Yea
Bankson, Douglas Michael "Doug" Republican Not Voting
Barnaby, Webster Republican Yea
Basabe, Fabián Republican Yea
Berfield, Kimberly Republican Yea
Black, Dean Republican Yea
Borrero, David Republican Yea
Botana, Adam Republican Yea
Brackett, Robert A. "Robbie" Republican Yea
Brannan III, Robert Charles "Chuck" Republican Yea
Buchanan, James Republican Yea
Busatta, Demi Republican Yea
Canady, Jennifer Republican Yea
Cassel, Hillary Republican Yea
Chaney, Linda Republican Yea
Duggan, Wyman Republican Yea
Esposito, Tiffany Republican Yea
Fabricio, Tom Republican Yea
Garcia, Ileana Republican Yea
Garrison, Sam Republican Yea
Giallombardo, Mike Republican Yea
Gonzalez Pittman, Karen Republican Yea
Gossett-Seidman, Peggy Republican Yea
Griffitts Jr., Philip Wayne "Griff" Republican Not Voting
Holcomb, Jeff Republican Not Voting
Jacques, Berny Republican Yea
Koster, Traci Republican Yea
LaMarca, Chip Republican Yea
Leek, Thomas J. "Tom" Republican Yea
Maggard, Randall Scott "Randy" Republican Yea
Maney, Patt Republican Yea
Massullo, Ralph E., Jr. Republican Yea
McClain, Stan Republican Yea
McClure, Lawrence Republican Yea
McFarland, Fiona Republican Yea
Melo, Lauren Republican Yea
Michael, Kiyan Republican Yea
Mooney Jr., James Vernon "Jim" Republican Yea
Overdorf, Tobin Rogers "Toby" Republican Yea
Perez, Daniel Republican Yea
Persons-Mulicka, Jenna Republican Yea
Plakon, Rachel Saunders Republican Yea
Plasencia, Susan Republican Yea
Porras, Juan Carlos Republican Yea
Rizo, Alex Republican Yea
Robinson Jr., William Cloud "Will" Republican Yea
Salzman, Michelle Republican Yea
Shoaf, Jason Republican Yea
Sirois, Tyler I. Republican Yea
Smith, David Republican Yea
Snyder, John Republican Yea
Stark, Paula A. Republican Yea
Steele, Kevin M. Republican Yea
Trabulsy, Dana Republican Yea
Tramont, Chase Republican Yea
Truenow, Keith L. Republican Yea
Tuck, Kaylee Republican Yea
Valdés, Susan L. Republican Yea
Yarkosky, Taylor Michael Republican Yea
Yeager, Bradford Troy "Brad" Republican Yea

Official roll call →

Third Reading

Passed 38 Yea · 0 Nay · 2 Other
Party YeaNayPresentNot Voting
Republican 21001
Democrat 6000
Unaffiliated 10001
No Party Affiliation 1000
Total 38002
% of votes cast 95%0%0%5%
How each member voted (40)
Member Party Vote
Powell — Yea
Baxley — Yea
Book — Yea
Stewart — Yea
Hutson — Yea
Ingoglia — Yea
Torres — Yea
Collins — Yea
Perry — Yea
Broxson — Not Voting
Thompson, Geraldine F. "Geri" — Yea
Berman, Lori Democrat Yea
Davis, Tracie Democrat Yea
Jones, Shevrin D. "Shev" Democrat Yea
Osgood, Rosalind Democrat Yea
Polsky, Tina Scott Democrat Yea
Rouson, Darryl Ervin Democrat Yea
Pizzo, Jason W. B. No Party Affiliation Yea
Albritton, Ben Republican Yea
Boyd, Jim Republican Yea
Bradley, Jennifer Republican Yea
Brodeur, Jason Republican Yea
Burgess, Danny Republican Yea
Burton, Colleen Republican Yea
Calatayud, Alexis Republican Yea
DiCeglie, Nick Republican Yea
Garcia, Ileana Republican Yea
Grall, Erin Republican Yea
Gruters, Joe Republican Yea
Harrell, Gayle Republican Yea
Hooper, Ed Republican Yea
Martin, Jonathan Republican Not Voting
Mayfield, Debbie Republican Yea
Passidomo, Kathleen Republican Yea
Rodriguez, Ana Maria Republican Yea
Simon, Corey Republican Yea
Trumbull, Jay Republican Yea
Vacant Republican Yea
Wright, Tom A. Republican Yea
Yarborough, Clay Republican Yea

Official roll call →

Passage, Third Reading

Passed 109 Yea · 0 Nay · 10 Other
Party YeaNayPresentNot Voting
Republican 60004
Democrat 26002
Unaffiliated 23004
Total 1090010
% of votes cast 92%0%0%8%
How each member voted (119)
Member Party Vote
Altman — Yea
Payne — Yea
Amesty — Yea
Fernandez-Barquin — Yea
Rayner-Goolsby — Yea
Renner — Yea
Roach — Yea
Grant — Yea
Rommel — Yea
Beltran — Yea
Roth — Yea
Benjamin — Yea
Rudman — Yea
Hawkins — Yea
Silvers — Yea
Killebrew — Yea
Temple — Yea
Casello — Yea
Tomkow — Yea
Clemons — Yea
Waldron — Yea
Williams — Yea
Fine — Not Voting
Bell — Not Voting
Stevenson — Not Voting
Caruso — Not Voting
Lopez, V. — Yea
Antone, Bruce Hadley Democrat Yea
Arrington, Kristen Aston Democrat Yea
Bartleman, Robin Democrat Yea
Bracy Davis, LaVon Democrat Yea
Campbell, Daryl Democrat Not Voting
Chambliss, Kevin D. Democrat Yea
Cross, Lindsay Democrat Yea
Daley, Dan Democrat Yea
Daniels, Kimberly Democrat Yea
Driskell, Fentrice Democrat Yea
Dunkley, Lisa Democrat Not Voting
Edmonds, Jervonte "Tae" Democrat Yea
Eskamani, Dr. Anna V. Democrat Yea
Franklin II, Gallop Democrat Yea
Gantt, Ashley Viola Democrat Yea
Gottlieb, Michael "Mike" Democrat Yea
Gregory, Emily Democrat Yea
Harris, Jennifer "Rita" Democrat Yea
Hart-Lowman, Dianne "Ms Dee" Democrat Yea
Hinson, Yvonne Hayes Democrat Yea
Hunschofsky, Christine Democrat Yea
Joseph, Dotie Democrat Yea
López, Johanna Democrat Yea
Nixon, Angela "Angie" Democrat Yea
Robinson, Felicia Simone Democrat Yea
Skidmore, Kelly Democrat Yea
Tant, Allison Democrat Yea
Woodson, Marie Paule Democrat Yea
Abbott, Shane G. Republican Yea
Alvarez, Daniel Antonio "Danny" Republican Yea
Anderson, Adam Republican Yea
Andrade, Robert Alexander "Alex" Republican Yea
Baker, Jessica Republican Yea
Bankson, Douglas Michael "Doug" Republican Yea
Barnaby, Webster Republican Yea
Basabe, Fabián Republican Yea
Berfield, Kimberly Republican Yea
Black, Dean Republican Yea
Borrero, David Republican Yea
Botana, Adam Republican Yea
Brackett, Robert A. "Robbie" Republican Yea
Brannan III, Robert Charles "Chuck" Republican Yea
Buchanan, James Republican Not Voting
Busatta, Demi Republican Yea
Canady, Jennifer Republican Yea
Cassel, Hillary Republican Yea
Chaney, Linda Republican Yea
Duggan, Wyman Republican Yea
Esposito, Tiffany Republican Yea
Fabricio, Tom Republican Yea
Garcia, Ileana Republican Yea
Garrison, Sam Republican Yea
Giallombardo, Mike Republican Yea
Gonzalez Pittman, Karen Republican Yea
Gossett-Seidman, Peggy Republican Yea
Griffitts Jr., Philip Wayne "Griff" Republican Yea
Holcomb, Jeff Republican Yea
Jacques, Berny Republican Yea
Koster, Traci Republican Yea
LaMarca, Chip Republican Yea
Leek, Thomas J. "Tom" Republican Yea
Maggard, Randall Scott "Randy" Republican Yea
Maney, Patt Republican Yea
Massullo, Ralph E., Jr. Republican Yea
McClain, Stan Republican Yea
McClure, Lawrence Republican Yea
McFarland, Fiona Republican Not Voting
Melo, Lauren Republican Not Voting
Michael, Kiyan Republican Yea
Mooney Jr., James Vernon "Jim" Republican Yea
Overdorf, Tobin Rogers "Toby" Republican Yea
Perez, Daniel Republican Yea
Persons-Mulicka, Jenna Republican Yea
Plakon, Rachel Saunders Republican Yea
Plasencia, Susan Republican Yea
Porras, Juan Carlos Republican Yea
Rizo, Alex Republican Yea
Robinson Jr., William Cloud "Will" Republican Yea
Salzman, Michelle Republican Yea
Shoaf, Jason Republican Yea
Sirois, Tyler I. Republican Yea
Smith, David Republican Yea
Snyder, John Republican Yea
Stark, Paula A. Republican Yea
Steele, Kevin M. Republican Yea
Trabulsy, Dana Republican Yea
Tramont, Chase Republican Yea
Truenow, Keith L. Republican Yea
Tuck, Kaylee Republican Yea
Valdés, Susan L. Republican Yea
Yarkosky, Taylor Michael Republican Yea
Yeager, Bradford Troy "Brad" Republican Not Voting

Official roll call →

Favorable With Committee Substitute (Commerce Committee)

Passed 19 Yea · 0 Nay · 2 Other
Party YeaNayPresentNot Voting
Democrat 5000
Republican 11002
Unaffiliated 3000
Total 19002
% of votes cast 90%0%0%10%
How each member voted (21)
Member Party Vote
Benjamin — Yea
Rommel — Yea
Rudman — Yea
Antone, Bruce Hadley Democrat Yea
Arrington, Kristen Aston Democrat Yea
Daniels, Kimberly Democrat Yea
Joseph, Dotie Democrat Yea
Tant, Allison Democrat Yea
Barnaby, Webster Republican Yea
Borrero, David Republican Yea
Duggan, Wyman Republican Yea
Giallombardo, Mike Republican Yea
LaMarca, Chip Republican Yea
Leek, Thomas J. "Tom" Republican Not Voting
Maney, Patt Republican Yea
Melo, Lauren Republican Yea
Overdorf, Tobin Rogers "Toby" Republican Not Voting
Sirois, Tyler I. Republican Yea
Steele, Kevin M. Republican Yea
Tramont, Chase Republican Yea
Yeager, Bradford Troy "Brad" Republican Yea

Official roll call →

Favorable With Committee Substitute (Insurance & Banking Subcommittee)

Passed 18 Yea · 0 Nay
Party YeaNayPresentNot Voting
Republican 10000
Unaffiliated 4000
Democrat 4000
Total 18000
% of votes cast 100%0%0%0%
How each member voted (18)
Member Party Vote
Benjamin — Yea
Rudman — Yea
Stevenson — Yea
Temple — Yea
Franklin II, Gallop Democrat Yea
Hunschofsky, Christine Democrat Yea
Tant, Allison Democrat Yea
Woodson, Marie Paule Democrat Yea
Anderson, Adam Republican Yea
Borrero, David Republican Yea
Botana, Adam Republican Yea
Canady, Jennifer Republican Yea
Duggan, Wyman Republican Yea
Fabricio, Tom Republican Yea
Griffitts Jr., Philip Wayne "Griff" Republican Yea
Plakon, Rachel Saunders Republican Yea
Steele, Kevin M. Republican Yea
Tramont, Chase Republican Yea

Official roll call →

Subjects

finance housing
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Frequently asked questions

What does HB 1185 do?
Consumer Protection; Authorizes mortgage lenders to transact business from branch offices & remote locations; provides requirement for operating remote locations; provides requirements for organizers of crowd-funding campaigns relating to disasters & crowd-funding platforms; prohibits money services business from cashing corporate checks for payee in excess of workers' compensation policy coverage amounts.
Who sponsors HB 1185?
HB 1185 is sponsored by McClain, Stan (Republican), Benjamin, Giallombardo, Mike (Republican), Insurance & Banking Subcommittee, and Commerce Committee.
What is the current status of HB 1185?
This bill has been enacted into law. Introduced February 27, 2023. Enacted.
Where can I track HB 1185?
Track HB 1185 free on One Click Politics — get push/email alerts when it moves.

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