Consumer Finance Loans
Do you support it?
Want to know if it passes?
We'll email you when SB 580 moves — a committee vote, a floor vote, or a signature. Nothing else.
Free forever · unsubscribe in one click.
Your answer was recorded either way.
Which district are you in?
Your ZIP is all we need to match you to your own representatives — so we can tell you how they voted on SB 580.
You're tracking SB 580
We'll email you the moment it moves.
SB 580 — Consumer Finance Loans
Last action — Laid on Table
No card. One bill, free forever — alerts when it moves.
-
✓Introduced
-
✓In Committee
-
✓Passed Senate
-
✓Passed House
-
5To Executive
-
6Enacted
This bill died with 2023 Regular Session. It reached “To Executive” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Vetoed by Governor Ron DeSantis (Republican) on May 01, 2023.
This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.
Summary
Consumer Finance Loans; Prohibiting a person from operating a branch of a business making consumer finance loans before obtaining a license from the Office of Financial Regulation; revising the maximum interest rate and the calculation of interest rates on consumer finance loans; requiring licensees offering an assistance program to borrowers after a federally declared major disaster to send a specified notice to the office within a certain timeframe; requiring certain licensees to suspend specified actions for a certain timeframe after a federally declared disaster, etc.
Bill Text
We don't have the full text on file for this bill yet.
Read SB 580 on the official Florida source →Action History
-
Laid on Table
-
Substituted CS/CS/HB 1267 (Vetoed by Governor)
-
Read 2nd time
-
Placed on Special Order Calendar, 05/01/23
-
Placed on Calendar, on 2nd reading
-
Favorable by- Fiscal Policy; YEAS 15 NAYS 4
-
On Committee agenda-- Fiscal Policy, 04/25/23, 10:00 am, 412 Knott Building
-
Now in Fiscal Policy
-
Favorable by Appropriations Committee on Agriculture, Environment, and General Government; YEAS 10 NAYS 3
-
On Committee agenda-- Appropriations Committee on Agriculture, Environment, and General Government, 04/18/23, 12:00 pm, 110 Senate Building
-
CS by Banking and Insurance read 1st time
-
Now in Appropriations Committee on Agriculture, Environment, and General Government
-
Pending reference review under Rule 4.7(2) - (Committee Substitute)
-
CS by Banking and Insurance; YEAS 8 NAYS 3
-
On Committee agenda-- Banking and Insurance, 03/29/23, 8:30 am, 412 Knott Building
-
Introduced
-
Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Fiscal Policy
-
Filed
Sponsors
- Joe Gruters · Primary
- Banking and Insurance · Primary
Sponsorship breakdown
Export CSV (upgrade) →2 sponsors · 0 co-sponsors · 162 not signed on · 4 voted No
Sponsors (2)
- Gruters, Joe Republican
- Banking and Insurance
Co-sponsors (0)
None.
Not signed on (162)
162 members have not signed on to this bill.
Show all 162 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 12 | 0 | 0 | 0 |
| Unaffiliated | 3 | 2 | 0 | 0 |
| Democrat | 0 | 2 | 0 | 1 |
| Total | 15 | 4 | 0 | 1 |
| % of votes cast | 75% | 20% | 0% | 5% |
How each member voted (20)
| Member | Party | Vote |
|---|---|---|
| Collins | — | Yea |
| Stewart | — | Yea |
| Hutson | — | Yea |
| Torres | — | Nay |
| Thompson, Geraldine F. "Geri" | — | Nay |
| Berman, Lori | Democrat | Nay |
| Jones, Shevrin D. "Shev" | Democrat | Not Voting |
| Osgood, Rosalind | Democrat | Nay |
| Albritton, Ben | Republican | Yea |
| Boyd, Jim | Republican | Yea |
| Burton, Colleen | Republican | Yea |
| Calatayud, Alexis | Republican | Yea |
| DiCeglie, Nick | Republican | Yea |
| Garcia, Ileana | Republican | Yea |
| Mayfield, Debbie | Republican | Yea |
| Rodriguez, Ana Maria | Republican | Yea |
| Simon, Corey | Republican | Yea |
| Trumbull, Jay | Republican | Yea |
| Wright, Tom A. | Republican | Yea |
| Yarborough, Clay | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 9 | 0 | 0 | 1 |
| Unaffiliated | 1 | 0 | 0 | 0 |
| Democrat | 0 | 3 | 0 | 0 |
| Total | 10 | 3 | 0 | 1 |
| % of votes cast | 71% | 21% | 0% | 7% |
How each member voted (14)
| Member | Party | Vote |
|---|---|---|
| Stewart | — | Yea |
| Berman, Lori | Democrat | Nay |
| Osgood, Rosalind | Democrat | Nay |
| Polsky, Tina Scott | Democrat | Nay |
| Albritton, Ben | Republican | Yea |
| Boyd, Jim | Republican | Yea |
| Brodeur, Jason | Republican | Yea |
| DiCeglie, Nick | Republican | Yea |
| Garcia, Ileana | Republican | Not Voting |
| Grall, Erin | Republican | Yea |
| Gruters, Joe | Republican | Yea |
| Mayfield, Debbie | Republican | Yea |
| Rodriguez, Ana Maria | Republican | Yea |
| Trumbull, Jay | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 6 | 0 | 0 | 0 |
| Unaffiliated | 2 | 3 | 0 | 1 |
| Total | 8 | 3 | 0 | 1 |
| % of votes cast | 67% | 25% | 0% | 8% |
How each member voted (12)
| Member | Party | Vote |
|---|---|---|
| Hutson | — | Yea |
| Powell | — | Yea |
| Ingoglia | — | Nay |
| Torres | — | Nay |
| Broxson | — | Not Voting |
| Thompson, Geraldine F. "Geri" | — | Nay |
| Boyd, Jim | Republican | Yea |
| Burgess, Danny | Republican | Yea |
| Burton, Colleen | Republican | Yea |
| DiCeglie, Nick | Republican | Yea |
| Mayfield, Debbie | Republican | Yea |
| Trumbull, Jay | Republican | Yea |
Subjects
Frequently asked questions
- What does SB 580 do?
- Consumer Finance Loans; Prohibiting a person from operating a branch of a business making consumer finance loans before obtaining a license from the Office of Financial Regulation; revising the maximum interest rate and the calculation of interest rates on consumer finance loans; requiring licensees offering an assistance program to borrowers after a federally declared major disaster to send a specified notice to the office within a certain timeframe; requiring certain licensees to suspend specified actions for a certain timeframe after a federally declared disaster, etc.
- Who sponsors SB 580?
- SB 580 is sponsored by Gruters, Joe (Republican) and Banking and Insurance.
- What is the current status of SB 580?
- This bill died with 2023 Regular Session. It reached “To Executive” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
- Where can I track SB 580?
- Track SB 580 free on One Click Politics — get push/email alerts when it moves.
Make your voice heard on SB 580
Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.
Stay ahead of SB 580
Last checked for changes 3 months ago · updated continuously
One Click Politics tracks every bill in Congress and all 50 states.
Track this bill →