Mississippi 2026 Regular Session Status: Enacted 1 R cosponsors

SB 2409 — Mississippi Department of Insurance; establish comprehensive mitigation program for retrofitting insurable homes.

Last action — 04/09 Approved by Governor

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 19, 2026. Enacted.

Signed by Governor Tate Reeves (Republican) on April 06, 2026.

Prognosis

Likely to advance 72% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

  • Cleared a recorded vote

    Passed 3 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

AN ACT TO CREATE THE "STRENGTHEN MISSISSIPPI HOMES ACT" TO ESTABLISH A COMPREHENSIVE MITIGATION PROGRAM IN THE MISSISSIPPI DEPARTMENT OF INSURANCE FOR RETROFITTING INSURABLE HOMES; TO AMEND SECTION 83-1-191, MISSISSIPPI CODE OF 1972, TO RENAME THE "COMPREHENSIVE HURRICANE DAMAGE MITIGATION PROGRAM" TO THE "STRENGTHEN MISSISSIPPI HOMES PROGRAM"; TO ESTABLISH CRITERIA FOR THE NEW PROGRAM; TO INCLUDE HURRICANE, TORNADO, HAIL, OR OTHER CATASTROPHIC WINDSTORM EVENT MITIGATION; TO ESTABLISH AN ADVISORY COUNCIL; TO PROVIDE FOR OPERATIONAL REPORTS TO BE SUBMITTED TO THE GOVERNOR AND THE LEGISLATURE; TO INCREASE THE AMOUNTS OF FINANCIAL GRANTS OFFERED BY THE STRENGTHEN MISSISSIPPI HOMES PROGRAM TO $10,000.00 PER HOME AND TO ALLOW THE MISSISSIPPI DEPARTMENT OF INSURANCE TO ESTABLISH CRITERIA FOR THE ISSUING OF GRANTS BY REGULATION; TO PROVIDE THAT GRANTS SHALL BE SUBJECT TO APPROPRIATION; TO RENAME THE "COMPREHENSIVE HURRICANE DAMAGE MITIGATION PROGRAM FUND" TO THE "STRENGTHEN MISSISSIPPI HOMES FUND"; TO REMOVE THE REPEALER; TO AMEND SECTION 83-5-73, MISSISSIPPI CODE OF 1972, TO INCREASE THE FEE CHARGED FOR AN AGENT'S CERTIFICATE OF AUTHORITY; AND FOR OTHER RELATED PURPOSES.

Bill Text

Action History

  1. 04/09 Approved by Governor

  2. 04/06 (H) Enrolled Bill Signed

  3. 04/06 (S) Enrolled Bill Signed

  4. 04/01 (S) Unanimous Consent Granted

  5. 04/01 (S) Conference Report Adopted

  6. 04/01 (H) Conference Report Adopted

  7. 04/01 (H) Unanimous Consent Granted

  8. 03/31 (S) Conference Report Filed

  9. 03/31 (H) Conference Report Filed

  10. 03/31 (H) Recommitted For Further Conf

  11. 03/31 (S) Recommitted For Further Conf

  12. 03/30 (H) Conference Report Filed

  13. 03/30 (S) Conference Report Filed

  14. 03/19 (H) Conferees Named Turner,Ford (54th),Zuber

  15. 03/17 (S) Conferees Named Michel,DeLano,Kirby

  16. 03/11 (S) Decline to Concur/Invite Conf

  17. 03/05 (H) Returned For Concurrence

  18. 03/04 (H) Passed As Amended

  19. 03/04 (H) Amended

  20. 03/03 (H) Title Suff Do Pass As Amended

  21. 03/03 (H) DR - TSDPAA: AC To IN

  22. 03/03 (H) DR - TSDPAA: IN To AC

  23. 02/13 (H) Referred To Insurance;Accountability, Efficiency, Transparency

  24. 02/11 (S) Transmitted To House

  25. 02/10 (S) Passed

  26. 02/03 (S) Title Suff Do Pass

  27. 01/19 (S) Referred To Insurance

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 0 co-sponsors · 174 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (174)

174 members have not signed on to this bill.

Show all 174 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Floor vote

Passed 52 Yea · 0 Nay
Party YeaNayPresentNot Voting
Unaffiliated 14000
Republican 27000
Democrat 11000
Total 52000
% of votes cast 100%0%0%0%
How each member voted (52)
Member Party Vote
Barnett — Yea
Blackmon — Yea
Blackwell — Yea
Boyd — Yea
Gillespie Isom — Yea
Jackson — Yea
Johnson — Yea
Ladner — Yea
Simmons D. T. (12th) — Yea
Simmons S. (13th) — Yea
Taylor — Yea
Thompson — Yea
Turner-Ford — Yea
Williams — Yea
Albert Butler Democrat Yea
David Blount Democrat Yea
Gary Brumfield Democrat Yea
Hillman Terome Frazier Democrat Yea
Hob Bryan Democrat Yea
Johnny DuPree Democrat Yea
Joseph Thomas Democrat Yea
Justin Pope Democrat Yea
Kamesha Mumford Democrat Yea
Rod Hickman Democrat Yea
Sollie B. Norwood Democrat Yea
Andy Berry Republican Yea
Angela Burks Hill Republican Yea
Benjamin Suber Republican Yea
Brian Rhodes Republican Yea
Brice Wiggins Republican Yea
Briggs Hopson Republican Yea
Chad McMahan Republican Yea
Chuck Younger Republican Yea
Daniel H. Sparks Republican Yea
Dean Kirby Republican Yea
Dennis DeBar, Jr. Republican Yea
Don Hartness Republican Yea
J. Walter Michel Republican Yea
Jason Barrett Republican Yea
Jeff Tate Republican Yea
Jeremy England Republican Yea
Joel R. Carter, Jr. Republican Yea
Joey Fillingane Republican Yea
Joseph M. Seymour Republican Yea
Josh Harkins Republican Yea
Kathy L. Chism Republican Yea
Lydia Graves Chassaniol Republican Yea
Michael McLendon Republican Yea
Neil S. Whaley Republican Yea
Rita Potts Parks Republican Yea
Scott DeLano Republican Yea
Tyler McCaughn Republican Yea

Official roll call →

S. B. No. 2409 passed

Passed 116 Yea · 1 Nay · 5 Other
Party YeaNayPresentNot Voting
Republican 63004
Unaffiliated 23102
Democrat 28000
Independent 2000
Total 116106
% of votes cast 94%1%0%5%
How each member voted (123)
Member Party Vote
Anderson (110th) — Yea
Anderson (122nd) — Yea
Bailey (23rd) — Yea
Bell (21st) — Yea
Bell (65th) — Yea
Blackmon — Yea
Blackwell — Yea
Boyd (19th) — Yea
Boyd (37th) — Yea
Ford (54th) — Yea
Ford (73rd) — Yea
Gibbs (36th) — Yea
Gibbs (72nd) — Yea
Holloway (27th) — Yea
Holloway (76th) — Yea
Jackson (11th) — Yea
Jackson (45th) — Yea
Johnson — Yea
Ladner — Yea
Taylor — Yea
Thompson — Yea
Williams — Yea
Mr. Speaker — Yea
Bailey (49th) — Nay
Barnett — Not Voting
Necessary for Passage--71 — Not Voting
Bo Brown Democrat Yea
Bob Evans Democrat Yea
Bryant W. Clark Democrat Yea
Carl Mickens Democrat Yea
Cedric Burnett Democrat Yea
Daryl Porter Democrat Yea
Earle S. Banks Democrat Yea
Fabian Nelson Democrat Yea
Gregory Elliott Democrat Yea
Hester Jackson McCray Democrat Yea
Jeffery Harness Democrat Yea
Jeffrey Hulum III Democrat Yea
John G. Faulkner Democrat Yea
John W. Hines, Sr. Democrat Yea
Justin Crosby Democrat Yea
Kabir Karriem Democrat Yea
Omeria Scott Democrat Yea
Oscar Denton Democrat Yea
Otis Anthony Democrat Yea
Percy W. Watson Democrat Yea
Robert L. Sanders Democrat Yea
Ronnie C. Crudup Democrat Yea
Solomon C. Osborne Democrat Yea
Stephanie Foster Democrat Yea
Tamarra Butler-Washington Democrat Yea
Timaka James-Jones Democrat Yea
Tracey T. Rosebud Democrat Yea
Zakiya Summers Democrat Yea
Angela Cockerham Independent Yea
Shanda Yates Independent Yea
Becky Currie Republican Yea
Beth Luther Waldo Republican Yea
Bill Kinkade Republican Yea
Bill Pigott Republican Yea
Billy Adam Calvert Republican Not Voting
Brad Mattox Republican Yea
Brent Powell Republican Yea
C. Scott Bounds Republican Yea
Carolyn Crawford Republican Yea
Casey Eure Republican Yea
Celeste Hurst Republican Not Voting
Clay Deweese Republican Yea
Clay Mansell Republican Yea
Dan Eubanks Republican Not Voting
Dana McLean Republican Yea
Donnie Scoggin Republican Yea
Elliot Burch Republican Yea
Fred Shanks Republican Yea
Gene Newman Republican Yea
Greg Haney Republican Yea
Henry Zuber III Republican Yea
Jansen Owen Republican Yea
Jay McKnight Republican Yea
Jeff Hale Republican Yea
Jeffrey S. Guice Republican Yea
Jerry R. Turner Republican Yea
Jim Estrada Republican Yea
Jimmy Fondren Republican Yea
Jody Steverson Republican Yea
Joey Hood Republican Yea
John Read Republican Yea
John Thomas "Trey" Lamar, III Republican Yea
Jonathan McMillan Republican Yea
Joseph Tubb Republican Yea
Josh Hawkins Republican Yea
Justin Keen Republican Yea
Karl Oliver Republican Yea
Ken Morgan Republican Yea
Kent McCarty Republican Yea
Kevin Felsher Republican Yea
Kevin Horan Republican Yea
Kimberly Remak Republican Yea
Lance Varner Republican Yea
Larry Byrd Republican Yea
Lee Yancey Republican Yea
Lester Carpenter Republican Yea
Manly Barton Republican Yea
Mark Tullos Republican Yea
Missy McGee Republican Yea
Noah Sanford Republican Yea
Price Wallace Republican Yea
Randy Rushing Republican Yea
Richard Bennett Republican Yea
Rob Roberson Republican Yea
Rodney Hall Republican Yea
Sam C. Mims, V Republican Yea
Sam Creekmore IV Republican Not Voting
Shane Aguirre Republican Yea
Stacey Hobgood-Wilkes Republican Yea
Stephen A. Horne Republican Yea
Steve Lott Republican Yea
Steve Massengill Republican Yea
Troy Smith Republican Yea
Vince Mangold Republican Yea
W.I. "Doc" Harris Republican Yea
William Tracy Arnold Republican Yea
Zachary Grady Republican Yea

Official roll call →

On motion of Senator DeLano, the rules were suspended, the bill considered engrossed, read the third time and, the yeas and nays being taken, it passed, title standing as stated,

Passed 52 Yea · 0 Nay
Party YeaNayPresentNot Voting
Unaffiliated 14000
Republican 27000
Democrat 11000
Total 52000
% of votes cast 100%0%0%0%
How each member voted (52)
Member Party Vote
Barnett — Yea
Blackmon — Yea
Blackwell — Yea
Boyd — Yea
Gillespie Isom — Yea
Jackson — Yea
Johnson — Yea
Ladner — Yea
Simmons D. T. (12th) — Yea
Simmons S. (13th) — Yea
Taylor — Yea
Thompson — Yea
Turner-Ford — Yea
Williams — Yea
Albert Butler Democrat Yea
David Blount Democrat Yea
Gary Brumfield Democrat Yea
Hillman Terome Frazier Democrat Yea
Hob Bryan Democrat Yea
Johnny DuPree Democrat Yea
Joseph Thomas Democrat Yea
Justin Pope Democrat Yea
Kamesha Mumford Democrat Yea
Rod Hickman Democrat Yea
Sollie B. Norwood Democrat Yea
Andy Berry Republican Yea
Angela Burks Hill Republican Yea
Benjamin Suber Republican Yea
Brian Rhodes Republican Yea
Brice Wiggins Republican Yea
Briggs Hopson Republican Yea
Chad McMahan Republican Yea
Chuck Younger Republican Yea
Daniel H. Sparks Republican Yea
Dean Kirby Republican Yea
Dennis DeBar, Jr. Republican Yea
Don Hartness Republican Yea
J. Walter Michel Republican Yea
Jason Barrett Republican Yea
Jeff Tate Republican Yea
Jeremy England Republican Yea
Joel R. Carter, Jr. Republican Yea
Joey Fillingane Republican Yea
Joseph M. Seymour Republican Yea
Josh Harkins Republican Yea
Kathy L. Chism Republican Yea
Lydia Graves Chassaniol Republican Yea
Michael McLendon Republican Yea
Neil S. Whaley Republican Yea
Rita Potts Parks Republican Yea
Scott DeLano Republican Yea
Tyler McCaughn Republican Yea

Official roll call →

Subjects

public-safety finance housing environment
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 2409 do?
AN ACT TO CREATE THE "STRENGTHEN MISSISSIPPI HOMES ACT" TO ESTABLISH A COMPREHENSIVE MITIGATION PROGRAM IN THE MISSISSIPPI DEPARTMENT OF INSURANCE FOR RETROFITTING INSURABLE HOMES; TO AMEND SECTION 83-1-191, MISSISSIPPI CODE OF 1972, TO RENAME THE "COMPREHENSIVE HURRICANE DAMAGE MITIGATION PROGRAM" TO THE "STRENGTHEN MISSISSIPPI HOMES PROGRAM"; TO ESTABLISH CRITERIA FOR THE NEW PROGRAM; TO INCLUDE HURRICANE, TORNADO, HAIL, OR OTHER CATASTROPHIC WINDSTORM EVENT MITIGATION; TO ESTABLISH AN ADVISORY COUNCIL; TO PROVIDE FOR OPERATIONAL REPORTS TO BE SUBMITTED TO THE GOVERNOR AND THE LEGISLATURE; TO INCREASE THE AMOUNTS OF FINANCIAL GRANTS OFFERED BY THE STRENGTHEN MISSISSIPPI HOMES PROGRAM TO $10,000.00 PER HOME AND TO ALLOW THE MISSISSIPPI DEPARTMENT OF INSURANCE TO ESTABLISH CRITERIA FOR THE ISSUING OF GRANTS BY REGULATION; TO PROVIDE THAT GRANTS SHALL BE SUBJECT TO APPROPRIATION; TO RENAME THE "COMPREHENSIVE HURRICANE DAMAGE MITIGATION PROGRAM FUND" TO THE "STRENGTHEN MISSISSIPPI HOMES FUND"; TO REMOVE THE REPEALER; TO AMEND SECTION 83-5-73, MISSISSIPPI CODE OF 1972, TO INCREASE THE FEE CHARGED FOR AN AGENT'S CERTIFICATE OF AUTHORITY; AND FOR OTHER RELATED PURPOSES.
Who sponsors SB 2409?
SB 2409 is sponsored by J. Walter Michel (Republican).
What is the current status of SB 2409?
This bill has been enacted into law. Introduced January 19, 2026. Enacted.
Where can I track SB 2409?
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