Limitations on cost sharing: family coverage.
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AB 1305 — Limitations on cost sharing: family coverage.
Last action — Chaptered by Secretary of State - Chapter 641, Statutes of 2015.
No card. One bill, free forever — alerts when it moves.
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✓Introduced
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✓In Committee
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✓Passed Assembly
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✓Passed Senate
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced February 27, 2015. Enacted.
Prognosis
Where this bill stands today.
Odds of enactment
HighHow often bills like it became law.
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Enacted
Current position in the legislative process.
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1 sponsor
1 primary, 0 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (1 D).
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Cleared a recorded vote
Passed 8 recorded votes so far.
Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.
Summary
Existing federal law, the federal Patient Protection and Affordable Care Act (PPACA) , enacts various health care coverage market reforms that take effect January 1, 2014. Among other things, PPACA establishes annual limits on specified forms of cost sharing, including deductibles, on all essential health benefits for nongrandfathered individual and group health insurance coverage. Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care and makes a willful violation of the act a crime. Existing law also provides for the regulation of health insurers by the Department of Insurance. Existing law requires, for nongrandfathered products in the individual or small group markets, a health care service plan contract or health insurance policy, except a specialized health care service plan or health insurance policy, that is issued, amended, or renewed on or after January 1, 2015, to provide for a limit on annual out-of-pocket expenses for all covered benefits that meet the definition of essential health benefits, and requires the plan contract or policy, for nongrandfathered products in the large group market, to provide that limit for covered benefits to the extent that the limit does not conflict with federal law or guidance, as specified. Existing law prohibits this limit from exceeding the limit described in a specified provision of federal law. This bill would require, for family coverage, that an individual within a family shall not have a maximum out-of-pocket limit that is greater than the maximum out-of-pocket limit for individual coverage for that product. The bill would require a plan contract or policy and, commencing January 1, 2017, a large group market plan contract or policy, for family coverage that includes a deductible, except a high deductible health plan, that an individual within a family shall not have a deductible that is greater than the deductible limit for individual coverage for that product. The bill would require for a plan contract or policy and, commencing January 1, 2017, for a large group market health plan contract or policy, for family coverage that includes a deductible and is a high deductible health plan, as defined in federal law, to include a deductible for each individual covered by the plan contract or policy that is equal to either the amount set forth in a specified provision of federal law or the deductible for individual coverage under the plan contract or policy, whichever is greater. Because a willful violation of these requirements by a health care service plan would be a crime, this bill would impose a state-mandated local program. Existing law prohibits the deductible under a small employer health care service plan contract or small employer health insurance policy that is offered, sold, or renewed on or after January 1, 2014, from exceeding specified dollar amounts. Existing law requires those dollar amounts to be indexed consistent with specified provisions of the PPACA and any federal rules or guidance pursuant to those provisions. This bill would instead require those dollar amounts to be indexed consistent with provisions of the PPACA that specify a formula for calculating health plan premium adjustment percentages. Because a willful violation of this requirement by a health care service plan would be a crime, this bill would impose a state-mandated local program. The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement. This bill would provide that no reimbursement is required by this act for a specified reason.
Bill Text
- Chaptered 10/08/15 - Chaptered Current pdf October 08, 2015
- Enrolled 09/15/15 - Enrolled pdf September 15, 2015
- Amended 09/04/15 - Amended Senate pdf September 04, 2015
- Amended 06/25/15 - Amended Senate pdf June 25, 2015
- Amended 05/05/15 - Amended Assembly pdf May 05, 2015
- Introduced 02/27/15 - Introduced pdf February 27, 2015
- AB1305 View text html
Action History
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Chaptered by Secretary of State - Chapter 641, Statutes of 2015.
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Approved by the Governor.
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Enrolled and presented to the Governor at 4 p.m.
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Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 78. Noes 1. Page 3081.).
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In Assembly. Concurrence in Senate amendments pending.
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Read third time. Passed. Ordered to the Assembly. (Ayes 40. Noes 0. Page 2620.).
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Read second time. Ordered to third reading.
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Read third time and amended. Ordered to second reading.
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Read second time. Ordered to third reading.
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From committee: Do pass. (Ayes 7. Noes 0.) (August 27).
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In committee: Referred to APPR. suspense file.
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From committee: Do pass and re-refer to Com. on APPR. (Ayes 8. Noes 0.) (July 1). Re-referred to Com. on APPR.
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From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on HEALTH.
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Referred to Com. on HEALTH.
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In Senate. Read first time. To Com. on RLS. for assignment.
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Read third time. Passed. Ordered to the Senate. (Ayes 78. Noes 0. Page 1728.)
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Read second time. Ordered to third reading.
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From committee: Do pass. (Ayes 17. Noes 0.) (May 28).
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In committee: Set, first hearing. Referred to APPR. suspense file.
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Re-referred to Com. on APPR.
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Read second time and amended.
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From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 18. Noes 0.) (April 28).
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Referred to Com. on HEALTH.
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Read first time.
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From printer. May be heard in committee March 31.
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Introduced. To print.
Sponsors
- Mia Bonta · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 121 not signed on
Sponsors (1)
- Bonta, Mia Democratic
Co-sponsors (0)
None.
Not signed on (121)
121 members have not signed on to this bill.
Show all 121 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 69 | 1 | 0 | 1 |
| Democratic | 4 | 0 | 0 | 0 |
| Republican | 5 | 0 | 0 | 0 |
| Total | 78 | 1 | 0 | 1 |
| % of votes cast | 98% | 1% | 0% | 1% |
How each member voted (80)
| Member | Party | Vote |
|---|---|---|
| Achadjian | — | Yea |
| Alejo | — | Yea |
| Bloom | — | Yea |
| Brough | — | Yea |
| Brown | — | Yea |
| Jones-Sawyer | — | Yea |
| Levine | — | Yea |
| Maienschein | — | Yea |
| Mathis | — | Yea |
| Melendez | — | Yea |
| Quirk | — | Yea |
| Rendon | — | Yea |
| Steinorth | — | Yea |
| Waldron | — | Yea |
| Williams | — | Yea |
| Eggman | — | Yea |
| Cooley | — | Yea |
| Cooper | — | Yea |
| Frazier | — | Yea |
| Gatto | — | Yea |
| Salas | — | Yea |
| Gomez | — | Yea |
| Gordon | — | Yea |
| Burke | — | Yea |
| Harper | — | Yea |
| Kim | — | Yea |
| Chang | — | Yea |
| Linder | — | Yea |
| Low | — | Yea |
| Mayes | — | Yea |
| Gray | — | Yea |
| McCarty | — | Yea |
| Nazarian | — | Yea |
| Baker | — | Yea |
| Bigelow | — | Yea |
| Chau | — | Yea |
| Chiu | — | Yea |
| Chu | — | Yea |
| Chávez | — | Yea |
| Dababneh | — | Yea |
| Daly | — | Yea |
| O'Donnell | — | Yea |
| Obernolte | — | Yea |
| Olsen | — | Yea |
| Perea | — | Yea |
| Ridley-Thomas | — | Yea |
| Rodriguez | — | Yea |
| Thurmond | — | Yea |
| Weber | — | Yea |
| Wilk | — | Yea |
| Atkins | — | Yea |
| Campos | — | Yea |
| Bonilla | — | Yea |
| Lopez | — | Yea |
| Holden | — | Yea |
| Dodd | — | Nay |
| Medina | — | Yea |
| Mullin | — | Yea |
| Santiago | — | Yea |
| Ting | — | Yea |
| Wagner | — | Yea |
| Wood | — | Yea |
| Hadley | — | Yea |
| Beth Gaines | — | Not Voting |
| Cristina Garcia | — | Yea |
| Eduardo Garcia | — | Yea |
| Jim Patterson | — | Yea |
| Lorena Gonzalez | — | Yea |
| Mark Stone | — | Yea |
| Roger Hernández | — | Yea |
| Travis Allen | — | Yea |
| Bonta, Mia | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Gipson, Mike A. | Democratic | Yea |
| Irwin, Jacqui | Democratic | Yea |
| Dahle, Megan | Republican | Yea |
| Gallagher, James | Republican | Yea |
| Grove, Shannon | Republican | Yea |
| Jones, Brian W. | Republican | Yea |
| Lackey, Tom | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 37 | 0 | 0 | 0 |
| Democratic | 3 | 0 | 0 | 0 |
| Total | 40 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (40)
| Member | Party | Vote |
|---|---|---|
| Huff | — | Yea |
| Leno | — | Yea |
| Moorlach | — | Yea |
| Nielsen | — | Yea |
| Wieckowski | — | Yea |
| Fuller | — | Yea |
| Galgiani | — | Yea |
| Cannella | — | Yea |
| Anderson | — | Yea |
| Bates | — | Yea |
| Glazer | — | Yea |
| Allen | — | Yea |
| Hall | — | Yea |
| Mitchell | — | Yea |
| De León | — | Yea |
| Runner | — | Yea |
| Hancock | — | Yea |
| Hernandez | — | Yea |
| Beall | — | Yea |
| Block | — | Yea |
| Hertzberg | — | Yea |
| Hill | — | Yea |
| Hueso | — | Yea |
| Lara | — | Yea |
| Leyva | — | Yea |
| Liu | — | Yea |
| Mendoza | — | Yea |
| Monning | — | Yea |
| Morrell | — | Yea |
| Pan | — | Yea |
| Pavley | — | Yea |
| Roth | — | Yea |
| Vidak | — | Yea |
| Wolk | — | Yea |
| Beth Gaines | — | Yea |
| Bill Berryhill | — | Yea |
| Mark Stone | — | Yea |
| Jackson, Corey A. | Democratic | Yea |
| McGuire, Mike | Democratic | Yea |
| Nguyen, Stephanie | Democratic | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 7 | 0 | 0 | 0 |
| Total | 7 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (7)
| Member | Party | Vote |
|---|---|---|
| Bates | — | Yea |
| Mendoza | — | Yea |
| Hill | — | Yea |
| Lara | — | Yea |
| Leyva | — | Yea |
| Beall | — | Yea |
| Nielsen | — | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 7 | 0 | 0 | 0 |
| Total | 7 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (7)
| Member | Party | Vote |
|---|---|---|
| Bates | — | Yea |
| Hill | — | Yea |
| Leyva | — | Yea |
| Nielsen | — | Yea |
| Lara | — | Yea |
| Beall | — | Yea |
| Mendoza | — | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 7 | 0 | 0 | 1 |
| Democratic | 1 | 0 | 0 | 0 |
| Total | 8 | 0 | 0 | 1 |
| % of votes cast | 89% | 0% | 0% | 11% |
How each member voted (9)
| Member | Party | Vote |
|---|---|---|
| Nielsen | — | Yea |
| Mitchell | — | Yea |
| Hall | — | Yea |
| Hernandez | — | Yea |
| Monning | — | Yea |
| Pan | — | Yea |
| Roth | — | Yea |
| Wolk | — | Not Voting |
| Nguyen, Stephanie | Democratic | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 68 | 0 | 0 | 2 |
| Democratic | 4 | 0 | 0 | 0 |
| Republican | 6 | 0 | 0 | 0 |
| Total | 78 | 0 | 0 | 2 |
| % of votes cast | 98% | 0% | 0% | 3% |
How each member voted (80)
| Member | Party | Vote |
|---|---|---|
| Achadjian | — | Yea |
| Alejo | — | Yea |
| Bloom | — | Yea |
| Brough | — | Yea |
| Brown | — | Yea |
| Levine | — | Yea |
| Maienschein | — | Yea |
| Mathis | — | Yea |
| O'Donnell | — | Yea |
| Rendon | — | Yea |
| Steinorth | — | Yea |
| Wagner | — | Yea |
| Wood | — | Yea |
| Eggman | — | Yea |
| Chu | — | Yea |
| Dababneh | — | Yea |
| Daly | — | Yea |
| Gatto | — | Yea |
| Burke | — | Yea |
| Gomez | — | Yea |
| Harper | — | Yea |
| Campos | — | Yea |
| Holden | — | Yea |
| Jones-Sawyer | — | Yea |
| Kim | — | Yea |
| Gray | — | Yea |
| Low | — | Yea |
| Atkins | — | Yea |
| Bonilla | — | Yea |
| McCarty | — | Yea |
| Lopez | — | Yea |
| Medina | — | Yea |
| Chang | — | Yea |
| Melendez | — | Yea |
| Baker | — | Yea |
| Bigelow | — | Yea |
| Chau | — | Yea |
| Chiu | — | Yea |
| Chávez | — | Yea |
| Cooley | — | Yea |
| Dodd | — | Yea |
| Mullin | — | Yea |
| Nazarian | — | Yea |
| Obernolte | — | Yea |
| Perea | — | Yea |
| Quirk | — | Yea |
| Ridley-Thomas | — | Yea |
| Santiago | — | Yea |
| Thurmond | — | Yea |
| Ting | — | Yea |
| Waldron | — | Yea |
| Wilk | — | Yea |
| Frazier | — | Yea |
| Salas | — | Yea |
| Cooper | — | Yea |
| Linder | — | Yea |
| Mayes | — | Yea |
| Olsen | — | Yea |
| Rodriguez | — | Yea |
| Weber | — | Yea |
| Williams | — | Yea |
| Gonzalez | — | Yea |
| Gordon | — | Yea |
| Hadley | — | Not Voting |
| Beth Gaines | — | Not Voting |
| Cristina Garcia | — | Yea |
| Eduardo Garcia | — | Yea |
| Mark Stone | — | Yea |
| Roger Hernández | — | Yea |
| Travis Allen | — | Yea |
| Bonta, Mia | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Gipson, Mike A. | Democratic | Yea |
| Irwin, Jacqui | Democratic | Yea |
| Dahle, Megan | Republican | Yea |
| Gallagher, James | Republican | Yea |
| Grove, Shannon | Republican | Yea |
| Jones, Brian W. | Republican | Yea |
| Lackey, Tom | Republican | Yea |
| Patterson, Joe | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democratic | 2 | 0 | 0 | 0 |
| Unaffiliated | 13 | 0 | 0 | 0 |
| Republican | 2 | 0 | 0 | 0 |
| Total | 17 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (17)
| Member | Party | Vote |
|---|---|---|
| Holden | — | Yea |
| Wagner | — | Yea |
| Eggman | — | Yea |
| Gomez | — | Yea |
| Gordon | — | Yea |
| Chang | — | Yea |
| Bigelow | — | Yea |
| Daly | — | Yea |
| Quirk | — | Yea |
| Rendon | — | Yea |
| Weber | — | Yea |
| Wood | — | Yea |
| Eduardo Garcia | — | Yea |
| Bonta, Mia | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Gallagher, James | Republican | Yea |
| Jones, Brian W. | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democratic | 1 | 0 | 0 | 0 |
| Unaffiliated | 15 | 0 | 0 | 1 |
| Republican | 2 | 0 | 0 | 0 |
| Total | 18 | 0 | 0 | 1 |
| % of votes cast | 95% | 0% | 0% | 5% |
How each member voted (19)
| Member | Party | Vote |
|---|---|---|
| Maienschein | — | Yea |
| Ridley-Thomas | — | Yea |
| Steinorth | — | Yea |
| Bonilla | — | Yea |
| Burke | — | Yea |
| Chiu | — | Yea |
| Chávez | — | Yea |
| Nazarian | — | Yea |
| Rodriguez | — | Yea |
| Santiago | — | Yea |
| Thurmond | — | Yea |
| Waldron | — | Yea |
| Wood | — | Yea |
| Gomez | — | Yea |
| Gonzalez | — | Yea |
| Roger Hernández | — | Not Voting |
| Bonta, Mia | Democratic | Yea |
| Lackey, Tom | Republican | Yea |
| Patterson, Joe | Republican | Yea |
Subjects
Frequently asked questions
- What does AB 1305 do?
- Existing federal law, the federal Patient Protection and Affordable Care Act (PPACA) , enacts various health care coverage market reforms that take effect January 1, 2014. Among other things, PPACA establishes annual limits on specified forms of cost sharing, including deductibles, on all essential health benefits for nongrandfathered individual and group health insurance coverage. Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care and makes a willful violation of the act a crime. Existing law also provides for the regulation of health insurers by the Department of Insurance. Existing law requires, for nongrandfathered products in the individual or small group markets, a health care service plan contract or health insurance policy, except a specialized health care service plan or health insurance policy, that is issued, amended, or renewed on or after January 1, 2015, to provide for a limit on annual out-of-pocket expenses for all covered benefits that meet the definition of essential health benefits, and requires the plan contract or policy, for nongrandfathered products in the large group market, to provide that limit for covered benefits to the extent that the limit does not conflict with federal law or guidance, as specified. Existing law prohibits this limit from exceeding the limit described in a specified provision of federal law. This bill would require, for family coverage, that an individual within a family shall not have a maximum out-of-pocket limit that is greater than the maximum out-of-pocket limit for individual coverage for that product. The bill would require a plan contract or policy and, commencing January 1, 2017, a large group market plan contract or policy, for family coverage that includes a deductible, except a high deductible health plan, that an individual within a family shall not have a deductible that is greater than the deductible limit for individual coverage for that product. The bill would require for a plan contract or policy and, commencing January 1, 2017, for a large group market health plan contract or policy, for family coverage that includes a deductible and is a high deductible health plan, as defined in federal law, to include a deductible for each individual covered by the plan contract or policy that is equal to either the amount set forth in a specified provision of federal law or the deductible for individual coverage under the plan contract or policy, whichever is greater. Because a willful violation of these requirements by a health care service plan would be a crime, this bill would impose a state-mandated local program. Existing law prohibits the deductible under a small employer health care service plan contract or small employer health insurance policy that is offered, sold, or renewed on or after January 1, 2014, from exceeding specified dollar amounts. Existing law requires those dollar amounts to be indexed consistent with specified provisions of the PPACA and any federal rules or guidance pursuant to those provisions. This bill would instead require those dollar amounts to be indexed consistent with provisions of the PPACA that specify a formula for calculating health plan premium adjustment percentages. Because a willful violation of this requirement by a health care service plan would be a crime, this bill would impose a state-mandated local program. The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement. This bill would provide that no reimbursement is required by this act for a specified reason.
- Who sponsors AB 1305?
- AB 1305 is sponsored by Bonta, Mia (Democratic).
- What is the current status of AB 1305?
- This bill has been enacted into law. Introduced February 27, 2015. Enacted.
- Where can I track AB 1305?
- Track AB 1305 free on One Click Politics — get push/email alerts when it moves.
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