HB 547 — Check cashers and MS Credit Availability licensees; authorize to pass credit/debit card fees to customers.
Last action — 03/17 Approved by Governor
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✓Introduced
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✓In Committee
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✓Passed House
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✓Passed Senate
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced January 12, 2026. Enacted.
Signed by Governor Tate Reeves (Republican) on March 10, 2026.
Odds of enactment
High chanceBased on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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Enacted
Current position in the legislative process.
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1 sponsor
1 primary, 0 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (1 R).
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Cleared a recorded vote
Passed 2 recorded votes so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Summary
AN ACT TO AMEND SECTION 75-67-517, MISSISSIPPI CODE OF 1972, TO AUTHORIZE A CHECK CASHING BUSINESS TO PASS A THIRD-PARTY PROCESSING COMPANY'S FEES FOR THE USE OF A DEBIT OR CREDIT CARD ON TO THE CUSTOMER; TO AMEND SECTION 75-67-619, MISSISSIPPI CODE OF 1972, TO AUTHORIZE A LICENSEE WHO IS AUTHORIZED TO PROVIDE CREDIT AVAILABILITY TRANSACTIONS TO PASS A THIRD-PARTY PROCESSING COMPANY'S FEES FOR THE USE OF A DEBIT OR CREDIT CARD ON TO THE CUSTOMER; AND FOR RELATED PURPOSES.
Bill Text
- Text View text Current pdf
Action History
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03/17 Approved by Governor
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03/10 (S) Enrolled Bill Signed
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03/10 (H) Enrolled Bill Signed
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03/09 (S) Returned For Enrolling
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03/05 (S) Passed
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02/26 (S) Title Suff Do Pass
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02/18 (S) Referred To Business and Financial Institutions
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02/11 (H) Transmitted To Senate
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02/10 (H) Passed
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02/10 (H) Tabled Failed
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01/29 (H) Title Suff Do Pass
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01/12 (H) Referred To Banking and Financial Services
Sponsors
- Henry Zuber III · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 174 not signed on · 43 voted No
Sponsors (1)
- Henry Zuber III Republican
Co-sponsors (0)
None.
Not signed on (174)
174 members have not signed on to this bill.
Show all 174 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 10 | 6 | 0 | 0 |
| Republican | 20 | 6 | 0 | 0 |
| Democrat | 4 | 7 | 0 | 0 |
| Total | 34 | 19 | 0 | 0 |
| % of votes cast | 64% | 36% | 0% | 0% |
How each member voted (53)
| Member | Party | Vote |
|---|---|---|
| Barnett | — | Yea |
| Blackwell | — | Yea |
| Boyd | — | Yea |
| Jackson | — | Yea |
| Johnson | — | Yea |
| Ladner | — | Yea |
| Simmons S. (13th) | — | Yea |
| Taylor | — | Yea |
| Thompson | — | Yea |
| Younger. Total | — | Yea |
| Blackmon | — | Nay |
| Gillespie Isom | — | Nay |
| Simmons D. T | — | Nay |
| (12th) | — | Nay |
| Turner-Ford | — | Nay |
| Williams | — | Nay |
| Albert Butler | Democrat | Nay |
| David Blount | Democrat | Nay |
| Gary Brumfield | Democrat | Nay |
| Hillman Terome Frazier | Democrat | Nay |
| Hob Bryan | Democrat | Nay |
| Johnny DuPree | Democrat | Nay |
| Joseph Thomas | Democrat | Yea |
| Justin Pope | Democrat | Yea |
| Kamesha Mumford | Democrat | Yea |
| Rod Hickman | Democrat | Yea |
| Sollie B. Norwood | Democrat | Nay |
| Andy Berry | Republican | Yea |
| Angela Burks Hill | Republican | Nay |
| Benjamin Suber | Republican | Yea |
| Brian Rhodes | Republican | Yea |
| Brice Wiggins | Republican | Yea |
| Briggs Hopson | Republican | Yea |
| Chad McMahan | Republican | Yea |
| Daniel H. Sparks | Republican | Yea |
| Dean Kirby | Republican | Yea |
| Dennis DeBar, Jr. | Republican | Nay |
| Don Hartness | Republican | Nay |
| J. Walter Michel | Republican | Yea |
| Jason Barrett | Republican | Yea |
| Jeff Tate | Republican | Yea |
| Jeremy England | Republican | Yea |
| Joel R. Carter, Jr. | Republican | Yea |
| Joey Fillingane | Republican | Yea |
| Joseph M. Seymour | Republican | Nay |
| Josh Harkins | Republican | Yea |
| Kathy L. Chism | Republican | Nay |
| Lydia Graves Chassaniol | Republican | Yea |
| Michael McLendon | Republican | Nay |
| Neil S. Whaley | Republican | Yea |
| Rita Potts Parks | Republican | Yea |
| Scott DeLano | Republican | Yea |
| Tyler McCaughn | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 61 | 3 | 0 | 3 |
| Unaffiliated | 10 | 14 | 0 | 1 |
| Democrat | 0 | 27 | 0 | 1 |
| Independent | 0 | 0 | 0 | 2 |
| Total | 71 | 44 | 0 | 7 |
| % of votes cast | 58% | 36% | 0% | 6% |
How each member voted (122)
| Member | Party | Vote |
|---|---|---|
| Anderson (122nd) | — | Yea |
| Bailey (23rd) | — | Yea |
| Barnett | — | Yea |
| Bell (21st) | — | Yea |
| Blackwell | — | Yea |
| Boyd (19th) | — | Yea |
| Boyd (37th) | — | Yea |
| Ford (54th) | — | Yea |
| Ladner | — | Yea |
| Mr. Speaker | — | Yea |
| Anderson (110th) | — | Nay |
| Bailey (49th) | — | Nay |
| Bell (65th) | — | Nay |
| Blackmon | — | Nay |
| Gibbs (36th) | — | Nay |
| Gibbs (72nd) | — | Nay |
| Holloway (27th) | — | Nay |
| Holloway (76th) | — | Nay |
| Jackson (11th) | — | Nay |
| Jackson (45th) | — | Nay |
| Johnson | — | Nay |
| Taylor | — | Nay |
| Thompson | — | Nay |
| Williams | — | Nay |
| Ford (73rd) | — | Not Voting |
| Bo Brown | Democrat | Nay |
| Bob Evans | Democrat | Nay |
| Bryant W. Clark | Democrat | Nay |
| Carl Mickens | Democrat | Not Voting |
| Cedric Burnett | Democrat | Nay |
| Daryl Porter | Democrat | Nay |
| Earle S. Banks | Democrat | Nay |
| Fabian Nelson | Democrat | Nay |
| Gregory Elliott | Democrat | Nay |
| Hester Jackson McCray | Democrat | Nay |
| Jeffery Harness | Democrat | Nay |
| Jeffrey Hulum III | Democrat | Nay |
| John G. Faulkner | Democrat | Nay |
| John W. Hines, Sr. | Democrat | Nay |
| Justin Crosby | Democrat | Nay |
| Kabir Karriem | Democrat | Nay |
| Omeria Scott | Democrat | Nay |
| Oscar Denton | Democrat | Nay |
| Otis Anthony | Democrat | Nay |
| Percy W. Watson | Democrat | Nay |
| Robert L. Sanders | Democrat | Nay |
| Ronnie C. Crudup | Democrat | Nay |
| Solomon C. Osborne | Democrat | Nay |
| Stephanie Foster | Democrat | Nay |
| Tamarra Butler-Washington | Democrat | Nay |
| Timaka James-Jones | Democrat | Nay |
| Tracey T. Rosebud | Democrat | Nay |
| Zakiya Summers | Democrat | Nay |
| Angela Cockerham | Independent | Not Voting |
| Shanda Yates | Independent | Not Voting |
| Becky Currie | Republican | Yea |
| Beth Luther Waldo | Republican | Yea |
| Bill Kinkade | Republican | Yea |
| Bill Pigott | Republican | Yea |
| Billy Adam Calvert | Republican | Yea |
| Brad Mattox | Republican | Yea |
| Brent Powell | Republican | Yea |
| C. Scott Bounds | Republican | Yea |
| Carolyn Crawford | Republican | Nay |
| Casey Eure | Republican | Yea |
| Celeste Hurst | Republican | Yea |
| Clay Deweese | Republican | Yea |
| Clay Mansell | Republican | Yea |
| Dan Eubanks | Republican | Yea |
| Dana McLean | Republican | Yea |
| Donnie Scoggin | Republican | Yea |
| Elliot Burch | Republican | Yea |
| Fred Shanks | Republican | Yea |
| Gene Newman | Republican | Yea |
| Greg Haney | Republican | Yea |
| Henry Zuber III | Republican | Yea |
| Jansen Owen | Republican | Not Voting |
| Jay McKnight | Republican | Yea |
| Jeff Hale | Republican | Yea |
| Jeffrey S. Guice | Republican | Yea |
| Jerry R. Turner | Republican | Yea |
| Jim Estrada | Republican | Yea |
| Jimmy Fondren | Republican | Yea |
| Jody Steverson | Republican | Not Voting |
| Joey Hood | Republican | Yea |
| John Read | Republican | Yea |
| John Thomas "Trey" Lamar, III | Republican | Yea |
| Jonathan McMillan | Republican | Yea |
| Joseph Tubb | Republican | Yea |
| Josh Hawkins | Republican | Yea |
| Justin Keen | Republican | Yea |
| Karl Oliver | Republican | Yea |
| Ken Morgan | Republican | Yea |
| Kent McCarty | Republican | Nay |
| Kevin Felsher | Republican | Not Voting |
| Kevin Horan | Republican | Yea |
| Kimberly Remak | Republican | Yea |
| Lance Varner | Republican | Yea |
| Larry Byrd | Republican | Yea |
| Lee Yancey | Republican | Yea |
| Lester Carpenter | Republican | Yea |
| Manly Barton | Republican | Yea |
| Mark Tullos | Republican | Yea |
| Missy McGee | Republican | Yea |
| Noah Sanford | Republican | Yea |
| Price Wallace | Republican | Yea |
| Randy Rushing | Republican | Yea |
| Richard Bennett | Republican | Yea |
| Rob Roberson | Republican | Yea |
| Rodney Hall | Republican | Yea |
| Sam C. Mims, V | Republican | Yea |
| Sam Creekmore IV | Republican | Yea |
| Shane Aguirre | Republican | Yea |
| Stacey Hobgood-Wilkes | Republican | Nay |
| Stephen A. Horne | Republican | Yea |
| Steve Lott | Republican | Yea |
| Steve Massengill | Republican | Yea |
| Troy Smith | Republican | Yea |
| Vince Mangold | Republican | Yea |
| W.I. "Doc" Harris | Republican | Yea |
| William Tracy Arnold | Republican | Yea |
| Zachary Grady | Republican | Yea |
Subjects
Frequently asked questions
- What does HB 547 do?
- AN ACT TO AMEND SECTION 75-67-517, MISSISSIPPI CODE OF 1972, TO AUTHORIZE A CHECK CASHING BUSINESS TO PASS A THIRD-PARTY PROCESSING COMPANY'S FEES FOR THE USE OF A DEBIT OR CREDIT CARD ON TO THE CUSTOMER; TO AMEND SECTION 75-67-619, MISSISSIPPI CODE OF 1972, TO AUTHORIZE A LICENSEE WHO IS AUTHORIZED TO PROVIDE CREDIT AVAILABILITY TRANSACTIONS TO PASS A THIRD-PARTY PROCESSING COMPANY'S FEES FOR THE USE OF A DEBIT OR CREDIT CARD ON TO THE CUSTOMER; AND FOR RELATED PURPOSES.
- Who sponsors HB 547?
- HB 547 is sponsored by Henry Zuber III (Republican).
- What is the current status of HB 547?
- This bill has been enacted into law. Introduced January 12, 2026. Enacted.
- Where can I track HB 547?
- Track HB 547 free on One Click Politics — get push/email alerts when it moves.
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