Kentucky 26rs Session Status: Enacted

SB 157 — AN ACT relating to total net income limits on loans secured by a mortgage.

Last action — signed by Governor (Acts Ch. 57)

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced February 03, 2026. Enacted.

Signed by Governor Andy Beshear (Democratic) on March 27, 2026.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 68% · moderate confidence

  • Enacted

    Current position in the legislative process.

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

AN ACT relating to total net income limits on loans secured by a mortgage.

Bill Text

We don't have the full text on file for this bill yet.

Read SB 157 on the official Kentucky source →

Action History

  1. introduced in Senate; to Committee on Committees (S)

  2. to Banking & Insurance (S)

  3. reported favorably, 1st reading, to Calendar

  4. 2nd reading, to Rules; posted for passage in the Regular Orders of the Day for Thursday, February 26 2026

  5. 3rd reading, passed 38-0; received in House; to Committee on Committees (H)

  6. to Banking & Insurance (H)

  7. reported favorably, 1st reading, to Calendar

  8. 2nd reading, to Rules

  9. posted for passage in the Regular Orders of the Day for Friday, March 27 2026

  10. 3rd reading, passed 89-1; received in Senate; enrolled, signed by President of the Senate; enrolled, signed by Speaker of the House; delivered to Governor

  11. signed by Governor (Acts Ch. 57)

Sponsorship breakdown

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0 sponsors · 0 co-sponsors · 138 not signed on · 1 voted No

Sponsors (0)

None.

Co-sponsors (0)

None.

Not signed on (138)

138 members have not signed on to this bill.

Show all 138 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

secured by a mortgage.

Passed 89 Yea · 1 Nay · 10 Other
Party YeaNayPresentNot Voting
Unaffiliated 10002
Republican 60108
Democrat 19000
Total 891010
% of votes cast 89%1%0%10%
How each member voted (100)
Member Party Vote
Stevenson P — Yea
Meredith — Yea
Thomas — Yea
Huff T — Yea
Bratcher S — Yea
Lewis C — Yea
Williams — Yea
Lewis S — Yea
Wilson — Yea
Smith — Yea
Lewis D — Not Voting
Nemes — Not Voting
Adam Moore Democrat Yea
Adrielle Camuel Democrat Yea
Al Gentry Democrat Yea
Anne Gay Donworth Democrat Yea
Ashley Tackett Laferty Democrat Yea
Beverly Chester-Burton Democrat Yea
Chad Aull Democrat Yea
Daniel Grossberg Democrat Yea
Erika Hancock Democrat Yea
George Brown Jr. Democrat Yea
Joshua Watkins Democrat Yea
Lindsey Burke Democrat Yea
Lisa Willner Democrat Yea
Mary Lou Marzian Democrat Yea
Matthew Lehman Democrat Yea
Nima Kulkarni Democrat Yea
Rachel Roarx Democrat Yea
Sarah Stalker Democrat Yea
Tina Bojanowski Democrat Yea
Aaron Thompson Republican Yea
Adam Bowling Republican Yea
Amy Neighbors Republican Yea
Bill Wesley Republican Yea
Bobby McCool Republican Yea
Candy Massaroni Republican Yea
Chris Freeland Republican Yea
Chris Fugate Republican Yea
DJ Johnson Republican Yea
Daniel Elliott Republican Yea
Daniel Fister Republican Yea
David Hale Republican Yea
David Meade Republican Yea
David W. Osborne Republican Not Voting
Deanna Gordon Republican Yea
Emily Callaway Republican Yea
Felicia Rabourn Republican Not Voting
J.T. Payne Republican Yea
James Tipton Republican Yea
Jared Bauman Republican Yea
Jason Petrie Republican Yea
Jennifer Decker Republican Yea
Jim Gooch Jr. Republican Yea
John Blanton Republican Yea
John Hodgson Republican Yea
Josh Branscum Republican Yea
Josh Bray Republican Yea
Josh Calloway Republican Yea
Ken Fleming Republican Yea
Ken Upchurch Republican Yea
Kevin Jackson Republican Yea
Kim Banta Republican Yea
Kim Holloway Republican Nay
Kim King Republican Yea
Kimberly Poore Moser Republican Yea
Marianne Proctor Republican Yea
Mark Hart Republican Yea
Mary Beth Imes Republican Yea
Matt Lockett Republican Yea
Matthew Koch Republican Not Voting
Michael Sarge Pollock Republican Yea
Mike Clines Republican Yea
Mitch Whitaker Republican Yea
Myron Dossett Republican Yea
Nancy Tate Republican Yea
Patrick Flannery Republican Yea
Peyton Griffee Republican Yea
Randy Bridges Republican Yea
Rebecca Raymer Republican Yea
Richard White Republican Yea
Robert Duvall Republican Yea
Ryan Bivens Republican Yea
Ryan Dotson Republican Yea
Samara Heavrin Republican Yea
Savannah Maddox Republican Not Voting
Scott Sharp Republican Yea
Shane Baker Republican Yea
Shawn McPherson Republican Yea
Stephanie Dietz Republican Yea
Steve Riley Republican Yea
Steven Doan Republican Not Voting
Steven Rudy Republican Not Voting
Susan Witten Republican Yea
Suzanne Miles Republican Yea
T.J. Roberts Republican Yea
Timmy Truett Republican Yea
Tony Hampton Republican Not Voting
Vanessa Grossl Republican Yea
William Lawrence Republican Not Voting

Official roll call →

Subjects

finance housing
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 157 do?
AN ACT relating to total net income limits on loans secured by a mortgage.
What is the current status of SB 157?
This bill has been enacted into law. Introduced February 03, 2026. Enacted.
Where can I track SB 157?
Track SB 157 free on One Click Politics — get push/email alerts when it moves.

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Last checked for changes 3 months ago · updated continuously

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