HB 582 — FINANCIAL INSTITUTIONS: Provides relative to deferred presentment transactions and small loans
Last action — Becomes Act No. 510 without the Governor's signature.
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✓Introduced
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✓In Committee
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✓Passed House
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✓Passed Senate
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced April 04, 2025. Enacted.
Signed by Governor Jeff Landry (Republican) on July 01, 2025.
Odds of enactment
High chanceBased on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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Enacted
Current position in the legislative process.
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1 sponsor
1 primary, 0 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (1 R).
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Mixed recorded votes
3 passed, 1 failed in recorded votes so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Bill Text
We don't have the full text on file for this bill yet.
Read HB 582 on the official Louisiana source →Action History
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Becomes Act No. 510 without the Governor's signature.
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Effective date: 08/01/2025.
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Sent to the Governor for executive approval.
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Enrolled and signed by the Speaker of the House.
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Signed by the President of the Senate.
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Read by title, roll called, yeas 87, nays 0, Senate amendments concurred in.
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Rules suspended. The amended bill was read by title, passed by a vote of 34 yeas and 2 nays, and ordered returned to the House. Motion to reconsider tabled.
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Received from the Senate with amendments.
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Scheduled for concurrence on 06/04/2025.
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Committee amendments read and adopted. Read by title and referred to the Legislative Bureau.
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Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.
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Reported with amendments.
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Read second time by title and referred to the Committee on Commerce, Consumer Protection and International Affairs.
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Received in the Senate. Read first time by title and placed on the Calendar for a second reading.
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Read third time by title, amended, roll called on final passage, yeas 65, nays 26. Finally passed, title adopted, ordered to the Senate.
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Scheduled for floor debate on 05/12/2025.
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Read by title, amended, ordered engrossed, passed to 3rd reading.
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Reported with amendments (17-0).
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Read by title, under the rules, referred to the Committee on Commerce.
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Prefiled.
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Under the rules, provisionally referred to the Committee on Commerce.
Sponsors
- Jeremy LaCombe · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 146 not signed on · 61 voted No
Sponsors (1)
- Jeremy LaCombe Republican
Co-sponsors (0)
None.
Not signed on (146)
146 members have not signed on to this bill.
Show all 146 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 10 | 0 | 0 | 3 |
| Republican | 58 | 0 | 0 | 8 |
| Democrat | 19 | 0 | 0 | 7 |
| Total | 87 | 0 | 0 | 18 |
| % of votes cast | 83% | 0% | 0% | 17% |
How each member voted (105)
| Member | Party | Vote |
|---|---|---|
| Mr. Speaker | — | Yea |
| Emerson | — | Yea |
| Galle | — | Yea |
| Brown | — | Yea |
| Romero | — | Yea |
| Stagni | — | Yea |
| Davis | — | Yea |
| Amedee | — | Not Voting |
| Hughes | — | Not Voting |
| Willard | — | Not Voting |
| Johnson, T. | — | Yea |
| Landry, T. | — | Yea |
| St. Blanc | — | Yea |
| Adrian Fisher | Democrat | Not Voting |
| Aimee Adatto Freeman | Democrat | Yea |
| Alonzo L. Knox | Democrat | Yea |
| Barbara Carpenter | Democrat | Yea |
| C. Denise Marcelle | Democrat | Yea |
| Candace N. Newell | Democrat | Yea |
| Delisha Boyd | Democrat | Yea |
| Edmond Jordan | Democrat | Not Voting |
| III, Ed Larvadain | Democrat | Yea |
| Joy Walters | Democrat | Not Voting |
| Jr., Kyle M. Green | Democrat | Not Voting |
| Ken Brass | Democrat | Yea |
| Mandie Landry | Democrat | Yea |
| Marcus Anthony Bryant | Democrat | Yea |
| Pat Moore | Democrat | Yea |
| Rashid Armand Young | Democrat | Yea |
| Robby Carter | Democrat | Yea |
| Rodney Lyons | Democrat | Yea |
| Roy Daryl Adams | Democrat | Yea |
| Shaun Raphael Mena | Democrat | Yea |
| Sr., Wilford Carter | Democrat | Yea |
| Steven Jackson | Democrat | Not Voting |
| Sylvia Elaine Taylor | Democrat | Yea |
| Tammy T. Phelps | Democrat | Not Voting |
| Tehmi Jahi Chassion | Democrat | Not Voting |
| Vanessa Caston LaFleur | Democrat | Yea |
| Annie Spell | Republican | Yea |
| Barbara Reich Freiberg | Republican | Yea |
| Beth Anne Billings | Republican | Yea |
| Brett F. Geymann | Republican | Not Voting |
| Brian Leonard Glorioso | Republican | Yea |
| Bryan Fontenot | Republican | Yea |
| Chad Michael Boyer | Republican | Yea |
| Chance Keith Henry | Republican | Yea |
| Christopher Turner | Republican | Yea |
| Danny McCormick | Republican | Yea |
| Daryl Andrew Deshotel | Republican | Yea |
| Debbie Villio | Republican | Yea |
| Dixon Wallace McMakin | Republican | Yea |
| Dodie Horton | Republican | Yea |
| Emily Chenevert | Republican | Yea |
| Foy Bryan Gadberry | Republican | Yea |
| Francis C. Thompson | Republican | Not Voting |
| Gregory A. Miller | Republican | Yea |
| III, Roger William Wilder | Republican | Yea |
| III, Vincent E. Cox | Republican | Yea |
| IV, Gerald "Beau" Beaullieu | Republican | Yea |
| Jack McFarland | Republican | Yea |
| Jacob Braud | Republican | Yea |
| Jacob Jules Landry | Republican | Yea |
| Jason Brian DeWitt | Republican | Yea |
| Jeffrey "Jeff" Fons Wiley | Republican | Yea |
| Jeremy LaCombe | Republican | Yea |
| Jerome Zeringue | Republican | Yea |
| Jessica Domangue | Republican | Yea |
| John E. Wyble | Republican | Yea |
| Joseph A. Orgeron | Republican | Yea |
| Josh Carlson | Republican | Yea |
| Jr., Dennis Bamburg | Republican | Yea |
| Jr., John R. Illg | Republican | Yea |
| Jr., Michael Robert Bayham | Republican | Yea |
| Kathy Edmonston | Republican | Yea |
| Kellee Hennessy Dickerson | Republican | Yea |
| Kim Carver | Republican | Yea |
| Kimberly Landry Coates | Republican | Yea |
| Larry A. Bagley | Republican | Yea |
| Lauren Ventrella | Republican | Not Voting |
| Laurie Schlegel | Republican | Not Voting |
| Les Farnum | Republican | Yea |
| Mark Wright | Republican | Yea |
| Michael "Gabe" Firment | Republican | Yea |
| Michael Charles Echols | Republican | Yea |
| Michael Melerine | Republican | Yea |
| Mike Johnson | Republican | Not Voting |
| Neil Riser | Republican | Yea |
| Nicholas Muscarello | Republican | Not Voting |
| Phillip Eric Tarver | Republican | Not Voting |
| Polly Thomas | Republican | Yea |
| R. Dewith Carrier | Republican | Yea |
| Raymond J. Crews | Republican | Yea |
| Rhonda Gaye Butler | Republican | Yea |
| Robert "Bob" Owen | Republican | Yea |
| Rodney Schamerhorn | Republican | Yea |
| Ryan Bourriaque | Republican | Yea |
| Shane Mack | Republican | Yea |
| Sr., Peter F. Egan | Republican | Yea |
| Stephanie H. Berault | Republican | Yea |
| Stephanie Hilferty | Republican | Yea |
| Timothy P. Kerner | Republican | Yea |
| Tony Bacala | Republican | Not Voting |
| Troy Jude Hebert | Republican | Yea |
| Wayne McMahen | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 2 | 0 | 0 | 0 |
| Republican | 23 | 2 | 0 | 2 |
| Democrat | 9 | 0 | 0 | 1 |
| Total | 34 | 2 | 0 | 3 |
| % of votes cast | 87% | 5% | 0% | 8% |
How each member voted (39)
| Member | Party | Vote |
|---|---|---|
| Mr. President | — | Yea |
| Bouie | — | Yea |
| Edward J. Price | Democrat | Yea |
| Gary Carter | Democrat | Yea |
| Gerald Boudreaux | Democrat | Yea |
| Jay Luneau | Democrat | Yea |
| Jimmy Harris | Democrat | Yea |
| Katrina R. Jackson-Andrews | Democrat | Not Voting |
| Larry Selders | Democrat | Yea |
| Regina Barrow | Democrat | Yea |
| Royce Duplessis | Democrat | Yea |
| Sam Jenkins | Democrat | Yea |
| Adam Bass | Republican | Yea |
| Alan Seabaugh | Republican | Yea |
| Beth Mizell | Republican | Yea |
| Blake Miguez | Republican | Nay |
| Bob Hensgens | Republican | Yea |
| Brach Jerad Myers | Republican | Yea |
| Caleb Kleinpeter | Republican | Yea |
| Eddie J. Lambert | Republican | Yea |
| Franklin J. Foil | Republican | Yea |
| Glen Womack | Republican | Yea |
| Gregory A. Miller | Republican | Yea |
| Heather Cloud | Republican | Not Voting |
| Jeremy Stine | Republican | Yea |
| John C. "Jay" Morris | Republican | Yea |
| Jr., William "Bill" Wheat | Republican | Yea |
| Kirk Talbot | Republican | Yea |
| Mark Abraham | Republican | Yea |
| Michael "Big Mike" Fesi | Republican | Not Voting |
| Mike Reese | Republican | Yea |
| Patrick Connick | Republican | Yea |
| Patrick McMath | Republican | Yea |
| Rick Edmonds | Republican | Yea |
| Robert "Bob" Owen | Republican | Yea |
| Robert Allain | Republican | Yea |
| Stewart Jr. Cathey | Republican | Yea |
| Thomas A. Pressly | Republican | Yea |
| Valarie Hodges | Republican | Nay |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 13 | 7 | 0 | 6 |
| Republican | 44 | 16 | 0 | 6 |
| Unaffiliated | 7 | 4 | 0 | 1 |
| Total | 64 | 27 | 0 | 13 |
| % of votes cast | 62% | 26% | 0% | 13% |
How each member voted (104)
| Member | Party | Vote |
|---|---|---|
| Romero | — | Yea |
| Stagni | — | Yea |
| Brown | — | Yea |
| Davis | — | Yea |
| Emerson | — | Yea |
| Amedee | — | Nay |
| Galle | — | Nay |
| Hughes | — | Nay |
| Willard | — | Nay |
| Mr. Speaker | — | Not Voting |
| Johnson, T. | — | Yea |
| St. Blanc | — | Yea |
| Adrian Fisher | Democrat | Yea |
| Aimee Adatto Freeman | Democrat | Not Voting |
| Alonzo L. Knox | Democrat | Not Voting |
| Barbara Carpenter | Democrat | Yea |
| C. Denise Marcelle | Democrat | Nay |
| Candace N. Newell | Democrat | Yea |
| Delisha Boyd | Democrat | Nay |
| Edmond Jordan | Democrat | Not Voting |
| III, Ed Larvadain | Democrat | Nay |
| Joy Walters | Democrat | Yea |
| Jr., Kyle M. Green | Democrat | Yea |
| Ken Brass | Democrat | Yea |
| Mandie Landry | Democrat | Nay |
| Marcus Anthony Bryant | Democrat | Not Voting |
| Pat Moore | Democrat | Yea |
| Rashid Armand Young | Democrat | Yea |
| Robby Carter | Democrat | Not Voting |
| Rodney Lyons | Democrat | Yea |
| Roy Daryl Adams | Democrat | Yea |
| Shaun Raphael Mena | Democrat | Yea |
| Sr., Wilford Carter | Democrat | Nay |
| Steven Jackson | Democrat | Yea |
| Sylvia Elaine Taylor | Democrat | Nay |
| Tammy T. Phelps | Democrat | Nay |
| Tehmi Jahi Chassion | Democrat | Not Voting |
| Vanessa Caston LaFleur | Democrat | Yea |
| Annie Spell | Republican | Yea |
| Barbara Reich Freiberg | Republican | Yea |
| Beth Anne Billings | Republican | Nay |
| Brett F. Geymann | Republican | Yea |
| Brian Leonard Glorioso | Republican | Yea |
| Bryan Fontenot | Republican | Nay |
| Chad Michael Boyer | Republican | Not Voting |
| Chance Keith Henry | Republican | Yea |
| Christopher Turner | Republican | Yea |
| Danny McCormick | Republican | Yea |
| Daryl Andrew Deshotel | Republican | Yea |
| Debbie Villio | Republican | Yea |
| Dixon Wallace McMakin | Republican | Yea |
| Dodie Horton | Republican | Nay |
| Emily Chenevert | Republican | Not Voting |
| Foy Bryan Gadberry | Republican | Nay |
| Francis C. Thompson | Republican | Yea |
| Gregory A. Miller | Republican | Nay |
| III, Roger William Wilder | Republican | Yea |
| III, Vincent E. Cox | Republican | Yea |
| IV, Gerald "Beau" Beaullieu | Republican | Yea |
| Jack McFarland | Republican | Yea |
| Jacob Braud | Republican | Nay |
| Jacob Jules Landry | Republican | Yea |
| Jason Brian DeWitt | Republican | Nay |
| Jeffrey "Jeff" Fons Wiley | Republican | Yea |
| Jeremy LaCombe | Republican | Yea |
| Jerome Zeringue | Republican | Yea |
| Jessica Domangue | Republican | Yea |
| John E. Wyble | Republican | Yea |
| Joseph A. Orgeron | Republican | Yea |
| Josh Carlson | Republican | Not Voting |
| Jr., Dennis Bamburg | Republican | Yea |
| Jr., John R. Illg | Republican | Not Voting |
| Jr., Michael Robert Bayham | Republican | Nay |
| Kathy Edmonston | Republican | Nay |
| Kellee Hennessy Dickerson | Republican | Nay |
| Kim Carver | Republican | Yea |
| Kimberly Landry Coates | Republican | Yea |
| Larry A. Bagley | Republican | Yea |
| Lauren Ventrella | Republican | Yea |
| Laurie Schlegel | Republican | Yea |
| Les Farnum | Republican | Yea |
| Mark Wright | Republican | Yea |
| Michael "Gabe" Firment | Republican | Nay |
| Michael Charles Echols | Republican | Yea |
| Michael Melerine | Republican | Not Voting |
| Mike Johnson | Republican | Yea |
| Neil Riser | Republican | Yea |
| Nicholas Muscarello | Republican | Nay |
| Phillip Eric Tarver | Republican | Nay |
| Polly Thomas | Republican | Yea |
| R. Dewith Carrier | Republican | Yea |
| Raymond J. Crews | Republican | Nay |
| Rhonda Gaye Butler | Republican | Yea |
| Robert "Bob" Owen | Republican | Nay |
| Rodney Schamerhorn | Republican | Nay |
| Ryan Bourriaque | Republican | Yea |
| Shane Mack | Republican | Yea |
| Sr., Peter F. Egan | Republican | Yea |
| Stephanie H. Berault | Republican | Yea |
| Stephanie Hilferty | Republican | Not Voting |
| Timothy P. Kerner | Republican | Yea |
| Tony Bacala | Republican | Yea |
| Troy Jude Hebert | Republican | Yea |
| Wayne McMahen | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 13 | 43 | 0 | 10 |
| Democrat | 16 | 2 | 0 | 8 |
| Unaffiliated | 3 | 7 | 0 | 2 |
| Total | 32 | 52 | 0 | 20 |
| % of votes cast | 31% | 50% | 0% | 19% |
How each member voted (104)
| Member | Party | Vote |
|---|---|---|
| Hughes | — | Yea |
| Willard | — | Yea |
| Mr. Speaker | — | Nay |
| Emerson | — | Nay |
| Romero | — | Nay |
| Stagni | — | Nay |
| Brown | — | Nay |
| Davis | — | Nay |
| Amedee | — | Not Voting |
| Galle | — | Not Voting |
| Johnson, T. | — | Yea |
| St. Blanc | — | Nay |
| Adrian Fisher | Democrat | Yea |
| Aimee Adatto Freeman | Democrat | Not Voting |
| Alonzo L. Knox | Democrat | Not Voting |
| Barbara Carpenter | Democrat | Yea |
| C. Denise Marcelle | Democrat | Yea |
| Candace N. Newell | Democrat | Yea |
| Delisha Boyd | Democrat | Yea |
| Edmond Jordan | Democrat | Yea |
| III, Ed Larvadain | Democrat | Not Voting |
| Joy Walters | Democrat | Yea |
| Jr., Kyle M. Green | Democrat | Yea |
| Ken Brass | Democrat | Nay |
| Mandie Landry | Democrat | Yea |
| Marcus Anthony Bryant | Democrat | Not Voting |
| Pat Moore | Democrat | Yea |
| Rashid Armand Young | Democrat | Yea |
| Robby Carter | Democrat | Not Voting |
| Rodney Lyons | Democrat | Yea |
| Roy Daryl Adams | Democrat | Nay |
| Shaun Raphael Mena | Democrat | Yea |
| Sr., Wilford Carter | Democrat | Yea |
| Steven Jackson | Democrat | Not Voting |
| Sylvia Elaine Taylor | Democrat | Yea |
| Tammy T. Phelps | Democrat | Not Voting |
| Tehmi Jahi Chassion | Democrat | Not Voting |
| Vanessa Caston LaFleur | Democrat | Yea |
| Annie Spell | Republican | Nay |
| Barbara Reich Freiberg | Republican | Yea |
| Beth Anne Billings | Republican | Yea |
| Brett F. Geymann | Republican | Not Voting |
| Brian Leonard Glorioso | Republican | Yea |
| Bryan Fontenot | Republican | Nay |
| Chad Michael Boyer | Republican | Nay |
| Chance Keith Henry | Republican | Nay |
| Christopher Turner | Republican | Nay |
| Danny McCormick | Republican | Nay |
| Daryl Andrew Deshotel | Republican | Yea |
| Debbie Villio | Republican | Nay |
| Dixon Wallace McMakin | Republican | Nay |
| Dodie Horton | Republican | Nay |
| Emily Chenevert | Republican | Not Voting |
| Foy Bryan Gadberry | Republican | Nay |
| Francis C. Thompson | Republican | Nay |
| Gregory A. Miller | Republican | Yea |
| III, Roger William Wilder | Republican | Yea |
| III, Vincent E. Cox | Republican | Nay |
| IV, Gerald "Beau" Beaullieu | Republican | Nay |
| Jack McFarland | Republican | Not Voting |
| Jacob Braud | Republican | Yea |
| Jacob Jules Landry | Republican | Nay |
| Jason Brian DeWitt | Republican | Not Voting |
| Jeffrey "Jeff" Fons Wiley | Republican | Nay |
| Jeremy LaCombe | Republican | Not Voting |
| Jerome Zeringue | Republican | Nay |
| Jessica Domangue | Republican | Nay |
| John E. Wyble | Republican | Nay |
| Joseph A. Orgeron | Republican | Not Voting |
| Josh Carlson | Republican | Yea |
| Jr., Dennis Bamburg | Republican | Nay |
| Jr., John R. Illg | Republican | Nay |
| Jr., Michael Robert Bayham | Republican | Nay |
| Kathy Edmonston | Republican | Yea |
| Kellee Hennessy Dickerson | Republican | Nay |
| Kim Carver | Republican | Nay |
| Kimberly Landry Coates | Republican | Yea |
| Larry A. Bagley | Republican | Yea |
| Lauren Ventrella | Republican | Nay |
| Laurie Schlegel | Republican | Nay |
| Les Farnum | Republican | Nay |
| Mark Wright | Republican | Not Voting |
| Michael "Gabe" Firment | Republican | Nay |
| Michael Charles Echols | Republican | Nay |
| Michael Melerine | Republican | Not Voting |
| Mike Johnson | Republican | Nay |
| Neil Riser | Republican | Nay |
| Nicholas Muscarello | Republican | Nay |
| Phillip Eric Tarver | Republican | Not Voting |
| Polly Thomas | Republican | Nay |
| R. Dewith Carrier | Republican | Nay |
| Raymond J. Crews | Republican | Nay |
| Rhonda Gaye Butler | Republican | Nay |
| Robert "Bob" Owen | Republican | Nay |
| Rodney Schamerhorn | Republican | Nay |
| Ryan Bourriaque | Republican | Nay |
| Shane Mack | Republican | Nay |
| Sr., Peter F. Egan | Republican | Nay |
| Stephanie H. Berault | Republican | Nay |
| Stephanie Hilferty | Republican | Nay |
| Timothy P. Kerner | Republican | Nay |
| Tony Bacala | Republican | Yea |
| Troy Jude Hebert | Republican | Not Voting |
| Wayne McMahen | Republican | Yea |
Subjects
Frequently asked questions
- Who sponsors HB 582?
- HB 582 is sponsored by Jeremy LaCombe (Republican).
- What is the current status of HB 582?
- This bill has been enacted into law. Introduced April 04, 2025. Enacted.
- Where can I track HB 582?
- Track HB 582 free on One Click Politics — get push/email alerts when it moves.
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