HB545 — FEES/LICENSES/PERMITS: Changes fees charged by lenders
Last action — Effective date: 08/01/2026.
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✓Introduced
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✓In Committee
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✓Passed House
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✓Passed Senate
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced February 26, 2026. Enacted.
Signed by Governor Jeff Landry (Republican) on May 13, 2026.
Odds of enactment
High chanceBased on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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Enacted
Current position in the legislative process.
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1 sponsor
1 primary, 0 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (1 R).
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Cleared a recorded vote
Passed 3 recorded votes so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
In plain language
The bill changes fees that lenders can charge.
This legislation amends the fees that lenders are allowed to impose. It is intended to update the cost structure for lending services.
What this means for you
- Consumers: This means that consumers may see changes in the fees they pay when borrowing from lenders.
Summary
FEES/LICENSES/PERMITS: Changes fees charged by lenders
Bill Text
We don't have the full text on file for this bill yet.
Read HB545 on the official Louisiana source →Action History
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Prefiled.
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Under the rules, provisionally referred to the Committee on Commerce.
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First appeared in the Interim Calendar on 2/27/2026.
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Read by title, under the rules, referred to the Committee on Commerce.
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Reported with amendments (16-0).
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Read by title, amended, ordered engrossed, passed to 3rd reading.
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Scheduled for floor debate on 03/24/2026.
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Read third time by title, roll called on final passage, yeas 96, nays 0. Finally passed, title adopted, ordered to the Senate.
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Received in the Senate. Rules suspended. Read first time by title and placed on the Calendar for a second reading.
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Read second time by title and referred to the Committee on Commerce, Consumer Protection and International Affairs.
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Reported favorably.
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Read by title and referred to the Legislative Bureau.
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Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.
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Rules suspended. Read by title, passed by a vote of 33 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.
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Received from the Senate without amendments.
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Enrolled and signed by the Speaker of the House.
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Signed by the President of the Senate.
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Sent to the Governor for executive approval.
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Becomes Act No. 402 without the Governor's signature.
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Effective date: 08/01/2026.
Sponsors
- Neil Riser · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 146 not signed on
Sponsors (1)
- Neil Riser Republican
Co-sponsors (0)
None.
Not signed on (146)
146 members have not signed on to this bill.
Show all 146 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 60 | 0 | 0 | 5 |
| Democrat | 25 | 0 | 0 | 4 |
| Unaffiliated | 11 | 0 | 0 | 0 |
| Total | 96 | 0 | 0 | 9 |
| % of votes cast | 91% | 0% | 0% | 9% |
How each member voted (105)
| Member | Party | Vote |
|---|---|---|
| Mr. Speaker | — | Yea |
| Amedee | — | Yea |
| Miller | — | Yea |
| Boudreaux | — | Yea |
| Galle | — | Yea |
| Owen | — | Yea |
| Henry, C. | — | Yea |
| Stagni | — | Yea |
| Johnson, T. | — | Yea |
| Landry, J. | — | Yea |
| Landry, T. | — | Yea |
| Adrian Fisher | Democrat | Yea |
| Aimee Adatto Freeman | Democrat | Yea |
| Alonzo L. Knox | Democrat | Not Voting |
| Barbara Carpenter | Democrat | Yea |
| C. Denise Marcelle | Democrat | Not Voting |
| Candace N. Newell | Democrat | Yea |
| Chasity Martinez | Democrat | Yea |
| Dana Henry | Democrat | Yea |
| Delisha Boyd | Democrat | Yea |
| Ed Murray | Democrat | Yea |
| Edmond Jordan | Democrat | Yea |
| III, Ed Larvadain | Democrat | Yea |
| Joy Walters | Democrat | Yea |
| Jr., Kyle M. Green | Democrat | Yea |
| Ken Brass | Democrat | Yea |
| Mandie Landry | Democrat | Yea |
| Marcus Anthony Bryant | Democrat | Yea |
| Pat Moore | Democrat | Yea |
| Rashid Armand Young | Democrat | Yea |
| Robby Carter | Democrat | Yea |
| Rodney Lyons | Democrat | Yea |
| Roy Daryl Adams | Democrat | Yea |
| Shaun Raphael Mena | Democrat | Yea |
| Sr., Wilford Carter | Democrat | Yea |
| Steven Jackson | Democrat | Yea |
| Sylvia Elaine Taylor | Democrat | Yea |
| Tammy T. Phelps | Democrat | Yea |
| Tehmi Jahi Chassion | Democrat | Not Voting |
| Vanessa Caston LaFleur | Democrat | Not Voting |
| Annie Spell | Republican | Not Voting |
| Barbara Reich Freiberg | Republican | Yea |
| Beth Anne Billings | Republican | Yea |
| Brett F. Geymann | Republican | Not Voting |
| Brian Leonard Glorioso | Republican | Yea |
| Bryan Fontenot | Republican | Yea |
| Chad Michael Boyer | Republican | Yea |
| Christopher Turner | Republican | Yea |
| Danny McCormick | Republican | Yea |
| Daryl Andrew Deshotel | Republican | Yea |
| Debbie Villio | Republican | Yea |
| Dixon Wallace McMakin | Republican | Yea |
| Dodie Horton | Republican | Yea |
| Emily Chenevert | Republican | Yea |
| Foy Bryan Gadberry | Republican | Yea |
| Francis C. Thompson | Republican | Yea |
| III, Roger William Wilder | Republican | Yea |
| III, Vincent "Vinney" St. Blanc | Republican | Yea |
| III, Vincent E. Cox | Republican | Yea |
| IV, Gerald "Beau" Beaullieu | Republican | Yea |
| Jack McFarland | Republican | Yea |
| Jacob Braud | Republican | Yea |
| Jason Brian DeWitt | Republican | Yea |
| Jeffrey "Jeff" Fons Wiley | Republican | Yea |
| Jeremy LaCombe | Republican | Yea |
| Jerome Zeringue | Republican | Yea |
| Jessica Domangue | Republican | Yea |
| John E. Wyble | Republican | Yea |
| Joseph A. Orgeron | Republican | Yea |
| Josh Carlson | Republican | Yea |
| Jr., Dennis Bamburg | Republican | Yea |
| Jr., John R. Illg | Republican | Yea |
| Jr., Michael Robert Bayham | Republican | Yea |
| Kathy Edmonston | Republican | Yea |
| Kellee Hennessy Dickerson | Republican | Yea |
| Kim Carver | Republican | Yea |
| Kimberly Landry Coates | Republican | Yea |
| Larry A. Bagley | Republican | Not Voting |
| Lauren Ventrella | Republican | Yea |
| Laurie Schlegel | Republican | Yea |
| Les Farnum | Republican | Yea |
| Mark Wright | Republican | Not Voting |
| Michael "Gabe" Firment | Republican | Yea |
| Michael Charles Echols | Republican | Yea |
| Michael Melerine | Republican | Yea |
| Mike Johnson | Republican | Yea |
| Neil Riser | Republican | Yea |
| Nicholas Muscarello | Republican | Yea |
| Paul Sawyer | Republican | Yea |
| Phillip Eric Tarver | Republican | Yea |
| Polly Thomas | Republican | Not Voting |
| R. Dewith Carrier | Republican | Yea |
| Raymond J. Crews | Republican | Yea |
| Reese "Skip" Broussard | Republican | Yea |
| Rhonda Gaye Butler | Republican | Yea |
| Rodney Schamerhorn | Republican | Yea |
| Ryan Bourriaque | Republican | Yea |
| Shane Mack | Republican | Yea |
| Sr., Peter F. Egan | Republican | Yea |
| Stephanie H. Berault | Republican | Yea |
| Stephanie Hilferty | Republican | Yea |
| Timothy P. Kerner | Republican | Yea |
| Tony Bacala | Republican | Yea |
| Troy Jude Hebert | Republican | Yea |
| Wayne McMahen | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 10 | 0 | 0 | 0 |
| Democrat | 6 | 0 | 0 | 0 |
| Total | 16 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (16)
| Member | Party | Vote |
|---|---|---|
| Candace N. Newell | Democrat | Yea |
| Delisha Boyd | Democrat | Yea |
| Edmond Jordan | Democrat | Yea |
| Jr. Terry Landry | Democrat | Yea |
| Jr., Kyle M. Green | Democrat | Yea |
| Shaun Raphael Mena | Democrat | Yea |
| Danny McCormick | Republican | Yea |
| Daryl Andrew Deshotel | Republican | Yea |
| Dixon Wallace McMakin | Republican | Yea |
| III, Vincent "Vinney" St. Blanc | Republican | Yea |
| III, Vincent E. Cox | Republican | Yea |
| Jacob Jules Landry | Republican | Yea |
| Jessica Domangue | Republican | Yea |
| Kim Carver | Republican | Yea |
| Lauren Ventrella | Republican | Yea |
| Neil Riser | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 4 | 0 | 0 | 1 |
| Republican | 23 | 0 | 0 | 2 |
| Democrat | 6 | 0 | 0 | 3 |
| Total | 33 | 0 | 0 | 6 |
| % of votes cast | 85% | 0% | 0% | 15% |
How each member voted (39)
| Member | Party | Vote |
|---|---|---|
| Mr. President | — | Yea |
| Owen | — | Yea |
| Boudreaux | — | Yea |
| Miller | — | Yea |
| Carter | — | Not Voting |
| Edward J. Price | Democrat | Yea |
| Jay Luneau | Democrat | Yea |
| Jimmy Harris | Democrat | Not Voting |
| Katrina R. Jackson-Andrews | Democrat | Not Voting |
| Larry Selders | Democrat | Not Voting |
| Regina Barrow | Democrat | Yea |
| Royce Duplessis | Democrat | Yea |
| Sam Jenkins | Democrat | Yea |
| Sidney Barthelemy II | Democrat | Yea |
| Adam Bass | Republican | Yea |
| Alan Seabaugh | Republican | Yea |
| Beth Mizell | Republican | Yea |
| Blake Miguez | Republican | Yea |
| Bob Hensgens | Republican | Yea |
| Brach Jerad Myers | Republican | Yea |
| Caleb Kleinpeter | Republican | Yea |
| Eddie J. Lambert | Republican | Yea |
| Franklin J. Foil | Republican | Yea |
| Glen Womack | Republican | Yea |
| Heather Cloud | Republican | Yea |
| Jeremy Stine | Republican | Yea |
| John C. "Jay" Morris | Republican | Yea |
| Jr., William "Bill" Wheat | Republican | Yea |
| Kirk Talbot | Republican | Yea |
| Mark Abraham | Republican | Yea |
| Michael "Big Mike" Fesi | Republican | Yea |
| Mike Reese | Republican | Not Voting |
| Patrick Connick | Republican | Yea |
| Patrick McMath | Republican | Yea |
| Rick Edmonds | Republican | Yea |
| Robert Allain | Republican | Yea |
| Stewart Jr. Cathey | Republican | Not Voting |
| Thomas A. Pressly | Republican | Yea |
| Valarie Hodges | Republican | Yea |
Subjects
Frequently asked questions
- What does HB545 do?
- FEES/LICENSES/PERMITS: Changes fees charged by lenders
- Who sponsors HB545?
- HB545 is sponsored by Neil Riser (Republican).
- What is the current status of HB545?
- This bill has been enacted into law. Introduced February 26, 2026. Enacted.
- Where can I track HB545?
- Track HB545 free on One Click Politics — get push/email alerts when it moves.
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