AN ACT relating to earned wage access services.
Do you support it?
Want to know if it passes?
We'll email you when SB 161 moves — a committee vote, a floor vote, or a signature. Nothing else.
Free forever · unsubscribe in one click.
Your answer was recorded either way.
Which district are you in?
Your ZIP is all we need to match you to your own representatives — so we can tell you how they voted on SB 161.
You're tracking SB 161
We'll email you the moment it moves.
SB 161 — AN ACT relating to earned wage access services.
Last action — to Banking & Insurance (S)
No card. One bill, free forever — alerts when it moves.
-
✓Introduced
-
2In Committee
-
3Passed Senate
-
4Passed House
-
5To Executive
-
6Enacted
This bill died with 2025 Regular Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.
Summary
Establish Subtitle 13 of KRS Chapter 286, the Kentucky Financial Services Code, and create new sections to regulate earned wage access services; define terms; establish exemptions from the subtitle; establish licensing requirements for certain earned wage access services providers; establish requirements for change of control of a licensee; provide circumstances under which the commissioner of the Department of Financial Institutions is authorized to take adverse action, enter emergency orders, deny a license, or take other regulatory actions; authorize licensees and other persons aggrieved by a final decision of the commissioner to request an administrative hearing; establish trade practice requirements for earned wage access services providers; require licensees to maintain an agent in this state for service of process; require an annual report by licensees; require the commissioner to make and publish an analysis and recapitulation of the annual reports submitted by licensees; establish recordkeeping requirements for licensees; provide that certain information is confidential and not subject to disclosure; authorize the commissioner to promulgate administrative regulations for the proper conduct of business under the subtitle and to conduct examinations and investigations; prohibit a licensee from being subject to liability for an act or omission made in conformity with a notice, opinion, or interpretation issued by the commissioner; establish civil and criminal penalties; provide that a contract made in violation of the subtitle is void; amend KRS 286.4-410, 286.11-007, and 371.150 to conform; authorize certain earned wage access providers to continue to act without a license during initial implementation; provide that Sections 1 to 26 may be cited as the Kentucky Earned Wage Access Services Act.
Bill Text
We don't have the full text on file for this bill yet.
Read SB 161 on the official Kentucky source →Action History
-
to Banking & Insurance (S)
-
to Committee on Committees (S)
-
introduced in Senate
Sponsorship breakdown
Export CSV (upgrade) →0 sponsors · 0 co-sponsors · 138 not signed on
Sponsors (0)
None.
Co-sponsors (0)
None.
Not signed on (138)
138 members have not signed on to this bill.
Show all 138 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Subjects
Frequently asked questions
- What does SB 161 do?
- Establish Subtitle 13 of KRS Chapter 286, the Kentucky Financial Services Code, and create new sections to regulate earned wage access services; define terms; establish exemptions from the subtitle; establish licensing requirements for certain earned wage access services providers; establish requirements for change of control of a licensee; provide circumstances under which the commissioner of the Department of Financial Institutions is authorized to take adverse action, enter emergency orders, deny a license, or take other regulatory actions; authorize licensees and other persons aggrieved by a final decision of the commissioner to request an administrative hearing; establish trade practice requirements for earned wage access services providers; require licensees to maintain an agent in this state for service of process; require an annual report by licensees; require the commissioner to make and publish an analysis and recapitulation of the annual reports submitted by licensees; establish recordkeeping requirements for licensees; provide that certain information is confidential and not subject to disclosure; authorize the commissioner to promulgate administrative regulations for the proper conduct of business under the subtitle and to conduct examinations and investigations; prohibit a licensee from being subject to liability for an act or omission made in conformity with a notice, opinion, or interpretation issued by the commissioner; establish civil and criminal penalties; provide that a contract made in violation of the subtitle is void; amend KRS 286.4-410, 286.11-007, and 371.150 to conform; authorize certain earned wage access providers to continue to act without a license during initial implementation; provide that Sections 1 to 26 may be cited as the Kentucky Earned Wage Access Services Act.
- What is the current status of SB 161?
- This bill died with 2025 Regular Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
- Where can I track SB 161?
- Track SB 161 free on One Click Politics — get push/email alerts when it moves.
Make your voice heard on SB 161
Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.
Stay ahead of SB 161
Last checked for changes 3 months ago · updated continuously
One Click Politics tracks every bill in Congress and all 50 states.
Track this bill →