SB 262 — AN ACT relating to motor vehicle insurance.

Summary

Amend KRS 186A.040 to require that an individual's registration must be revoked two times within a 12 month period before the revocations constitute a violation of KRS 304.39-080 and the individual is referred to the County Attorney for prosecution; set forth when a person without proof of insurance may instead present an affidavit to the county clerk; provide reinstatement fee; amend KRS 186.180 to delete the fee when the vehicle's registration is revoked under KRS 186.290 and remove outdated language; amend KRS 304.39-080 to establish exceptions for the requirement to maintain continuous motor vehicle insurance; amend KRS 304.99-060 to modify penalties and create expungement rights for motor vehicle owners and operators that fail to have minimum motor vehicle insurance; amend KRS 431.078 to conform.

Bill Text

• Introduced View text Current pdf

Compared against the Kentucky Revised Statutes as published AI-generated reading aid — verify against the official bill.

The bill amends existing law related to the insurance verification system and the reinstatement process for motor vehicle registrations following revocation due to lack of insurance.

• KRS 186A.040(1)

  The Department of Vehicle Regulation shall provide and receive information on the insurance status of vehicles registered in the Commonwealth of Kentucky pursuant to KRS 304.39-087 and 304.39-085. The department shall provide appropriate insurance information to the Commonwealth Office of Technology for inclusion in the AVIS database to assist in identifying uninsured motor vehicles.

  This change mandates the Department of Vehicle Regulation to provide insurance status information to assist in identifying uninsured vehicles.

• KRS 186A.040(2)

  on and after January 1, 2006,

  The requirement for determining policy validity upon nonrenewal or cancellation has been updated to remove a past reference date.

• KRS 186A.040(2)

  the department shall revoke the registration of the motor vehicle until [: 1.] the person presents proof of insurance to the county clerk and pays the reinstatement fee [required by KRS 186.180] or presents to the county clerk an affidavit under subsection (3) of this section.[;] → the department shall revoke the registration of the motor vehicle until the person presents proof of insurance to the county clerk and pays the reinstatement fee.

  This simplifies the language regarding the conditions for which a vehicle registration is revoked.

• KRS 186A.040(4)

  three (3) → two (2)

  This reduces the count of revocations required in a twelve-month period to constitute a violation.

• KRS 186A.040(5)

  paragraph (a) of this subsection

  This clarifies the notification process to the county attorney regarding uninsured motor vehicles.

• KRS 186.180(1)(a)

  Proof of insurance shall not be required for duplicates applied for by motor vehicle dealers as defined in KRS 190.010; → except proof of insurance shall not be required for duplicates applied for by motor vehicle dealers as defined in KRS 190.010.

  This clarifies that proof of insurance is not needed for dealers when requesting duplicates.

• KRS 186.180(4)

  required under KRS 186.040(8);

  This removes a specific statutory reference for clarity in the reinstatement conditions.

• KRS 186A.040(10)

  The owner of a motor vehicle for which the registration has been revoked under this section shall be subject to a reinstatement fee of thirty dollars ($30). The reinstatement fee shall be paid to the county clerk and shall be distributed as follows: Twenty dollars ($20) shall be retained by the county clerk; and Ten dollars ($10) shall be deposited into the road fund.

  This introduces a reinstatement fee structure for revoked registrations.

Action History

1. March 02, 2022

   to Banking & Insurance (S)

2. March 01, 2022

   to Committee on Committees (S)

3. March 01, 2022

   introduced in Senate

Sponsors

• J. Turner · Primary

Subjects