Indiana 2024 Regular Session Status: Enacted 6 R cosponsors

HB 1284 — Deposit account agreements.

Last action — Public Law 88

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 09, 2024. Enacted.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 62% · moderate confidence
  • Enacted

    Current position in the legislative process.

  • 7 sponsors

    4 primary, 3 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (6 R).

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Provides that a deposit account agreement between a depository financial institution and a depositor may be changed or amended from time to time, subject to the terms of the deposit account agreement. Provides that a depositor's continued maintenance of a deposit account after the effective date of any change or amendment to the deposit account agreement, as described in a written notice from the depository financial institution, constitutes prima facie evidence of the depositor's intent to accept the change or amendment.

Bill Text

We don't have the full text on file for this bill yet.

Read HB 1284 on the official Indiana source →

Action History

  1. Public Law 88

  2. Signed by the Governor

  3. Signed by the President of the Senate

  4. Signed by the President Pro Tempore

  5. Signed by the Speaker

  6. Motion to concur filed

  7. House concurred in Senate amendments; Roll Call 245: yeas 66, nays 20

  8. Returned to the House with amendments

  9. Third reading: passed; Roll Call 173: yeas 28, nays 21

  10. Senator Alexander added as second sponsor

  11. Senator Walker K added as cosponsor

  12. Amendment #3 (Gaskill) prevailed; voice vote

  13. Amendment #2 (Qaddoura) failed; Roll Call 155: yeas 8, nays 41

  14. Second reading: amended, ordered engrossed

  15. Senator Baldwin added as third sponsor

  16. Committee report: do pass, adopted

  17. First reading: referred to Committee on Insurance and Financial Institutions

  18. Referred to the Senate

  19. Third reading: passed; Roll Call 92: yeas 91, nays 4

  20. Senate sponsor: Senator Gaskill

  21. Amendment #1 (Harris) failed; Roll Call 56: yeas 25, nays 64

  22. Second reading: ordered engrossed

  23. Committee report: do pass, adopted

  24. Coauthored by Representatives Speedy and Teshka

  25. Authored by Representative Pierce K

  26. First reading: referred to Committee on Financial Institutions

Sponsors

Sponsorship breakdown

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4 sponsors · 3 co-sponsors · 143 not signed on

Sponsors (4)

Co-sponsors (3)

Not signed on (143)

143 members have not signed on to this bill.

Show all 143 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB 1284 do?
Provides that a deposit account agreement between a depository financial institution and a depositor may be changed or amended from time to time, subject to the terms of the deposit account agreement. Provides that a depositor's continued maintenance of a deposit account after the effective date of any change or amendment to the deposit account agreement, as described in a written notice from the depository financial institution, constitutes prima facie evidence of the depositor's intent to accept the change or amendment.
Who sponsors HB 1284?
HB 1284 is sponsored by Kyle Walker (Republican), Scott Baldwin (Republican), Scott Alexander (Republican), Mike Gaskill (Republican), Jake Teshka (Republican), Mike Speedy, and Kyle Pierce (Republican).
What is the current status of HB 1284?
This bill has been enacted into law. Introduced January 09, 2024. Enacted.
Where can I track HB 1284?
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