SB 215 — Medicare supplement insurance.
Last action — Signed by the Governor
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✓Introduced
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✓In Committee
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✓Passed Senate
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✓Passed House
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced January 09, 2024. Enacted.
Odds of enactment
High chanceBased on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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Enacted
Current position in the legislative process.
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11 sponsors
4 primary, 7 co-sponsors signed on.
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Bipartisan support
Sponsored across 2 parties (8 R · 2 D) — cross-party backing.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Summary
Provides that after December 31, 2024, an issuer that makes a Medicare supplement policy or certificate available to persons at least 65 years of age must make the equivalent policy or certificate available to an individual under 65 years of age who is eligible for Medicare because of having a federally defined disability or end stage renal disease. (Under current law, an issuer that makes a Medicare supplement policy or certificate available to persons at least 65 years of age is required only to make a Plan A policy or certificate available to individuals under 65 years of age, and is required to make the Plan A policy or certificate available to an individual under 65 years of age who is eligible for Medicare because of having a federally defined disability but is not required to make the Plan A policy or certificate available to an individual under 65 years of age who is eligible for Medicare because of having end stage renal disease.) Provides that if an individual who is less than 65 years of age, who is eligible for Medicare because of having a federally defined disability or end stage renal disease, and who meets certain conditions as to application timeliness applies for a Medicare supplement policy or certificate, the issuer of the policy or certificate is prohibited from: (1) denying or conditioning the issuance or effectiveness of the individual's policy or certificate; (2) charging the individual a premium rate for a policy or certificate standardized as Plan A, B, or D that exceeds the premium rate the issuer charges an individual who is 65 years of age; (3) charging the individual a premium rate for any other standardized lettered policy or certificate that exceeds 200% of the premium rate the issuer charges an individual who is 65 years of age; or (4) issuing to the individual a policy or certificate that contains a waiting period or a preexisting condition limitation or exclusion. Provides for the expiration of Code provisions that would be superseded by the new requirements applying to issuers of Medicare supplement policies or certificates.
Bill Text
We don't have the full text on file for this bill yet.
Read SB 215 on the official Indiana source →Action History
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Signed by the Governor
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Public Law 28
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Signed by the President of the Senate
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Signed by the Speaker
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Signed by the President Pro Tempore
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Senate concurred in House amendments; Roll Call 235: yeas 42, nays 2
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Motion to concur filed
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Returned to the Senate with amendments
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Third reading: passed; Roll Call 176: yeas 91, nays 0
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Second reading: ordered engrossed
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Committee report: amend do pass, adopted
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First reading: referred to Committee on Insurance
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Referred to the House
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Third reading: passed; Roll Call 87: yeas 47, nays 2
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Cosponsors: Representatives Abbott, Morris, Judy
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House sponsor: Representative Carbaugh
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Senator Becker added as coauthor
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Amendment #1 (Walker K) prevailed; voice vote
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Second reading: amended, ordered engrossed
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Senator Qaddoura added as coauthor
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Committee report: amend do pass, adopted
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Senator Freeman added as coauthor
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Senator Randolph added as coauthor
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Senator Carrasco added as third author
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Senator Messmer added as second author
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First reading: referred to Committee on Insurance and Financial Institutions
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Authored by Senator Walker K
Sponsors
- Chris Judy · Cosponsor
- Robert Morris · Cosponsor
- David Abbott · Cosponsor
- Martin Carbaugh · Primary
- Vaneta Becker · Cosponsor
- Lonnie Randolph · Cosponsor
- Fady Qaddoura · Cosponsor
- Aaron Freeman · Cosponsor
- Cyndi Carrasco · Primary
- Mark Messmer · Primary
- Kyle Walker · Primary
Sponsorship breakdown
Export CSV (upgrade) →4 sponsors · 7 co-sponsors · 139 not signed on
Sponsors (4)
- Martin Carbaugh Republican
- Cyndi Carrasco Republican
- Mark Messmer
- Kyle Walker Republican
Co-sponsors (7)
- Chris Judy Republican
- Robert Morris Republican
- David Abbott Republican
- Vaneta Becker Republican
- Lonnie Randolph Democrat
- Fady Qaddoura Democrat
- Aaron Freeman Republican
Not signed on (139)
139 members have not signed on to this bill.
Show all 139 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Subjects
Frequently asked questions
- What does SB 215 do?
- Provides that after December 31, 2024, an issuer that makes a Medicare supplement policy or certificate available to persons at least 65 years of age must make the equivalent policy or certificate available to an individual under 65 years of age who is eligible for Medicare because of having a federally defined disability or end stage renal disease. (Under current law, an issuer that makes a Medicare supplement policy or certificate available to persons at least 65 years of age is required only to make a Plan A policy or certificate available to individuals under 65 years of age, and is required to make the Plan A policy or certificate available to an individual under 65 years of age who is eligible for Medicare because of having a federally defined disability but is not required to make the Plan A policy or certificate available to an individual under 65 years of age who is eligible for Medicare because of having end stage renal disease.) Provides that if an individual who is less than 65 years of age, who is eligible for Medicare because of having a federally defined disability or end stage renal disease, and who meets certain conditions as to application timeliness applies for a Medicare supplement policy or certificate, the issuer of the policy or certificate is prohibited from: (1) denying or conditioning the issuance or effectiveness of the individual's policy or certificate; (2) charging the individual a premium rate for a policy or certificate standardized as Plan A, B, or D that exceeds the premium rate the issuer charges an individual who is 65 years of age; (3) charging the individual a premium rate for any other standardized lettered policy or certificate that exceeds 200% of the premium rate the issuer charges an individual who is 65 years of age; or (4) issuing to the individual a policy or certificate that contains a waiting period or a preexisting condition limitation or exclusion. Provides for the expiration of Code provisions that would be superseded by the new requirements applying to issuers of Medicare supplement policies or certificates.
- Who sponsors SB 215?
- SB 215 is sponsored by Chris Judy (Republican), Robert Morris (Republican), David Abbott (Republican), Martin Carbaugh (Republican), Vaneta Becker (Republican), Lonnie Randolph (Democrat), Fady Qaddoura (Democrat), Aaron Freeman (Republican), Cyndi Carrasco (Republican), Mark Messmer, and Kyle Walker (Republican).
- What is the current status of SB 215?
- This bill has been enacted into law. Introduced January 09, 2024. Enacted.
- Where can I track SB 215?
- Track SB 215 free on One Click Politics — get push/email alerts when it moves.
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