Florida 2026 Session Status: In Committee 1 R cosponsors

HB 427 — Public Adjuster Contracts

Last action — Died in Civil Justice & Claims Subcommittee

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced November 14, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Prognosis

Advancing 36% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Public Adjuster Contracts; Authorizes certain persons to rescind contract for public adjuster services; clarifies acts that may subject public adjuster or public adjuster apprentice to discipline.

Bill Text

Action History

  1. Died in Civil Justice & Claims Subcommittee

  2. Now in Civil Justice & Claims Subcommittee

  3. Reported out of Insurance & Banking Subcommittee

  4. Favorable by Insurance & Banking Subcommittee

  5. Added to Insurance & Banking Subcommittee agenda

  6. 1st Reading (Original Filed Version)

  7. Now in Insurance & Banking Subcommittee

  8. Referred to Commerce Committee

  9. Referred to Civil Justice & Claims Subcommittee

  10. Referred to Insurance & Banking Subcommittee

  11. Filed

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 163 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (163)

163 members have not signed on to this bill.

Show all 163 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Subjects

public-safety labor
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB 427 do?
Public Adjuster Contracts; Authorizes certain persons to rescind contract for public adjuster services; clarifies acts that may subject public adjuster or public adjuster apprentice to discipline.
Who sponsors HB 427?
HB 427 is sponsored by Melo, Lauren (Republican).
What is the current status of HB 427?
This bill is in committee in the House. Introduced November 14, 2025. It must pass committee before a floor vote.
Where can I track HB 427?
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Last checked for changes 3 months ago · updated continuously

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