Florida 2026 Session Status: Introduced 1 R cosponsors

SB 266 — Public Adjuster Contracts

Last action — Died in Children, Families, and Elder Affairs

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  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced October 23, 2025. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

Stalled 28% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • Introduced

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

  • Cleared a recorded vote

    Passed 2 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Public Adjuster Contracts; Authorizing certain persons to rescind a contract for public adjuster services; clarifying the acts that may subject a public adjuster or public adjuster apprentice to discipline; authorizing certain persons to rescind a contract for public adjuster services, etc.

Bill Text

How this bill changes current law

6 changes Share ↗

AI-generated reading aid from the bill's amendatory text — verify against the official bill.

The bill authorizes vulnerable adults to rescind public adjuster contracts at any time and modifies existing cancellation provisions.

  • 626.854

    may cancel this contract for any reason without penalty or obligation to you within 10 days after the date of this contract. → may cancel this contract to adjust a claim without penalty or obligation within 10 days after the date on which the contract is executed.

    Clarifies the time frame for cancellation without penalty.

  • 626.854

    You, the insured, may cancel this contract for any reason without penalty or obligation to you within 10 days after the date of this contract. → may cancel a public adjuster’s contract to adjust a claim without penalty or obligation within 10 days after the date on which the contract is executed.

    Update the language in the contract notice.

  • 626.854

    Notwithstanding any other provision of this chapter, an insured who is a vulnerable adult or who lacks capacity to consent, as those terms are defined in s. 415.102, or the legal representative of such insured persons, → an insured who is a vulnerable adult or who lacks capacity to consent, as those terms are defined in s. 415.102, or the legal representative of such insured persons, may rescind a contract for public adjuster services to adjust a claim at any time without penalty or further obligation.

    Allows vulnerable adults to rescind contracts at any time without penalty.

  • 626.8698

    Violating any provision of this chapter or a rule or order of the department.; → Violating any provision of this chapter or a rule or order of the department.

    Streamlines the text related to disciplinary actions.

  • 626.8796

    The insured may rescind the contract for public adjuster services if the public adjuster has not submitted a written estimate to the insurer within 60 days after executing the contract, → The insured may rescind the contract for public adjuster services if the public adjuster has not submitted a written estimate to the insurer within 60 days after executing the contract, unless the failure to provide the written estimate within 60 days is caused by factors beyond the public adjuster’s control.

    Clarifies the conditions under which a contract may be rescinded.

  • 626.8796

    Notwithstanding any other provision of this chapter, an insured who is a vulnerable adult or who lacks capacity to consent, as those terms are defined in s. 415.102, or the legal representative of such insured persons, may rescind a contract for public adjuster services at any time without penalty or further obligation. → Notwithstanding any other provision of this chapter, an insured who is a vulnerable adult or who lacks capacity to consent, as those terms are defined in s. 415.102, or the legal representative of such insured persons, may rescind a contract for public adjuster services at any time without penalty or further obligation.

    Reiterates that vulnerable adults can rescind contracts at any time without penalty.

Action History

  1. Died in Children, Families, and Elder Affairs

  2. Now in Children, Families, and Elder Affairs

  3. Introduced

  4. Favorable by Banking and Insurance; YEAS 10 NAYS 0

  5. On Committee agenda-- Banking and Insurance, 01/13/26, 4:00 pm, 412 Knott Building

  6. Referred to Banking and Insurance; Children, Families, and Elder Affairs; Rules

  7. Filed

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 163 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (163)

163 members have not signed on to this bill.

Show all 163 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Favorable

Passed 10 Yea · 0 Nay
Party YeaNayPresentNot Voting
Republican 7000
Democrat 2000
No Party Affiliation 1000
Total 10000
% of votes cast 100%0%0%0%
How each member voted (10)
Member Party Vote
Osgood, Rosalind Democrat Yea
Sharief, Barbara Democrat Yea
Pizzo, Jason W. B. No Party Affiliation Yea
Boyd, Jim Republican Yea
Burton, Colleen Republican Yea
Gruters, Joe Republican Yea
Hooper, Ed Republican Yea
Martin, Jonathan Republican Yea
Passidomo, Kathleen Republican Yea
Truenow, Keith L. Republican Yea

Official roll call →

Subjects

public-safety labor
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 266 do?
Public Adjuster Contracts; Authorizing certain persons to rescind a contract for public adjuster services; clarifying the acts that may subject a public adjuster or public adjuster apprentice to discipline; authorizing certain persons to rescind a contract for public adjuster services, etc.
Who sponsors SB 266?
SB 266 is sponsored by Burton, Colleen (Republican).
What is the current status of SB 266?
This bill has been introduced in the Senate. Introduced October 23, 2025. It must pass committee before a floor vote.
Where can I track SB 266?
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Last checked for changes 2 months ago · updated continuously

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