Maine 132th Legislature Status: Enacted

LD 142 — An Act To Prohibit Financial Institutions From Charging Multiple Fees For Attempted Withdrawals Involving Insufficient Funds

Last action — Signed by Governor

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced February 12, 2025. Enacted.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 70% · moderate confidence

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Resolve, Directing the Bureau of Financial Institutions to Issue Guidance Related to the Charging of Multiple Fees for Attempted Withdrawals Involving Insufficient Funds

Bill Text

Amendments

1 amendment

Click Show changes on an amendment above to see how it modifies the bill.

Action History

  1. Reported Out — OTP-AM/ONTP

  2. Voted — Divided Report

  3. Work Session Held

Sponsors

  • LD 142 · Primary

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 185 not signed on · 2 voted No

Sponsors (1)

  • LD 142

Co-sponsors (0)

None.

Not signed on (185)

185 members have not signed on to this bill.

Show all 185 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

ACCEPT MAJORITY OUGHT TO PASS AS AMENDED REPORT

Passed 28 Yea · 4 Nay · 3 Other
Party YeaNayPresentNot Voting
Republican 8201
Democrat 18002
Independent 1000
Unaffiliated 1200
Total 28403
% of votes cast 80%11%0%9%
How each member voted (35)
Member Party Vote
FARRIN of Somerset — Nay
HAGGAN of Penobscot — Nay
LIBBY of Cumberland — Yea
 Henry L. Ingwersen Democrat Yea
Anne M. Carney Democrat Yea
Cameron D. Reny Democrat Yea
Craig V. Hickman Democrat Yea
Denise Tepler Democrat Yea
Donna Bailey Democrat Yea
Glenn "Chip" Curry Democrat Yea
Jill C. Duson Democrat Yea
Joseph E. Rafferty Democrat Yea
Joseph M. Baldacci Democrat Yea
Margaret "Peggy" R. Rotundo Democrat Yea
Mark W. Lawrence Democrat Yea
Matthea E.L. Daughtry Democrat Yea
Michael Tipping Democrat Yea
Nicole C. Grohoski Democrat Yea
Pinny H. Beebe-Center Democrat Yea
Rachel Talbot Ross Democrat Yea
Stacy F. Brenner Democrat Not Voting
Teresa S. Pierce Democrat Yea
Timothy E. Nangle Democrat Not Voting
Richard A. Bennett Independent Yea
Bruce Bickford Republican Not Voting
Harold "Trey" L. Stewart, III Republican Yea
Jeffrey L. Timberlake Republican Yea
Joseph E. Martin Republican Nay
Marianne Moore Republican Yea
Matthew A. Harrington Republican Yea
Richard T. Bradstreet Republican Yea
Russell J. Black Republican Yea
Scott W. Cyrway Republican Nay
Stacey K. Guerin Republican Yea
Susan Bernard Republican Yea

Official roll call →

Subjects

finance health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does LD 142 do?
Resolve, Directing the Bureau of Financial Institutions to Issue Guidance Related to the Charging of Multiple Fees for Attempted Withdrawals Involving Insufficient Funds
Who sponsors LD 142?
LD 142 is sponsored by LD 142.
What is the current status of LD 142?
This bill has been enacted into law. Introduced February 12, 2025. Enacted.
Where can I track LD 142?
Track LD 142 free on One Click Politics — get push/email alerts when it moves.

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Last checked for changes about 2 months ago · updated continuously

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