New Hampshire 2026 Session Status: Enacted Bipartisan · 4 R · 2 D cosponsors

SB 610 — allowing the insurance commissioner to approve innovative short or long-term care policies.

Last action — Signed by the Governor on 06/12/2026; Chapter 142; Effective 08/11/2026

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced November 25, 2025. Enacted.

Signed by Governor Kelly Ayotte (Republican) on June 22, 2026.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 78% · moderate confidence

  • Enacted

    Current position in the legislative process.

  • 7 sponsors

    1 primary, 6 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (4 R · 2 D) — cross-party backing.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill allows the insurance commissioner to approve new care policies.

This legislation empowers the insurance commissioner to approve innovative short or long-term care insurance policies, potentially expanding options for consumers. It aims to address the evolving needs in healthcare coverage by enabling new policy types.

What this means for you
  • Consumers: This means you may have access to new types of short or long-term care insurance options tailored to your needs.

Summary

(New Title) allowing the insurance commissioner to approve innovative short or long-term care policies.

Bill Text

What changed in the latest version

20 added · 56 removed

Plain-language change summary

The updated version of Bill SB 610 allows the insurance commissioner to approve new types of short- or long-term care insurance policies, as long as they are in the public's best interest and provide reasonable benefits for the premiums charged. This change aims to promote innovative insurance options that could better meet the needs of consumers. It emphasizes the commissioner’s role in ensuring that such policies are affordable and beneficial, which is important for people planning for long-term care needs.

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SB 610-FN - VERSION ADOPTED BY BOTH BODIES 01/29/2026 0111s 02/05/2026 0431s 23Apr2026...
CHAPTER 142 SB 610-FN - FINAL VERSION 01/29/2026 0111s 02/05/2026 0431s 23Apr2026...
SB 610-FN - VERSION ADOPTED BY BOTH BODIES 01/29/2026 0111s 02/05/2026 0431s 23Apr2026...
CHAPTER 142 SB 610-FN - FINAL VERSION 01/29/2026 0111s 02/05/2026 0431s 23Apr2026...
1 New Paragraph;
142:1 New Paragraph;
Notwithstanding any other provision in this chapter, the insurance commissioner may approve innovative short or long-term care policies or certificates and rates, provided the commissioner finds that:
Notwithstanding any other provision in this chapter, the insurance commissioner may approve innovative short- or long-term care policies or certificates and rates, provided the commissioner finds that:
2 Effective Date.
142:2 Effective Date.
LBA 26-2202 04/29/2026 SB 610-FN- FISCAL NOTE AS AMENDED BY THE HOUSE (AMENDMENT # 2026-1497h) AN ACT allowing the insurance commissioner to approve innovative short or long-term care policies.
Approved:
FISCAL IMPACT:
June 12, 2026 Effective Date:
Estimated State Impact FY 2026 FY 2027 FY 2028 FY 2029 Indeterminable Indeterminable Indeterminable Increase Increase Increase Revenue $0 (not provided by (not provided (not provided by agency) by agency) agency) Revenue Fund(s) General Fund Expenditures* $0 $0 $0 $0 Funding Source(s) None Appropriations* $0 $0 $0 $0 Funding Source(s) None *Expenditure = Cost of bill *Appropriation = Authorized funding to cover cost of bill Estimated Political Subdivision Impact FY 2026 FY 2027 FY 2028 FY 2029 County Revenue $0 $0 $0 $0 County Expenditures $0 Indeterminable Indeterminable Indeterminable Local Revenue $0 $0 $0 $0 Local Expenditures $0 Indeterminable Indeterminable Indeterminable METHODOLOGY:
August 11, 2026
This bill allows the Insurance Department Commissioner to approve innovative short or long- term care policies or certificates and rates provided they meet certain criteria.
The Insurance Department states this bill may result in an indeterminable increase in state revenue deposited to the General Fund to the extent that new insurance products enter the market without displacing existing long term care policies and generate additional Insurance Premium Tax revenue.
The Department indicates that any additional workload associated with approving innovative long or short term care insurance products can be absorbed within existing staff and budget.
To the extent counties and municipalities purchase health insurance, they could see an increase in their health insurance premiums.
AGENCIES CONTACTED:
Insurance Department
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Action History

  1. Signed by the Governor on 06/12/2026; Chapter 142; Effective 08/11/2026

  2. Enrolled (in recess of) 05/21/2026 HJ 14

  3. Enrolled Adopted, VV, (In recess 05/21/2026); SJ 14

  4. Sen. Rochefort Moved to Concur with the House Amendment, MA, VV; 05/07/2026; SJ 11

  5. Referral Waived by Committee Chair per House Rule 47(f) 04/23/2026 HJ 11

  6. Referred to Ways and Means 04/23/2026 HJ 11

  7. Ought to Pass with Amendment 2026-1497h: MA VV 04/23/2026 HJ 11

  8. Amendment # 2026-1497h: AA VV 04/23/2026 HJ 11

  9. Committee Report: Ought to Pass with Amendment # 2026-1497h (NT) 04/15/2026 (Vote 18-0; CC)

  10. Executive Session: 04/15/2026 10:00 am GP 229

  11. Subcommittee Work Session: 04/14/2026 10:00 am GP 229

  12. Subcommittee Work Session: 04/08/2026 10:00 am GP 229

  13. Public Hearing: 04/01/2026 02:15 pm GP 229

  14. Introduced (in recess of) 02/19/2026 and referred to Commerce and Consumer Affairs HJ 5 P. 127

  15. Ought to Pass with Amendments #2026-0111s and #2026-0431s, MA, VV; OT3rdg; 02/05/2026; SJ 3

  16. Sen. Rochefort Floor Amendment # 2026-0431s, AA, VV; 02/05/2026; SJ 3

  17. Committee Amendment # 2026-0111s, AA, VV; 02/05/2026; SJ 3

  18. Committee Report: Ought to Pass with Amendment # 2026-0111s, 02/05/2026, Vote 5-0; SC 4

  19. Special Order to the Next Session, Without Objection, MA; 01/29/2026; SJ 2

  20. SB 610 was Removed from the Consent Calendar; 01/29/2026; SJ 2

  21. Committee Report: Ought to Pass with Amendment # 2026-0111s, 01/29/2026; Vote 5-0; CC; SC 3

  22. Hearing: 01/08/2026, Room 100, SH, 09:15 am; SC 46

  23. Introduced 01/07/2026 and Referred to Health and Human Services; SJ 1

Sponsors

Sponsorship breakdown

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1 sponsors · 6 co-sponsors · 408 not signed on

Sponsors (1)

Co-sponsors (6)

Not signed on (408)

408 members have not signed on to this bill.

Show all 408 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

healthcare health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 610 do?
(New Title) allowing the insurance commissioner to approve innovative short or long-term care policies.
Who sponsors SB 610?
SB 610 is sponsored by Carry Spier (Democrat), Timothy Lang (Republican), Lisa Post (Republican), Denise Ricciardi (Republican), Anita D Burroughs, Bill Gannon (Republican), and David Watters (Democrat).
What is the current status of SB 610?
This bill has been enacted into law. Introduced November 25, 2025. Enacted.
Where can I track SB 610?
Track SB 610 free on One Click Politics — get push/email alerts when it moves.

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