New Hampshire 2026 Session Status: Enacted Bipartisan · 6 D · 1 R cosponsors

SB 565 — requiring the commissioner of the insurance department to prepare and publish a report regarding fortified home and commercial standards, and other mitigation and resiliency programs.

Last action — Signed by the Governor on 06/19/2026; Chapter 202; Effective 01/01/2027

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced November 25, 2025. Enacted.

Signed by Governor Kelly Ayotte (Republican) on June 24, 2026.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 78% · moderate confidence

  • Enacted

    Current position in the legislative process.

  • 9 sponsors

    1 primary, 8 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (6 D · 1 R) — cross-party backing.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill requires a report on fortified home and commercial standards and related programs.

This bill mandates the insurance commissioner to create and distribute a report on standards for fortified homes and commercial buildings, as well as other programs that promote resilience and mitigation. The goal is to enhance understanding of safety standards and improve community resilience.

What this means for you
  • Consumers: This means consumers may have access to important information on building standards that can enhance safety and possibly lower insurance costs.

Summary

(New Title) requiring the commissioner of the insurance department to prepare and publish a report regarding fortified home and commercial standards, and other mitigation and resiliency programs.

Bill Text

What changed in the latest version

33 added · 41 removed

Plain-language change summary

The final version of SB 565 includes a new requirement for a report that will provide information on fortified home and commercial standards, as well as other programs aimed at mitigating risks from severe weather events like storms and flooding. This report will help property owners understand potential insurance costs in areas at risk, making it easier for them to plan and protect their investments. Additionally, the report is set to be available by January 1, 2028, and updated every five years, ensuring that the information stays current as conditions change. This change matters because it aims to improve transparency and preparedness for property owners facing climate-related risks.

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Previous
Latest
SB 565-FN - VERSION ADOPTED BY BOTH BODIES 02/19/2026 0506s SESSION 26-2199 07/06 SENATE BILL 565-FN AN ACT requiring the commissioner of the insurance department to prepare and publish a report regarding fortified home and commercial standards, and other mitigation and resiliency programs.
CHAPTER 202 SB 565-FN - FINAL VERSION 02/19/2026 0506s SESSION 26-2199 07/06 SENATE BILL 565-FN AN ACT requiring the commissioner of the insurance department to prepare and publish a report regarding fortified home and commercial standards, and other mitigation and resiliency programs.
SB 565-FN - VERSION ADOPTED BY BOTH BODIES 02/19/2026 0506s 26-2199 07/06 STATE OF NEW HAMPSHIRE In the Year of Our Lord Two Thousand Twenty-Six AN ACT requiring the commissioner of the insurance department to prepare and publish a report regarding fortified home and commercial standards, and other mitigation and resiliency programs.
CHAPTER 202 SB 565-FN - FINAL VERSION 02/19/2026 0506s 26-2199 07/06 STATE OF NEW HAMPSHIRE In the Year of Our Lord Two Thousand Twenty-Six AN ACT requiring the commissioner of the insurance department to prepare and publish a report regarding fortified home and commercial standards, and other mitigation and resiliency programs.
1 New Subdivision;
202:1 New Subdivision;
This report shall be made available by January 1, 2028, and in subsequent 5-year intervals.
This report shall be made available by January 1, 2028, and in subsequent 5- year intervals.
2 Effective Date.
202:2 Effective Date.
LBA 26-2199 02/24/2026 SB 565-FN- FISCAL NOTE AS AMENDED BY THE SENATE (AMENDMENT # 2026-0506s) AN ACT requiring the commissioner of the insurance department to prepare and publish a report regarding fortified home and commercial standards, and other mitigation and resiliency programs.
Approved:
FISCAL IMPACT:
June 19, 2026 Effective Date:
The Office of Legislative Budget Assistant states this bill has no fiscal impact on state, county and local expenditures or revenue.
January 01, 2027
AGENCIES CONTACTED:
Insurance Department
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Action History

  1. Signed by the Governor on 06/19/2026; Chapter 202; Effective 01/01/2027

  2. Enrolled (in recess of) 06/04/2026 HJ 15

  3. Enrolled Adopted, VV, (In recess 06/04/2026); SJ 14

  4. Ought to Pass: MA VV 05/14/2026 HJ 13

  5. Committee Report: Ought to Pass 04/29/2026 (Vote 15-0; CC) HC 19 P. 8

  6. Executive Session: 04/29/2026 10:00 am GP 229

  7. Subcommittee Work Session: 04/22/2026 01:15 pm GP 229

  8. Public Hearing: 04/16/2026 10:30 am GP 229

  9. Introduced (in recess of) 02/19/2026 and referred to Commerce and Consumer Affairs HJ 5 P. 126

  10. Committee Amendment # 2026-0506s, AA, VV; 02/19/2026; SJ 4

  11. Ought to Pass with Amendment #2026-0506s, MA, VV; OT3rdg; 02/19/2026; SJ 4

  12. Committee Report: Ought to Pass with Amendment # 2026-0506s, 02/19/2026; Vote 5-0; CC; SC 6

  13. Hearing: 02/03/2026, Room 100, SH, 10:45 am; SC 1

  14. Introduced 01/07/2026 and Referred to Commerce; SJ 1

Sponsors

Sponsorship breakdown

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1 sponsors · 8 co-sponsors · 406 not signed on

Sponsors (1)

Co-sponsors (8)

Not signed on (406)

406 members have not signed on to this bill.

Show all 406 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

public-safety housing health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 565 do?
(New Title) requiring the commissioner of the insurance department to prepare and publish a report regarding fortified home and commercial standards, and other mitigation and resiliency programs.
Who sponsors SB 565?
SB 565 is sponsored by Debra Altschiller (Democrat), Donovan Fenton (Democrat), Cindy Rosenwald (Democrat), Michael A Edgar, Kevin Avard (Republican), John Michael Potucek, Chris Muns (Democrat), David Watters (Democrat), and Rebecca Perkins Kwoka (Democrat).
What is the current status of SB 565?
This bill has been enacted into law. Introduced November 25, 2025. Enacted.
Where can I track SB 565?
Track SB 565 free on One Click Politics — get push/email alerts when it moves.

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