Delaware 149th General Assembly (2017-2018) Status: Enacted Bipartisan · 2 D · 1 R cosponsors

SB 184 — AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO SELF-SERVICE STORAGE INSURANCE PRODUCER LICENSURE.

Last action — Signed by Governor

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced April 26, 2018. Enacted.

Prognosis

Likely to advance 98% · high confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 6 sponsors

    3 primary, 3 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (2 D · 1 R) — cross-party backing.

  • Cleared a recorded vote

    Passed 2 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

As the self-storage industry continues to grow, it is important for consumers to have the option to insure their items stored in a self-storage facility. Currently, Delaware law does not provide a licensing structure for the sale of self-storage insurance. This type of insurance is becoming more commonplace with the growth in the self-storage industry. This legislation provides a licensing structure for self-storage businesses engaged in the sale of this type of insurance, grants the Insurance Commissioner regulatory oversight over the sales practices for this type of insurance and provides important protections and disclosures for consumers who purchase this insurance product.

Bill Text

How this bill changes current law

10 changes Share ↗

AI-generated reading aid from the bill's amendatory text — verify against the official bill.

This bill establishes a licensing framework for self-service storage insurance producers in Delaware.

  • § 1702, Title 18 of the Delaware Code

    Self-Service Storage Insurance means insurance offered in connection with and incidental to the rental of space at a self-service storage facility. → “Self-Service Storage Insurance” means insurance offered in connection with and incidental to the rental of space at a self-service storage facility.

    Clarifies the definition of self-service storage insurance.

  • § 1707(b), Title 18 of the Delaware Code

    Self-Service Storage Insurance. → Self-Service Storage Insurance.

    Maintains the reference to self-service storage insurance in licensing provisions.

  • § 1709, Title 18 of the Delaware Code

    An applicant for a license as a self-service storage producer shall not be required to complete any prelicensing education or examination. → An applicant for a license as a self-service storage producer shall not be required to complete any prelicensing education or examination.

    Affirms that no prelicensing education or examination is needed for self-service storage producers.

  • This chapter shall be known as the “Self-Service Storage Producer Limited License Act.”

    Establishes a new chapter for licensing self-service storage producers.

  • Definitions for occupant, owner, personal property, self-service storage insurance, self-service storage producer, and self-service storage facility are established.

    Introduces clear definitions relevant to self-service storage insurance.

  • The Commissioner may issue to an owner a limited lines license authorizing the owner to offer self-service storage insurance.

    Creates a licensing process for self-service storage producers to sell insurance.

  • A self-service storage producer must provide disclosures about the insurance offered to occupants.

    Mandates that producers must inform customers about insurance coverage details.

  • Establishes penalties for misconduct related to the licensing of self-service storage insurance.

    Introduces a framework for enforcement and penalties for noncompliance.

  • An insurer may pay commissions to self-service storage producers.

    Clarifies that commission payments for insurance sales are permissible.

  • Sets a timeline for effective implementation of the act 60 days after enactment.

    Defines when the new provisions regarding self-service storage insurance become effective.

Action History

  1. Signed by Governor

  2. Passed By House. Votes: 40 YES 1 ABSENT

  3. Reported Out of Committee (Economic Development/Banking/Insurance/Commerce) in House with 7 On Its Merits

  4. Assigned to Economic Development/Banking/Insurance/Commerce Committee in House

  5. Passed By Senate. Votes: 19 YES 2 ABSENT

  6. Amendment SA 1 to SB 184 - Passed By Senate. Votes: 19 YES 2 ABSENT

  7. Reported Out of Committee (Banking, Business & Insurance) in Senate with 4 On Its Merits

  8. Introduced and Assigned to Banking, Business & Insurance Committee in Senate

Sponsors

Sponsorship breakdown

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3 sponsors · 3 co-sponsors · 56 not signed on

Sponsors (3)

Co-sponsors (3)

Not signed on (56)

56 members have not signed on to this bill.

Show all 56 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

SM

Passed 40 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Unaffiliated 25000
Democratic 6001
Republican 9000
Total 40001
% of votes cast 98%0%0%2%
How each member voted (41)
Member Party Vote
Andria L. Bennett — Yea
Bryon H. Short — Yea
Charles Potter Jr. — Yea
David Bentz — Yea
Deborah Hudson — Yea
Earl G. Jaques Jr. — Yea
Gerald L. Brady — Yea
Harvey R. Kenton — Yea
Helene M. Keeley — Yea
James Johnson — Yea
John A. Kowalko — Yea
John J. Viola — Yea
John L. Mitchell — Yea
Joseph E. Miro — Yea
Melanie George Smith — Yea
Michael Mulrooney — Yea
Michael Ramone — Yea
Paul S. Baumbach — Yea
Peter C. Schwartzkopf — Yea
Quinton Johnson — Yea
Ruth Briggs King — Yea
Sean Matthews — Yea
Stephen Smyk — Yea
Valerie Longhurst — Yea
William R. Outten — Yea
Debra Heffernan Democratic Not Voting
Edward S. Osienski Democratic Yea
Kimberly Williams Democratic Yea
Sean M. Lynn Democratic Yea
Stephanie T. Bolden Democratic Yea
Trey Paradee Democratic Yea
William J. Carson Democratic Yea
Charles S Postles Jr. Republican Yea
Daniel B. Short Republican Yea
David L. Wilson Republican Yea
Jeffrey N. Spiegelman Republican Yea
Kevin S Hensley Republican Yea
Lyndon D. Yearick Republican Yea
Richard G. Collins Republican Yea
Ronald E. Gray Republican Yea
Timothy D. Dukes Republican Yea

Official roll call →

SM

Passed 19 Yea · 0 Nay · 2 Other
Party YeaNayPresentNot Voting
Unaffiliated 12000
Democratic 3002
Republican 4000
Total 19002
% of votes cast 90%0%0%10%
How each member voted (21)
Member Party Vote
Anthony Delcollo — Yea
Brian J. Bushweller — Yea
Bruce C. Ennis — Yea
Catherine Cloutier — Yea
Colin Bonini — Yea
David B. McBride — Yea
Ernesto B Lopez — Yea
F. Gary Simpson — Yea
Gregory F. Lavelle — Yea
Harris B. McDowell — Yea
Margaret Rose Henry — Yea
Robert Marshall — Yea
Bryan Townsend Democratic Yea
David P. Sokola Democratic Yea
John "Jack" Walsh Democratic Not Voting
Nicole Poore Democratic Yea
Stephanie L. Hansen Democratic Not Voting
Brian Pettyjohn Republican Yea
Bryant L. Richardson Republican Yea
Dave G. Lawson Republican Yea
Gerald W. Hocker Republican Yea

Official roll call →

Subjects

public-safety finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 184 do?
As the self-storage industry continues to grow, it is important for consumers to have the option to insure their items stored in a self-storage facility. Currently, Delaware law does not provide a licensing structure for the sale of self-storage insurance. This type of insurance is becoming more commonplace with the growth in the self-storage industry. This legislation provides a licensing structure for self-storage businesses engaged in the sale of this type of insurance, grants the Insurance Commissioner regulatory oversight over the sales practices for this type of insurance and provides important protections and disclosures for consumers who purchase this insurance product.
Who sponsors SB 184?
SB 184 is sponsored by Bryan Townsend (Democratic), Trey Paradee (Democratic), Brian Pettyjohn (Republican), Michael Ramone, Andria L. Bennett, and Brian J. Bushweller.
What is the current status of SB 184?
This bill has been enacted into law. Introduced April 26, 2018. Enacted.
Where can I track SB 184?
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