HB 25-1192 — Financial Literacy Graduation Requirement
Last action — Governor Signed
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✓Introduced
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✓In Committee
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✓Passed House
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✓Passed Senate
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced February 10, 2025. Enacted.
Signed by Governor Jared Polis (Democratic) on May 23, 2025.
Odds of enactment
High chanceBased on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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Enacted
Current position in the legislative process.
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40 sponsors
4 primary, 36 co-sponsors signed on.
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Bipartisan support
Sponsored across 2 parties (29 D · 8 R) — cross-party backing.
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Cleared a recorded vote
Passed 4 recorded votes so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Summary
Beginning with the 2027-28 school year, the act requires each individual career and academic plan (ICAP) to include a requirement that, during the student's graduation year, the student has exposure to federal financial aid eligibility tools and net price calculators and practices filling out a free application for federal student aid or the Colorado application for state financial aid, unless the student or student's parent or legal guardian affirmatively declines to practice filling out the application or authorized school personnel determines it is not feasible for the student to practice filling out an application. The act requires each school district board of education to incorporate all the financial literacy standards into a course that is required for high school graduation. The act authorizes the department of education (department) to seek, accept, and expend gifts, grants, or donations for the purpose of supporting educators in implementing a financial literacy course. For the 2025-26 state fiscal year, the act appropriates $210,389 to the department for distribution to school districts to support implementation of a financial literacy course and the ICAP requirement. The act requires the department to distribute money to school districts that do not currently offer a course based on a formula determined by the department, which may include determining eligibility based on attestations from school districts. For the 2025-26 state fiscal year, the act appropriates $9,611 to the department of higher education for use by the Colorado commission on higher education and higher education special purpose programs for administration. (Note: This summary applies to this bill as enacted.)
Bill Text
What changed in the latest version
24 added · 17 removedPlain-language change summary
The recent amendments to HB 25-1192 clarify the requirement for high school graduation in public schools by specifying that students must complete a course in financial literacy. This change aims to strengthen students' financial skills and knowledge before they graduate, making them better prepared for real-world financial decisions. This is important because it addresses a critical gap in education that can help young adults manage their finances more effectively.
First Regular Session Seventy-fifth General Assembly STATE OF COLORADO ENGROSSEDREENGROSSED This Version Includes All Amendments Adopted on Second Reading in the House of Introduction LLS NO.
25-0384.01 Shelby Ross x4510 HOUSE BILL 25-1192 HOUSE SPONSORSHIP Hartsook and Bacon, Bird, Camacho, Clifford, Duran, English, Gilchrist, Gonzalez R., Joseph, Lindsay, McCluskie, Phillips, Rutinel, Soper, Taggart, Titone, Valdez, Willford SENATE SPONSORSHIP Bridges and Frizell, House Committees Senate Committees Education Appropriations A BILL FOR AN ACT C ONCERNING FINANCIAL LITERACY REQUIREMENTS AS A CONDITION OF HIGH SCHOOL GRADUATION IN PUBLIC SCHOOLS ,,AND AND , IN CONNECTION THEREWITH ,,MAKING MAKING AN APPROPRIATION .
Bill Summary d (Note:
This summary applies to this bill as introduced and does d notreflectanyamendmentsthatmaybesubsequentlyadopted.Ifthisbill e 5 E a 0 passes third reading in the house of introduction, a bill summary that S U , applies to the reengrossed version of this bill will be available at O i l H a p http://leg.colorado.gov.) R A r Currentlaw encourages eachschooldistrictboardof educationor charter school to adopt successful completion of a course in financial literacy as a graduation requirement.
The bill requires successful n completion of a course in financial literacyas a condition of high school id 52 a 0 graduation.
SE Re ,2 OU nd 5 O 2 i Shading denotes HOUSE amendment.
H 2d rp Capital letters or bold & italic numbers indicate new material to be added to existingdlaw.existing law.d A Dashes through the words or numbers indicate deletions from existing law.
Dashes through the words or numbers indicate deletions from existing law.
View plain text versions (10)
- Engrossed Reengrossed (04/28/2025) pdf
- Engrossed Engrossed (04/25/2025) Current pdf
- Signed Act (05/23/2025) View text pdf
- Final Act (05/16/2025) View text pdf
- Rerevised (05/06/2025) View text pdf
- Revised (05/05/2025) View text pdf
- PA3 (05/05/2025) View text pdf
- PA2 (04/25/2025) View text pdf
- PA1 (03/10/2025) View text pdf
- Introduced Introduced (02/10/2025) pdf
Amendments
1 amendmentClick Show changes on an amendment above to see how it modifies the bill.
Action History
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Governor Signed
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Signed by the Speaker of the House
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Signed by the President of the Senate
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Sent to the Governor
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House Considered Senate Amendments - Result was to Concur - Repass
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Senate Third Reading Passed - No Amendments
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House Considered Senate Amendments - Result was to Laid Over Daily
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Senate Committee on Education Refer Amended to Appropriations
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Senate Committee on Appropriations Refer Unamended to Senate Committee of the Whole
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Senate Second Reading Special Order - Passed with Amendments - Committee
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Senate Committee on Education Lay Over Unamended - Amendment(s) Failed
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Introduced In Senate - Assigned to Education
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House Third Reading Passed - No Amendments
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House Committee on Appropriations Refer Amended to House Committee of the Whole
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House Second Reading Special Order - Passed with Amendments - Committee
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House Committee on Education Refer Amended to Appropriations
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Introduced In House - Assigned to Education
Sponsors
- Mike Weissman · Cosponsor
- Katie Wallace · Cosponsor
- Cathy Kipp · Cosponsor
- Nick Hinrichsen · Cosponsor
- Tony Exum · Cosponsor
- Lisa Cutter · Cosponsor
- Steven Woodrow · Cosponsor
- Jenny Willford · Cosponsor
- Alex Valdez · Cosponsor
- Brianna Titone · Cosponsor
- Rick Taggart · Cosponsor
- Tammy Story · Cosponsor
- Matt Soper · Cosponsor
- Manny Rutinel · Cosponsor
- Naquetta Ricks · Cosponsor
- Jacque Phillips · Cosponsor
- Julie McCluskie · Cosponsor
- Bob Marshall · Cosponsor
- Mandy Lindsay · Cosponsor
- Junie Joseph · Cosponsor
- Jamie Jackson · Cosponsor
- Ryan Gonzalez · Cosponsor
- Lindsay Gilchrist · Cosponsor
- L. García · Cosponsor
- Meg Froelich · Cosponsor
- Regina English · Cosponsor
- Monica Duran · Cosponsor
- Chad Clifford · Cosponsor
- Michael Carter · Cosponsor
- Sean Camacho · Cosponsor
- Jarvis Caldwell · Cosponsor
- Andrew Boesenecker · Cosponsor
- S. Bird · Cosponsor
- Lisa Frizell · Primary
- Jeff Bridges · Primary
- Jennifer Bacon · Primary
- Anthony Hartsook · Primary
- Ty Winter · Cosponsor
- Lori Garcia Sander · Cosponsor
- Michaelson Jenet · Cosponsor
Sponsorship breakdown
Export CSV (upgrade) →4 sponsors · 36 co-sponsors · 61 not signed on · 27 voted No
Sponsors (4)
- Lisa Frizell Republican
- Jeff Bridges Democrat
- Jennifer Bacon Democrat
- Anthony Hartsook Republican
Co-sponsors (36)
- Mike Weissman Democrat
- Katie Wallace Democrat
- Cathy Kipp Democrat
- Nick Hinrichsen Democrat
- Tony Exum Democrat
- Lisa Cutter Democrat
- Steven Woodrow Democrat
- Jenny Willford Democrat
- Alex Valdez Democrat
- Brianna Titone Democrat
- Rick Taggart Republican
- Tammy Story Democrat Voted No
- Matt Soper Republican Voted No
- Manny Rutinel Democrat
- Naquetta Ricks Democrat
- Jacque Phillips Democrat
- Julie McCluskie Democrat
- Bob Marshall Democrat
- Mandy Lindsay Democrat
- Junie Joseph Democrat
- Jamie Jackson Democrat
- Ryan Gonzalez Republican
- Lindsay Gilchrist Democrat
- L. García
- Meg Froelich Democrat
- Regina English Democrat
- Monica Duran Democrat
- Chad Clifford Democrat
- Michael Carter Democrat
- Sean Camacho Democrat
- Jarvis Caldwell Republican
- Andrew Boesenecker Democrat
- S. Bird
- Ty Winter Republican
- Lori Garcia Sander Republican
- Michaelson Jenet
Not signed on (61)
61 members have not signed on to this bill.
Show all 61 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 4 | 0 | 0 | 0 |
| Democrat | 42 | 0 | 0 | 0 |
| Republican | 9 | 10 | 0 | 0 |
| Total | 55 | 10 | 0 | 0 |
| % of votes cast | 85% | 15% | 0% | 0% |
How each member voted (65)
| Member | Party | Vote |
|---|---|---|
| Armagost | — | Yea |
| Bird | — | Yea |
| Pugliese | — | Yea |
| Garcia Sander | — | Yea |
| Alex Valdez | Democrat | Yea |
| Amy Paschal | Democrat | Yea |
| Andrew Boesenecker | Democrat | Yea |
| Bob Marshall | Democrat | Yea |
| Brianna Titone | Democrat | Yea |
| Cecelia Espenoza | Democrat | Yea |
| Chad Clifford | Democrat | Yea |
| Eliza Hamrick | Democrat | Yea |
| Elizabeth Velasco | Democrat | Yea |
| Emily Sirota | Democrat | Yea |
| Gretchen Rydin | Democrat | Yea |
| Jacque Phillips | Democrat | Yea |
| Jamie Jackson | Democrat | Yea |
| Javier Mabrey | Democrat | Yea |
| Jennifer Bacon | Democrat | Yea |
| Jenny Willford | Democrat | Yea |
| Julie McCluskie | Democrat | Yea |
| Junie Joseph | Democrat | Yea |
| Karen McCormick | Democrat | Yea |
| Katie Stewart | Democrat | Yea |
| Kyle Brown | Democrat | Yea |
| Lesley Smith | Democrat | Yea |
| Lindsay Gilchrist | Democrat | Yea |
| Lisa Feret | Democrat | Yea |
| Lorena Garcia | Democrat | Yea |
| Mandy Lindsay | Democrat | Yea |
| Manny Rutinel | Democrat | Yea |
| Matthew Martinez | Democrat | Yea |
| Meg Froelich | Democrat | Yea |
| Meghan Lukens | Democrat | Yea |
| Michael Carter | Democrat | Yea |
| Monica Duran | Democrat | Yea |
| Naquetta Ricks | Democrat | Yea |
| Rebekah Stewart | Democrat | Yea |
| Regina English | Democrat | Yea |
| Sean Camacho | Democrat | Yea |
| Sheila Lieder | Democrat | Yea |
| Steven Woodrow | Democrat | Yea |
| Tammy Story | Democrat | Yea |
| Tisha Mauro | Democrat | Yea |
| William Lindstedt | Democrat | Yea |
| Yara Zokaie | Democrat | Yea |
| Anthony Hartsook | Republican | Yea |
| Brandi Bradley | Republican | Nay |
| Carlos Barron | Republican | Yea |
| Chris Richardson | Republican | Nay |
| Dan Woog | Republican | Nay |
| Dusty Johnson | Republican | Nay |
| Jarvis Caldwell | Republican | Yea |
| Ken DeGraaf | Republican | Nay |
| Larry Don Suckla | Republican | Yea |
| Mary Bradfield | Republican | Yea |
| Matt Soper | Republican | Nay |
| Max Brooks | Republican | Nay |
| Rebecca Keltie | Republican | Yea |
| Rick Taggart | Republican | Yea |
| Ron Weinberg | Republican | Nay |
| Ryan Gonzalez | Republican | Yea |
| Scott Bottoms | Republican | Nay |
| Stephanie Luck | Republican | Nay |
| Ty Winter | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 4 | 0 | 0 | 0 |
| Democrat | 41 | 0 | 0 | 1 |
| Republican | 15 | 4 | 0 | 0 |
| Total | 60 | 4 | 0 | 1 |
| % of votes cast | 92% | 6% | 0% | 2% |
How each member voted (65)
| Member | Party | Vote |
|---|---|---|
| Armagost | — | Yea |
| Bird | — | Yea |
| Pugliese | — | Yea |
| Garcia Sander | — | Yea |
| Alex Valdez | Democrat | Not Voting |
| Amy Paschal | Democrat | Yea |
| Andrew Boesenecker | Democrat | Yea |
| Bob Marshall | Democrat | Yea |
| Brianna Titone | Democrat | Yea |
| Cecelia Espenoza | Democrat | Yea |
| Chad Clifford | Democrat | Yea |
| Eliza Hamrick | Democrat | Yea |
| Elizabeth Velasco | Democrat | Yea |
| Emily Sirota | Democrat | Yea |
| Gretchen Rydin | Democrat | Yea |
| Jacque Phillips | Democrat | Yea |
| Jamie Jackson | Democrat | Yea |
| Javier Mabrey | Democrat | Yea |
| Jennifer Bacon | Democrat | Yea |
| Jenny Willford | Democrat | Yea |
| Julie McCluskie | Democrat | Yea |
| Junie Joseph | Democrat | Yea |
| Karen McCormick | Democrat | Yea |
| Katie Stewart | Democrat | Yea |
| Kyle Brown | Democrat | Yea |
| Lesley Smith | Democrat | Yea |
| Lindsay Gilchrist | Democrat | Yea |
| Lisa Feret | Democrat | Yea |
| Lorena Garcia | Democrat | Yea |
| Mandy Lindsay | Democrat | Yea |
| Manny Rutinel | Democrat | Yea |
| Matthew Martinez | Democrat | Yea |
| Meg Froelich | Democrat | Yea |
| Meghan Lukens | Democrat | Yea |
| Michael Carter | Democrat | Yea |
| Monica Duran | Democrat | Yea |
| Naquetta Ricks | Democrat | Yea |
| Rebekah Stewart | Democrat | Yea |
| Regina English | Democrat | Yea |
| Sean Camacho | Democrat | Yea |
| Sheila Lieder | Democrat | Yea |
| Steven Woodrow | Democrat | Yea |
| Tammy Story | Democrat | Yea |
| Tisha Mauro | Democrat | Yea |
| William Lindstedt | Democrat | Yea |
| Yara Zokaie | Democrat | Yea |
| Anthony Hartsook | Republican | Yea |
| Brandi Bradley | Republican | Nay |
| Carlos Barron | Republican | Yea |
| Chris Richardson | Republican | Yea |
| Dan Woog | Republican | Yea |
| Dusty Johnson | Republican | Yea |
| Jarvis Caldwell | Republican | Yea |
| Ken DeGraaf | Republican | Nay |
| Larry Don Suckla | Republican | Yea |
| Mary Bradfield | Republican | Yea |
| Matt Soper | Republican | Yea |
| Max Brooks | Republican | Nay |
| Rebecca Keltie | Republican | Yea |
| Rick Taggart | Republican | Yea |
| Ron Weinberg | Republican | Yea |
| Ryan Gonzalez | Republican | Yea |
| Scott Bottoms | Republican | Yea |
| Stephanie Luck | Republican | Nay |
| Ty Winter | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 19 | 2 | 0 | 0 |
| Republican | 5 | 6 | 0 | 0 |
| Unaffiliated | 2 | 1 | 0 | 0 |
| Total | 26 | 9 | 0 | 0 |
| % of votes cast | 74% | 26% | 0% | 0% |
How each member voted (35)
| Member | Party | Vote |
|---|---|---|
| Lundeen | — | Nay |
| President | — | Yea |
| Winter F. | — | Yea |
| Cathy Kipp | Democrat | Yea |
| Chris Kolker | Democrat | Nay |
| Dafna Michaelson Jenet | Democrat | Yea |
| Dylan Roberts | Democrat | Yea |
| Iman Jodeh | Democrat | Yea |
| Janice Marchman | Democrat | Nay |
| Jeff Bridges | Democrat | Yea |
| Jessie Danielson | Democrat | Yea |
| Judy Amabile | Democrat | Yea |
| Julie Gonzales | Democrat | Yea |
| Katie Wallace | Democrat | Yea |
| Kyle Mullica | Democrat | Yea |
| Lindsey Daugherty | Democrat | Yea |
| Lisa Cutter | Democrat | Yea |
| Marc Snyder | Democrat | Yea |
| Matt Ball | Democrat | Yea |
| Mike Weissman | Democrat | Yea |
| Nick Hinrichsen | Democrat | Yea |
| Robert Rodriguez | Democrat | Yea |
| Tom Sullivan | Democrat | Yea |
| Tony Exum | Democrat | Yea |
| Barbara Kirkmeyer | Republican | Nay |
| Byron Pelton | Republican | Nay |
| Cleave Simpson | Republican | Nay |
| Janice Rich | Republican | Yea |
| John Carson | Republican | Nay |
| Larry Liston | Republican | Yea |
| Lisa Frizell | Republican | Yea |
| Marc Catlin | Republican | Yea |
| Mark Baisley | Republican | Nay |
| Rod Pelton | Republican | Nay |
| Scott Bright | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 4 | 0 | 0 | 0 |
| Democrat | 30 | 11 | 0 | 1 |
| Republican | 11 | 8 | 0 | 0 |
| Total | 45 | 19 | 0 | 1 |
| % of votes cast | 69% | 29% | 0% | 2% |
How each member voted (65)
| Member | Party | Vote |
|---|---|---|
| Armagost | — | Yea |
| Bird | — | Yea |
| Pugliese | — | Yea |
| Garcia Sander | — | Yea |
| Alex Valdez | Democrat | Yea |
| Amy Paschal | Democrat | Yea |
| Andrew Boesenecker | Democrat | Yea |
| Bob Marshall | Democrat | Yea |
| Brianna Titone | Democrat | Yea |
| Cecelia Espenoza | Democrat | Yea |
| Chad Clifford | Democrat | Yea |
| Eliza Hamrick | Democrat | Nay |
| Elizabeth Velasco | Democrat | Nay |
| Emily Sirota | Democrat | Yea |
| Gretchen Rydin | Democrat | Nay |
| Jacque Phillips | Democrat | Yea |
| Jamie Jackson | Democrat | Yea |
| Javier Mabrey | Democrat | Nay |
| Jennifer Bacon | Democrat | Yea |
| Jenny Willford | Democrat | Yea |
| Julie McCluskie | Democrat | Yea |
| Junie Joseph | Democrat | Yea |
| Karen McCormick | Democrat | Nay |
| Katie Stewart | Democrat | Nay |
| Kyle Brown | Democrat | Yea |
| Lesley Smith | Democrat | Nay |
| Lindsay Gilchrist | Democrat | Yea |
| Lisa Feret | Democrat | Yea |
| Lorena Garcia | Democrat | Nay |
| Mandy Lindsay | Democrat | Yea |
| Manny Rutinel | Democrat | Yea |
| Matthew Martinez | Democrat | Yea |
| Meg Froelich | Democrat | Yea |
| Meghan Lukens | Democrat | Nay |
| Michael Carter | Democrat | Yea |
| Monica Duran | Democrat | Yea |
| Naquetta Ricks | Democrat | Yea |
| Rebekah Stewart | Democrat | Yea |
| Regina English | Democrat | Yea |
| Sean Camacho | Democrat | Yea |
| Sheila Lieder | Democrat | Nay |
| Steven Woodrow | Democrat | Not Voting |
| Tammy Story | Democrat | Nay |
| Tisha Mauro | Democrat | Yea |
| William Lindstedt | Democrat | Yea |
| Yara Zokaie | Democrat | Yea |
| Anthony Hartsook | Republican | Yea |
| Brandi Bradley | Republican | Nay |
| Carlos Barron | Republican | Yea |
| Chris Richardson | Republican | Nay |
| Dan Woog | Republican | Yea |
| Dusty Johnson | Republican | Nay |
| Jarvis Caldwell | Republican | Yea |
| Ken DeGraaf | Republican | Nay |
| Larry Don Suckla | Republican | Yea |
| Mary Bradfield | Republican | Yea |
| Matt Soper | Republican | Yea |
| Max Brooks | Republican | Nay |
| Rebecca Keltie | Republican | Yea |
| Rick Taggart | Republican | Yea |
| Ron Weinberg | Republican | Nay |
| Ryan Gonzalez | Republican | Yea |
| Scott Bottoms | Republican | Nay |
| Stephanie Luck | Republican | Nay |
| Ty Winter | Republican | Yea |
Subjects
Frequently asked questions
- What does HB 25-1192 do?
- Beginning with the 2027-28 school year, the act requires each individual career and academic plan (ICAP) to include a requirement that, during the student's graduation year, the student has exposure to federal financial aid eligibility tools and net price calculators and practices filling out a free application for federal student aid or the Colorado application for state financial aid, unless the student or student's parent or legal guardian affirmatively declines to practice filling out the application or authorized school personnel determines it is not feasible for the student to practice filling out an application. The act requires each school district board of education to incorporate all the financial literacy standards into a course that is required for high school graduation. The act authorizes the department of education (department) to seek, accept, and expend gifts, grants, or donations for the purpose of supporting educators in implementing a financial literacy course. For the 2025-26 state fiscal year, the act appropriates $210,389 to the department for distribution to school districts to support implementation of a financial literacy course and the ICAP requirement. The act requires the department to distribute money to school districts that do not currently offer a course based on a formula determined by the department, which may include determining eligibility based on attestations from school districts. For the 2025-26 state fiscal year, the act appropriates $9,611 to the department of higher education for use by the Colorado commission on higher education and higher education special purpose programs for administration. (Note: This summary applies to this bill as enacted.)
- Who sponsors HB 25-1192?
- HB 25-1192 is sponsored by Mike Weissman (Democrat), Katie Wallace (Democrat), Cathy Kipp (Democrat), Nick Hinrichsen (Democrat), Tony Exum (Democrat), Lisa Cutter (Democrat), Steven Woodrow (Democrat), Jenny Willford (Democrat), Alex Valdez (Democrat), Brianna Titone (Democrat), Rick Taggart (Republican), Tammy Story (Democrat), Matt Soper (Republican), Manny Rutinel (Democrat), Naquetta Ricks (Democrat), Jacque Phillips (Democrat), Julie McCluskie (Democrat), Bob Marshall (Democrat), Mandy Lindsay (Democrat), Junie Joseph (Democrat), Jamie Jackson (Democrat), Ryan Gonzalez (Republican), Lindsay Gilchrist (Democrat), L. García, Meg Froelich (Democrat), Regina English (Democrat), Monica Duran (Democrat), Chad Clifford (Democrat), Michael Carter (Democrat), Sean Camacho (Democrat), Jarvis Caldwell (Republican), Andrew Boesenecker (Democrat), S. Bird, Lisa Frizell (Republican), Jeff Bridges (Democrat), Jennifer Bacon (Democrat), Anthony Hartsook (Republican), Ty Winter (Republican), Lori Garcia Sander (Republican), and Michaelson Jenet.
- What is the current status of HB 25-1192?
- This bill has been enacted into law. Introduced February 10, 2025. Enacted.
- Where can I track HB 25-1192?
- Track HB 25-1192 free on One Click Politics — get push/email alerts when it moves.
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