Colorado 2017 Regular Session Status: Passed Senate

SB 17-182 — Uninsured Motor Vehicle And Medical Coverage

Last action — House Committee on State, Veterans, & Military Affairs Postpone Indefinitely

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill died with 2017 Regular Session. It reached “Passed Senate” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.

This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.

Summary

Current law forbids uninsured and underinsured medical coverage to take a setoff when medical insurance pays a part of the damages caused by a crash. The bill clarifies that this does not require the insurers to pay more than the actual damages caused by the crash. An insurer is authorized to prohibit stacking the limits of more than one uninsured motorist coverage policy if the provisions are included in a single policy covering multiple vehicles or in multiple policies issued by one insurer or by insurers under common ownership or management. But this provision must not prohibit stacking of the uninsured or underinsured policies issued to an insured by different companies or to an unrelated person. The maximum liability under the uninsured motorist coverage is the lesser of the policy limits and amounts paid by a legally liable person or the amount of damages sustained but not recovered. (Note: This summary applies to the reengrossed version of this bill as introduced in the second house.)

Bill Text

What changed in the latest version

15 added · 20 removed

Plain-language change summary

The updated version of Bill SB 17-182 clarifies that insurance companies are not obligated to pay more than the actual damages incurred from a crash. Additionally, it provides insurers the authority to prevent "stacking," or combining, of coverage limits for multiple policies. These changes are significant because they help define the financial responsibilities of insurers after an accident, ensuring that payouts are fair and limited to actual damages.

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Latest
First Regular Session Seventy-first General Assembly STATE OF COLORADO REENGROSSED This Version Includes All Amendments Adopted in the House of Introduction LLS NO.
First Regular Session Seventy-first General Assembly STATE OF COLORADO ENGROSSED This Version Includes All Amendments Adopted on Second Reading in the House of Introduction LLS NO.
Bill Summary e (Note:
Bill Summary (Note:
This summary applies to this bill as introduced and does n 7 notreflectanyamendmentsthatmaybesubsequentlyadopted.Ifthisbill m 0 T n , passes third reading in the house of introduction, a bill summary that A U 1 applies to the reengrossed version of this bill will be available at E i h S a a http://leg.colorado.gov.) R M r Currentlawforbidsuninsuredandunderinsuredmedicalcoverage 3 totakeasetoffwhenmedicalinsurancepaysapartofthedamagescaused by a crash.
This summary applies to this bill as introduced and does notreflectanyamendmentsthatmaybesubsequentlyadopted.Ifthisbill passes third reading in the house of introduction, a bill summary that applies to the reengrossed version of this bill will be available at http://leg.colorado.gov.) Currentlawforbidsuninsuredandunderinsuredmedicalcoverage totakeasetoffwhenmedicalinsurancepaysapartofthedamagescaused by a crash.
The bill clarifies that this does not require the insurers to pay g i more than the actual damages caused by the crash.
The bill clarifies that this does not require the insurers to pay g more than the actual damages caused by the crash.
a 1 An insurer is authorized to prohibit stacking the limits of more E R 2 A n 5 N 2 1 Shading denotes HOUSE amendment.
d e 0 An insurer is authorized to prohibit stacking the limits of more T R , A 2 1 Shading denotes HOUSE amendment.
S e r Capital letters indicate new material to be added to existing statute.
E d c Capital letters indicate new material to be added to existing statute.
n a Dashes through the words indicate deletions from existing statute.
S d a Dashes through the words indicate deletions from existing statute.
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Amendments

2 amendments

Click Show changes on an amendment above to see how it modifies the bill.

Action History

  1. House Committee on State, Veterans, & Military Affairs Postpone Indefinitely

  2. Introduced In House - Assigned to State, Veterans, & Military Affairs

  3. Senate Third Reading Passed - No Amendments

  4. Senate Second Reading Passed with Amendments - Committee

  5. Senate Second Reading Laid Over Daily - No Amendments

  6. Senate Second Reading Laid Over Daily - No Amendments

  7. Senate Second Reading Laid Over Daily - No Amendments

  8. Senate Committee on Judiciary Refer Amended to Senate Committee of the Whole

  9. Introduced In Senate - Assigned to Judiciary

Sponsors

  • Bob Gardner · Primary
  • Yeulin Willett · Primary
  • Patrick Neville P. · Primary

Sponsorship breakdown

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3 sponsors · 0 co-sponsors · 99 not signed on · 3 voted No

Sponsors (3)

  • Bob Gardner
  • Yeulin Willett
  • Patrick Neville P.

Co-sponsors (0)

None.

Not signed on (99)

99 members have not signed on to this bill.

Show all 99 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Subjects

public-safety health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 17-182 do?
Current law forbids uninsured and underinsured medical coverage to take a setoff when medical insurance pays a part of the damages caused by a crash. The bill clarifies that this does not require the insurers to pay more than the actual damages caused by the crash. An insurer is authorized to prohibit stacking the limits of more than one uninsured motorist coverage policy if the provisions are included in a single policy covering multiple vehicles or in multiple policies issued by one insurer or by insurers under common ownership or management. But this provision must not prohibit stacking of the uninsured or underinsured policies issued to an insured by different companies or to an unrelated person. The maximum liability under the uninsured motorist coverage is the lesser of the policy limits and amounts paid by a legally liable person or the amount of damages sustained but not recovered. (Note: This summary applies to the reengrossed version of this bill as introduced in the second house.)
Who sponsors SB 17-182?
SB 17-182 is sponsored by Bob Gardner, Yeulin Willett, and Patrick Neville P..
What is the current status of SB 17-182?
This bill died with 2017 Regular Session. It reached “Passed Senate” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Where can I track SB 17-182?
Track SB 17-182 free on One Click Politics — get push/email alerts when it moves.

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Last checked for changes 3 months ago · updated continuously

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