California 2019-2020 Regular Session Status: Passed Assembly 1 D cosponsors

AB 2443 — Deceptive practices: debt settlement.

Last action — Referred to Coms. on JUD. and APPR.

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. 3
    Passed Assembly
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill died with 2019-2020 Regular Session. It reached “Passed Assembly” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.

This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.

Summary

The Consumers Legal Remedies Act makes unlawful various specified methods, acts, or practices undertaken in a transaction intended to result or that results in the sale or lease of goods or services to any consumer, and provides for civil actions by persons who suffer damage as a result of the use or employment of these methods, acts, or practices. The Check Sellers, Bill Payers and Proraters Law licenses and regulates proraters. Existing law defines a "prorater" as a person who, for compensation, engages in the business of receiving money or evidences thereof for the purpose of distributing the money or evidences thereof among creditors in payment or partial payment of the obligations of the debtor. This bill would include, as an unlawful act under the Consumer Legal Remedies Act, engaging in the business of receiving or soliciting money or evidences thereof, or processing payment for the purpose of distributing the money or evidences thereof, among creditors in payment or partial payment of the obligations of the debtor in a manner that deceives consumers, including by, among other methods, failing to disclose clearly and conspicuously the terms and risks of the program. The bill would also include as an unlawful practice under the act, engaging in the business of a prorater in a manner that violates the Check Sellers, Bill Payers and Proraters Law. The bill would make it an unlawful act to provide payment processing services, for which a fee is charged to a consumer, to a prorater that is acting in violation of these provisions. The bill would specify that these provisions do not apply to entities that are exempt from taxation, as specified.

Bill Text

Action History

  1. Referred to Coms. on JUD. and APPR.

  2. In Senate. Read first time. To Com. on RLS. for assignment.

  3. Read third time. Passed. Ordered to the Senate. (Ayes 59. Noes 14. Page 4815.)

  4. Read second time. Ordered to third reading.

  5. Read second time and amended. Ordered returned to second reading.

  6. From committee: Amend, and do pass as amended. (Ayes 8. Noes 3.) (May 5).

  7. Referred to Coms. on P. & C.P. and JUD.

  8. From printer. May be heard in committee March 21.

  9. Read first time. To print.

Sponsors

Sponsorship breakdown

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1 sponsors · 1 co-sponsors · 120 not signed on · 6 voted No

Sponsors (1)

  • Weber

Co-sponsors (1)

Not signed on (120)

120 members have not signed on to this bill.

Show all 120 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

AB 2443 Weber Assembly Third Reading

Passed 59 Yea · 14 Nay · 6 Other
Party YeaNayPresentNot Voting
Democratic 22000
Unaffiliated 371004
Republican 0402
Total 591406
% of votes cast 75%18%0%8%
How each member voted (79)
Member Party Vote
Holden — Yea
Maienschein — Yea
Friedman — Yea
Cooper — Yea
Smith — Yea
Weber — Yea
Nazarian — Yea
Rendon — Yea
Rodriguez — Yea
McCarty — Yea
Low — Yea
Bloom — Yea
Daly — Yea
Cooley — Yea
Gloria — Yea
Mullin — Yea
Salas — Yea
Levine — Yea
Eggman — Yea
Medina — Yea
Gonzalez — Yea
Wood — Yea
Kamlager — Yea
O'Donnell — Yea
Chiu — Yea
Chu — Yea
Jones-Sawyer — Yea
Ting — Yea
Gray — Yea
Chau — Yea
Santiago — Yea
Frazier — Yea
Fong — Nay
Cunningham — Nay
Obernolte — Nay
Voepel — Nay
Waldron — Nay
Kiley — Nay
Mathis — Nay
Brough — Nay
Bigelow — Nay
Quirk — Not Voting
Mayes — Not Voting
Diep — Not Voting
Burke — Not Voting
Cristina Garcia — Yea
Eduardo Garcia — Yea
Jim Patterson — Nay
Luz Rivas — Yea
Mark Stone — Yea
Wendy Carrillo — Yea
Aguiar-Curry, Cecilia M. Democratic Yea
Arambula, Joaquin Democratic Yea
Bauer-Kahan, Rebecca Democratic Yea
Berman, Marc Democratic Yea
Boerner, Tasha Democratic Yea
Bonta, Mia Democratic Yea
Calderon, Lisa Democratic Yea
Cervantes, Sabrina Democratic Yea
Gabriel, Jesse Democratic Yea
Gipson, Mike A. Democratic Yea
Grayson, Timothy S. Democratic Yea
Irwin, Jacqui Democratic Yea
Kalra, Ash Democratic Yea
Limón, Monique Democratic Yea
Muratsuchi, Al Democratic Yea
Petrie-Norris, Cottie Democratic Yea
Quirk-Silva, Sharon Democratic Yea
Ramos, James C. Democratic Yea
Reyes, Eloise Gómez Democratic Yea
Rivas, Robert Democratic Yea
Rubio, Blanca E. Democratic Yea
Wicks, Buffy Democratic Yea
Chen, Phillip Republican Not Voting
Choi, Steven S. Republican Nay
Dahle, Megan Republican Nay
Flora, Heath Republican Nay
Gallagher, James Republican Not Voting
Lackey, Tom Republican Nay

Official roll call →

Subjects

finance
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Frequently asked questions

What does AB 2443 do?
The Consumers Legal Remedies Act makes unlawful various specified methods, acts, or practices undertaken in a transaction intended to result or that results in the sale or lease of goods or services to any consumer, and provides for civil actions by persons who suffer damage as a result of the use or employment of these methods, acts, or practices. The Check Sellers, Bill Payers and Proraters Law licenses and regulates proraters. Existing law defines a "prorater" as a person who, for compensation, engages in the business of receiving money or evidences thereof for the purpose of distributing the money or evidences thereof among creditors in payment or partial payment of the obligations of the debtor. This bill would include, as an unlawful act under the Consumer Legal Remedies Act, engaging in the business of receiving or soliciting money or evidences thereof, or processing payment for the purpose of distributing the money or evidences thereof, among creditors in payment or partial payment of the obligations of the debtor in a manner that deceives consumers, including by, among other methods, failing to disclose clearly and conspicuously the terms and risks of the program. The bill would also include as an unlawful practice under the act, engaging in the business of a prorater in a manner that violates the Check Sellers, Bill Payers and Proraters Law. The bill would make it an unlawful act to provide payment processing services, for which a fee is charged to a consumer, to a prorater that is acting in violation of these provisions. The bill would specify that these provisions do not apply to entities that are exempt from taxation, as specified.
Who sponsors AB 2443?
AB 2443 is sponsored by Weber and Wicks, Buffy (Democratic).
What is the current status of AB 2443?
This bill died with 2019-2020 Regular Session. It reached “Passed Assembly” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Where can I track AB 2443?
Track AB 2443 free on One Click Politics — get push/email alerts when it moves.

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