AB 2196 — Pilot Program for Increased Access to Responsible Small Dollar Loans.
Last action — Chaptered by Secretary of State - Chapter 174, Statutes of 2020.
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✓Introduced
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✓In Committee
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✓Passed Assembly
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✓Passed Senate
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced February 12, 2020. Enacted.
Prognosis
Where this bill stands today.
Odds of enactment
HighHow often bills like it became law.
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Enacted
Current position in the legislative process.
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4 sponsors
1 primary, 3 co-sponsors signed on.
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Bipartisan support
Sponsored across 2 parties (1 R · 1 D) — cross-party backing.
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Cleared a recorded vote
Passed 7 recorded votes so far.
Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.
Summary
Existing law, the California Financing Law, generally provides for the licensure and regulation of finance lenders and brokers by the Commissioner of Business Oversight and makes a willful violation of its provisions a crime, except as provided. That law, until January 1, 2023, establishes the Pilot Program for Increased Access to Responsible Small Dollar Loans. This bill would extend the sunset date for that program until January 1, 2028, require the commissioner to include in a certain report recommendations regarding whether the program should continue after January 1, 2028, and make conforming changes. Because a willful violation of these extended provisions would be a crime, this bill would impose a state-mandated local program. The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement. This bill would provide that no reimbursement is required by this act for a specified reason.
Bill Text
- Chaptered 09/25/20 - Chaptered Current pdf September 25, 2020
- Enrolled 08/31/20 - Enrolled pdf August 31, 2020
- Amended 05/21/20 - Amended Assembly pdf May 21, 2020
- Amended 03/16/20 - Amended Assembly pdf March 16, 2020
- Introduced 02/12/20 - Introduced pdf February 12, 2020
- AB2196 View text html
Action History
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Chaptered by Secretary of State - Chapter 174, Statutes of 2020.
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Approved by the Governor.
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Enrolled and presented to the Governor at 2 p.m.
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In Assembly. Ordered to Engrossing and Enrolling.
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Read third time. Passed. Ordered to the Assembly. (Ayes 39. Noes 0. Page 4382.).
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Ordered to special consent calendar.
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Read second time. Ordered to third reading.
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From committee: Do pass. (Ayes 7. Noes 0.) (August 20).
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In committee: Referred to APPR. suspense file.
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From committee: Do pass and re-refer to Com. on APPR. (Ayes 7. Noes 0.) (August 13). Re-referred to Com. on APPR.
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In committee: Hearing postponed by committee.
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In committee: Hearing postponed by committee.
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Referred to Com. on B. & F.I.
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In Senate. Read first time. To Com. on RLS. for assignment.
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Read third time. Passed. Ordered to the Senate. (Ayes 77. Noes 0. Page 4687.)
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Read second time. Ordered to third reading.
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From committee: Do pass. (Ayes 18. Noes 0.) (June 2).
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Re-referred to Com. on APPR.
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Read second time and amended.
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From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 12. Noes 0.) (May 19).
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Re-referred to Com. on B. & F.
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From committee chair, with author's amendments: Amend, and re-refer to Com. on B. & F. Read second time and amended.
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Referred to Com. on B. & F.
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From printer. May be heard in committee March 14.
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Read first time. To print.
Sponsors
- Dodd · Cosponsor
- Hueso · Cosponsor
- Scott D. Wiener · Cosponsor
- Jeff Gonzalez · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 3 co-sponsors · 118 not signed on
Sponsors (1)
- Gonzalez, Jeff Republican
Co-sponsors (3)
- Dodd
- Hueso
- Wiener, Scott D. Democratic
Not signed on (118)
118 members have not signed on to this bill.
Show all 118 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 27 | 0 | 0 | 0 |
| Democratic | 10 | 0 | 0 | 0 |
| Republican | 2 | 0 | 0 | 1 |
| Total | 39 | 0 | 0 | 1 |
| % of votes cast | 98% | 0% | 0% | 3% |
How each member voted (40)
| Member | Party | Vote |
|---|---|---|
| Bradford | — | Yea |
| Morrell | — | Yea |
| Hill | — | Yea |
| Hertzberg | — | Yea |
| Melendez | — | Yea |
| Wieckowski | — | Yea |
| Portantino | — | Yea |
| Monning | — | Yea |
| Bates | — | Yea |
| Nielsen | — | Yea |
| Moorlach | — | Yea |
| Chang | — | Yea |
| Skinner | — | Yea |
| Hueso | — | Yea |
| Pan | — | Yea |
| Borgeas | — | Yea |
| Rubio | — | Yea |
| Dodd | — | Yea |
| Wilk | — | Yea |
| Allen | — | Yea |
| Roth | — | Yea |
| Leyva | — | Yea |
| Atkins | — | Yea |
| Mitchell | — | Yea |
| Beall | — | Yea |
| Galgiani | — | Yea |
| Glazer | — | Yea |
| Archuleta, Bob | Democratic | Yea |
| Caballero, Anna M. | Democratic | Yea |
| Durazo, Maria Elena | Democratic | Yea |
| Gonzalez, Lena A. | Democratic | Yea |
| Hurtado, Melissa | Democratic | Yea |
| Jackson, Corey A. | Democratic | Yea |
| McGuire, Mike | Democratic | Yea |
| Stern, Henry I. | Democratic | Yea |
| Umberg, Thomas J. | Democratic | Yea |
| Wiener, Scott D. | Democratic | Yea |
| Dahle, Megan | Republican | Yea |
| Grove, Shannon | Republican | Yea |
| Jones, Brian W. | Republican | Not Voting |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 6 | 0 | 0 | 0 |
| Republican | 1 | 0 | 0 | 0 |
| Total | 7 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (7)
| Member | Party | Vote |
|---|---|---|
| Portantino | — | Yea |
| Bradford | — | Yea |
| Hill | — | Yea |
| Leyva | — | Yea |
| Wieckowski | — | Yea |
| Bates | — | Yea |
| Jones, Brian W. | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 6 | 0 | 0 | 0 |
| Republican | 1 | 0 | 0 | 0 |
| Total | 7 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (7)
| Member | Party | Vote |
|---|---|---|
| Hill | — | Yea |
| Portantino | — | Yea |
| Wieckowski | — | Yea |
| Leyva | — | Yea |
| Bates | — | Yea |
| Bradford | — | Yea |
| Jones, Brian W. | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 4 | 0 | 0 | 0 |
| Democratic | 2 | 0 | 0 | 0 |
| Republican | 1 | 0 | 0 | 0 |
| Total | 7 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (7)
| Member | Party | Vote |
|---|---|---|
| Hueso | — | Yea |
| Portantino | — | Yea |
| Chang | — | Yea |
| Bradford | — | Yea |
| Caballero, Anna M. | Democratic | Yea |
| Durazo, Maria Elena | Democratic | Yea |
| Dahle, Megan | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democratic | 21 | 0 | 0 | 1 |
| Unaffiliated | 50 | 0 | 0 | 1 |
| Republican | 6 | 0 | 0 | 0 |
| Total | 77 | 0 | 0 | 2 |
| % of votes cast | 97% | 0% | 0% | 3% |
How each member voted (79)
| Member | Party | Vote |
|---|---|---|
| Friedman | — | Yea |
| Cooper | — | Yea |
| Brough | — | Yea |
| Weber | — | Yea |
| Bigelow | — | Yea |
| Bloom | — | Yea |
| Gloria | — | Yea |
| Gonzalez | — | Yea |
| Kamlager | — | Yea |
| Voepel | — | Yea |
| Holden | — | Yea |
| Diep | — | Yea |
| Daly | — | Yea |
| Mullin | — | Yea |
| Salas | — | Yea |
| Eggman | — | Yea |
| Wood | — | Yea |
| Chiu | — | Yea |
| Gray | — | Yea |
| Frazier | — | Yea |
| Obernolte | — | Yea |
| Mayes | — | Yea |
| Smith | — | Yea |
| Kiley | — | Yea |
| Rendon | — | Yea |
| Rodriguez | — | Yea |
| McCarty | — | Yea |
| Fong | — | Yea |
| Waldron | — | Yea |
| O'Donnell | — | Yea |
| Jones-Sawyer | — | Yea |
| Ting | — | Yea |
| Chau | — | Yea |
| Santiago | — | Yea |
| Maienschein | — | Yea |
| Nazarian | — | Yea |
| Low | — | Yea |
| Burke | — | Yea |
| Cooley | — | Yea |
| Levine | — | Yea |
| Medina | — | Yea |
| Chu | — | Yea |
| Cunningham | — | Yea |
| Mathis | — | Yea |
| Quirk | — | Not Voting |
| Cristina Garcia | — | Yea |
| Eduardo Garcia | — | Yea |
| Jim Patterson | — | Yea |
| Luz Rivas | — | Yea |
| Mark Stone | — | Yea |
| Wendy Carrillo | — | Yea |
| Aguiar-Curry, Cecilia M. | Democratic | Yea |
| Arambula, Joaquin | Democratic | Yea |
| Bauer-Kahan, Rebecca | Democratic | Yea |
| Berman, Marc | Democratic | Yea |
| Boerner, Tasha | Democratic | Yea |
| Bonta, Mia | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Cervantes, Sabrina | Democratic | Yea |
| Gabriel, Jesse | Democratic | Yea |
| Gipson, Mike A. | Democratic | Yea |
| Grayson, Timothy S. | Democratic | Yea |
| Irwin, Jacqui | Democratic | Yea |
| Kalra, Ash | Democratic | Yea |
| Limón, Monique | Democratic | Yea |
| Muratsuchi, Al | Democratic | Not Voting |
| Petrie-Norris, Cottie | Democratic | Yea |
| Quirk-Silva, Sharon | Democratic | Yea |
| Ramos, James C. | Democratic | Yea |
| Reyes, Eloise Gómez | Democratic | Yea |
| Rivas, Robert | Democratic | Yea |
| Rubio, Blanca E. | Democratic | Yea |
| Wicks, Buffy | Democratic | Yea |
| Chen, Phillip | Republican | Yea |
| Choi, Steven S. | Republican | Yea |
| Dahle, Megan | Republican | Yea |
| Flora, Heath | Republican | Yea |
| Gallagher, James | Republican | Yea |
| Lackey, Tom | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democratic | 6 | 0 | 0 | 0 |
| Unaffiliated | 11 | 0 | 0 | 0 |
| Republican | 1 | 0 | 0 | 0 |
| Total | 18 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (18)
| Member | Party | Vote |
|---|---|---|
| Fong | — | Yea |
| McCarty | — | Yea |
| Voepel | — | Yea |
| Chau | — | Yea |
| Bloom | — | Yea |
| Eggman | — | Yea |
| Gonzalez | — | Yea |
| Diep | — | Yea |
| Bigelow | — | Yea |
| Eduardo Garcia | — | Yea |
| Wendy Carrillo | — | Yea |
| Bauer-Kahan, Rebecca | Democratic | Yea |
| Bonta, Mia | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Gabriel, Jesse | Democratic | Yea |
| Petrie-Norris, Cottie | Democratic | Yea |
| Rivas, Robert | Democratic | Yea |
| Dahle, Megan | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 2 | 0 | 0 | 0 |
| Democratic | 6 | 0 | 0 | 0 |
| Unaffiliated | 4 | 0 | 0 | 0 |
| Total | 12 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (12)
| Member | Party | Vote |
|---|---|---|
| Fong | — | Yea |
| Weber | — | Yea |
| Burke | — | Yea |
| Mark Stone | — | Yea |
| Bauer-Kahan, Rebecca | Democratic | Yea |
| Cervantes, Sabrina | Democratic | Yea |
| Gabriel, Jesse | Democratic | Yea |
| Grayson, Timothy S. | Democratic | Yea |
| Limón, Monique | Democratic | Yea |
| Wicks, Buffy | Democratic | Yea |
| Chen, Phillip | Republican | Yea |
| Choi, Steven S. | Republican | Yea |
Subjects
Frequently asked questions
- What does AB 2196 do?
- Existing law, the California Financing Law, generally provides for the licensure and regulation of finance lenders and brokers by the Commissioner of Business Oversight and makes a willful violation of its provisions a crime, except as provided. That law, until January 1, 2023, establishes the Pilot Program for Increased Access to Responsible Small Dollar Loans. This bill would extend the sunset date for that program until January 1, 2028, require the commissioner to include in a certain report recommendations regarding whether the program should continue after January 1, 2028, and make conforming changes. Because a willful violation of these extended provisions would be a crime, this bill would impose a state-mandated local program. The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement. This bill would provide that no reimbursement is required by this act for a specified reason.
- Who sponsors AB 2196?
- AB 2196 is sponsored by Dodd, Hueso, Wiener, Scott D. (Democratic), and Gonzalez, Jeff (Republican).
- What is the current status of AB 2196?
- This bill has been enacted into law. Introduced February 12, 2020. Enacted.
- Where can I track AB 2196?
- Track AB 2196 free on One Click Politics — get push/email alerts when it moves.
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