Residential property insurance: high fire risk areas: study.
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AB 2167 — Residential property insurance: high fire risk areas: study.
Last action — Ordered to inactive file by unanimous consent.
No card. One bill, free forever — alerts when it moves.
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✓Introduced
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✓In Committee
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3Passed Assembly
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4Passed Senate
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5To Executive
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6Enacted
This bill died with 2019-2020 Regular Session. It reached “Passed Assembly” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.
Summary
The Insurance Rate Reduction and Reform Act of 1988, an initiative measure enacted by Proposition 103, as approved by the voters at the November 8, 1988, statewide general election, prohibits specified insurance rates from being approved or remaining in effect that are excessive, inadequate, unfairly discriminatory, or otherwise in violation of the act. The act requires an insurer that wishes to change a rate to file a complete rate application with the Insurance Commissioner, as specified. This bill would require the commissioner to investigate, study, and prepare a report that addresses specific issues relating to ratemaking for residential property insurance policies in high fire risk areas. The bill would require the study to address the extent to which the commissioner may use its authority to create one or more market assistance plans to ensure that residential property insurance is fair, available, and affordable in high fire risk communities, the costs and benefits of authorizing insurers to include the cost of reinsurance as part of the rate for residential property insurance, and the extent to which the establishment of a public wildfire catastrophe model would be appropriate for use in residential property insurance ratemaking. The bill would require the commissioner, on or before July 1, 2022, to submit the report to the Chairpersons of the Assembly and Senate Committees on Insurance, the Speaker of the Assembly, the President pro Tempore of the Senate, and the Governor. The bill would repeal these provisions on January 1, 2025.
Bill Text
- Amended 08/20/20 - Amended Senate Current pdf August 20, 2020
- Amended 08/05/20 - Amended Senate pdf August 05, 2020
- Amended 07/30/20 - Amended Senate pdf July 30, 2020
- Amended 07/23/20 - Amended Senate pdf July 23, 2020
- Amended 05/04/20 - Amended Assembly pdf May 04, 2020
- Introduced 02/11/20 - Introduced pdf February 11, 2020
- AB2167 View text html
Action History
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Ordered to inactive file by unanimous consent.
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Read second time. Ordered to third reading.
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Read second time and amended. Ordered returned to second reading.
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From committee: Amend, and do pass as amended. (Ayes 7. Noes 0.) (August 20).
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In committee: Referred to APPR. suspense file.
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In committee: Hearing postponed by committee.
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Read second time and amended. Re-referred to Com. on APPR.
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From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 12. Noes 0.) (August 4).
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From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.
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From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.
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Referred to Com. on INS.
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In Senate. Read first time. To Com. on RLS. for assignment.
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Read third time. Passed. Ordered to the Senate. (Ayes 61. Noes 3. Page 4704.)
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Read second time. Ordered to third reading.
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From committee: Do pass. (Ayes 17. Noes 0.) (June 3).
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In committee: Set, first hearing. Referred to APPR. suspense file.
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From committee: Do pass and re-refer to Com. on APPR. (Ayes 14. Noes 0.) (May 7). Re-referred to Com. on APPR.
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Re-referred to Com. on INS.
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From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.
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Referred to Com. on INS.
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From printer. May be heard in committee March 13.
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Read first time. To print.
Sponsors
- Daly · Primary
- Cooley · Cosponsor
- Phillip Chen · Cosponsor
- Megan Dahle · Cosponsor
- Kamlager · Cosponsor
- Mayes · Cosponsor
- Medina · Cosponsor
- Waldron · Cosponsor
- Dahle · Cosponsor
- Jones · Cosponsor
- Blanca E. Rubio · Cosponsor
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 10 co-sponsors · 111 not signed on · 1 voted No
Sponsors (1)
- Daly
Co-sponsors (10)
- Cooley
- Chen, Phillip Republican
- Dahle, Megan Republican
- Kamlager
- Mayes
- Medina
- Waldron
- Dahle
- Jones
- Rubio, Blanca E. Democratic
Not signed on (111)
111 members have not signed on to this bill.
Show all 111 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 6 | 0 | 0 | 0 |
| Republican | 1 | 0 | 0 | 0 |
| Total | 7 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (7)
| Member | Party | Vote |
|---|---|---|
| Portantino | — | Yea |
| Bradford | — | Yea |
| Hill | — | Yea |
| Leyva | — | Yea |
| Wieckowski | — | Yea |
| Bates | — | Yea |
| Jones, Brian W. | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 1 | 0 | 0 | 0 |
| Unaffiliated | 6 | 0 | 0 | 0 |
| Total | 7 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (7)
| Member | Party | Vote |
|---|---|---|
| Wieckowski | — | Yea |
| Leyva | — | Yea |
| Bates | — | Yea |
| Hill | — | Yea |
| Bradford | — | Yea |
| Portantino | — | Yea |
| Jones, Brian W. | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 10 | 0 | 0 | 1 |
| Democratic | 1 | 0 | 0 | 0 |
| Republican | 1 | 0 | 0 | 0 |
| Total | 12 | 0 | 0 | 1 |
| % of votes cast | 92% | 0% | 0% | 8% |
How each member voted (13)
| Member | Party | Vote |
|---|---|---|
| Portantino | — | Yea |
| Moorlach | — | Yea |
| Glazer | — | Yea |
| Roth | — | Yea |
| Hueso | — | Yea |
| Dodd | — | Yea |
| Rubio | — | Yea |
| Bates | — | Yea |
| Galgiani | — | Yea |
| Borgeas | — | Yea |
| Mitchell | — | Not Voting |
| Archuleta, Bob | Democratic | Yea |
| Jones, Brian W. | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 40 | 3 | 0 | 8 |
| Democratic | 15 | 0 | 0 | 7 |
| Republican | 6 | 0 | 0 | 0 |
| Total | 61 | 3 | 0 | 15 |
| % of votes cast | 77% | 4% | 0% | 19% |
How each member voted (79)
| Member | Party | Vote |
|---|---|---|
| Holden | — | Yea |
| Maienschein | — | Yea |
| Friedman | — | Yea |
| Cooper | — | Yea |
| Kiley | — | Yea |
| Brough | — | Yea |
| Weber | — | Yea |
| Diep | — | Yea |
| Bigelow | — | Yea |
| Rendon | — | Yea |
| Rodriguez | — | Yea |
| McCarty | — | Yea |
| Low | — | Yea |
| Bloom | — | Yea |
| Burke | — | Yea |
| Daly | — | Yea |
| Cooley | — | Yea |
| Mullin | — | Yea |
| Salas | — | Yea |
| Fong | — | Yea |
| Waldron | — | Yea |
| Medina | — | Yea |
| Wood | — | Yea |
| Kamlager | — | Yea |
| O'Donnell | — | Yea |
| Chu | — | Yea |
| Cunningham | — | Yea |
| Jones-Sawyer | — | Yea |
| Voepel | — | Yea |
| Gray | — | Yea |
| Chau | — | Yea |
| Mathis | — | Yea |
| Frazier | — | Yea |
| Obernolte | — | Yea |
| Mayes | — | Yea |
| Santiago | — | Yea |
| Levine | — | Nay |
| Gonzalez | — | Nay |
| Gloria | — | Not Voting |
| Chiu | — | Not Voting |
| Quirk | — | Not Voting |
| Ting | — | Not Voting |
| Smith | — | Not Voting |
| Eggman | — | Not Voting |
| Nazarian | — | Not Voting |
| Cristina Garcia | — | Yea |
| Eduardo Garcia | — | Yea |
| Jim Patterson | — | Yea |
| Luz Rivas | — | Not Voting |
| Mark Stone | — | Nay |
| Wendy Carrillo | — | Yea |
| Aguiar-Curry, Cecilia M. | Democratic | Not Voting |
| Arambula, Joaquin | Democratic | Yea |
| Bauer-Kahan, Rebecca | Democratic | Yea |
| Berman, Marc | Democratic | Yea |
| Boerner, Tasha | Democratic | Not Voting |
| Bonta, Mia | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Cervantes, Sabrina | Democratic | Yea |
| Gabriel, Jesse | Democratic | Yea |
| Gipson, Mike A. | Democratic | Yea |
| Grayson, Timothy S. | Democratic | Yea |
| Irwin, Jacqui | Democratic | Yea |
| Kalra, Ash | Democratic | Not Voting |
| Limón, Monique | Democratic | Not Voting |
| Muratsuchi, Al | Democratic | Not Voting |
| Petrie-Norris, Cottie | Democratic | Yea |
| Quirk-Silva, Sharon | Democratic | Yea |
| Ramos, James C. | Democratic | Yea |
| Reyes, Eloise Gómez | Democratic | Not Voting |
| Rivas, Robert | Democratic | Yea |
| Rubio, Blanca E. | Democratic | Yea |
| Wicks, Buffy | Democratic | Not Voting |
| Chen, Phillip | Republican | Yea |
| Choi, Steven S. | Republican | Yea |
| Dahle, Megan | Republican | Yea |
| Flora, Heath | Republican | Yea |
| Gallagher, James | Republican | Yea |
| Lackey, Tom | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democratic | 6 | 0 | 0 | 0 |
| Unaffiliated | 10 | 0 | 0 | 1 |
| Republican | 1 | 0 | 0 | 0 |
| Total | 17 | 0 | 0 | 1 |
| % of votes cast | 94% | 0% | 0% | 6% |
How each member voted (18)
| Member | Party | Vote |
|---|---|---|
| Fong | — | Yea |
| McCarty | — | Yea |
| Voepel | — | Yea |
| Chau | — | Yea |
| Bloom | — | Yea |
| Eggman | — | Yea |
| Diep | — | Yea |
| Bigelow | — | Yea |
| Gonzalez | — | Not Voting |
| Eduardo Garcia | — | Yea |
| Wendy Carrillo | — | Yea |
| Bauer-Kahan, Rebecca | Democratic | Yea |
| Bonta, Mia | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Gabriel, Jesse | Democratic | Yea |
| Petrie-Norris, Cottie | Democratic | Yea |
| Rivas, Robert | Democratic | Yea |
| Dahle, Megan | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 9 | 0 | 0 | 0 |
| Democratic | 4 | 0 | 0 | 0 |
| Republican | 1 | 0 | 0 | 0 |
| Total | 14 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (14)
| Member | Party | Vote |
|---|---|---|
| Cooley | — | Yea |
| Kamlager | — | Yea |
| Cooper | — | Yea |
| Voepel | — | Yea |
| Frazier | — | Yea |
| Wood | — | Yea |
| Mayes | — | Yea |
| Daly | — | Yea |
| Bigelow | — | Yea |
| Berman, Marc | Democratic | Yea |
| Gipson, Mike A. | Democratic | Yea |
| Grayson, Timothy S. | Democratic | Yea |
| Rivas, Robert | Democratic | Yea |
| Chen, Phillip | Republican | Yea |
Subjects
Frequently asked questions
- What does AB 2167 do?
- The Insurance Rate Reduction and Reform Act of 1988, an initiative measure enacted by Proposition 103, as approved by the voters at the November 8, 1988, statewide general election, prohibits specified insurance rates from being approved or remaining in effect that are excessive, inadequate, unfairly discriminatory, or otherwise in violation of the act. The act requires an insurer that wishes to change a rate to file a complete rate application with the Insurance Commissioner, as specified. This bill would require the commissioner to investigate, study, and prepare a report that addresses specific issues relating to ratemaking for residential property insurance policies in high fire risk areas. The bill would require the study to address the extent to which the commissioner may use its authority to create one or more market assistance plans to ensure that residential property insurance is fair, available, and affordable in high fire risk communities, the costs and benefits of authorizing insurers to include the cost of reinsurance as part of the rate for residential property insurance, and the extent to which the establishment of a public wildfire catastrophe model would be appropriate for use in residential property insurance ratemaking. The bill would require the commissioner, on or before July 1, 2022, to submit the report to the Chairpersons of the Assembly and Senate Committees on Insurance, the Speaker of the Assembly, the President pro Tempore of the Senate, and the Governor. The bill would repeal these provisions on January 1, 2025.
- Who sponsors AB 2167?
- AB 2167 is sponsored by Daly, Cooley, Chen, Phillip (Republican), Dahle, Megan (Republican), Kamlager, Mayes, Medina, Waldron, Dahle, Jones, and Rubio, Blanca E. (Democratic).
- What is the current status of AB 2167?
- This bill died with 2019-2020 Regular Session. It reached “Passed Assembly” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
- Where can I track AB 2167?
- Track AB 2167 free on One Click Politics — get push/email alerts when it moves.
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